Life Lessons From My First 6 Months of Retirement

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  • Опубліковано 30 січ 2025

КОМЕНТАРІ • 159

  • @retirethisway
    @retirethisway  5 днів тому +2

    Besides running out of money, what’s your biggest fear in retirement?

    • @Dave23-24
      @Dave23-24 4 дні тому +2

      Money really not an issue, it all works out. So the big fear is staying healthy. I exercise, gym, run, hike, but if you get sick or the spouse gets sick the money will run out if you need extended care. All you can do is postpone the inevitable. Then if you don’t have someone special in your life it would be loneliness 😊

    • @Oglulubell
      @Oglulubell 4 дні тому

      Health Insurance Coverage. Have you seen the news that Pres. Trump is looking to get rid of ACA Subsidies?

    • @ChilliPepper-n2b
      @ChilliPepper-n2b 4 дні тому

      Finding the time to do everything I want to . There is so much free stuff to do money will not be a issue. My dad retired at 72, on government pension. When he passed away 12 years later he had managed to save $70k. My in-laws retired at 70 with $45k. She is now 81 and has over $100k. Proviso is both have/ had their own home and no debt.

    • @meemka8251
      @meemka8251 4 дні тому +3

      Being lonely and not having someone special. There, I am being brutally honest with myself and anyone who reads this comment.

    • @RobertMusilli
      @RobertMusilli 4 дні тому +1

      My mom died at 65, a year after her retirement. All her plans (and my father's) went up in smoke. I worry about running out of road.

  • @josephmoodler2711
    @josephmoodler2711 5 днів тому +10

    I had a very challenging technical career. I enjoyed developing new products and solving difficult problems along with a team of intelligent people. I do miss this part of working, but I do not miss the office politics, long unproductive meetings, difficult customers, and impossible deadlines.

  • @nata3467
    @nata3467 3 дні тому

    I can not WAIT ! I have so many plans mostly around being outdoors, writing, volunteering, baking and cooking more. I have a fund for travel and will most likely volunteer while abroad. I am single, have a dog, one child and parents to spend time with also. I have my future home bought and paid for come April 1 . The next couple of years will all be dedicated to be ready financially and mentally for the end of my life long career.

    • @retirethisway
      @retirethisway  3 дні тому

      All of that sounds wonderful! Congrats to you for such good planning!!

  • @theepichamster1443
    @theepichamster1443 5 днів тому +2

    When I mostly retired, I really started researching stocks and boy did it pay off the last two years. I have always loved investing so this is boring to my wife, but exciting to me. Just something to think about during your downtime in the winter. I would be happy to share a couple of UA-camrs I watch.

  • @gregkloe
    @gregkloe 4 дні тому

    I figure my first year will be consumed by selling my current home and buying another and the resultant work it will need. I will need to discipline myself to mix in some other activities since I know I can be super focused on a task at hand. One last thing Trena: your hair! Beautiful!

    • @retirethisway
      @retirethisway  4 дні тому

      Home shopping and then making it yours is a great first year. Tons of fun and opportunities for creativity! And thank you!

  • @kathleenb.8346
    @kathleenb.8346 5 днів тому +2

    I am 67 still working, full-time as a registered nurse, still physically, fit and very active. One of my children lives close by the others are all many states away. My biggest concern about retiring is not having purpose, being bored, and not having enough money. Your videos have helped me tremendously shift. My thinking. My plan now is to work as long as I can and start collecting Social Security ASAP and invest it.

    • @retirethisway
      @retirethisway  5 днів тому +1

      Thanks for tuning in! I'm sorry that your takeway from this is to work as long as you can! That certainly wasn't my intent. Get out there and enjoy life!

    • @meemka8251
      @meemka8251 4 дні тому

      @@retirethisway I think working as long as you can and enjoying life can go hand-in-hand if one truly enjoys one's work. @kathleenb.8346: If you can wait about 3 more years (until 70) before collecting Social Security you will receive roughly 25% more in monthly benefits than if you take it at 67.

  • @kmmarch60
    @kmmarch60 4 дні тому

    First of all, I’ve gotta say I love this channel. My biggest fear in retirement is running out of money. I think I’ve got enough but it does play on my mind…

    • @retirethisway
      @retirethisway  4 дні тому

      Mine too! It’s such a common fear once the paychecks end.

