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CID Insurance
United States
Приєднався 20 лип 2018
CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.
Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy.
Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy.
Learn to Sell EPL & Cyber Insurance to Business Owners
Gain a solid understanding of EPL & Cyber coverages, learn about the important underwriting considerations for these coverages, and learn how to easily quote & sell these coverages to your clients.
What is EPL (Employment Practices Liability Insurance)?
EPL is liability coverage for claims related to employment in the workplace, such as sexual harassment, wrongful termination, discrimination, wage and hour violations and retaliation.
Claims can be made by past, present and potential employees, including leased, part-time, seasonal, temporary workers, independent contractors, volunteers or interns.
What to Look for on a Cyber Liability Quote:
First Party Loss:
Business interruption
Crisis Management
Data Recovery
Cybercrime:
Computer Fraud
Funds Transfer Fraud
Social Engineering
Third Party Liability:
Damages
Costs and expenses
Regulatory fines and penalties
--
Subscribe for more videos like this: ua-cam.com/channels/x2mzu91ilBFVgN6MTjMEPA.html
Learn More About CID:
Our Website: www.cidinsurance.com/
Get a Quote: www.cidinsurance.com/submit-for-quote/
Get Appointed: www.cidinsurance.com/contact/become-a-producer/
Register for Webinars: www.cidinsurance.com/resources/webinars/
CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.
Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID Insurance has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy for our retail insurance brokers.
What is EPL (Employment Practices Liability Insurance)?
EPL is liability coverage for claims related to employment in the workplace, such as sexual harassment, wrongful termination, discrimination, wage and hour violations and retaliation.
Claims can be made by past, present and potential employees, including leased, part-time, seasonal, temporary workers, independent contractors, volunteers or interns.
What to Look for on a Cyber Liability Quote:
First Party Loss:
Business interruption
Crisis Management
Data Recovery
Cybercrime:
Computer Fraud
Funds Transfer Fraud
Social Engineering
Third Party Liability:
Damages
Costs and expenses
Regulatory fines and penalties
--
Subscribe for more videos like this: ua-cam.com/channels/x2mzu91ilBFVgN6MTjMEPA.html
Learn More About CID:
Our Website: www.cidinsurance.com/
Get a Quote: www.cidinsurance.com/submit-for-quote/
Get Appointed: www.cidinsurance.com/contact/become-a-producer/
Register for Webinars: www.cidinsurance.com/resources/webinars/
CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.
Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID Insurance has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy for our retail insurance brokers.
Переглядів: 182
Відео
How to Write More Work Comp with Complete Submissions
Переглядів 1232 місяці тому
Our Work Comp underwriter goes over the most common submission mistakes she sees when retail insurance agents send her ACORD 130 submissions. Some of the most common fields with mistakes: Named Insured & Entity Ownership Information Payroll Broken out by Class Code or Location Description of Operations Missing Loss Runs/Lapse in Coverage Missing FEIN Description of Operations/ Nature of Busines...
Successful Strategies for Insurance Agents to Write More Work Comp
Переглядів 1602 місяці тому
Learn how to properly complete the ACORD 130, save time & send in quality submissions, and strategies for building a solid book of business. Subscribe for more videos like this: ua-cam.com/channels/x2mzu91ilBFVgN6MTjMEPA.html Learn More About CID: Our Website: www.cidinsurance.com/ Get a Quote: www.cidinsurance.com/submit-for-quote/ Get Appointed: www.cidinsurance.com/contact/become-a-producer/...
How to Run a Successful Insurance Agency
Переглядів 1462 місяці тому
Learning Objectives: • Overview of the current commercial insurance marketplace • Learn to analyze agency operations to determine strengths and weaknesses • Learn how to utilize effective systems to better manage your new & renewal business • Learn about successful ways to gain new business opportunities Subscribe for more videos like this: ua-cam.com/channels/x2mzu91ilBFVgN6MTjMEPA.html Learn ...
Supermarket Insurance, Liquor Liability Claim Examples & C-Store Case Studies
Переглядів 1143 місяці тому
Better understand the important exposures of Convenience, Grocery and Liquor Stores. Learn about what coverages these classes of businesses need, and learn how to competitively go after these classes of business…where is the sweet spot? What do these three classes of business have in common? They are all retail stores that sell food and beverage items and miscellaneous household supplies for of...
