Tesla Model 3 Tax Credits Change In 2024 - Why To Wait vs. Buying Now

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  • @FaZaFurhod
    @FaZaFurhod Рік тому +5

    I was expecting a $3,750 point of sale tax credit for the model 3, but they're not offering any tax credit at all. What is going on?

  • @shdmd2118
    @shdmd2118 Рік тому +7

    You failed to address if the new model 3 refresh is worth 7-8 k more than current model

  • @Dryloch
    @Dryloch Рік тому +8

    EVs are not selling the way the IRA wanted them to as it is. They should push back these battery restrictions for 24 months to give companies time to comply. Ford is sitting an way too many Mach Es right now. They need every advantage they can get.

    • @shaneslaughter1719
      @shaneslaughter1719 Рік тому +3

      I think the reason why Ford is having it issues is the move to NACS. Most EV buyers are more educated buyers. Why buy something that you are going to have a hard time charging in 12-18 months from now. Wait to buy, allow NACS to go live and most likely based on forecast I have read interest rates are most likely to drop. Makes since to wait.

    • @Geckogold
      @Geckogold Рік тому

      The US Congress has to modify the law. But they won't do that during an election year, and Republicans are largely anti-EV, so if they take over again, you can bet they won't allow that to pass unless they get something first like more subsidies for fossil fuel companies in the process.
      But if nothing else, the IRA has spurred many automakers to start building battery factories in North America to bring some manufacturing jobs back.

    • @kenyattaclay7666
      @kenyattaclay7666 Рік тому +1

      Rivian had higher than expected sales numbers last quarter. Hyundai/Kia just reported record sales for their EVs and Ford just said November was their best month ever for the Lightning. Are EVs flying off the shelf, no. However here's the thing, no automobiles are flying off the shelf. iSeeCars just recently put out their slowest selling vehicles for the third quarter and there was only on full EV in the top 10 least selling cars and automakers struggling like hell to sell pickup trucks but the only news reports you see are how EVs are sitting on lots. It's almost like how the only news reports you see about automobile fires are for EVs when they are the least likely to catch fire.

  • @Geckogold
    @Geckogold Рік тому +9

    You should do a video on the used plug-in tax credit. It's not talked about very much, and would really, really benefit many people who would may otherwise just get another gas guzzler. And even some Teslas like the older Model S and Model 3 are starting to fall into that price threshold limit, some thanks to Tesla slashing prices on new vehicles in 2023.
    You should be able to apply the used tax credit at time of sale starting in 2024 as well just like you can with the new one. Consult a tax professional on this though.
    Main stipulations for the used tax credit:
    On the individual's end, you have to make $75k or less if Single.
    For Head of Household (basically if you're a single parent or have a dependent relative like say elderly parents or disabled sibling living with you and you take care of them), it's $112k.
    For Married Filing Jointly, it's $150k.
    If you make more than these, you won't qualify regardless, so keep this in mind as the IRS will make you pay the tax credit back if you took it at the time of sale. If you make under, you're good to go.
    You also can't have claimed the used tax credit within the last 3 years. I'm not sure if buying and claiming a new EV tax credit counts towards this, so consult with a tax professional for specifics.
    For the car:
    - $25k or less (this is probably the biggest one)
    - Sold by a licensed dealer, so buying privately doesn't qualify. Luckily with this you can haggle the price down if it's bordering on that $25k range listed in the rule above. The dealer probably won't/can't budge on a say, $34k used EV. But they might on a $26k one, especially if it's been on their lot for a while.
    - At least 2 model years old at the time of sale, so in 2024, it has to be a 2022 or older.
    - Battery must be at least 7 kWh in size. Plug-in hybrids count so long as it meets this requirement, so the older Toyota Plug-in Prius won't (4 kWh battery), but the first gen Toyota Prius Prime will (8.8 kWh battery) along with the Ford C-Max/Fusion "energi" trims (the regular "hybrid" only versions of these cars don't qualify, due to the smaller battery and no way to plug it in).
    - The plug-in vehicle only qualifies once per VIN.I expect this to get really messy in later years if the plug-in vehicle changes hands many times. You should also definitely use this against the dealer if the credit was claimed already to haggle the price down if that's the case for the particular car you're looking at. They have to send the VIN to the IRS (remember the "sold by a dealer" rule above?), so they should be able to check for this eligibility.
    The tax credit value is 30% of the car's sticker price, or $4k, whichever is less. So basically if it's under $13k, it's 30% of the cost of the EV. Between $14-25k, you can claim $4k on it. Not a lot, but look at it this way, there aren't many cars you can buy used, and get money back on your taxes for it, while also saving you on fuel and reducing routine maintenance costs.