  • @midlife_minimalist
    @midlife_minimalist 4 дні тому

    My job has become boring so I’m looking forward to not being bored at least at first. I started volunteering with a local cat rescue back in 2020 and recently took over their bookkeeping and taught myself quickbooks to do it. Contemplating trying to take on a few small business customers to help with their admin/quickbooks after at least 6 months into retirement. I like solving problems, organizing, creating efficient systems. I can also do more for the rescue with the additional time. Countdown to May of this year after almost 36 years in large corporate America.

    • @retirethisway
      @retirethisway  4 дні тому

      That’s right around the corner! It’s smart to have a transition to retirement plan. 😀

  • @jrhalabamacustoms5673
    @jrhalabamacustoms5673 5 днів тому +7

    Thank you! My old boss said that when he retired he would forget everything about work, not to call and ask. He is still going strong years later. My turn very soon!

  • @davidoutland2086
    @davidoutland2086 5 днів тому

    Thank you for sharing your journey, I'm sure it will help others.

  • @ChilliPepper-n2b
    @ChilliPepper-n2b 4 дні тому +11

    Another great post. II am transitioning away from work the next 2 years , travelling regularly and adjusting my mindset. Then I plan on taking a gap year before retirement. Focus on me . Get plenty of sleep, focus on great food, go the gym, yoga, Pilates , hiking, biking, learning to cook starting a food garden. Finding myself and what clicks with me. Remember it is ok to do nothing. Stand on the grass in bare feet and breath the air, sit on the beach watching the waves, lie down in a open field and watch the clouds drift by.

    • @retirethisway
      @retirethisway  4 дні тому +2

      That all sounds so wonderful!

    • @ChilliPepper-n2b
      @ChilliPepper-n2b 4 дні тому

      @ stopped watching the tv and rewatching your posts for inspiration .

    • @The333
      @The333 4 дні тому

      I like the gap year idea! I am stealing that.

    • @retirethisway
      @retirethisway  2 дні тому

      I’m honored!

  • @vernshird711
    @vernshird711 4 дні тому +1

    I've crunched the numbers and decided to pull the plug at the end of 2025. Although we're only in our mid-to-late 50s, we met with an estate planner since we don't have kids...we jointly created a plan that works for us. We're doing fine financially so my main concern, like others have stated, is health. It's been brutally cold the past month so, outside of walking our dog, my only other daily exercise is on the stationary bike in our basement. We are adventure travelers so I need to stay in shape to fully enjoy our future trips.

    • @retirethisway
      @retirethisway  4 дні тому

      Happy to hear you’re so close to retiring! Staying healthy is so important at our age. For me, my gym membership is well worth it. I love the group exercise classes!

  • @davidoutland2086
    @davidoutland2086 5 днів тому +2

    Retirement is good for those that planned properly. As I stated previously I am enjoying immensely.

  • @The333
    @The333 5 днів тому +18

    Being a lone-wolf, divorced dude already, I do have concerns about retirement feeling even more like being shipwrecked on an island, but oddly, I also sort of welcome a period when my entire day/week is not dictated by whatever fire drill is going on at the office. I figure I will have a bout 2 or 3 weeks of living in my bathrobe, eating Fruit Loops not shaving and and watching The Office for the 8th time and then I will get my act together. I definitely need to hike Scotland. ;) Good stuff.

    • @retirethisway
      @retirethisway  5 днів тому

      That sounds like a lovely transition to retirement! And a hiking trip through Scotland also sounds awesome!

    • @shartmann2008
      @shartmann2008 5 днів тому +3

      Lone wolf divorced dudette and really looking forward to retirement. I really don't think I'll be bored, maybe lonley, but not bored. Will NOT miss work and all that drama.

  • @KevinMetzler-je4iz
    @KevinMetzler-je4iz 5 днів тому

    Great video. Thanks for the insight.

  • @mitchmitchell4915
    @mitchmitchell4915 5 днів тому

    Great insights, as usual!

