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Talking Cents
United States
Приєднався 14 вер 2022
Navigating your financial journey can be complex, but our hope is to make it as easy as possible. We’ll break down what you don’t know about money, help you build a solid foundation of financial knowledge, and give you practical steps to take toward financial independence. We’ve even got some financial tools and resources that we’ll not only talk about, but give you access to.
Teresa Arrigo RICP
GenWealth Financial Advisors | getreadyforthefuture.com
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Advisor Alliance. Independent Advisor Alliance and GenWealth Financial Advisors are separate entities from LPL Financial.
Teresa Arrigo RICP
GenWealth Financial Advisors | getreadyforthefuture.com
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Independent Advisor Alliance. Independent Advisor Alliance and GenWealth Financial Advisors are separate entities from LPL Financial.
Understanding Your Financial Picture: A Comprehensive Guide to Financial Health
🔑 Feeling lost about your finances? This episode of Talking Cents breaks down everything you need to know about creating a clear financial picture!
In this episode, we dive deep into:
• Income and Expenses: Are you spending more than you earn?
• Emergency Fund Strategies: Building a safety net for unexpected challenges
• Debt Management: Smart approaches to paying off and avoiding debt
• Life Insurance: Protecting your family's financial future
• Retirement Planning: Maximizing your employer match and investment options
Key Insights:
- 60-70% of Americans live paycheck to paycheck
- Only 30-40% of Americans actually use a budget
- Total household debt reached $17.80 trillion in Q2 2024
💡 Crucial Questions to Ask Yourself:
- What happens if I lose my job?
- Do I have a plan to support my family in unexpected situations?
- Am I making smart financial decisions?
Whether you're just starting your financial journey or looking to refine your strategy, this episode provides practical advice to help you gain financial confidence.
Don't miss out on these game-changing financial tips! 💰🚀
#FinancialPlanning #PersonalFinance #MoneyManagement #FinancialFreedom
In this episode, we dive deep into:
• Income and Expenses: Are you spending more than you earn?
• Emergency Fund Strategies: Building a safety net for unexpected challenges
• Debt Management: Smart approaches to paying off and avoiding debt
• Life Insurance: Protecting your family's financial future
• Retirement Planning: Maximizing your employer match and investment options
Key Insights:
- 60-70% of Americans live paycheck to paycheck
- Only 30-40% of Americans actually use a budget
- Total household debt reached $17.80 trillion in Q2 2024
💡 Crucial Questions to Ask Yourself:
- What happens if I lose my job?
- Do I have a plan to support my family in unexpected situations?
- Am I making smart financial decisions?
Whether you're just starting your financial journey or looking to refine your strategy, this episode provides practical advice to help you gain financial confidence.
Don't miss out on these game-changing financial tips! 💰🚀
#FinancialPlanning #PersonalFinance #MoneyManagement #FinancialFreedom
Переглядів: 36
Відео
Most Controversial Money Advice
Переглядів 80День тому
💰 Controversial Money Advice That Could Change Your Financial Life! 💸 In this eye-opening episode of Talking Cents, we're diving deep into some of the most provocative financial tips that might just transform how you think about money. We cover: ✅ Why Couples Should Combine Finances ✅ The Real Cost of Eating Out vs. Cooking at Home ✅ Smart Strategies for Buying a Car ✅ The Truth About Emergency...
IRAs: Roth vs. Traditional
Переглядів 5614 днів тому
Confused about Roth vs Traditional IRAs? In this video, we break down the key differences to help you make an informed retirement savings decision. 🔑 Key Highlights: - Tax advantages of each IRA type - Contribution and income limits - Withdrawal rules - Which IRA might be best for your financial situation Whether you're just starting to save or looking to optimize your retirement strategy, this...
Boosting Financial Confidence
Переглядів 1321 день тому
🚀 Unlock Your Financial Confidence: A Must-Watch Guide for Women Investors! Are you a woman looking to take control of your financial future? This game-changing podcast episode is packed with insights to help you boost your financial confidence and work toward your money goals! 📊 Key Highlights: - Discover why women are becoming primary financial decision-makers - Learn the truth about women's ...
Healthy Habits for Smart Investing: Retire with Confidence
Переглядів 63Місяць тому
Discover the essential habits that can help you build wealth and achieve financial independence. In this insightful podcast episode, we cover: 🔹 Setting realistic investment goals 🔹 Continuously educating yourself on personal finance 🔹 Avoiding the pitfall of emotional decision-making 🔹 Importance of diversification 🔹 Tips for automating your savings Don't let poor investing habits hold you bac...
