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Sandy Ohyama - Living in West Oahu
United States
Приєднався 9 гру 2013
ABOUT SANDY:
Sandy Ohyama is a Hawaii Realtor Associate, a residential, & relocation specialist with eXP Realty. This channel will help you learn everything there is to know about living in WEST OAHU, Honolulu, Ewa Beach, Kapolei and surrounding communities. If you are interested in buying, selling or investing in the Honolulu, Ewa Beach, Kapolei and surrounding areas, please let me know. Military Relocation Specialist.
Topics for this channel will include :
💮 Client Testimony
💮 Local attractions and events
💮 New Home Construction
💮 Cost of Living
💮 Pros and Cons of living in Hawaii
💮 Market updates and how you can leverage the market
🇯🇵 speaks Japanese.
🐶 Sandy loves dogs and anything sweet.
Check out other social media channels for Sandy
⭐️Facebook : Hawaii-Real-Estate-Sandy-Ohyama-EXP-Realty-103594602332731
⭐️Instagram : sandyohyama
⭐️Linkedin : www.linkedin.com/in/sandy-ohyama-ra-3536059a/
Sandy Ohyama is a Hawaii Realtor Associate, a residential, & relocation specialist with eXP Realty. This channel will help you learn everything there is to know about living in WEST OAHU, Honolulu, Ewa Beach, Kapolei and surrounding communities. If you are interested in buying, selling or investing in the Honolulu, Ewa Beach, Kapolei and surrounding areas, please let me know. Military Relocation Specialist.
Topics for this channel will include :
💮 Client Testimony
💮 Local attractions and events
💮 New Home Construction
💮 Cost of Living
💮 Pros and Cons of living in Hawaii
💮 Market updates and how you can leverage the market
🇯🇵 speaks Japanese.
🐶 Sandy loves dogs and anything sweet.
Check out other social media channels for Sandy
⭐️Facebook : Hawaii-Real-Estate-Sandy-Ohyama-EXP-Realty-103594602332731
⭐️Instagram : sandyohyama
⭐️Linkedin : www.linkedin.com/in/sandy-ohyama-ra-3536059a/
Home Buying Process: Mortgage Pre Qualification VS Pre Approval
Do you know the difference between pre qualification vs pre approval? Why is it important and how knowing the difference can help you with your mortgage pre approval and pre qualification process. Buying a home is a a task and having the proper knowledge of what you need will greatly help you with your task.
🔴 SUBSCRIBE TO MY CHANNEL!! 🔴
🌺 ABOUT SANDY 🌺
Sandy Ohyama is a Hawaii Realtor Associate, a residential, and relocation specialist with eXP Realty. Sandy is a Multi Million Dollar Producing Agent serving the Honolulu, Ewa Beach, Kapolei and surrounding communities. If you are interested in buying, selling or investing in the Honolulu,, Ewa Beach, Kapolei and surrounding areas, please let me know.
⭐️ MILITARY RELOCATION SPECIALIST ⭐️
🤩 CONTACT ME 🤩
📱Call/TEXT: 808-428-3170
📩Email : sohyama1@gmail.com
www.sandyohyama.com
🔴 JOIN ME AND THE 🐺WOLFPACK🐺 AT eXp REALTY! 🔴
Benefits of Joining the Wolfpack
🏆 FREE 2022 Social Media Training on every platform. (Tiktok, Instagram, Facebook, UA-cam, etc)
🏆 4 LIVE MASTERMIND CALLS per week lead by Connor Steinbrook (creator of Wolfpack) and Mike Sherrard (Leader of Wolfpack)
🏆FREE custom plans for BRANDING, CONTENT & MARKETING
AND MORE !
🔴 SOCIALS 🔴
FOLLOW ME ON SOCIAL MEDIA :
⭐️ Facebook : sandyhawaiiexp
⭐️ Instagram : sandyohyama
⭐️ Linkedin : www.linkedin.com/in/sandy-ohyama-ra-3536059a/
🔴 SUBSCRIBE TO MY CHANNEL!! 🔴
🌺 ABOUT SANDY 🌺
Sandy Ohyama is a Hawaii Realtor Associate, a residential, and relocation specialist with eXP Realty. Sandy is a Multi Million Dollar Producing Agent serving the Honolulu, Ewa Beach, Kapolei and surrounding communities. If you are interested in buying, selling or investing in the Honolulu,, Ewa Beach, Kapolei and surrounding areas, please let me know.