  • @ZhannaDavidova
    @ZhannaDavidova 2 дні тому +1

    I just turned 50, and I'm honestly feeling overwhelmed about taxes and retirement. I have a little over £300k saved, but with changing tax laws and the rising cost of living, I’m starting to wonder how much of my savings will actually go to taxes.

    • @retirethisway
      @retirethisway  День тому

      Thank you for sharing your thoughts! It's important to talk about these challenges, and I'm glad you're considering your future seriously. Remember, you're not alone in this journey!

  • @sidjacobson3993
    @sidjacobson3993 3 дні тому

    Healthcare…. Having someone to support you during healthcare procedures… drive for professional accomplishment… feeling like procrastination vs relaxation… watching too many you tube videos… to do lists getting longer and more expensive… surprise car and house repairs or travel for family health issues.

    • @retirethisway
      @retirethisway  3 дні тому

      Yes, balancing healthcare, personal goals, and unexpected expenses can be challenging, but it's all part of finding that new rhythm!

  • @golt4576
    @golt4576 4 дні тому

    A flexible schedule is key, its your time now. Be physically and mentally active another key. Volunteering a great way to help and hey its your time doing what you want.

  • @machineoutlivestheman1192
    @machineoutlivestheman1192 5 днів тому

    Great video!

  • @JeffreyGill-g7x
    @JeffreyGill-g7x 4 дні тому +5

    Tomorrow (Monday) will be Day 1 of retirement for me. My menu will include completing my beginner pickleball class, then more pickleball, eventually yoga, maybe low-key kayaking, acrylic painting, and reading. Looking forward to it all. Your channel is GREAT! Thanks for doing it.

  • @RetirementContentment
    @RetirementContentment 2 дні тому +1

    This is so helpful. I have been retired for four weeks now. I love being retired, but not all days are perfect. Just like the rest of life, there are ups and downs. It is important to find something that lights us up, great way to phrase it. Thanks for your channel!

  • @Expressitc
    @Expressitc День тому

    Biggest concern is getting bored and losing purpose.

    • @retirethisway
      @retirethisway  День тому +1

      It’s true for so many. It’s easy to fill our days with work, but more challenging to fill our days with activities we love.

  • @RobertMusilli
    @RobertMusilli 5 днів тому

    I can't wait to have that happy relaxed look on my face in a few years

  • @ZACTY-hm8nl
    @ZACTY-hm8nl 4 дні тому

    As long as I have my wife, I will be happy. We plan to sell everything and move to The Villages FL, we will own our home but of course have taxes and utilities with normal cost of living. We also plan to live in Lima Peru for the hot hot hot months in FL when it's cool in Lima. We are very compatible and my wife has family in Lima to keep her busy and The Villages has so many activities, some we will do together while others apart. My fear of "early retirement" is will the ACA still be there until I reach 65 and if it is, will it continue to have the current subsidy? Insurance can be overly expensive!

    • @retirethisway
      @retirethisway  4 дні тому +1

      Sounds like a wonderful place! Enjoy!

    • @ZACTY-hm8nl
      @ZACTY-hm8nl 3 дні тому

      @@retirethisway I like watching your videos, they do help in planning, especially that you have an ACA health plan so I know that’s a viable option to keep from breaking the bank!

    • @retirethisway
      @retirethisway  2 дні тому

      Glad I can help!

  • @toddmaniatoddmania9844
    @toddmaniatoddmania9844 3 дні тому

    5:55-6:04 😂 Hilarious, and so accurate!

    • @retirethisway
      @retirethisway  3 дні тому +1

      Thanks! It was fun to edit that part too!

  • @johnnay2372
    @johnnay2372 5 днів тому

    When you left the govt job how did you find dental insurance? Is there a site to go to? Could yiu convert the one you had at work and switch to self pay?

    • @retirethisway
      @retirethisway  5 днів тому +1

      Hi! I didn't work a government job... Check out this video about health insurance options to help: ua-cam.com/video/m0_HbpIKLE8/v-deo.html

    • @johnnay2372
      @johnnay2372 4 дні тому

      @ ops sorry i thought you did

    • @retirethisway
      @retirethisway  4 дні тому

      @@johnnay2372 no worries!