How to Dispute a Workers Comp Final Audit
Переглядів 1254 місяці тому
CID's work comp underwriter dives into the process of disputing a final audit for workers comp policies. Some questions we answer in this video: How Do I Prepare My Insured For Their Final Audit? What Happens Once Documents are Submitted? How Do I Determine What Went Wrong With The Final Audit? How Do I File a Formal Audit Dispute? How Do I Avoid Future Audit Disputes and Efficiently Manage Ren...
How to Successfully Manage Your Insurance Renewals in 2025
Переглядів 504 місяці тому
Our Renewal Underwriter Gives You Her Tips on How to Successfully Manage Your Insurance Renewal Book in 2025 Top 10 Tips from this Video: 1) Implement an Expiration List with key information about each account to help keep track of your renewals 2) Save fillable applications to make the renewal process smoother 3) Keep track of accounts you anticipate could be a problem come the renewal 4) Star...
How to Insure Apartments in 2025 [Hard Market]
Переглядів 1365 місяців тому
CID Insurance's expert underwriter is here to give you all the insights you need to properly insure apartment buildings & apartment complexes in today's hard market. Apartment Building Insurance Definition: Residential structure with multiple apartment units, with either a shared entrance to the building with interior hallways & unit entrances or individual exterior unit entrances. Commercial l...
The Power of Cyber Liability Insurance: How to Avoid the Typical Pitfalls
Переглядів 975 місяців тому
Brokers currently appointed with CID Insurance can use this link to start quoting cyber online: home.sayatalabs.com/cnc-wb/retailer?user_id=2XJNKVLR_RETAILER&token_id=617eda61-1e37-4e07-8524-bc6915e4d099&token=ac954747-89e0-4d28-94e2-216805dcdddb Subscribe for more videos like this: ua-cam.com/channels/x2mzu91ilBFVgN6MTjMEPA.html Learn More About CID: Our Website: www.cidinsurance.com/ Get a Qu...
Become a Garage Insurance Pro in 2025
Переглядів 1045 місяців тому
Here are the 6 most important items you need to know when insuring a garage risk: 1) How many years in business, insurance history and loss history 2) What types of autos are being worked on and obtain a breakdown of operations 3) Are all repairs done at their location or they performing mobile repairs 4) Any pick-up/delivery exposure, vehicle protection 5) Number of owners and employees 6) Cov...
Successful Commercial Insurance Marketing Strategies [In-Person & Digital]
Переглядів 2306 місяців тому
Our CEO and Head of Marketing discuss their favorite marketing strategies to help you succeed in the commercial insurance industry. Learning Objectives: Discover important business planning strategies for building and running your business. Learn valuable marketing strategies to grow your agency and win more business. Master digital marketing to find new prospects. Take your marketing to the ne...
Insuring the Health & Wellness Industry: Elevate Your Allied Health E&O Expertise
Переглядів 716 місяців тому
What is Allied Health? - Allied Health consists of medical facilities and human service-related organizations in the long-term care, social services, and miscellaneous medical fields. The Opportunity with Allied Health Insurance: Healthcare is one of the fastest growing industries in the U.S., which will lead to more startup companies in the Allied Health space in need of Liability insurance. T...
NEW Work Comp Food Service Classifications (California)
Переглядів 1077 місяців тому
The WCIRB is changing classifications for food service work comp risks in California. Our workers compensation underwriter goes over these changes so you can know what to expect! Updated Classifications: 9080 9083 9084 9058 9082 9081 New classifications will be under one pure premium rate (for now). This allows the WCIRB time to collect enough payroll and loss data to evaluate if changes in the...
HOA Insurance Strategies in a Hard Market [Our CEO's Guide to Success]
Переглядів 2167 місяців тому
In this recorded webinar, you will gain insight into the turmoil surrounding the HOA industry’s hard insurance market, discover the critical role of smaller HOA insurance coverages, better understand the HOA No Payroll Work Comp and Fidelity coverages, gain knowledge of how Fidelity claims trigger coverage on both the HOA and their Management Company Fidelity Insurance, and learn about the cove...
How to Insure Manufacturing Risks [Learn From an Underwriter]
Переглядів 1448 місяців тому
How to Insure Manufacturing Risks [Learn From an Underwriter]
How Work Comp Premium Audits Impact Premium & What to Expect During the Process
Переглядів 2359 місяців тому
How Work Comp Premium Audits Impact Premium & What to Expect During the Process
Mastering Lessor's Risk Insurance in 2025
Переглядів 3139 місяців тому
Mastering Lessor's Risk Insurance in 2025
Running a Successful Agency in a Hard Market
Переглядів 12310 місяців тому
Running a Successful Agency in a Hard Market
Learn to Sell MORE Cyber Insurance [And Quote Online in MINUTES]!
