Account Aggregator system explained. How will it revolutionise lending? PhonePe Gets approval

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  • Опубліковано 27 січ 2025

КОМЕНТАРІ • 75

  • @bhaskarshriwas7288
    @bhaskarshriwas7288 3 роки тому +52

    First time..... feeling happy government initiative

  • @rahulsinghtomar4088
    @rahulsinghtomar4088 3 роки тому +51

    If implemented efficiently it will change the landing ecosystem in india.🇮🇳

  • @AjaySingh-ff2nr
    @AjaySingh-ff2nr 3 роки тому +10

    It's revolutionary for lending market.

  • @KeshavKrishnaKK
    @KeshavKrishnaKK 3 роки тому +4

    Well done RBI & GOI..This is Great.👏

  • @desh_d
    @desh_d 3 роки тому +16

    This is great video !!
    What worrying is - cyber attacks. What happens if cyber attacks happen, in that case the whole data is stolen. Data/cyber security and law must be tightened. This ofcourse is good step, hope this doesn’t end costing india 🇮🇳
    🙏🏻

    • @declassified137
      @declassified137 3 роки тому

      @Harjeet Singh Brar storing data in India only restrict foreign country of acquiring our data not hacker's.

    • @declassified137
      @declassified137 3 роки тому

      @Harjeet Singh Brar yeah I get your point, earlier govt should have work on data privacy from like 2010 onwards.

    • @ssssssssssama
      @ssssssssssama 3 роки тому

      Cyber attacks have happened in the past and will happen in the future. We cannot halt development of technology because we are afraid of cyber attack. Windows was having all the viruses in the world in previous decades but they innovated and now they are the top os of the world

  • @dattatrayanalawade2016
    @dattatrayanalawade2016 3 роки тому +12

    And also humiliation by banks.

  • @Sachin-xb9hz
    @Sachin-xb9hz 3 роки тому +3

    Thanks sir ❤️

  • @palashnandi7787
    @palashnandi7787 3 роки тому +5

    Great explanation!!

  • @turismoknowledgewithrealey2648
    @turismoknowledgewithrealey2648 3 роки тому +6

    Bahut badhiya h bas data security indian honi chaie india me honi chaie

  • @arunthakur7738
    @arunthakur7738 3 роки тому +4

    Great initiative

  • @kamaljangir4965
    @kamaljangir4965 3 роки тому

    बहुत सही समझाया भाई जी

  • @Reaction_With_Carry
    @Reaction_With_Carry 3 роки тому +2

    Current affairs to student ke liye bhar bhar ke mil rha h aur job ka pats nahi but government well our country🙏🙏

  • @kumarm.....4108
    @kumarm.....4108 3 роки тому +20

    Ab Government ko,
    slowly Slowly Paper currency market k uthana shuru Krna chahiye, taki log Digital pr shift hone lage......,

  • @lr0hit
    @lr0hit 3 роки тому

    Very nice explenation

  • @ddjakhar
    @ddjakhar 3 роки тому +4

    Cashback, कभी यह भी मिलता था 😀😍

  • @_Anshukumar
    @_Anshukumar 3 роки тому +3

    Good

  • @vinayaknayak576
    @vinayaknayak576 3 роки тому +2

    Thanks sir

  • @prithirajbanai1297
    @prithirajbanai1297 3 роки тому +1

    Please about Trigonometry

  • @Rahul-it9lh
    @Rahul-it9lh 3 роки тому +1

    rahul say thankyou sir

  • @vishalbhardwaj4221
    @vishalbhardwaj4221 3 роки тому

    Thank you sir for the information.

  • @gopal14pandey
    @gopal14pandey 3 роки тому +1

    Credit manager all the final authority for approval of loan in Pvt banks...

  • @ajoy2160
    @ajoy2160 3 роки тому +29

    I have a humble request to Path finder please do advertisement of Unacadmy at the end of the class 🙏🙏

  • @pratyushgiri7591
    @pratyushgiri7591 3 роки тому +1

    Very sure that AA system will revolutionize the credit system. But in any way it should be popularised aggressively

  • @XD-lz5qp
    @XD-lz5qp 3 роки тому +3

    Sounds like Block chain technology

  • @mountainheight
    @mountainheight 3 роки тому +2

    Best

  • @vaibhav001988
    @vaibhav001988 3 роки тому +1

    Sir Loan example is not the right representation of Account Aggregator Concept.
    Account Aggregator will enable a User to check balance of all the investments & Loans & Insurance all on one screen, thats it.
    It does not enable a document transfer...
    Hope you find this info helpful.

