Відео

👍👍💯%

Not rich here in the usual sense, but comfortable enough not to worry about the cheapest, and aim for what I like. I have more income than I need for average daily expenses, and savings for emergencies.

And.....there is a difference between "rich" people and wealthy people. Old money vs new money.

Yep! She's correct on the clothing. Probably correct on the "time is money." I doubt the, I don't care how much the meal cost idea. You may be wrong on that one. They don't talk about money or like to talk about money. You're correct. If they work when they don't have to, it's because they want more money. Probably greed. Good observations.

Now he wants to start wars.

Nice content!

Dear Helen, what excellent advice you give. I made most of the mistakes you discuss, like buying/selling 15 - 20 motorcycles at a loss, impulse buying, etc. Luckily, I have a frugal wife who put us on a savings/investment plan early in our marriage (1980). I wound up making good money; we both had investment accounts when, Surprise! I got a stage 4 malignant thymoma that left me with a neurological disease. I had to retire at 58. However, thanks to my wife's urge to save, we don't worry about money. --Old Guy

Hi. I hope you are well. I always follow you, to make your brand known on UA-cam platform, I think UA-cam Video SEO & Video Promotion service is very necessary for you. If you accept this service it can bring a good result for your business. thank you

I can’t say I’m left speechless, I can say I only got 30 seconds in…

Hi Helen, I hope all is okay with you. I always follow you, and I believe that UA-cam Video SEO & Video Promotion is a crucial service for you to establish your brand on the UA-cam platform. Accepting this service could have a positive impact on your company. Thank you.

The last point is very true, the people who need this job to stay afloat complain about the job, the company and or their bosses way more than the people at the company who are already financially independent. I know that I enjoyed my job way more after I achieved financial independence and it was the same job.

Insightful ❤

Good information!

When I made my first real money I went out and bought an Escalade and some very gaudy Gucci shoes. I still have the Guccis but I wear them in the garden.

2:53 poor people will still go to restaurants and spend more than they can afford if it’s payday. My brother used to do that. Pretend he’s not a broke bitch for one night every 2 weeks.

2:20 if the cheapest thing on the menu is $20 dollars and the thing you want is $35 then just get what you want. You already committed to the $20 so really you’re only choosing to spend $15 more. Don’t go to restaurants until you can afford to eat at restaurants.

She's smoking?😍

@1:51 - I am not rich but I do save time than money. What do you mean by quality ? Half of the world supplies of the products are made by few companies in the world. My father is law is wealthy - still gives us hard times at restaurant and looks at prices all the time. lol

She is cute!

what a gorgeous woman

Thank you for this insightful video ❤

❤❤❤ I really want to understand more about real estate

It can be very difficult to say no but sometimes when you don’t give them the money they source it somewhere else Feed a man a fish…..

Fact. Family will end up thinking that you had the money anyway and will "forget" payments. When you call them on it, they end up resorting to "You had the money anyway". Starts an ugly thing that could involve deflated tires among other things.

Hello, how are you? I am a regular viewer of your UA-cam channel. I came here to say that- Your content is always engaging and incredibly well-presented!" Good luck to you.

I submit that how big your starter emergency fund needs to be depends mostly on how long you expect it to take to get to step 3. Every year you spend in step 2, you should add another thousand to that initial emergency fund, until you get to 3 months expenses.

🎉🎉🎉🎉🎉🎉 was saving so good February 20, 2024 paid my car off but 1/16/2025 my car transmissions gave in so I had to dip in to saving paid cash for a now reliable car making my car insurance only 50 dollars ❤ I do not have any debt

No it's not a scam. Expenses are crazy, but my wife has one with a match so instant double your money and last I looked they get her 8 percent a year. Not great but okay I guess. I can get better with just buying voo etf.