  • @rockinrodlittle
    @rockinrodlittle 4 дні тому +4

    You’ve got at least 18,600 admirers. Well done and keep on producing. Your approach is perfect - not preachy with a bunch of “here’s what you need to do”.

    • @retirethisway
      @retirethisway  4 дні тому +1

      Thank you! I’m so glad my videos are resonating with you!

    • @rockinrodlittle
      @rockinrodlittle 4 дні тому +1

      @ you’re doing amazing. I love how you show that you don’t have all the answers and struggle. I follow a lot of retirement channels as there is a lot of wisdom out there. Your community will grow due to your natural ability to empathic.

    • @retirethisway
      @retirethisway  2 дні тому +1

      Ah, thank you!

  • @bowl816
    @bowl816 4 дні тому +1

    The biggest concerns are:
    Running out of money
    Health problems
    Losing my spouse - the battles with surviving kids
    Losing a sense of identity
    Loneliness
    Things I am looking forward to:
    More free time
    Travel
    Time to volunteer at church
    Time to spend with my kids
    Time to exercise
    Time to play golf
    Time to garden
    Time to start a UA-cam channel
    Time to go thrifting
    Time to play poker again
    Time for Bible study
    I could go on and on.
    I will be retired in 7 months or less. I took a retirement package at work.
    Ready for my new chapter.

    • @retirethisway
      @retirethisway  4 дні тому

      Wow, that’s a lot of really great things to look forward to. You’re gonna have a great next chapter!

  • @TammieMiller-q7s
    @TammieMiller-q7s 3 дні тому +2

    I just finished my freshman year of retirement. I did a lot of dog sitting last Summer unexpectedly but made enough for a new refrigerator. I also did a full kitchen redo which was planned. I didn’t have any formal plans but I’m enjoying trying to find my passions. I’m also doing some travelling. I’ve joined a couple of book clubs and some social clubs. With all that I have down time but I’m learning that’s ok. Retirement for me is all about exploring both near the house and far away.

    • @retirethisway
      @retirethisway  3 дні тому

      Thanks for sharing!! I’m so happy to hear you’re doing so well!

  • @danitzm
    @danitzm 4 дні тому

    I am a 63 year old man who just retired and getting a divorce after a 30 year marriage and relocating. I hope I am not overwhelmed with stress with all the changes or perhaps worse underwhelmed with boredom as I try to start a new life.

    • @retirethisway
      @retirethisway  3 дні тому +1

      It sounds like you have a lot of changes ahead, but remember that every new beginning is an opportunity for growth. Embrace the journey, and take it one step at a time!

  • @91210paige
    @91210paige 5 днів тому +2

    Heck no afternoons are for Naps! Possibly Spooning

  • @lettuceboy2382
    @lettuceboy2382 5 днів тому

    Trena I have the Sunday Scaries!

  • @stevebrown9363
    @stevebrown9363 2 дні тому +1

    Nice channel and message. I'm coming up on two years of retirement and at first, I was going crazy with boredom. My wife is 10 years younger than I am and she is still working so extensive travel and stuff isn't really possible. Worse, we decided to move to Iowa where her family is from but I know nobody. So... a few months after leaving the world of work I joined SCORE (a non-profit organization that does mentoring for small business owners). With SCORE I can use my business and life experience to help others and it adds a much needed avenue for me.

    • @retirethisway
      @retirethisway  День тому

      That's awesome! SCORE sounds like a perfect fit for you. Helping others is such a great way to keep busy and meet new people. Plus, who doesn't love sharing their wisdom?

  • @ShockfactorCA
    @ShockfactorCA 4 дні тому +1

    It’s funny I am 3 years from retirement and I get asked by friends, what will you do in retirement, in a judging way. I say anything I want. I can see how people judge. All stages of life we are judged. They can all judge me when I am at the coffee shop sipping my morning coffee and they are driving by me going to work. I will just SMILE.

    • @retirethisway
      @retirethisway  4 дні тому

      Yes! Retirement is a chance to build a new chapter of life!

  • @tree6196
    @tree6196 5 днів тому +2

    Hi Trena. The information you present is so inspirational once again for me and so many others! You address the same thoughts and feelings of so many and it's really beneficial to see how you address them. Thank you!

