The Ultimate Guide to Your FINANCIAL Glow Up (in 7 easy steps)
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- Опубліковано 24 тра 2024
- Glowing up your finances is just as important as glowing up physically. Luckily, it doesn't have to be hard either - join me and I'll show you how to do it!
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**THINGS MENTIONED IN THIS VIDEO! 👀**
💫 How to Rollover Your 401k: • Rollover IRA (STEP-BY-...
💫 How to Start Investing for Beginners: • How to Start Investing...
💫 Index Funds vs Mutual Funds vs ETF: • Index Funds vs Mutual ...
💫 Roth IRA vs Traditional IRA vs 401K: • Roth IRA vs Traditiona...
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
High-Yield Savings Accounts (don't settle for 0% when you can get 3%+ on your savings)
www.bankrate.com/landing/rose...
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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SAY HI ON SOCIAL! 👋🏼
Website: www.rosehan.com
Instagram: / itsrosehan
TikTok: / itsrosehan
Pinterest: / itsrosehan
Are you going to try this glow up? Let me know :)
Most definitely
Yes, I have been working on this a few changes as I am in the UK.
Will do
You know I am
have been trying to get my finance straight such as tracking my expenses , will definitely try to pay down one account at a time instead of spreading all my money everywhere 💪
Thanks to you Rose i have taken care of my tax problems, gotten out of debt and invested my first $1000 into my Roth IRA in index funds. Im almost 50 and hopefully i will be able to save and invest vigorously for the next 15-20 years
Congrats!!!!🎉
Loved the flow and style of this new video. Thank you Rose for all your education and passion. I just finished paying off all my debts and the feeling is truly liberating. 🙏🏽🙂
Amazing, right? Congrats!! Debt free the past 4 years and its been a game changer and you will see your mind switch to investing, saving, etc.
Congrats🎉 . I’m working on paying mine off & I’m starting to see “The Light at the End of the Tunnel”
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @@sanaalazare
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @@jamesabdelkarim
I needed this. I’m doing some of these things and now I feel more organized to tackle the other stuff just watching this. Thank you!
I just started watching your vids about mutual funds vs index funds from 3 years ago, just to get a better understanding of passive income and investing because I’m so inept about financial education 😂 and now I’m hooked! So happy I came across your yt channel 😊❤
Binge watching all your vids. THANK YOU FOR SHARING FINANCIAL KNOWLEDGE QUEEN ❤
And thank you for watching! 🖤
I love the concept of this video! Also really appreciated how you showed what investing actually looks like. I’m comfortable with it now, but it was so intimidating the first time I did it, and this makes it so much more accessible.
Thank you Rose! Your education and videos has helped me so much over the years! Thank you for all you do!❤
You are so welcome! That means the world to me! ❤️❤️
Thank you so much Rose, you are so precious! Much love and success to you every moment of your life xo
You’re really making a difference! Thank you
this was an amazing video! love the content and editing style
needed this today, thank you! 🙂
Enjoyed the different video style, made me laugh. Thank you for sharing, always look forward to your videos xx
That is such a great first step, I know there have been times in my life where I was afraid to even check my accounts and I know I can't be the only one. Great backsplash too.
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
LOVED this editing on this video!
Just found your channel , and for the first time in my life I don’t feel intimidated by all the information shared. You get the point across, explain everything well. Thank you for your content ❤
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I like that nail salon’s look and name 🍋. Saw it during my last visit. Will try next time!
This is adorable and creative, I'm on it!!
I'm pausing the video and doing these steps!! Plus painting my nails at step 2!!!
I am so bad with money but you motivated me to do better! 😻
Cute concept! Both fun AND educational! lol Well done! 👏👏👏
Lol glad you liked it!! I had fun making it too 😁❤️
Love how you made this video Rose!
Very informative! Thank you so much for sharing ❤
i love this... thank you Rose!!!
Love this 🖤 thank you so much 🖤 so nice to learn financial literacy from another woman of color 🥰
This video was so engaging and instructional!!! Love❤ the mermaid colored nails! Great minds think alike, on Friday, I cancelled subscriptions that I was not using; and I returned a lot of impulse purchases. Next, I will review my 403B and download the Fidelity app. Thank you Rose! ~Myra 😃💕
Awesome, you got this!
I glad UA-cam pop your channel while I was doing a investment search. These help me start to manage my financial and understand it better. Will continue to watch more video from your channel.
Great advices Rose. I also recommend doing a inventory of the stuff you bought but haven't use yet to prevent double buys (yes it happen to me haha). You are so cute🥰🥰
Double buys.. good tip as it’s definitely happened to me too!
I LOVE YOUR CONTENT!! YOU'RE AMAZING AT WHAT YOU DO ❤
Thank you, Rose! Im 1/2 way there and will keep going to complete all steps. Super helpful video. Plus, opening a HYSA has been a total game changer.