Oh oh oh oh oh Yeah You have so many relationships in this life Only one or two will last You go through all the pain and strife Then you turn your back and they're gone so fast Oh yeah And they're gone so fast, yeah Oh So hold on the ones who really care In the end they'll be the only ones there And when you get old and start losing your hair Tell me who will still care Can you tell me who will still care? Oh care Mmmbop, ba duba dop Ba du bop, ba duba dop Ba du bop, ba duba dop Ba du Yeah Mmmbop, ba duba dop Ba du bop, Ba du dop Ba du bop, Ba du dop Ba du Yeah Oh yeah In an Mmmbop they're gone Yeah yeah Plant a seed, plant a flower, plant a rose You can plant any one of those Keep planting to find out which one grows It's a secret no one knows It's a secret no one knows Oh, no one knows Mmmbop, ba duba dop Ba du bop, ba duba dop Ba du bop, ba duba dop Ba du, yeah Mmmbop, ba duba dop Ba du bop, Ba du dop Ba du bop, Ba du dop Ba du, yeah Oh Yeah oh In an mmm bop they're gone Oh yeah oh In an mmmbop they're gone In an mmm bop they're not there In an mmmbop they're gone In an mmm bop they're not there In an mmmbop they're gone In an mmmbop they're not there In an mmmbop they're gone In an mmmbop they're not there Until you lose your hair Oh But you don't care Mmmbop, ba duba dop Ba du bop, ba duba dop Ba du bop, ba duba dop Ba du, yeah Mmmbop, ba duba dop Ba du bop, Ba du dop Ba du bop, Ba du dop Ba du, yeah Yeah Oh yeah oh oh So hold on the ones who really care In the end they'll be the only ones there And hen you get old and start losing your hair Tell me who will still care Can you tell me who will still care? Oh care Mmmbop, ba duba dop Ba du bop, ba duba dop Ba du bop, ba duba dop Ba du, yeah Mmmbop, ba duba dop Ba du bop, Ba du dop Ba du bop, Ba du dop Ba du, care Can you tell me? oh No you can't 'cause you don't know Can you tell me? oh You say you can but you don't know Can you tell me? oh (Which flower's going to grow?) No you can't 'cause you don't know Can you tell me? oh (If it's going to be a daisy or a rose?) You say you can but you don't know Can you tell me? oh (which flower's going to grow?) No you can't 'cause you don't know Can you tell me? oh You say you can but you don't know Oh yeah You say you can but you don't know You dont know You dont know, oh Mmmbop, ba duba dop Ba du bop, ba duba dop Ba du bop, ba duba dop Ba du, yeah Mmmbop, ba duba dop Ba du bop, Ba du dop Ba du bop, Ba du dop Ba du, care Oh Can u tell me? oh No you can't 'cause you don't know Can u tell me? oh You say you can but you don't know Can u tell me? oh No you can't 'cause you don't know Can u tell me? You say you can but you don't know

Some good points, especially 'opportunity' costs...but the wealthy people I know are actually very price sensitive or more importantly value driven.

Thank you. God bless.

🙏🙏🙏

maybe listen to what people are interested in? most people talk about about who said what, what someone owns, how they feel... a few people like to talk business, how something's made, investing, how to build... It's two different crowds really. If you want to spot a 'rich' person maybe talk business and see who asks questions? If you want to spot a 'fun' person maybe talk vacations and see who asks questions. there's way more 'fun' people out there

I agree everything you said except that they don't look at menu prices or price tags. Successful people still want "value" in same way we want "value" for a well made hand bag or other product like you said. Everyone else that I know who is successful is the same way. Granted, I am talking about people that made their own wealth, not generational wealth or trust fund kids- maybe that is different.

I agree with all the advice you have given. A person who has a bad attitude towards money can become poor in a short time even if he is rich.

dave ramsey come same my village four rajasthan. i very proud four be his friendly. i proud!

Thanks!

The camera zooms are out of control.

You buy a bmw you're wasting your money.

Great information

❤ thanks so much, i really like the way you explain everything ❤ very calm and Clear,

Dont drink alcohol, don't gamble, dont pay interest (usury), dont smoke/vape, don't be extravagant (meals, tech etc). Im following these already...

Thanks for the great advice Hellen. You are very beautiful by the way 🥰

Gotta stop zooming in and out…

I only checked one box on your list........as Bob Barker would say .. A NEW CAR. But all the rest, I avoid. Okay, You got Me, when the lottery is above $500M, I will purchase A ticket, other than that, I am Good. Wish Me Luck in My No Spend February try.

My experience is that maxing my 401k was one of the larger mistakes I made. Here's what I wish I had done; 1) invest up to the company match in my 401k 2) max out my roth 3) max out an HSA when I qualify. 4) Invest the rest in a standard brokerage account. (this assumes you are a buy and hold type of investor, and that you do NOT have a ROTH 401k available) Here's why; 1) The company match is worth the taxes you MIGHT have to pay. 2) ROTH is tax free at retirement, and can be used without penalties or taxes within limits before retirement. 3) You're gonna have health care expenses, and why not pay them tax free? 4) There is NO long term capital gains tax on your first $89,250 of GAINS PER YEAR (if you're married). This is MUCH better than a traditional 401k tax treatment. So, during retirement, I'd draw nearly 30k per year from my traditional 401k. This would be tax free because of standard exemptions. Then, I'd take out about 60k of GAINS from my brokerage account that would also be tax free. If needed, I'd pull additional money from my ROTH, and of course pay my medical with the HSA. This gives me a tax free income in excess of 100k per year if I've made good investments. I am not a financial adviser, or a tax professional and this is not financial or tax advice.

Biggest Scam in regards to 401k, is that you have no idea at what tax rate you will fall under 40 50 years later, and how inflation affects the value. Any taxes on distribution should be based on the annual tax rate at the time it was deposited, kinda like fifo...jmo

Lol was women on this list?

We need a video: "Are annuities a scam?"

#1 check, #2 yeah constant challenges abound. Always something ready to kick me down the ladder rung - check, #3 yes! check but this ship is starting to sail and I'm running down the dock, #4 not an issue. I'm totally unique - and you're welcome, you don't want to be me. check, #5 yes check. but alas, there is one more you forgot; #6 You're not married. What's that you say? You ARE married?! Oh NO!!! cymbal crash drum toss waaah waahh. What do we have for life's loser, Wink? A LIFE-TIME of poverty and suffering! LOL good video though. Thanks.