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Life Cover for Mortgages - What You Need to Know
Discover the essential reasons to prioritise life insurance early in our latest video. Join co-founder Nicola McKenzie as she breaks down the crucial aspects of securing life insurance for mortgages, and everything you need to know. Whether you're a first-time homebuyer or looking to refinance, understanding the importance of Life Cover can protect your home and family's future. Nicola breaks down what you need to know, from policy types to the benefits of securing Life Cover alongside your mortgage. Don't miss out on this essential guide to safeguarding your biggest investment.
We also invite you to take advantage of our FREE Life Insurance advice service. Our dedicated team at Dunham McCarthy Mortgages & Insurance is committed to making mortgages and insurance easier for you.
Ready to take the next step? Don't delay-book your FREE online consultation now by visiting our website dm.mortgage.
Not quite ready or have some questions? No worries! We understand that these decisions are significant and may not be made every day. Feel free to reach out;
• Call us for a chat on 0330 175 7504
• Email our team at info@dm.mortgage
• Check out our website here - dm.mortgage/
You can now follow DM on other social media platforms! See our handles below and also the link below will take you to our pages; linktr.ee/dmmortgages
Twitter @dmmortgages
Instagram @dmmortgages
Instagram @dmestateplanning
Facebook @mortgage.dm
TikTok @dmmortgages
LinkedIn @dmmortgages
Start your journey to secure your families financial future today. Contact us to discover how we can make safeguarding you and your family a breeze. We're here to help you every step of the way, making sure you get the best deal and peace of mind with Life Insurance, Critical Illness Cover, and Income Protection. And remember, for every mortgage or insurance policy we arrange, you'll receive a voucher to write a Will at MyLastWill.co.uk. It's our way of saying thank you for choosing us as your financial partner.
For Will Writing & Trust advice, head to:
w: Dunham McCarthy Mortgages & Insurance (Detailed Estate Planning Advice)
w: MyLastWill.co.uk (Online, quick, easy, and convenient solution to draft your Will)
Chapters;
00:00 Introduction
01:36 What is Life Cover?
02:38 Why You Need Life Cover
03:52 How DM Can Help
05:20 Choosing the Right Cover
Dunham McCarthy Financial Services Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited, which is authorized and regulated by the Financial Conduct Authority.
#lifeinsurance #criticalillnessinsurance #insurancebroker
Переглядів: 237