⭐️ MILITARY RELOCATION SPECIALIST ⭐️
🤩 CONTACT ME 🤩
📱Call/TEXT: 808-428-3170
📩Email : sohyama1@gmail.com
www.sandyohyama.com
🔴 JOIN ME AND THE 🐺WOLFPACK🐺 AT eXp REALTY! 🔴
Benefits of Joining the Wolfpack
🏆 FREE 2022 Social Media Training on every platform. (Tiktok, Instagram, Facebook, UA-cam, etc)
🏆 4 LIVE MASTERMIND CALLS per week lead by Connor Steinbrook (creator of Wolfpack) and Mike Sherrard (Leader of Wolfpack)
🏆FREE custom plans for BRANDING, CONTENT & MARKETING
AND MORE !
🔴 SOCIALS 🔴
FOLLOW ME ON SOCIAL MEDIA :
⭐️ Facebook : sandyhawaiiexp
⭐️ Instagram : sandyohyama
⭐️ Linkedin : www.linkedin.com/in/sandy-ohyama-ra-3536059a/
Переглядів: 27
Відео
Expert Advice: The Hidden Value of a Buyers Agent
Переглядів 316 місяців тому
This episode talks about the hidden value and importance of hiring a buyers agent when purchasing a house. What are the values you earn when you have a buyers agent on your side working with you? 🔴 SUBSCRIBE TO MY CHANNEL!! 🔴 🌺 ABOUT SANDY 🌺 Sandy Ohyama is a Hawaii Realtor Associate, a residential, and relocation specialist with eXP Realty. Sandy is a Multi Million Dollar Producing Agent servi...
Find out How the Buyers Agents Commission Lawsuit Impacts Real Estate's Future
Переглядів 356 місяців тому
The recent lawsuit filed by the seller to contest the payment of buyer commissions can have significant impact for the future of real estate. In this podcast, Mike Chung of Loan Depot, a local mortgage expert, and Sandy Ohyama, Hawaii real estate agent, talks about how the law suit and the verdict can impact how real estate business is conducted in the future. How will the courts judgement impa...
Don't Miss Out: Buying Down Rates - Inside Tips from the Lender
Переглядів 167 місяців тому
Weekly real estate podcast with Sandy Ohyama of EXP REALTY and loan Depot lending expert, Mike Chung. This week we tackle the topic of buying down rates. How to do it and what its all about. Ask your mortgage expert about lending questions so you are educated about mortgages. 🔴 SUBSCRIBE TO MY CHANNEL!! 🔴 🌺 ABOUT SANDY 🌺 Sandy Ohyama is a Hawaii real estate expert, a residential, and relocation...
Prepare for 2024 real estate market: Buyer and seller tips
Переглядів 468 місяців тому
Loan expert, Mike Chung of Loan Depot and local real estate professional, Sandy Ohyama, talk about tips and tricks for buyers and sellers to prepare for the real estate market in 2024. Mike and Sandy will talk about 2024 predictions for the real estate market. What will interst rates do? Is investing a good idea? Listen and learn from the real estate experts, what 2024 can bring for you. Invest...
Discover the Perfect Corner Property in Kamakana : Single Family Home Tour
Переглядів 1638 місяців тому
Welcome to the tour of this amazing house for sale in Hoakalei. If you are looking for a home for sale in Ewa Beach with its extra pantry space and built-in cabinets, this house is a dream come true for anyone who loves organization. Don't miss out on the chance to see this gem for yourself. This single family home for sale in Ewa Beach also offers a VA assumable loan so financing can be a bree...
2023 & Beyond: Decoding Honolulu's Real Estate Market PODCAST
Переглядів 398 місяців тому
A new weekly podcast featuring 2 local experts in the real estate market. Tune in every week to listen to Mike Chung of Loan Depot, and Sandy Ohyama of EXP REALTY talk about key real estate issues on Oahu. Get buyer and seller tips that you cant get anywhere else, plus the latest on local issues. We will also have guests to talk about best real estate investment practices. On occasion we will b...
Dream Living in Ewa Beach : Luxury Hokalaei Home for Sale
Переглядів 1,1 тис.9 місяців тому
Living in Ewa Beach has never been better with this 5 bedrooms 3.5 baths home,ensuring ample space for family and guests. This house for sale in Ewa Beach is spectacular! Its a must see and you won't want to miss this tour. As a resident of Hoakalei, you'll enjoy access to exclusive neighborhood amenities such as a recreation center, gym, swimming pool, and tennis courts, enhancing your living ...