Переглядів 30311 місяців тому
Learn to Sell MORE Cyber Insurance [And Quote Online in MINUTES]!
Workers’ Comp Master Class: From Quotes to Renewals and Beyond
Переглядів 32311 місяців тому
Workers’ Comp Master Class: From Quotes to Renewals and Beyond
Learn to Quote Cyber Online in Minutes! [Sayata Demo]
Переглядів 135Рік тому
Learn to Quote Cyber Online in Minutes! [Sayata Demo]
New & Improved Quoting Platform for GL, Package, and E&O!
Переглядів 38Рік тому
New & Improved Quoting Platform for GL, Package, and E&O!
Elevate Your Allied Health E&O Expertise: Residential Care, Human Services, & More
Переглядів 68Рік тому
Elevate Your Allied Health E&O Expertise: Residential Care, Human Services, & More
Find Your Competitive Edge with Workers' Comp [BECOME A MASTER!]
Переглядів 185Рік тому
Find Your Competitive Edge with Workers' Comp [BECOME A MASTER!]
3 Case Studies to Become a Garage Insurance Pro!
Переглядів 149Рік тому
3 Case Studies to Become a Garage Insurance Pro!
What is Contractors Key? [NEW Project Specific E&O Policy!]
Переглядів 18Рік тому
What is Contractors Key? [NEW Project Specific E&O Policy!]
General Contractor E&O Claim Examples [Construction PL & Protective Indemnity]
Переглядів 119Рік тому
General Contractor E&O Claim Examples [Construction PL & Protective Indemnity]
Artisan Subcontractor E&O Claim Examples [Faulty Workmanship & Pollution Claims]
Переглядів 75Рік тому
Artisan Subcontractor E&O Claim Examples [Faulty Workmanship & Pollution Claims]
Electrical Engineer E&O Insurance Claim Example [Financial Loss Due to Professional Negligence]
Переглядів 64Рік тому
Electrical Engineer E&O Insurance Claim Example [Financial Loss Due to Professional Negligence]
Logic
what happens if you can not pay the bill after the audit.
If you ignore a workers' comp audit, you may face a significant noncompliance charge. Also, the insurance company may decide to cancel your current policy, even once you pay the noncompliance charge. If the outstanding bill remains unpaid, it typically gets sent to a collections agency.
@@CIDInsurance they already hit me with a significant noncompliance charge. Will they remove it for any reason?
@@1mandrywallarmytv144 We really can't provide any advice and aren't involved in the collection of these charges, that falls on the carrier. But, if the policyholder acted in good faith and can show reasonable cause, there's a chance the insurance company may remove or reduce the charge. Most likely outcomes include cancellation of the policy, a premium increase in future policies, the unpaid bill being sent to a collections agency, and potentially the disqualification of the employer obtaining coverage from that company (and others) until the audit is complete & charge is paid.
Sending renewal requests at 60 days, quotes at 30 days, and reminders at 10 days keeps everything on track for smooth renewals. Plus, your focus on accurate information, remarket options, and best practices for proposals shows a commitment to professionalism.
Absolutely, thank you!
This is old and outdated forms.
We plan on doing an updated video soon!
Thanks, this was so helpful clarifying the types of coverage! The examples are helpful.
Great! We're glad you found it helpful!
Thank you. I thought I was getting scammed and I was able to find the charity on this website.
Great!
Full of knowledge! Do y’all service Mississippi Gulf Coast? I have a independent agency in Gulfport, Ms
Unfortunately, we are not licensed in Mississippi. We do business in Arizona, California, Colorado, Idaho, Maryland, Nebraska, Nevada, New Mexico, Oregon, Pennsylvania, Tennessee, Texas, Utah, and Washington.
@@CIDInsurance If I expand that way I will let y’all know. Love the videos.
@@OliverScottins Great, sounds like a plan! Thanks!
Very helpful.
Glad you liked it!
Jonny!
Yes! 😁
The great John Candy
Yes!! 😁
Insurance companies are a form of legalized scam
Can you expand on that?
And still get charged like hell for shit coverage
Sounds like you should find a new insurance agent!
Uncle Buck I love it
Yes!!
😂😂😂
Uncle Buck. Man can also circumcise a mosquito
We'll take your word for it!
John Candy was the man! Nice lip sync and now I know what to expect when I call an insurance agent.
Be prepared for ALL the questions! 😂
Watch Uncle Buck if you haven't already great movie! And great Short!
Great movie!
Promo'SM
?