    • @normt430
      @normt430 Рік тому +3

      I mentioned this on Consumer Reports comment section many times and they have finally addressed used EV tax credit. It is a very hood deal as many EV's and PHEV's are falling into the sub-$25,000 range.
      A friend just picked up a 2019 Bolt EV with 79k miles on it for $14k. Warranty is good for 144k miles after getting a new battery. Or about $10k after tax credit!

  • @shdmd2118
    @shdmd2118 Рік тому +6

    Refresh model 3 will have 3 -4 k higher msrp and 3750 less tax credit
    New refresh is nIce but it’s. It not worth 7-8 k more to me.

  • @Infinitexz
    @Infinitexz Рік тому +2

    In GA, there is no state incentive, no utility incentive, and with the federal incentive lowering next year, Tesla better adjust prices or face even lower demand from consumers in states without all of these fancy incentives.

  • @theDougAngle
    @theDougAngle Рік тому +2

    Can you do a simiar analysis for the Model Y ?

  • @NoahCarsearching
    @NoahCarsearching 10 місяців тому

    Does the used Tesla model 3 have a tax credit at all?

  • @BrianBrown-ym9ut
    @BrianBrown-ym9ut Рік тому +5

    Ryan, Thanks for the informative update! Any plans to make a similar video on the 2023 vs 2024 Id.4? I was all set to buy a 2023 with a great end of model year deal until Kyle’s October video on the 2024 updates. Now I am all in waiting for the new model, but concerned about production delays. Is the 2024 worth the wait??

    • @Brian-dd2df
      @Brian-dd2df Рік тому +1

      I'm fairly certain Kyle mentioned that the 2025 american ID4 will be the one to get their newer faster and more efficient motor. So I'd say wait for the 2025 year model so you aren't governed to less than 100 mph and the slow 0-60 time in the current ID4. Also wait for VW to commit to NACS.

    • @Geckogold
      @Geckogold Рік тому +1

      I'd second what Brian-dd2df mentioned. Wait to see if VW is going to commit to switching to NACS, or the North American Charging Standard, that Tesla currently uses, and many other automakers have announced they are switching to.
      Unless you plan to charge exclusively at home/work and never go long distance with it, any EV that can't use the Tesla Supercharger network is going to be at a huge disadvantage if they can't use it, unless Tesla massively builds out the V4 Superchargers or expands the V3's to have Magic Dock capabilities for CCS cars. As in a Supercharger every 10-50 miles compared to the 100-150 miles they currently do.
      Otherwise if you can wait, come 2025 and later, I'd say just get a NACS-enabled EV like ones from Ford, Kia, Toyota, Hyundai, Honda, etc. Aside from the bigger selection, you'll also have a much better idea of the marketplace by that time and with the increased competition, you can potentially haggle a lower price if you're not specific to one brand.
      The Juniper refresh for the Tesla Model Y will likely be out at that point too, and Tesla may also reveal more about their upcoming $25k "Model 2" (not the official name, but seems to be the popular nickname for it).

  • @kenyattaclay7666
    @kenyattaclay7666 Рік тому +5

    Honestly if you have the $7,500 in your bank and you know you will qualify for the full credit you should buy it now if you are wanting to have it taken off the top of the price and think of it as a short term personal loan until you get it back on your taxes. You can also go ahead and finance it if you are not a procrastinator with filing your taxes and take that credit when you get it back in late February or early March & make a $7,500 payment to reduce your principal and effectively lower the rest of your monthly payments. Sure you can get the $3,750 at POS next year but that only equates to roughly $50 to $60 a month less on your car payment. If you have the money & you float yourself a personal loan that could mean the difference of roughly $100 a month. You would literally be giving away roughly $3,000 just to wait three weeks to get it POS.

    • @marcusanderson3995
      @marcusanderson3995 Рік тому

      What if you aren’t carrying a 7,500 tax burden into 2024?

    • @kenyattaclay7666
      @kenyattaclay7666 Рік тому

      @@marcusanderson3995 I’m not really sure what you are asking. I did say that if you know you will qualify for the $7,500. However if your asking about the POS part that comes into play then your tax burden doesn’t apply because it’s transferable to the dealership so whatever the car is qualified for you can still get it no matter what.