Відео

Making Your Offer Stand Out Tips for First Time Home Buyers in a Competitive Market
Переглядів 230Місяць тому
In this insightful video, Nicola McKenzie, the co-founder of DM Mortgages, shares invaluable tips for first-time home buyers looking to navigate the competitive housing market successfully. Whether you're just starting your journey towards homeownership or you've been in the market for a while, Nicola's expert advice will equip you with strategies to make your offer stand out from the rest. Fro...
Decoding the Jargon in Property Listings
Переглядів 2782 місяці тому
Join Nicola McKenzie, co-founder of DM Mortgages, in this enlightening video as she demystifies the complex world of property listings. With her expert guidance, you'll learn how to decode the jargon often found in real estate advertisements, making it easier for you to understand what's really on offer. Whether you're a first-time buyer, a seasoned investor, or simply curious about the propert...
First Time Buyer Tips for Moving Day
Переглядів 3052 місяці тому
If you are thinking of moving home or have decided to move then get in touch - don’t delay, book your online consultation here now - arrange an appointment here via our website - dm.mortgage/ Not quite ready? Have some questions? That’s ok; we know it’s not every day that you get a mortgage or review an existing one. Get in Touch; • Call us for a chat on 0330 175 7504 • Email our team at info@d...
How to Handle Bidding Wars on When Negotiating on a Property
Переглядів 2462 місяці тому
In this insightful video, Nicola McKenzie, the co-founder of DM Mortgages, shares her expert advice on navigating the competitive and often daunting world of bidding wars for first-time homebuyers. With her extensive experience and knowledge in the mortgage industry, Nicola provides practical tips and strategies to help you stand out in a crowded market and secure your dream home without overst...
The Ultimate Guide To Mortgage Brokers: Why First Time Buyers Need Them!
Переглядів 2913 місяці тому
Join Nicola McKenzie, co-founder of DM Mortgages, in this enlightening video as she navigates the crucial role of mortgage brokers for first-time homebuyers. "The Ultimate Guide To Mortgage Brokers: Why First Time Buyers Need Them!" offers invaluable insights into how mortgage brokers can simplify the home buying process, secure the best deals, and provide personalised advice tailored to your f...
From Stress to Success: Underrated Ways a Mortgage Advisor Can Help You Buy a Property
Переглядів 2493 місяці тому
Welcome to "From Stress To Success: Underrated Ways a Mortgage Advisor Can Help You Buy A Property" video. In this insightful presentation, we explore the often-overlooked ways in which a mortgage advisor can transform your home buying journey from stressful to successful. Hosted by industry expert Nicola McKenzie, co-founder of DM Mortgages, this video discusses the invaluable guidance and sup...
Everything First-time Buyers Must Know About Property Surveys
Переглядів 4163 місяці тому
Welcome to our latest UA-cam video, where we cover everything first-time buyers need to know about property surveys. Hosted by Nicola McKenzie, co-founder of DM Mortgages, this informative discussion provides essential insights into the importance and intricacies of property surveys for those embarking on their home buying journey. Join us as we explore key considerations and expert advice to e...
The Essential Guide To Conveyancers In Property Buying: What You Need To Know!
Переглядів 3853 місяці тому
Welcome to our latest UA-cam video discussing the vital role of a conveyancer in the house buying process. Hosted by Nicola McKenzie, co-founder of DM Mortgages, this insightful conversation highlights the essential responsibilities and expertise of conveyancers. Join us as we explore key insights to empower you throughout your home buying journey. Don't forget to subscribe to our channel for m...
Joint Mortgages: Things to Consider When Buying a Home with Someone Else
Переглядів 5913 місяці тому
Welcome to our latest video, where we delve into the complexities of joint mortgages and the key considerations when purchasing a home with another person. Whether you're buying with a partner, family member, or friend, navigating the world of joint mortgages requires careful planning and understanding. Join us as we explore important factors such as financial responsibility, legal implications...
Preparing For Your First Mortgage Meeting: What to Expect
Переглядів 4333 місяці тому
Welcome to our latest video where we break down everything you need to know to have a successful first mortgage meeting! Buying your first home can be daunting, but with our step-by-step guide, you'll feel confident and prepared for that crucial initial discussion with your mortgage lender. From understanding the process to gathering essential documents, we've got you covered. Let's embark on t...
Property Chain Pitfalls: A First Time Buyer's Guide
Переглядів 2623 місяці тому
Property Chain Pitfalls: A First Time Buyer's Guide
5k Deposit Mortgages Now Available For First Time Buyers!
Переглядів 52 тис.4 місяці тому
5k Deposit Mortgages Now Available For First Time Buyers!
Exploring the Advantages of Variable Rate Mortgages: Everything You Need to Know
Переглядів 6174 місяці тому
Exploring the Advantages of Variable Rate Mortgages: Everything You Need to Know
Top Tips You Need To Know Before Buying A London Apartment
Переглядів 2314 місяці тому
Top Tips You Need To Know Before Buying A London Apartment
How To Find Your Dream Home: Top 4 Hacks For First-time Buyers!
Переглядів 3964 місяці тому
How To Find Your Dream Home: Top 4 Hacks For First-time Buyers!
Budget-Friendly vs. Luxury Living: What Salary Do You Need to Buy Property in Mayfair?
Переглядів 2134 місяці тому
Budget-Friendly vs. Luxury Living: What Salary Do You Need to Buy Property in Mayfair?
The Ultimate Guide To Mortgage Choices: Product Types Explained
Переглядів 4464 місяці тому
The Ultimate Guide To Mortgage Choices: Product Types Explained
Buying Joint Property: Mastering the Art of Compromise
Переглядів 1485 місяців тому
Buying Joint Property: Mastering the Art of Compromise
Cracking The Mortgage Code: Must-know Terms For Homebuyers
Переглядів 2775 місяців тому
Cracking The Mortgage Code: Must-know Terms For Homebuyers
FAQs On Life Insurance & Critical Illness Answered!
Переглядів 3165 місяців тому
FAQs On Life Insurance & Critical Illness Answered!
5 Key Factors That Can Make Or Break Your Mortgage Affordability
Переглядів 5345 місяців тому
5 Key Factors That Can Make Or Break Your Mortgage Affordability
How Long Does It Really Take To Buy A Property? A Realistic Timescale
Переглядів 7325 місяців тому
How Long Does It Really Take To Buy A Property? A Realistic Timescale
5 Must-ask Questions When Negotiating Property Prices
Переглядів 3886 місяців тому
5 Must-ask Questions When Negotiating Property Prices
Unlocking Success For First-time Buyers: The Ultimate 5 Tips!
Переглядів 115 тис.6 місяців тому
Unlocking Success For First-time Buyers: The Ultimate 5 Tips!
Crucial Reasons To Prioritise Life Insurance While You're Young
Переглядів 3016 місяців тому
Crucial Reasons To Prioritise Life Insurance While You're Young
The Hidden Truth of Mortgage Product End Dates
Переглядів 4066 місяців тому
The Hidden Truth of Mortgage Product End Dates
Mortgage Application Blunders: Steer Clear of These 4 Big No-nos!
Переглядів 5156 місяців тому
Mortgage Application Blunders: Steer Clear of These 4 Big No-nos!
Tips For Getting A Mortgage If You Earn Bonuses Or Commissions
Переглядів 2857 місяців тому
Tips For Getting A Mortgage If You Earn Bonuses Or Commissions
Why Should Parents Consider Life Insurance?
Переглядів 2037 місяців тому
Why Should Parents Consider Life Insurance?

