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5:24

Wholesale Vs Retail Banking

4:53

Behavioral Red Flag for Fraud

5:23

Outsourcing Decision in Banking

3:30

Expected Credit Loss: Basel III vs IFRS 9

2:46

Risk ~ Control Linkage

1:21

Economic Capital for Credit Risk

For any bank or financial institution’s effective capital management, the starting point is the regulatory capital, i.e., the capital computed in accordance with Basel III capital adequacy framework. The next step is development of economic capital framework.
Banks use economic capital model as a tool primarily for two purposes: capital allocation and performance assessment. Within a bank, each business line is allocated economic capital to produce optimum return, in line with the strategy, and risk appetite of the bank. Capital usage is regularly monitored and mitigating measures are taken if capital usage exceeds the limit. Also, capital usage metrics are set and performance of business lines are evaluated against such metrics.

Відео

5:24

RISK-BASED LOAN PRICING

Переглядів 10 тис.3 роки тому

In any business, there is no point in originating transactions that involve a great amount of risk for a tiny return. This holds equally good for pricing loan products by a bank considering return on a risk adjusted basis and the expected loss for the capital at risk. Therefore, banks should follow risk-based loan pricing with an objective of determining the minimum return on new transactions, ...

4:53

Wholesale Vs Retail Banking

Переглядів 24 тис.3 роки тому

Wholesale banking refers to dealing with large corporate customers often-multinational companies, governments, or government enterprises. On the other hand, retail banking refers to the mobilization of deposits mainly from individuals and lending to small business and in retail loan markets. Wholesale banks usually deal with small numbers of customers with large valued transaction. They mobilis...

5:23

Behavioral Red Flag for Fraud

Переглядів 6 тис.3 роки тому

Behavioral Red Flag for Fraud - It is almost unthinkable to you that your trusted employee that too at higher level, and especially with your organization for longer time, steal your organization’s money. But, you need to be aware that occupational fraud and corruption is nowadays a great threat to organization of any kind - business, trading, financial institutions, NGOs, INGOs, and government...

3:30

Outsourcing Decision in Banking

Переглядів 5 тис.3 роки тому

When considering outsourcing by a bank, a common question may arise as to which activities should be outsourced and which tasks should be performed in-house. Badly-planned outsourcing could result in erosion of service value and cost escalation. On the other hand, a well-planned outsourcing decision can help bank management to sleep better at night, knowing that the responsibility of deliverabl...

Expected Credit Loss: Basel III vs IFRS 9

2:46

Expected Credit Loss: Basel III vs IFRS 9

Переглядів 22 тис.3 роки тому

Effective from 2018, International Financial Reporting Standards (IFRS - 9) requires banks to make impairment provisions for loans and advances based on expected loss model. Also, Basel guidelines requires banks to provide for expected credit loss. However, IFRS - 9 and Basel Guidelines differ in many aspects.

1:21

Risk ~ Control Linkage

Переглядів 4,9 тис.3 роки тому

The video explains about the linkage between risk and control in the context of banking. This helps in effective management of risk in banking. Risk results in loss and the control helps in minimizing the impact.

7:05

Cha. Ja. Ma. Vi. SLC 2038 Batchmates

Переглядів 1,3 тис.3 роки тому

Telling more about each of the Cha. Ja. Ma. Vi. SLC 2038 Batch-mate with photograph. Sukhepokhari, Harion, Sarlahi, Nepal.

3:56

Outsourcing Risks in Banking

Переглядів 5 тис.3 роки тому

This video explains about Risks faced by banking industry in outsourcing services and ways to mitigate those risks. Outsourcing risks in banking is part of operational risk and banks should have better control system to contain such risks. Outsourcing risks comprise of strategic risk, reputation risk, compliance risk, information technology risk, operational risk, and regulatory risk.

4:19

Outsourcing in Banking Industry

Переглядів 7 тис.3 роки тому

The concept of outsourcing is as old as the existence of the human community. With the division of labor and specialization of occupation, the core competency has become more narrowly and clearly defined. Further, increase in the complexity of functions necessitated the specialization. To in-source or outsource is a strategic decision for many 21st century organizations including banking.

4:50

eLearling Amid COVID-19

Переглядів 1,5 тис.3 роки тому

The coronavirus COVID-19 pandemic is the greatest challenge we have faced since the Second World War. As people need to maintain social distancing, to cope with this challenge, the conventional method of classroom type education and training is greatly affected by this disease. eLearning comprises of synchronous learning and asynchronous learning. eLearning needs a good communication platform. ...

5:01

Risk Management in NGO

Переглядів 7 тис.4 роки тому

In profit making organizations, risk is the probability that an actual return on an investment will be lower than the expected return. On the other hand, in nonprofit organizations (NGO), risk is the events arising out of uncertainty that may have a significant impact on the objectives of the organization. Fraud and corruption is the risk every NGO wants to bring down to zero level. A risk can ...

4:29

Operational Risk Heat Map

Переглядів 16 тис.4 роки тому

Once risk is assessed, the risk manager should think of way for its better communication to the management. Risk heat map is, perhaps, the best option for communicating the results of a risk assessment process, visually, and in a meaningful, and concise way.

5:55

Becoming a Successful Risk Manager

Переглядів 19 тис.4 роки тому

To become a successful risk manager, you should assess your talents and skills. As a single person may not possess all the skills required to become a successful risk manager, you should always work on improving your skills.

3:43

Risk Modelling in Banking

Переглядів 13 тис.4 роки тому

In business, it is often said that, profit is a reward for risk bearing. It is even truer in banking and financial service industry, as every business taken by this industry involves risk. In order to deliver value to their shareholders, customers, employees, and other stakeholders, banks must understand and manage the risks on a consistent basis. Managing risk in present day banking, is a comp...