Hawaii Kai Luxury Home Showcase: Elegant Marina House for Sale
Переглядів 1 тис.9 місяців тому
Welcome to your next home in paradise! This luxurious house for sale in Hawaii Kai, is a masterpiece of design and comfort. Situated in the tranquil Mariner's Cove, this home for sale is a standout in the Hawaii Kai luxury market, offering a newly renovated interior with four well-appointed bedrooms and three modern bathrooms. Step outside to a backyard designed for the ultimate in relaxation a...
Inside the Stunning Hoakalei Single Family Home: A Must-See Home Tour
Переглядів 2439 місяців тому
Living in Ewa Beach has never been better. If you are searching for a house for sale in Ewa Beach, then look no further. This single family home in Hoakalei is an absolute GEM. This is an Ewa BEach house tour you don't want to miss. Sandy Ohyama is a Hawaii real estate agent, who specializes in the Ewa Beach and Kapolei communities. Ask your local hawaii real estate expert about Hawaii real est...
Surprising Local Market Update: What You Need to Know : Ewa Beach, Hawaii
Переглядів 5210 місяців тому
Get your local market update for September 2023 right here for Oahu and the Ewa Beach area. In this video, your local real estate agent and expert, Sandy Ohyama, will walk you through whats going on in your local housing market. If you are considering moving to Hawaii, then you have to know what going on in the honolulu real estate market right now. 🔴 SUBSCRIBE TO MY CHANNEL!! 🔴 🌺 ABOUT SANDY 🌺...
New Homes For Sale in Ewa Beach and Kapolei- Things They DON’T Tell You
Переглядів 54810 місяців тому
New Homes For Sale in Ewa Beach Hawaii - Things They DON’T Tell You. We've seen a little bit of a shake-up here in the Hawaii Real estate market. The one thing that we are seeing that is impossible to get in to he last 2 years is new home construction. There are disadvantages to getting in and out, but there are also major advantages. In this video, we are going to talk about the new constructi...
Where Should I Live When Moving To Hawaii- Find The Perfect Spot!
Переглядів 4410 місяців тому
Where Should I Live When Moving To Hawaii? When you’re moving to Ewa Beach, Hawaii, you’re most likely looking for a community that checks most or all of your boxes. And this is different for everyone. In this video we’re going to be covering some of the most popular areas to consider when moving to Ewa Beach, Hawaii. I will show you what its like to live in Kakaako, Ewa Beach, and Kapolei. Liv...
Ewa Beach Cost of Living 2023 - Is It Affordable?
Переглядів 7510 місяців тому
Ewa Beach Cost of Living 2023 - Is It Affordable? Are you planning on moving to Ewa Beach, Hawaii? Maybe you’re considering moving to Ewa Beach, but you’re curious what it really costs to live here? In this video, and Ewa BEach guide, we’ll take a look at the Ewa Beach, Hawaii Cost of Living 2023, so you can make an informed decision! On this channel, you Hawaii real estate agent, Sandy Ohyama,...
Moving to Ewa Beach PROS and CONS 2023-Everything you need to know!
Переглядів 10610 місяців тому
Moving to Ewa Beach PROS and CONS 2023-Everything you need to know!
Hawaii Luxury Real Estate: Hawaii Loa Ridge Home with Stunning Views & Modern Elegance!
Переглядів 3,5 тис.10 місяців тому
Hawaii Luxury Real Estate: Hawaii Loa Ridge Home with Stunning Views & Modern Elegance!
Unlocking Luxury: Your Dream Home Living in Diamond Head
Переглядів 67411 місяців тому
Unlocking Luxury: Your Dream Home Living in Diamond Head
Waikele Golf Course Home Tour: Living The Good Life In West Oahu
Переглядів 23011 місяців тому
Waikele Golf Course Home Tour: Living The Good Life In West Oahu
Luxury Living in Hoakalei!Stunning Single Family Home Tour In West Oahu's Hoakalei -
Переглядів 25511 місяців тому
Luxury Living in Hoakalei!Stunning Single Family Home Tour In West Oahu's Hoakalei -
Discover the Beauty of Living in Makakilo. Single Family Home with Stunning Views
Переглядів 40911 місяців тому
Discover the Beauty of Living in Makakilo. Single Family Home with Stunning Views
The Perfect Oasis: Convenient Ewa Beach Home For Sale with Exceptional Entertaining Area
Переглядів 29211 місяців тому
The Perfect Oasis: Convenient Ewa Beach Home For Sale with Exceptional Entertaining Area
Luxury Living at its Finest: Explore this Golf Course Home in Ewa Beach
Переглядів 301Рік тому
Luxury Living at its Finest: Explore this Golf Course Home in Ewa Beach
Discover the Secrets of this Fully Renovated Makakilo Home!