КОМЕНТАРІ

  • @MisterQuidditch
    @MisterQuidditch 5 днів тому

    Such a helpful channel, thanks!

  • @drakeip5618
    @drakeip5618 8 днів тому

    Brilliant video. Always impressed by people who can explain complex topics in simple layman's terms.

  • @charlenethemindbehinddesig1171
    @charlenethemindbehinddesig1171 15 днів тому

    about buying Auction properties- can you use help to buy LISa? will the bank finance you via a mortgage? thanks

  • @fabb7papa496
    @fabb7papa496 16 днів тому

    Do I need to have primary healthcare insurance in order to have Aflac Employee Critical illness

  • @tamzinmoore8673
    @tamzinmoore8673 18 днів тому

    Hi, We are in the process of buying a house. The funds are coming from parental gifts and personal saving that are in a cash LISA. The total adds up to 5%. We have a mortgage accepted. We have been told by our solicitors that: we cannot use the funds in the LISA towards the deposit as we have enough in our current account. The value in our current account shows the value above the 5% that we are paying, however this is also to go to legal fees and the first mortgage payment. Without the LISA we cannot go ahead. I believe that the solicitors are giving us false information. Could you possibly help/make a video on how using your LISA for the purchase of a house works? And if there are any limitations to it. Thank you, Found your video very helpful!

  • @leforjoseph5371
    @leforjoseph5371 18 днів тому

    This is great information

  • @oluwaseunolajide7320
    @oluwaseunolajide7320 18 днів тому

    Thanks for this good information. Pls, what else can we do as a first timer buyer because based on my age and my wife we are above 40 years already. Can you please suggest what we can do again towards getting our first mortgage. Kind regards. Paul

  • @victoryandrew9756
    @victoryandrew9756 25 днів тому

    I can’t wait to start my mortgage process with D.M🥰.