  • @fortniteharambe
    @fortniteharambe Рік тому +3

    I'll be waiting for the stalks and parking sensors to come back.

  • @chargepozitive
    @chargepozitive Рік тому +1

    Nice update guys!

  • @shilver101
    @shilver101 Рік тому

    I just purchased a used Tesla 2018 M3 but from what I am seeing on the IRS website the car has to have been purchased for 25k or less....Does that make any sense?

    • @FentonLounge
      @FentonLounge Рік тому

      Same here but now I'm learning it won't qualify because the delivery fee put me over 25

  • @ronalmodovar7068
    @ronalmodovar7068 Рік тому

    Does the model Y also qualify for the 3750 tax credit?

  • @brianblattner861
    @brianblattner861 Рік тому

    Model 3 performance does seem to get the tax credit. The price cap for model 3 is $55k to get the credit right now.

  • @AA-yw1nh
    @AA-yw1nh Рік тому +3

    The only way the LR will have to get half the tax credit is if they switch to LFP or LMFP 😎. It would be nice of them to tell us that.

    • @dianewallace6064
      @dianewallace6064 Рік тому

      I want LFP and LMFP so I'll take 1/2 the tax credit. If they switch back to 4680 then I may get a 2023 model 3 (LFP) used in a few years.

  • @mikedsjr
    @mikedsjr Рік тому

    Should I wait to get the Y?

  • @jdwalker199
    @jdwalker199 Рік тому

    Great video guys.

  • @deej628
    @deej628 Рік тому +3

    Good morning. Tax credit applies to all Model 3s according to the Teslas website. I’m waiting on the highland to drop here in the US to see how much it helps with second hand current 21+ models.

    • @tonys9413
      @tonys9413 Рік тому +4

      “Tax credit applies to all Model 3s” $7,500 only for the next three weeks; $3,750 starting Jan 1 ‘24.

    • @deej628
      @deej628 Рік тому

      He contradicts himself right before that.

    • @marcusanderson3995
      @marcusanderson3995 Рік тому

      Now it’s $0 according to Tesla’s website

  • @rogerhall559
    @rogerhall559 Рік тому +1

    If bi-directional charging . . .I'm in! Solar panels on roof . . .electric car/truck as back up battery for emergencies. Brilliant!!

    • @dianewallace6064
      @dianewallace6064 Рік тому

      Great Job! I wish I could have solar panels and go "off-grid". Maybe someday.

    • @Geckogold
      @Geckogold Рік тому

      The Highland Model 3 will not have any of those capabilities. Currently only the upcoming Cybertruck will have bidirectional functionality.

  • @ryanevans2655
    @ryanevans2655 Рік тому +2

    Personally I like the current gen headlights and of course, a turn signal stalk.

  • @johnnynguyen218
    @johnnynguyen218 Рік тому

    Can this EV Tax Credit be combined with the Clean Cars for All Program where you receive up to $9500 for trading in a car older than 2005?

    • @webreakforsquirrel4201
      @webreakforsquirrel4201 Рік тому

      How does discarding a working automobile clean anything? Throwing away 2tons of carbon to buy 3 tons of new carbon. The sad desperation of people to get a handout from the very system thats enslaving them.

    • @SS-hz4jo
      @SS-hz4jo Рік тому

      Asking about a trading incentive is a good idea.

  • @ban_cua_vinfast
    @ban_cua_vinfast Рік тому

    Is this still true?

  • @SS-hz4jo
    @SS-hz4jo Рік тому

    Thank you for not promoting the FOMO.

  • @mikestrock
    @mikestrock Рік тому

    One of the comments that was made was that 'DC fast charging causes battery degradation.' I thought this was disproven? Am I wrong about that? I'm not saying that you should ALWAYS use a Supercharger, but I did think that this idea was disproven.

  • @dianewallace6064
    @dianewallace6064 Рік тому +3

    Great video. Looking forward to my 2024 Tesla model 3 refresh (no enhanced autopilot nor FSD) for all the reasons you stated. I did not know the "Highland" has ventilated seats-- yah! I know about the "no stalk". I have stopped using my turning signal in my ice car already to practice. LOL.

  • @attisthecat
    @attisthecat Рік тому

    No way I would buy Model 3 until highland comes out. That said I am taking advantage of the end of year model Y incentives.

