Відео

pretty solid honesty valueable

Much appreciated

Are all branch representatives at Schwab fiduciaries?

I’m on SSDI and my husband started collecting his SSI early at 62 . Do I qualify for spousal benefits? Thank you

Trump will fix it immediately !

I will be 62 at the end of June and plan on filing for SS , what month in 2025 should I begin the filing process to collect on my first available month?

Do I need to be a us citizen in order to claim a spousal benifits😊

Great video

I used to invest in Vanguard and it has the worst customer service I have ever dealt with. Fidelity’s customer service is the best. Schawb is great as well. I used both, and stopped using Vanguard because of the customer service.

How would a pension work in these scenarios? Benefits or tax liability?

I don’t agree with ex- spouse benefits. Not fair.

Best explanation of spousal benefits so far!!!

I started collecting my SS at 68. By wife does not have 40 quarters and has a MA State teacher's pension. She could not collect a spousal benefit because of GPO. I am not 77 and we are now filing for her spousal benefit due to the new SS Fairness Act. My SS benefit is now $2600 per month. At the time of my starting to collect it was only about $1400 per month because of WEP. I continued to work in the private sector after 68 and a few years ago hit my 30 good years and WEP went away. Will my wife's spousal benefit be based upon my WEP reduced initial benefit?

I like this guy. He often says "in my opinion" . No platitude BS.

I inherited an IRA from a parent who passed away while performing RMDs annually. I have been required to do these RMDs each year for the past 9 years (except during Covid pandemic) but was not aware of this 10-year rule. Now I am on year 10. Do I need to empty the entire account this year?

The only change I heard was that some distribution must occur each year. I inherited a IRA from my stepson in 2020. At the time the rules suggest 10 tax years, so I took the first distribution of 10% in 2020. Since I have learned that perhaps I could have started in 2021 which to me is a trivial issue. I adjust the amount each year to approximate the 10 portions, though as the account increases in value the numbers are different. One thing you could have mentioned is what happens when a beneficiary IRA that is being distributed is inherited. If I should pass away, my wife would have to continue taking distributions with the original 10 year time frame, not necessarily the amounts but the 10 year period.

Great analysis, thank you! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

Great content, as always! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

I wouldn't use Fidelity. I've had them. It's not a very good platform. Plus I don't know how all you UA-cam is aint talking about it. They've had a huge security breach. A bunch of their customers are missing money.

Their core expenses are $7,500 per month? What is that for? For my family in the U.K. living in a medium sized detached house, Electric, Gas, Water, Mobile Phones, Landline/Internet, Car Insurance, Property Insurance and Property Taxes all come to about £1000 per month. Food is whatever you choose to pay but from say £400 per month for two people. It would be interesting to see a breakdown of the $7500 to see the differences in living expenses between the USA and U.K.

Hi Daniel, I’ve been analyzing your channel and watching your videos, and I’m really impressed by the value you provide to your audience. Your content has so much potential to help viewers, but I noticed a few issues that are holding it back. For example, optimizing searchable keywords, titles, and descriptions can help your videos reach the right audience. Without proper optimization, even valuable content can get overlooked by the UA-cam algorithm, especially for newer creators. This means your videos are not getting the visibility they deserve. I specialize in helping creators like you overcome these challenges. By researching the best keywords (most searchable) that your audience are searching for, improving metadata, and optimizing your channel for the algorithm, I help ensure your content gets suggested to the right audience, driving growth and engagement. If you’re open to discussing strategies for growing your channel, I’d love to help and connect.

I love how you broke down the importance of fiduciary responsibility. It's so easy to get lost in jargon, but asking the right questions can make all the difference when it comes to finding the right advisor.

I appreciate you addressing the fear of missing out with passive investing. It's easy to feel like you're missing out on big wins, but your advice about sticking with a long-term strategy is so important.

This video provided such a clear explanation of inherited IRAs, breaking down complex topics into simple terms. I really appreciate the way you tackled each question systematically!

What about BlackRock?

clear and concise......like this guy,,,,no bs i subscribed,

I was thinking about credit cards not holding you accountable for fraudulent purchases too but I do do something similar. I actually use a cash app account to make my online purchases since it's fast and easy to transfer money onto it and I can just put the exact amount I need on there right before I make a purchase. So there's never any money in the account for longer than a few seconds and it's a prepaid card so there's no possibility of someone overdrawing it

I have all of my bill-pay, checking, banking and investments at Fidelity. The app is great.

It is wild how often I see these IUL people use Jack Bogles clip about high cost mutual funds to slander 401k's. I wish his estate would go after those people. “If a statue is ever erected to honor the person who has done the most for American investors, the hands-down choice should be Jack Bogle” -Warren Buffett

don't see him any difference than a used car salesman

I think, you didn‘t listen. „You don‘t buy gold to make money….“ 😉

you forgot a lot of financial advisors are salesmen and they are out there for themselves, not their clients.

the other question is where are rates headed, will rates drop another 1% in those ten months, what about 5 months? it's better to wait until rates are lower still as the treasury often will over-drop rates and then increase again, you will know it's going back up when inflation rates rise again.

Thank God I don't have to worry about what Chairman Powell says....lol I make 15% on my money monthly consistently.....

Ah yes the completely justified printing gods decided to loan us more money with less interest 🙏🙏🙏 but hey take advantage if you’re an entrepreneur

Love Caleb and he tried to help this person. I saw the whole episode and this guest was ridiculous about spending

Legalized wealth destruction, sorely needed to prop up the "free for all," and highly corrupt, debt-based Fiat monetary system.

I should listen to you instead of a millionaire, that's like getting weight loss from the 300 pound neighbor

Time in the market always beats timing the market.

How are you going to talk about borrowing money to invest in real estate with Dave freaking Ramsey behind you?

Keep in mind that the Reserve Primary Fund was a commercial money market fund. A Treasury-Only Money Market Fund is a different type that's considered to have similar risk to an FDIC-insured account (since it's "backed" by the federal government).