Переглядів 225Рік тому
Discover the Secrets of this Fully Renovated Makakilo Home!
Inside the Enchanting Diamond Head Luxury Home: Hidden Paradise Home Tour
Переглядів 763Рік тому
Inside the Enchanting Diamond Head Luxury Home: Hidden Paradise Home Tour
Discover Your Dream Home: Makakilo's Spectacular Panoramic Views Home Tour
Переглядів 631Рік тому
Discover Your Dream Home: Makakilo's Spectacular Panoramic Views Home Tour
Experience Luxury Living at its Finest in Ocean Pointe: Spectacular Ewa Beach Home Tour
Переглядів 518Рік тому
Experience Luxury Living at its Finest in Ocean Pointe: Spectacular Ewa Beach Home Tour
Peek Inside the Most Exquisite Hoakalei Golf Course Home - $1.695 Million Luxury Living!
Переглядів 758Рік тому
Peek Inside the Most Exquisite Hoakalei Golf Course Home - $1.695 Million Luxury Living!
Dream House Find: Spectacular Single Family Home in Hawaii's Ocean Pointe Kuapapa!
Переглядів 551Рік тому
Dream House Find: Spectacular Single Family Home in Hawaii's Ocean Pointe Kuapapa!
Unveiling the Epic Makeover: Moanalua Gardens Home for Sale - Home Tour
Переглядів 553Рік тому
Unveiling the Epic Makeover: Moanalua Gardens Home for Sale - Home Tour
Need an Extra Bedroom? Take a Peek Inside This Incredible Ocean Pointe Home! - Home Tour
Переглядів 575Рік тому
Need an Extra Bedroom? Take a Peek Inside This Incredible Ocean Pointe Home! - Home Tour
I remember when in the 90's $100 thou would have those plastic shower tub combo things but never at the million $ level
Still a close-ended loan. I’ll pass.
As opposed to what?
Sounds bad
I didn’t achieve financial freedom until I turned 40. As a US citizen, I raised capital by taking out a home equity loan. The interest rate was much lower than other loans, which made it a smart choice. With patience and discipline, I reinvested my earnings and avoided impulsive decisions. This strategy helped me grow my wealth, eventually allowing me to buy a new home and a car. If you’re looking to raise capital and achieve financial freedom, consider this approach.
It brings me joy to hear that you found my story interesting! I truly believe that without the help of my financial advisor, Regina Louise Collaro, I would not have achieved the success that I did. Her knowledge and guidance in the financial realm were vital in helping me understand the most effective strategies for utilizing my home equity and making wise investments. I am grateful for the support and expertise she provided throughout the process and am confident that it played a significant role in my accomplishments.
I work with Regina Louise Collaro as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
I've wanted to start investing for a while. Yet, I've always considered it to be late, and I believe I should quit putting things off. I'll absolutely contact Regina Louise Collaro to ask her for advice. Much thanks. This was quite helpful to me.
Seeing Regina Louise Collaro mentioned here is unexpected. I've harbored mixed feelings about enlisting the services of an investment advisor. To set the record straight, my association with Regina dates back to 2019. She handles approximately 70% of my investments, with me managing the remaining 30%. My principle revolves around prioritizing my financial interests, yet Regina has persuaded me of her wealth of insights into current market conditions and future prospects.
Sorry that house leaves cold
How does this impact the equity owned if you don't pay back principle? Wouldn't your equity ownership be less when the house re-appraised for higher value?
Look up velocity banking with a heloc or any line of credit😊
Why is that a special provision? All mortgages are already top heavy interest loans in the first 20 yrs of the loan. adenium; ha ha ha, as i listen to this over n over this lady is not saying anything of value or anything of any real savings to the consumer. Its funny because she is trying so hard to make you think she is revealing something special to you 😂
HELOC is NEVER a good idea!!!!
Why do you say that? Putting aside any personal feelings about whether debt is ever a good idea, for someone needing to borrow, a HELOC is probably the least expensive option other than a first mortgage.
Arent all HELOCs do that? 😂😂
Right
Cool 😎
*Promosm* 🤷
Yea at how many percent interest 10%
In other words, banks LOVE ❤️ Heloc’s! There’s a reason why their building is bigger than your house.
Such an 80's house with new paint no bueno
Why would I want to make interest only payments
Whats the asking price?
In other words, she’s saying there is a period in which u only pay interest. This is short term which is why u could use it for improvements then sell your house during this period in which you are only paying interest. As soon as it sells, pay it all off (interest+principle) But the improvements will likely increase the value and/or help it sell quicker. Meanwhile it is more affordable to do this while only paying interest every month. But the plan should be to sell and pay it off before the next period in which u pay interest+principle.