  • @rd123.
    @rd123. Місяць тому

    Easier to get a mortgage and easier to get your home repossessed 🤦🏻‍♀️

  • @mikeltsmith
    @mikeltsmith Місяць тому

    Thanks for the video. PS. Your colleague in the background watching your videos online!😂😂😂

    • @dm.mortgage
      @dm.mortgage Місяць тому

      Well spotted 😂. We use them for internal training too!

  • @mikeltsmith
    @mikeltsmith Місяць тому

    Thank you. I found this video very informative

  • @chiomaonuoha7723
    @chiomaonuoha7723 Місяць тому

    Thank you for your videos. I used the tip of ‘personal touch’ when we bought our house and I’m sure it must have helped as the sellers could relate with our needs.

  • @wonderer5101
    @wonderer5101 Місяць тому

    You haven't actually explained nothing, only waffled. Act as intermediary or advise on loans, but really no information, not how the fees are structures, you simply repeated advised or broker 10x. What a piece of shit :)))) being a nice person doesn't make you qualified to talk. count how many time you repeated the word intermediary, I dare you count as you haven't added any value. Go cut the grass might be a better job, weasels.

  • @jatilaru
    @jatilaru 2 місяці тому

    👍

  • @mizsab365
    @mizsab365 2 місяці тому

    6:51 doesn't make sense, so I have to buy the property at least 12 months after making my first payment into the isa, but the most you can save is £4k a year???? Please clarify...

    • @Jay-bc7kh
      @Jay-bc7kh 2 місяці тому

      She definitely said it wrong. You can contribute a max of 4k a year, you get 1k tax relief as well. You DON'T have to buy a house within 13 months of first payment.

  • @SafaDave
    @SafaDave 2 місяці тому

    Just buying my first. Getting annoyed looking at listings to sift through when all of a sudden it sale by auction or cash only even with the settings turned off. Please help.

    • @dm.mortgage
      @dm.mortgage 2 місяці тому

      It can be frustrating! Keep going you’ll get there - check both Rightmove and zoopla too 👍

  • @gurvinderkohli8074
    @gurvinderkohli8074 2 місяці тому

    👍

  • @blueyc4rter
    @blueyc4rter 2 місяці тому

    What if the seller reneges agter contracts are exchanged?

    • @dm.mortgage
      @dm.mortgage 2 місяці тому

      Buyer can recoup costs from seller if they have lost any

  • @PinkyJi-nr7yq
    @PinkyJi-nr7yq 2 місяці тому

    Thanks so much, very useful information.

  • @K.Brown-qe7lq
    @K.Brown-qe7lq 2 місяці тому

    this is so useful, I watched this for my apprenticeship training. I didn't even know there was such thing as an NHS trust for housing.

  • @NureniKol
    @NureniKol 2 місяці тому

    This is great

  • @GistWithLynda
    @GistWithLynda 3 місяці тому

    I can’t wait to be in touch

    • @dm.mortgage
      @dm.mortgage 3 місяці тому

      We would be glad to help 😊

  • @queenikegwuruka9245
    @queenikegwuruka9245 3 місяці тому

    Thank you for this. I was thinking the trust pays out after 150 years after the policy holder has passed away

  • @stanleychukwu4306
    @stanleychukwu4306 3 місяці тому

    Have you heard of income booster from Skipton

  • @ilirsakaj3109
    @ilirsakaj3109 3 місяці тому

    Thank you very much

  • @queensleyajuyakpe3655
    @queensleyajuyakpe3655 3 місяці тому

    Hi, Thanks for this video, please can you make an offer on property and change your mind if you see another property you prefer? No contract, just offer accepted by the Estate Agent. Thanks.

  • @stanleychukwu4306
    @stanleychukwu4306 3 місяці тому

    Hi Nicola, I have been watching your videos and I can say a big thank you for the information here. As an immigrant in the UK, we learnt that only 2 lenders are willing to lender to immigrant without citizenship. Please what new your thoughts. Thank you in advance

  • @Ow-X624
    @Ow-X624 3 місяці тому

    Y

  • @Kasualclaret
    @Kasualclaret 3 місяці тому

    Absolutely predatory behaviour You people have no shame

  • @HYDREZEN
    @HYDREZEN 3 місяці тому

    So you never actually own your home?