  • @harshalsharma373
    @harshalsharma373 3 роки тому

    Question is jin logon kee credit history nahi hai unko account aggregators like phone pay etc chalane aate honge aur aate bhi honge toh kya voo unko trust kar payenge...... I don't feel people having very very less credit history or zero credit history can access aggregators like phone pay etc.....
    Unorganised sector koo include nahi hoo paayega.....

  • @ajitrathore452
    @ajitrathore452 3 роки тому +4

    First to comment. Good system .😊

  • @ikonkar1208
    @ikonkar1208 3 роки тому +1

    Financial information is not that tougher, to get documents from revenue department is the hardest part

  • @RajeshHalyal
    @RajeshHalyal 3 роки тому

    Will it be useful for educational loans ?
    Has it started?

  • @jaiminmodi9353
    @jaiminmodi9353 3 роки тому

    I had make round alot for a get a home loan

  • @amnkumar8432
    @amnkumar8432 3 роки тому

    M means Mahipal sir

  • @rougemen4817
    @rougemen4817 3 роки тому

    Data theft by aggregator is also a key concern

  • @RajeshBeniwal009
    @RajeshBeniwal009 3 роки тому +1

    jab tak proper Data Protection bill na ho koi fayada na hai iska

  • @arvind109singh
    @arvind109singh 3 роки тому +1

    What if these got sold in dark net fr kya hum toh gone ho jyege

    • @amanjha5916
      @amanjha5916 3 роки тому

      Do you use Credit card? Debit card? Internet banking? UPI? Aadhar? Pan card? All these are linked similarly so being a pessimist isn't worth it

    • @arvind109singh
      @arvind109singh 3 роки тому

      @@amanjha5916 agree bro.

    • @amanjha5916
      @amanjha5916 3 роки тому

      @@arvind109singh 🫂🫂

  • @TDB365
    @TDB365 Рік тому

    भाई साहब एक एक्स पुलिस मैन का वर्दी मे अपनी फोटो का इस्तेमाल करके किसी तरफ की कोर्स को प्रोमोट करना किस हद तक सही है।

  • @tonyzang2344
    @tonyzang2344 3 роки тому +1

    LOOKS LIKE WE ARE DOING IT THE CHINA WAY
    Mene ek video dekhi thi jahan china ne apne logon ko loan bantne shuru kiye aur jb wo nahi de paye to harass krne lage property lene lage unki jisse logon ko bahut stress hone laga fir china ne desh k bahar loan dena shuru kr diya
    ab choti countries ko loan deti he wo

  • @stormynight9663
    @stormynight9663 3 роки тому +1

    in bhai ne job kyo chhodi ex-dsp ki?

  • @letslearn6101
    @letslearn6101 3 роки тому +4

    Karela se kon kon hai yaha opne state ka situation solve koru bohut sari bad news aa raha hai,sahi neta chuno educated jahil log.

  • @vlogsindia9060
    @vlogsindia9060 Рік тому

    Kya isme froud hone ka khatra hai?

  • @manishsikaira9460
    @manishsikaira9460 3 роки тому +1

    1st

  • @Beinghumane1
    @Beinghumane1 3 роки тому

    Phone recharge k lye loan 😅🤣

  • @jm9183
    @jm9183 3 роки тому +4

    sirf launch karta Hain
    Kam kuch bhi karta 😂

  • @koushikdas7054
    @koushikdas7054 3 роки тому

    Lawra ka idea, information churana, It can aggrigat family account and make every one lender from big lending

  • @PRIYAKHATANA
    @PRIYAKHATANA 3 роки тому

    Thank You Sir.

  • @letslearn6101
    @letslearn6101 3 роки тому +4

    Karela se kon kon hai yaha opne state ka situation solve koru bohut sari bad news aa raha hai,sahi neta chuno educated jahil log.

    • @rubbish9231
      @rubbish9231 3 роки тому +3

      Kerala proves Education doesnt mean intelligence

    • @spurohit6976
      @spurohit6976 3 роки тому +1

      fool communists and islamists.