Question: currently, Im in a AMEX HYSA at 4.3% which is lower than other HYSA accounts that offer 5%. Is there a specific HYSA you recommend or keep it at AMEX? Ive asked Amex why their rates are lower several times but have never gotten a straight answer. Do you happen to know?
This video is so creative and different from your previous videos. I love it!
This was such a cool interactive video. Nice work.
Thank you for such a simple yet comprehensive step by step. And for doing a visual on how to actually start investing! Super helpful 😊 My husband and I have a lot to do improve our situation but I’m hopeful ❤
Rose, my financial crush! Haha thx you’ve helped me a ton 🙏🏼
I really admire and enjoy your content. Thank you
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I saw you on JTAutomations channel and you were dropping gems 💎 💎💎💎💎💎. Thank you for the information! Had to come over and subscribe!!
Love these tips ❤
Great tips, I think this information will help many people. You look beautiful by the way 🎉
I use CIT Bank for my high yield savings. 4.60%. A no brainer to have! 🌹
I love you! Thank you!
love it ♥
Thanks for your content! In terms of a person’s total assets, does that include actual real estate, and if so is it what the house is worth?
@itsrosehan Thank You for the great video and all the content! What camera did you use to shoot this video? Thank you!
Sony ZVE-1!
Rose, I appreciate all the information you give us. As an independent contractor would you please share your journey of paying yourself? I get overwhelmed with how to divide my payments for myself: HSA, Roth, high savings, etc.
That’s a great video idea, thank you and noted!
Love 💕 your great contents as always and wish you always well being and happiness.
Yes I will do this starting next year with a better job.
Hi Rose! Thank you for your hardwork in putting up all these videos! I recently found your videos from three to four years ago and i got hooked! ❤ however i am a tad confused as one of your older videos you mentioned you cut out unnecessary expenses -- you stop getting your nails done. We all know how costly gel mani Pedi w nail art are... so may i know why did you decide to get back to it (obviously we know you can afford everything you want now) but just wanting to know your motivation and beliefs behind why you do what you do at each turning point or big milestones. Since you shared w us every dollar counts! Does this fall under the category of 'variable expenses - wants'? Or is it a treat to spark joy ? I recalled you mentioning we have to question every single expenditure in our expense sheet. N not being a lifestyle creep. How do we gauge here ? Unless all we are doing in the interim before living the "rich" life as the destination point is to live "poor" first. All women want to look pretty. This is just an example... anw just challenging values and principle. As it is subjective n personal. :)
Wow thanks for being an OG sub on this channel ☺️☺️ and thanks for the thoughtful question! I do remember the days I would never spend money to get my nails/hair done… I’d do them myself at home. That was more during the days I was climbing out of debt and or just beginning to build my business. Since then, a lot has changed in my mindset on paying for services because now the “hourly value” of my time has changed… once you have a business that requires a lot of your time, it becomes important to pay to save time on things… like in the time I do my own nails I could say, script another video for my UA-cam channel. And the $70 it costs to do nails is a no-brainer expense because a video grows my business a lot more than that. Regardless of your budget, I think it’s smart to continually have this mindset of always optimizing where you allocate your time AND money. Perhaps all of this is a topic for a whole video! Thanks for being here ❤️❤️
Thanks Rose for the reply -- Understand your insights now. Make sense! And yes you were doing a video right at the nail salon! x thanks for being my finance guru and love your content! and you being you . 😊
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us. @@eliseww13
Great video!
Glad you enjoyed it!
Excellent video Sister
thank you!
Thank you Rose for sharing this!!
Any time!
as a dirtbag trucker i dun know what glowing up is but i get it Money wise 😊
Paypal is 4.3 at the moment . thank you , monday is gonna be Moving day ..for IRAs 🚚🚛
Haha a glowup is just a fun term for a makeover! This is my spin on a “total money makeover” if you will. Monday Moving Day for IRAs sounds like a good plan, good luck!
It'll help your mental state too to jot have anxiety about money...money issues in relationships or dating someone only because they have more money than you
Wow! you're not an affiliate marketer... Cool! You just got a Sub. Thank you for the useful info. Going to watch more of your vids.
Rose, great video! What do you think of VOO instead of FXAIX because it pays dividends quarterly?
Also a great choice! They’re very very similar and any of Vanguard’s funds are pretty much interchangeable with Fidelity’s, both are very good companies!
Love thi video thank you so much. I don't have any savings whatso ever yet, still getting out of debt, but very slowly I will.
Rose. HANDS DOWN you have the best Thumb Nails.
This is great, Rose. What do you think of starting a Target Date fund rather than a Roth IRA? Background: I have nothing in retirement, mid-40's but only have $1,000 to start. Would like to avoid unnecessary fees as I'm not sure if I can contribute more than like $500/mnth.