  • @chriscummings5727
    @chriscummings5727 5 днів тому +2

    Great job! Keep up the good work! Well done and to the point!

  • @91210paige
    @91210paige 5 днів тому +9

    I guess I can understand feeling like you need something to do or feeling like you should be doing something. But that is just because we've been trained on the hamsters wheel all our lives. You don't have to do a thing. Like planet fitness no judgement zone. I did my time I'm retired. relax. binge watch things in the winter. Plan your garden whatever gets you going. Don't let your mind ruin your retirement.

  • @ScottDamery
    @ScottDamery 4 дні тому

    I could totally replace work with pickleball, just wait...😜

  • @billyrayband
    @billyrayband 4 дні тому +1

    this is retirement therapy...

  • @gjd8849
    @gjd8849 2 дні тому

    You have great hair

  • @BlairK-k3p
    @BlairK-k3p 5 днів тому +5

    The gym is a great daily destination. Sauna there even better.
    It's anti aging, gives energy, and some are $10 a month.

  • @91210paige
    @91210paige 5 днів тому +3

    We are brainwashed to always be busy. I think as long as you keep a soft schedule of somethings instead of just a schedule of Dr. appts.

  • @drticktock4011
    @drticktock4011 4 дні тому

    It's about both...the numbers and purpose.
    See Two Sides of FI
    See Fritz Gilbert's Retirement Manifesto.

  • @wayneninnemann4490
    @wayneninnemann4490 4 дні тому +2

    Fears, none except the funding. But I do have a problem I have not heard anyone mention yet in the many retirement videos I have watched. I'm having trouble convincing myself I'm old enough to retire. That may sound a little funny, I mean I believe I will be 62 this year, it just seems as though I am speaking about someone else when I say it! How can I be this old already! I was just turned 30 a few years ago right? Anyway, I really like your channel. keep up the great work.... :)

    • @retirethisway
      @retirethisway  4 дні тому

      You are not alone my friend! I just turned 60 and it feels surreal! And yes, you are old enough to retire. You are young at heart. 😀

  • @TonyVear-z8y
    @TonyVear-z8y 2 дні тому +3

    The high inflation is a significant reason why most retirees have sleepless nights. The increase in prices of everyday items puts them at risk of running out of money. As prices rise, the amount of money retirees can withdraw from their retirement savings also increases.

    • @Rachel-ul8et
      @Rachel-ul8et 2 дні тому

      Good insight. Thanks

    • @retirethisway
      @retirethisway  День тому

      You bring up a valid point! Inflation can definitely create anxiety for retirees. It's essential to have a solid financial plan in place to manage those rising costs.

  • @wharrison7131
    @wharrison7131 5 днів тому

    Sunrise?

    • @retirethisway
      @retirethisway  5 днів тому

      Not sure what you mean??

    • @rockinrodlittle
      @rockinrodlittle 4 дні тому

      @@retirethiswayI know what he means - you’re retired and up at sunrise. 😂😂. I totally relate. Not a morning person

    • @retirethisway
      @retirethisway  2 дні тому +1

      Oh! Yes, I still get up way too early. 🤣

    • @rockinrodlittle
      @rockinrodlittle 2 дні тому

      @@retirethisway I only set an alarm to catch a flight. The rest of the time - que cera cera

  • @shartmann2008
    @shartmann2008 5 днів тому +1

    Love the snotty voice of the hater/doubter/losers! hee hee hee

  • @lost-south-lake-crafters
    @lost-south-lake-crafters 5 днів тому +2

    Great video. Thanks for sharing! A lot of times, I think we consider ourselves HUMAN DOINGS instead of human beings. Recently, I took a Forest Therapy Guide course and learned how disconnected most people are from just simply BEING rather than doing constantly.

    • @retirethisway
      @retirethisway  5 днів тому +2

      You are so right! Thanks for the insight!

