How to Use Your Self Managed Super Fund (SMSF) to Buy Property

Learn the rules around purchasing a commercial property with your super. Including how it all works and the risks to be aware of.
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⏱ Timestamps
00:00 - How To Use Your Self Managed Super Fund (SMSF) To Buy Property
00:59 - What is a SMSF?
02:05 - Purchasing business property within a SMSF
03:07 - Borrowing to purchase business property
04:12 - Benefits of business property in super
05:13 - Risks of business property in super
07:08 - Definition of business real property
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- How to Use Your Self Managed Super Fund (SMSF) to Buy Property -
Buying a commercial property with your super can be a beneficial strategy for a number of reasons, but there are a number of risks and disadvantages to be aware of.
To purchase business property with your superannuation, you will need to establish a self managed superannuation fund (SMSF). SMSFs can be complex and expensive compared to more traditional superannuation accounts, but they do provide greater control and flexibility - such as the ability to purchase real property.
This video shows you what a SMSF is, how it can be used to purchase business property, the benefits and risks of doing so and how business property is defined by superannuation legislation.
#SuperGuy #ChrisStrano #Superannuation #RetirementPlanning
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General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387).
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[@12345xfire]

Hi Chris,
Is borrowing for commercial property in a Unit Trust (where the SMSF owns 50% or less units) easier than a LRBA within a SMSF, or does it face the same restrictions?

[@SuperGuyAu]

It depends what you mean by easier. I would argue it adds another level of complexity and cost - but it all depends on the situation. A SMSF can generally only invest in a geared unit trust if the trust is not a related party of the SMSF. LRBAs will be suitable for most situations, rather than a unit trust, but I would strongly suggest obtaining personal advice prior to implementing anything. This is a very complex area that requires personal advice.

[@abhamalik6030]

Hi are u an SMSF accountant, and can u provide these services