Also, THANK YOU so much for the walkthrough in the Fidelity app. I swear, I had a 401k in there from an employer and I don't think I ever even invested it because I had no idea what I was doing.
i rented a small room to make a tattoo atelier by my own and today i have my first customer. this is my first step to make more money to invest afterwards. wish me luck!
Hi, Rose. Loved this video style : fun and educational.❤ I just have one question. From my understanding if you invest in Ira and Roth IRA you can’t take out the money until your like 59 1\2 so where can you invest for financial independence where you can actually take out money without penalty? Thanks In advance!!!😊
Great question! There are some sneaky ways to take that money out sooner than 59.5 (mainly through Roth conversion ladders), and the immediate tax benefits are HUGE so I still want you to put away as much as you can in an IRA as you can! In addition, you can also invest in a taxable brokerage account - those do not have any restrictions
Thanks for the response.
❤ I’ll look into the taxable brokerage account. 😊
30 day t bills have been pretty kind over the last few months
Good evening , i live in south of France and i'm on the way on my financial freedom , i wanna be on retirement as soon as possible
I'm a single man without family , i'm 40 years old and last year i closed the reimbursement of my apartment bought in 2014 , i can invest now in real estates and market place , congrats on your journey and have a good time 😉
For high yield savings account, is it pre-taxed or post taxed?
Great thanks
I’m glowing up, baby!
Rose I have a plan called 403b at work. But i dont really understand how it woks. Can you tell me more.
Thank you for your tips. But I’m currently in Latvia just don’t know which investment is better for beginner like me. Currently exploring Revolut stocks and savings.
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
I have a rollover IRA do I keep that and treat is like a ROTH IRA/Traditional IRA or do I need to open another account for a ROTH IRA?
Are most investments for the long term of your life? Or can you they make you money in the present as well?
Any recommendations for a High-Yield Savings Accounts when a resident in Europe (Austria, specifically)?
I live in the Netherlands and through a Raisin account you can open a high yield savings account or deposito almost anywhere in Europe
Good morning! You have been extremely inspiring to me and my real estate aspirations. I have a person in mind that I think you both combined can be serious value adds to each other's lives. I would love to connect you all to help make the world a better place(I know you guys will do great things together for the community and in real estate.). Let me know and let's connect!
Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.
financial furus love posting the same video over and over
Do you still do Magic Formula Investing? Did you ever try Acquirer Multiple Strategy?
Great video and all, but is that a frenchie? Lol
It is! That’s my dog Jupiter 🥰
Would it be worth it to have an Roth and a 401 if I’m self employed? Or just a Roth?
Definitely worth it to have both! And if you’re not in a super high tax bracket, I’d prioritize the Roth before contributing to the 401k!
@@itsrosehanthank you so much. !!!
legit and full discloser, Glad rose actually don't mind showing us this
I just want to be at peace, but that freedom I want requires money 🤑 I'm not really into any material things. Rose your broke look is way cuter in the thumbnail 😁
No chance of me going over my purchase for 6 months. Too much to back track. I do have a subscription that i haven't been using, will cancel that. I open a Fidelity brokerage account because of you, but the settled funds thing is frustration. Love your videos.
What are some high yield savings accounts?
I recommend CapitalOne360, SoFi, Marcus by Goldman Sachs :)
I looked into all three of these, and picked SoFi because 1. You can make virtual envelopes for a variety of savings goals. In CapOne and Marcus, you have to open up actual additional accounts. 2. SoFi also has a credit card with no annual fee that gives 2% return on everything, and you can auto redeem it at 1:1 ratio of you just dump all your rewards points as cash into your savings account. Yay extra earnings!
Do you have a podcast?
not YET?!! i'd love to but i'm going to focus on being consistent and showing up for you guys every week on UA-cam FIRST. but it's on the bucket list... i'd love to interview people on a podcast about financial freedom!
Dangit.. now I want some chips..
🤣
I paid off my credit card debts!! Woohoo 400,000 more in student loans togo
LOVE the "glow up" theme, along with GREAT financial info! 💅 🛁 💰!
Yes! Thank you!
Rose is so beautiful
What money ?
My wife and I make nearly 200k annually and both of us are projected for salary increases. We’re broke af🤦🏻♂️
🤩
I thought bonds were risky to invest in?
👏🏻👏🏻👏🏻
Do u live in Mexico now?
I actually expected to smell chip breath. 00:19
Haha I thought I smelled the nail polish partway through 😂
Is AF what I think it is? 😅😅😅😅😅
Cousin JT sent me
I still like Rose on the left side of thumbnail picture
😝
You look prettier in the after picture.
Does she have a sister by any chance?
Hi Rose I hope I can meet you personally soon
Your employer puts $2 for every $1 you put in your 401k? Where do you work?
I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free
You're really doing well for yourself, my retirement plans are going down the drain, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
Rose did financial security transform you into quite a hottie?