I sell commercial poultry farms owned by private individuals who contract with integrators like Tyson, Butterball, Simmons, etc. Insurance is becoming an issue on poultry houses 30+ years old. Insurance companies do not want to insure these steel truss, 40 x 450 houses, but I could get insurance on a 30 year old apartment building. Seems like an inspector could personally look at the structures to determine if they have been well maintained and look like a good risk rather than just turning any poultry house 30+ yrs old down flat? How can an owner ever sell these businesses? Lenders require insurance. Thank you for your videos!
That is a great question. The industry as a whole seems to be difficult, but unfortunately we're not really experts in the farm industry so we can't speak to the unique issues those owners face. You'll need to find a carrier that specializes in farm and would be open to insuring these unique businesses. I wish you the best of luck and I know you'll find what they need!
Very informative. Thanks for sharing, your profile is pure gold.
Appreciate the kind words! We're glad you found our content informative! 😊
First
Congrats! 😆
As a Commercial Underwriter for an MGA I love all these informative videos...great tools for the agents!!
We're glad you like them, Neomi!
I guess she is the CEO but I have a better one I am God
Definitely up there as one of the strangest comments we've ever received.
Super
Glad you liked it!
Will carbon monoxide detectors required. Yes, everything is electric? There isn’t any gas service to the building whatsoever. Electric stoves, electric heat, electric water heater, electric dryers.
Hi Dave! That's a great question. Are you an insurance agent? This would be a question for our underwriter, Michelle Belden. I'd love to get you in touch with her so she can answer it for you!
@@CIDInsurance Hi. My wife and I are underwriting our first 16 unit apartment building to purchase in Wisconsin . For now we are just trying to get a ballpark figure to plug in to our monthly cost analysis.
@@daveg2199 Oh congratulations! That's awesome! Unfortunately, we wouldn't be able to get you a quote or even ballpark it because we're not licensed in Wisconsin, but my best suggestion would be to Google "commercial insurance broker wisconsin" and reach out to a few of those insurance agencies that pop up. They'll be able to help you!
@@CIDInsurance ok thank you!
@@daveg2199 my pleasure!
I’m surprised to not see any comments on here. This was very well presented!
Thanks, Uriah! Glad you enjoyed it!
Okay but like show the spreadsheets with examples please.
Hi Carson, what spreadsheets are you referring to specifically? I'd love to help you out, just let me know!
Hii mamm you explained so well it so amazing for me this video is very important u know because Im just looking like for the same video from last one week thank you so much for you information have a great take care bye now
😍 𝘱𝘳𝘰𝘮𝘰𝘴𝘮
?
Can we get the same thing for Acord 143? :)
Unfortunately, we don't offer Motor Truck Cargo coverage here at CID so this isn't really our expertise. If that changes we'll be sure to do a video, though!
This was a great video for me, a handyman trying to get a contractor's license. You ladies really helped me understand what I need to know to make sure I purchase the right coverage. I have been shopping for weeks for this and I like how you have an actual application to apply. So far the places I called had me give them personal information in emails, not at all professional or considerate to my personal information. But worse they never explained anything to me or asked me the right questions, like your application has.
We're glad you found the information valuable. Best of luck in finding a good agent that will get you the coverage you need!
Thank you for this informative video. My insurance agent messed up my policy and my adjuster they refused to pay out. Who do one report the E&O claim to please?
If your insurance agent isn't being helpful, then your next step would be to contact the insurance carrier directly. Be sure to have as many details about your policy as you can ready.
@@CIDInsurance thanks for your response but I did all that too. Got me nowhere. Even spoke to supervisor nothing!
@@Theeimmigrationgirl We wouldn't really be able to advise you on next steps, unfortunately, but depending on your state you may want to contact the Department of Insurance to file some type of complaint if you feel you've been wronged.
Accountability
Not sure what you're referring to. Care to elaborate?
Could you do how to understand PUD insurance please
We actually did a PUD Insurance video in February. Watch it on our channel: ua-cam.com/video/PXN-ndxixtM/v-deo.html
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Hi Blair, how can we help?
Be sure to like the video if you'd like to see more videos like this!
Be sure to like the video if you found the content useful! 😁
Be sure to like the video if you found the content useful! 😁
Be sure to like the video if you found the content useful! 😁
Be sure to like the video for more content like this! 😄
Be sure to like the video for more content like this! 😄
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Be sure to like the video if you enjoyed the content! 😇
Be sure to like the video if you enjoyed the content! 😇
Be sure to like the video if you found the information useful!
Be sure to like the video if you found the information useful!
Be sure to like the video if you found the information useful!