Millennial Wealth Bounce Back: How Gen Y is Surpassing Previous Generations
Переглядів 214Місяць тому
In this episode of Talking Cents, we explore the surprising comeback of millennial wealth. Despite facing significant early career challenges like high student debt and economic turbulence, recent data shows millennials have made substantial gains, surpassing older generations in key financial metrics like net worth-to-income ratios. We dive into the key drivers behind this turnaround, includin...
Protect Your Assets with Umbrella Insurance
Переглядів 13Місяць тому
In this episode of Talking Cents, we dive into the importance of umbrella insurance and how it can provide critical protection for your assets and financial wellbeing. Ryan Evans from Wayfinder Insurance shares eye-opening stories that illustrate the risks we all face, even from seemingly minor incidents. From a tragic drowning at a birthday party to a minor auto accident leading to a costly la...
Auto Insurance - The Myth of Full Coverage
Переглядів 60Місяць тому
In this episode of Talking Cents, we explore the common misconception of "full coverage" auto insurance. Ryan Evans from Wayfinder Insurance explains how "full coverage" means something different for every insurance provider, and how it may not provide the level of protection people expect. Key points covered: 🔹 Collision and comprehensive coverage are not the whole story - liability coverage i...
The Cost of Forgetting: Financial Fallout from Dying Without a Trust with Katie Caruthers
Переглядів 52Місяць тому
The Cost of Forgetting: Financial Fallout from Dying Without a Trust with Katie Caruthers
The Business of Death with Katie Caruthers
Переглядів 37Місяць тому
The Business of Death with Katie Caruthers
Financial Fables: Busting the Biggest Money Myths
Переглядів 412 місяці тому
Financial Fables: Busting the Biggest Money Myths
Finding the Bank that's Right for You with Lori Melton
Переглядів 393 місяці тому
Finding the Bank that's Right for You with Lori Melton
Fraud Protection with Special Guest Lori Melton
Переглядів 203 місяці тому
Fraud Protection with Special Guest Lori Melton
Financial Advisor Reacts to Mega Inflation
Переглядів 524 місяці тому
Financial Advisor Reacts to Mega Inflation
"Investing vs Speculating: What's the Difference?
Переглядів 365 місяців тому
"Investing vs Speculating: What's the Difference?
Don't Get Burned | Investing Mistakes to Avoid
Переглядів 126 місяців тому
Don't Get Burned | Investing Mistakes to Avoid
ConGRADulations - Money Moves to make when you Graduate
Переглядів 96 місяців тому
ConGRADulations - Money Moves to make when you Graduate
Good thing about being a Dink is that when your old and can’t wipe your butt you will still get visited by all your friends.
What do you mean by making a larger contribution to your “employer plan”? What “employer plan” are you referring to? A retirement plan?
What is employer plan?
Thanks… these are helpful tips
😢 Promo_SM
I’d like to hear some more about best ways to use the bonus to save for retirement such as utilizing a Roth 401k vs a Traditional or Roth IRA vs Traditional or HSA. Or if there’s a better way to invest a bonus for retirement. Best way to manage the additional taxes on a bonus.
Hey Teresa , really nice video! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail that will help your video to reach a wider audience?
Awesome Teresa, By the way I was wondering if i can help you with engaging video edits and create engaging shorts out of them?
Mam do you know why your video not grtting reach your potential audience your video SEO is very low.
Excellent!
हाई
30% tax just like lottery maybe good
Thanks so much! This is really valuable and inspiring.
Break it up into two annual payments
Excellent! Thanks for sharing this.
Thank you for providing this helpful video, I wrote down a few questions to ask HR.
So glad this was helpful for you, Catherine! If you come across anything we can help you with, don't hesitate to reach out!
Another great video!
Great video, thank you so much for taking the time to make these awesome videos ❤
Would you please do the story of Ronald read the janitor
Promo-SM 😀
hi pls pin ❤
😘 "promosm"!!!
great work keep it up!
Everybody has college funds due. Sad to make risky investments.
Get half off your #financial plan with GenWealth when you schedule your appointment before 12/30! Your appointment can be later, but it has to be on the books by the end of the month :) Get started by filling out the form at the link below! getreadyforthefuture.com/get-in-touch/
Awesome!