  • @AB78
    @AB78 Рік тому

    As soon as Highland performance comes to United States I'm buying it. Stealth Grey dark interior. Anticipation is killing me.

  • @dougmanck4149
    @dougmanck4149 Рік тому +1

    You guys positive the credit is becoming a refundable credit in 2024?

    • @dianewallace6064
      @dianewallace6064 Рік тому +3

      Yes, that shocked me that they said that definitively. I am an Accountant and a Chemist. I know that in 2024 that you are basically "selling" your individual tax credit to the dealer (or Tesla) but I have heard nothing beyond that yet. I guess it will work like you are leasing (as Max somewhat said) which would be the full $3750 or $7500 (and the dealer does not have to give you the full $3750 or $7500.00 but they have been). But I have not heard that definitively.

    • @Geckogold
      @Geckogold Рік тому +3

      It's not refundable per se. So if you exceed the income limits, you won't qualify, and if you bought a new EV that was otherwise eligible and claimed the tax credit at the time of sale, the IRS will make you pay that back with a penalty.
      If you know you won't qualify, you don't have to claim it when buying the new EV. If you're borderline at the threshold, you can just delay the tax credit and apply for it like normal when doing your 2024 taxes in Jan 2025.
      Double check with a tax professional on this point, but I think the biggest benefit here is if you don't make enough to owe the full $7500 Federal tax, then the IRS won't go after you.
      This would be a great benefit to people who make less income or are on a fixed income. This also the group of people who would also benefit the most from the EV tax credit, as they're usually driving really old gas cars that may largely be on their last legs, but can't afford a newer car so have to keep fixing up that older car every few months, while paying a lot for gas.

    • @dougmanck4149
      @dougmanck4149 Рік тому +1

      @dianewallace6064 From what the IRS has posted, it seems to agree with the video but doesn't directly state so. Seems odd they would delete the tax liability portion but keep the income limitations.

    • @dianewallace6064
      @dianewallace6064 Рік тому

      @@dougmanck4149 The income limitation is correct if you keep your non-refundable individual tax credit and don't sell it to the dealer. My hunch is that when you "sell" your individual tax credit to the dealer (or Tesla) in 2024 , it becomes the dealer's and they give you a discount. I will go by the IRS website in 2024. Some have stated that if you buy an EV from say Ford, they will just mark it up $3750 anyhow. LOL.

    • @dianewallace6064
      @dianewallace6064 Рік тому +1

      @@GeckogoldI just researched it. I used to be a tax professional and I am still my own taxes "tax professional". I won't believe anything until I read all the fine print on the IRS website.

  • @winston3737
    @winston3737 Рік тому

    I worked out my taxes and determined my tax liability would be around $10k. However, I only had around $8k withheld this year so I was going to have to owe the IRS money come tax season. Therefore, I determined it was financially sound to take the full $7500 credit now so that I could reduce my tax liability and get the amount I overpaid with my withholdings back in the form of a refund.
    I also feared that some manufacturers would increase the price of their vehicles by a few thousand since now consumers can take advantage of the credit at the point of sale. A large barrier was the non-refundable nature of the tax credit and the inherent complexity of the US tax system

    • @MichaelImo
      @MichaelImo Рік тому +1

      The IRS will only return the money you owe not the full $7500. If you owed the irs 10k they would rebate u the full amount. Look into it... but they may only cover the 2k

    • @farfromit7654
      @farfromit7654 Рік тому

      @@MichaelImothis person still owes 10k but he just took withholding from his paycheck. He will get the full 7500

    • @leeberliner2905
      @leeberliner2905 Рік тому

      @@farfromit7654that’s not the facts they presented. They said they had a 10k tax liability (not that they owed 10k, they had a 10k LIABILITY), and that they withheld 8. Sounds like they owe 2k to the government. They’re not getting the full benefit of the 7500 tax credit.

  • @harryvelez489
    @harryvelez489 Рік тому

    That sounds good because I'm retired I don't pay taxes applying the credit in the beginning will work for me

    • @JP-sw5ho
      @JP-sw5ho Рік тому

      Yeah this is the first I've heard of the pos tax incentive not requiring you to have matching liability. Is this really true ??