You’d have to be the best salesperson to renovate and sell a house before the next pay period
Yeah right, interest only to a certain point. There not gonna let you keep the principal!
What fucking maniac wants their master on the main floor??
Is this a joke? Isn’t 95-100% of all heloc. I’m challenging you to post some real gems 💎 next time
Why would you want to throw away money like that? Sounds like the dumbest financial move you could make.
Facing a financial crunch, especially as seniors, we're pondering the idea of cashing in on our home equity. The question is, should we invest the money, rent, or relocate?
Homeowners seem to be increasingly exploring home equity, especially when faced with critical needs. It's a better option than borrowing from credit cards.
Understanding the economic ebb and flow, seeking guidance from an independent broker familiar with housing and financial markets might be a wise move.
Any suggestions on how to spot a reputable broker with adequate knowledge of both markets?
All the above
what if I only need the loan to make renovations on my current home? would that be possible?
Why would u not want to pay the principal but the interest only ?
Lower payments.
Wait so how long is the interest only period for? You can't be not paying principle indefinitely right or else you have less equity for the house that it could have been re-appraised for higher value?
@@eltonlumban-gaol9781 The initial draw period, with interest only payments required, is often as long as 10 years. And you don't really need to "repay" interest, because as long as you are using less than the full line of credit, you can always take further draws and use the money to pay the interest. Essentially making it a no payment loan, until the draw period ends and it becomes a fully amortized loan like a mortgage.
How long does the draw period last?
Depends on who gave it to you. Mine is 10yrs then 20yrs to pay back after
Or pay nothing and avoid making bad financial decisions like getting a HELC
😂hard to say that when we have an economy ran by democrats 😂
exactly I got one and hate it lol . Got it to start a business and the repayment terms are made to confuse you
Do your debt ratio stop you from attaining and heloc
Yes it does come into the equation. Typically your debt to income ratio should be below 50%.
Excellent information ! Thanks
Thank you!!
Nope not doing that.
Stunning property!
That's pretty 😍
Isn't that ALL HELOC's that have interest only payments for the life of the line of credit?
Can i get a heloc if i have a lien on my mortgage?
Heloc is a second mortgage or a lien on your home in addition to the existing mortgage. Does this answer you question?
Can you recommend a heloc lender that will do a 85 percent or higher ltv ?
Sure let me get you in touch with one of my best lenders. May I have your email so I can send you the information?? I appreciate it
I do have a name of lender if you are still interested.
@@sandyohyama-livinginhawaii808 yes plz
Whats the minimum credit score
Thanks for your question, your credit score depends on the type of loan you are getting. An FHA, conventional and all other loans carry different criteria. Would you like to find out more?
Fantastic home fir the price!!! Thanks Sandy.👍
A 4 bedroom house is for families. Families need a tub for kids and pets. 2 showers was a mistake.
A nice home only 3x what it would cost in Colorado.
Is there a document of information to review? I am considering moving back home but to afford it, it would be a fixer upper for sure.
Please send me a DM to get more info!
Thank you it really is a great view!!
Very beautiful home. The views are spectacular!!!
If Seller Does Not Offer The Buydowns, can the Buyer Purchase the Buydown ?
🌿♥️🌺🍃🤙🏼
Very beautiful home! I love the view of the Freeway. Nights sitting out on the lanai watching the cars drive by. 10/10
Thank you!!
Very informative 👍
Thank you!!
Way too much crap in this place , distracting. This home needs a serious edit to show off it’s best assets . Sales 101 , prepare to show any property in its best possible light . Mahalo
Hello 👋🏾 did the owner of this house move to Texas? The house looks very familiar to me. I’m trying to find out if it’s the same house.
Thanks for your question. Not sure Where the owners moved to.
@@sandyohyama-livinginhawaii808 thank you for replying.
This looks like a very old house. I bet it was pretty expensive brand new. Is expensive now lol...
Yes it needs some TLC
There are so many Hawaii Realtors who are using UA-cam to showcase home listing/tours and you are the absolute best at it. You’re shorter videos like this one s captures every detail a buyer would like to know about the home. In your longer vids I appreciate how you take us on a journey through the listing highlighting the best parts while also being thorough. You already are amazing at this. This home is gorgeous and I absolutely love the staircase and the proximity from the TV living area to the washroom- it’s perfect for anyone with older parents & Kupuna.
Wow. Thank you so much for your comment. I really appreciate it.