  • @MrMonza666
    @MrMonza666 3 місяці тому

    These advers are POISON lol go away desperate middle men

  • @lydiaotoikhila
    @lydiaotoikhila 3 місяці тому

    😊

  • @LifeWithTemms_
    @LifeWithTemms_ 3 місяці тому

    Most mortgage brokers do not charge a fee at all. That’s a shame you do

    • @dm.mortgage
      @dm.mortgage 3 місяці тому

      That’s not quite accurate, a study showed the vast majority of brokers charge fees and the satisfaction of customers/ quality is also linked to pricing. Our advisers have many years of experience and we include access to professionals like surveyors, solicitors, advice on insurances, housing process, and a complimentary Will which makes our service very comprehensive. Like most things, you often get what you pay for, and mortgage advice is no different! ☺️

    • @LifeWithTemms_
      @LifeWithTemms_ 3 місяці тому

      @@dm.mortgage well it is as by what you state 50% do not charge and have just as much experience and quality in their work. I know many people who have bought a property with a broker who does not charge and everything was fine.

    • @LifeWithTemms_
      @LifeWithTemms_ 3 місяці тому

      @@dm.mortgage Well then half of you broker do not charge and just as much to offer and expertise as you if not more. I know many people who have gone with brokers who do not charge offered similar services and things work out just fine.

    • @LifeWithTemms_
      @LifeWithTemms_ 3 місяці тому

      You won’t allow anyone to reply !

    • @LifeWithTemms_
      @LifeWithTemms_ 3 місяці тому

      You keep deleting my comment

  • @jackiea7965
    @jackiea7965 3 місяці тому

    Thank you this was a very good breakdown

  • @nab1uk
    @nab1uk 3 місяці тому

    Well, the English guru 🇬🇧 🏴󠁧󠁢󠁥󠁮󠁧󠁿 Martin Lewis does not believe in them !! So he answered my question and this is a company sell them to you like timeshares !!!!

  • @createtoday-no5jg
    @createtoday-no5jg 3 місяці тому

    Great achievement 🎉🎉

  • @createtoday-no5jg
    @createtoday-no5jg 3 місяці тому

    Lovely 🎉🎉🎉🎉

  • @chipsahoy7148
    @chipsahoy7148 4 місяці тому

    I wish theres also some support for foreign NHS worker who want to get a home here in UK.

  • @lydiaotoikhila
    @lydiaotoikhila 4 місяці тому

    Thank you

  • @jackiea7965
    @jackiea7965 4 місяці тому

    Thank you this was very clear and good information ❤

  • @gurvinderkohli8074
    @gurvinderkohli8074 4 місяці тому

    Well explained 👍

  • @satyaanand7396
    @satyaanand7396 4 місяці тому

    What are the restrictions applied to the buyer, if the seller is selling out the council house through right to buy letter and to the open market? Is there any obligation applied to the open market buyer from council after the purchase?

  • @LETTYONLY1
    @LETTYONLY1 4 місяці тому

    Yet again “over 40” gosh ancient 🙄

  • @rodriguezalexander9111
    @rodriguezalexander9111 4 місяці тому

    What if I live in a council property and have the right to buy. Can I use my £110000 for a deposit or to purchase a home

  • @anniegracemutsaga4458
    @anniegracemutsaga4458 4 місяці тому

    Hie, l am over 40 years l need to buy a apartment. Were can get you.

  • @MartinMesmain
    @MartinMesmain 4 місяці тому

    Can you consider doing a video on what happens when you have fully paid down your mortgage pls, thxs

  • @jackiea7965
    @jackiea7965 4 місяці тому

    This is a greats series thank you

  • @johnny9092
    @johnny9092 4 місяці тому

    Love your videos but please work on the sound please need up my volume to hear

  • @G_Man145
    @G_Man145 4 місяці тому

    Beautiful solicitor…I think I am in love now ❤😊