  • @rogerhall559
    @rogerhall559 Рік тому +1

    Solar panels on House . . not on vehicle . . .on vehicle is not yet beneficial for $$

  • @kristopherk1091
    @kristopherk1091 Рік тому

    There's a bit of discrepancy. In 2024, if you don't have a tax liability for the total amount of the tax credit, then you will only receive up to the tax liability amount. It doesn't have anything to do with how much is going to be withheld, it's only you tax liability. And what is changing for 2024 is that the tax credit can be applied at point of sale (taking it off the sale price), not having to wait for tax time to get the credit. There is a catch, if you take the full tax credit at time of sale and you don't actually have that high a tax liability for the year, you will have to pay back any excess - so, no you do not get the full amount if you don't make enough.

    • @marcusanderson3995
      @marcusanderson3995 Рік тому

      Where are you getting that info from? Oct. 6 release from the Dept of treasury states that the credit is regardless of tax liability

  • @ferrynpalmer3875
    @ferrynpalmer3875 Рік тому

    The Model 3 Performance does indeed qualify for the full tax credit. A bit of bad information there.

    • @nfuenmayor
      @nfuenmayor Рік тому +1

      Correct the limit is $55k not $50k, which means even the Model Y Performance still qualifies as well.

  • @slyguyaction
    @slyguyaction Рік тому

    Was never interested in the Federal Tax Credit. Like many people, I'm more interested in getting the payment down. Waiting months and months for cash from the govt doesn't help with those large monthly payments that continue for years.

    • @winston3737
      @winston3737 Рік тому

      You should be interested in the tax credit if your tax liability is high enough. Also the tax season starts in the second half of January. So if you were to file your taxes quickly, you could get your refund (assuming you're due for one) as early as February

    • @slyguyaction
      @slyguyaction Рік тому

      @@winston3737,
      But I still have a higher payment. That’s why we leased our last EV.

    • @shilver101
      @shilver101 Рік тому +1

      @@slyguyaction I mean you could put whatever you get back in taxes towards the vehicle upping its Value and reducing your debt and than apply to refinance for lower payments....just a thought.

    • @slyguyaction
      @slyguyaction Рік тому +1

      @@shilver101,
      Good idea!!

  • @webreakforsquirrel4201
    @webreakforsquirrel4201 Рік тому

    Why do you need a tax credit? You are going to be saving all that money on gas and maintenance.

  • @Michael_the_muffinman
    @Michael_the_muffinman Рік тому +1

    I believe used EV’s get $4000. I can’t afford a new car so that’s what I’m looking at.

  • @carlsmith5545
    @carlsmith5545 Рік тому

    Im waiting for the next generation EV. When hopefully they will be able to fully charge from absolute 0 to 100 percent in the same amount of time it takes to fully fuel a regular car which is 3 to 5 minutes and offers a range of atleast 500 miles. Till then I'll keep my large full size luxurious Jaguar XJl which i fully fuel up (once a month) and takes me 3 to 5 minutes. Range is 570 miles and at 41 thousand dollars, it's paid off. I hope that the next generation EV will have these fine qualities and improvements.......

    • @smck20
      @smck20 Рік тому

      I'm of a similar opinion as you. I have a paid offJaguar FPace which I love, and barely put miles on it due to working from home. I have been seriously tempted to get a Model Y right now due to the killer deals being offered. BUT, seeing all the Highland upgrades makes me want to wait a year or so for the Y to get those upgrades, plus possibly more. If this refreshed Y model costs 10k more, that just gives me the time to save up that amount to cover the increase.

    • @carlsmith5545
      @carlsmith5545 Рік тому

      @@smck20 Yeah but with me, i make the 831 mile trip from Lancaster Pennsylvania to Jacksonville Florida, usa. I do this 3 times a year. A short range car gas or electric just wouldn't cut it. Plus, im a man of luxury and full size and that's not available in a Tesla. Even the model s is alittle short. Im going to do the same, waite and see what comes out down the road. I'll keep my smooth riding jaguar. Besides, it's paid off..lol!!

  • @Quickcat21MK
    @Quickcat21MK Рік тому

    i deleted my comment cause you covered what i ranted about rofl my b.

  • @tazeat
    @tazeat Рік тому +3

    Some of these tax credits need to go away, this is just bad policy

    • @dianewallace6064
      @dianewallace6064 Рік тому +1

      Tax credits are a double-edged sword because tax credits can be construed as "no one buys EVs unless they are subsidized by tax credits" (FUD) or tax credits can be great for serious EV consumers.

    • @FentonLounge
      @FentonLounge Рік тому +3

      It was great for me. Speak for yourself