  • @superman9772
    @superman9772 5 днів тому +1

    yep... this is a great informative video AND really important for the ;pre retirement persons... retirement is like a new career

  • @Dave23-24
    @Dave23-24 5 днів тому +1

    Well said 😊

  • @martind6791
    @martind6791 3 дні тому

    Great video and nice to hear for someone 6 months in as well. Keep it up, you’re appreciated

  • @70qq
    @70qq 3 дні тому

    🤘

  • @davidjensen8090
    @davidjensen8090 4 дні тому +1

    Good stuff, thanks. Regarding volunteerism : I volunteered for my local Red Cross during the peak lock-down period of Covid in 2020, delivering blood and platelet crates to local area hospitals. That was really enjoyable, and the shifts typically lasted 2-4 hours, depending upon the number of affected hospitals on any given route. So yeah...that Red Cross van that you pass on the highway most days? Chances are, it's being driven by a blood delivery VOLUNTEER, not a paid employee. The volunteer network for the Red Cross is vast, so it's worth a look if you are interested.

  • @JTDIYM
    @JTDIYM 3 дні тому

    I feel so rude saying this but you're very good looking considering you're not 20 anymore

    • @retirethisway
      @retirethisway  3 дні тому

      Thanks! I appreciate the compliment, though I've found that confidence and self-acceptance only get better with age - no qualifiers needed.

  • @meemka8251
    @meemka8251 4 дні тому

    Hi Trena- The content of your videos just keeps getting better and better, more relatable, more insightful and more thought-provoking. I've come to look forward to your weekly videos and they never disappoint. Great work and great wisdom!

  • @user-te8or3sj8o
    @user-te8or3sj8o День тому

    Oh Thank you for sharing !! You are an inspiration to me and a guy at 50 looking about what's ahead, you are giving me some important insite on these thoughts and for this I Thank you pretty Lady! 😊

  • @thelanceman
    @thelanceman День тому

    After 4 months retired at age 60 it was just a little too much free time. Just found part time work so let's see if that is what I need. I also know this part job cannot give me any stress or I'll find something else. I cant lose!

    • @retirethisway
      @retirethisway  День тому +1

      There’s nothing wrong with that at all! The nice thing about retirement is you can do anything you like, even work part time, on your own terms!

  • @7SideWays
    @7SideWays День тому

    Retired in 40s 4 years ago. The math was easy. Biggest fears are health, purpose, social network and routine. Thank you!

    • @retirethisway
      @retirethisway  19 годин тому

      Yes, those are the biggies! Congrats on retiring so young.

  • @FrankMSeleno
    @FrankMSeleno 2 дні тому

    Hi Trena...My vibe. You appear to be real catch! (multitalented retired single guy ). BTW great hair! 🙂

    • @retirethisway
      @retirethisway  День тому

      😊 thank you

    • @FrankMSeleno
      @FrankMSeleno День тому

      @@retirethisway You're welcome! You were grounded for a whole summer? Interesting. Did you reveal details in another video?

  • @jdneilso
    @jdneilso 4 дні тому

    Biggest fear, running out of money for sure.

    • @retirethisway
      @retirethisway  4 дні тому +1

      Yep, that’s a biggie for many. Even those with millions saved.

  • @JoannePelletier-w3p
    @JoannePelletier-w3p 4 дні тому +1

    Hello ! I was supposed to be retired last year…Even if I have a bad job, I stayed at work because of fear…having no passions…no hobbies and no family. Hope to find something I like and free myself! Thank you for your videos! ❤

    • @retirethisway
      @retirethisway  4 дні тому +1

      Thanks for sharing! Start exploring new interests now so you can get yourself ready! You can do it!

  • @user-cr3fz8lz2i
    @user-cr3fz8lz2i 3 дні тому +1

    I’ve been retired for 10 months now and LOVE IT! It’s everything I imagined! I have plenty to do when I want, or I can do nothing and enjoy it! The key for me was to plan for the change, make daily changes in retirement so you can feel the difference. Don’t do the same routine, make some changes and reset, refresh, and regain your life!!! 😊😊😊

  • @Breezeyogi
    @Breezeyogi 3 дні тому

    Why retire. How boring.

    • @retirethisway
      @retirethisway  3 дні тому

      Because there is so much more to life than just working. 🤣

  • @apollo1464
    @apollo1464 День тому

    Ready to go back to work? 😉