Paula’s Budget
Paula’s Budget
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How I PAID OFF $12,000 of CREDIT CARD DEBT in 4 MONTHS!! 💸
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable.
Thank you so much for tuning in & don't forget to subscribe so you don't miss any upcoming videos!
Vlog Channel:
*REALISTIC* NIGHT ROUTINE WITH A NEWBORN - ua-cam.com/video/_XBFRi58_Kc/v-deo.html
week in the life of a 22 year old SINGLE first time mom 💕 - ua-cam.com/video/iEi6-1On0gU/v-deo.html
a *realistic* week in the life of a 22 year old SINGLE first time mom 💕- ua-cam.com/video/4L_2rsJqH08/v-deo.html
Materials Used:
A7 Rose Gold Binder: tidd.ly/3SdV645
A7 White on White Envelopes: tidd.ly/3QvB1oR
A6 Cream Vegan Leather Binder: tidd.ly/3tSeSYM
A6 Clear PVC Envelopes: tidd.ly/475UodI
Natural Concrete Tray: tidd.ly/494lwvb
Harvest Cobbler Candle: tidd.ly/3Q9wLtG
Sponsorship and Business inquiries: fbp.smpr@gmail.com
________________________________________
My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, caleb hammer, rental property, cash budgeting, cash envelopes, cash envelope stuffing, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 22-year-old single mom in college with more debt than anyone my age should ever have, I am so excited to really hit the ground running with my finances. It is time to get out of debt and get ahead for the sake of my future and my daughters. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans
Переглядів: 3 332

Відео

Cash Stuffing | $695 | January No. 4 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 8436 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 15 💸| 22 y/o first time SINGLE mom cash stuffing $695 paycheck to...
Cash Stuffing | $975 | January No. 3 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 9146 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 14 💸| 22 y/o first time SINGLE mom cash stuffing $620 paycheck to...
Cash Stuffing | $920 | January No. 2 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2,2 тис.7 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 13 💸| 22 y/o first time SINGLE mom cash stuffing $620 paycheck to...
FIRST CASH STUFFING 2024! 💸| $700 | January No. 1 | Cash Envelopes | Debt Payoff | Snowball Method
Переглядів 1,5 тис.7 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 11 💸| 22 y/o first time SINGLE mom cash stuffing $845 paycheck to...
Cash Stuffing | $695 | December No. 5 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 1 тис.7 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 10 💸| 22 y/o first time SINGLE mom cash stuffing $845 paycheck to...
Cash Stuffing | YouTube Paycheck | December Paycheck No. 4 | Cash Envelopes | Debt Payoff Progress
Переглядів 1,6 тис.7 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 9 💸| 22 y/o first time SINGLE mom cash stuffing $637 paycheck fro...
Cash Stuffing | $845 | December No. 3 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 1,5 тис.8 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 8 💸| 22 y/o first time SINGLE mom cash stuffing $845 paycheck to ...
Cash Stuffing | $620 | December No. 2 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2 тис.8 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 7 💸| 22 y/o first time SINGLE mom cash stuffing $620 paycheck to ...
Cash Stuffing | $718 | December No. 1 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2,7 тис.8 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 6 💸| 22 y/o first time SINGLE mom cash stuffing $718 paycheck to ...
Cash Stuffing | $615 | November No. 4 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2,2 тис.8 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 5 💸| 22 y/o first time SINGLE mom cash stuffing $615 paycheck to ...
Cash Stuffing | $585 | November No. 3 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2 тис.9 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 4 💸| 22 y/o first time SINGLE mom cash stuffing $585 paycheck to ...
Cash Stuffing | $775 | November No. 2 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 1,5 тис.9 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Weekly Budget Ep. 3 💸| 22 y/o first time SINGLE mom cash stuffing $775 paycheck to ...
Cash Stuffing | $1,220 | December No. 2 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 2,4 тис.9 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Thank you so much for tuning in & don't forget to subscribe so you don't miss any u...
Cash Stuffing | $718 | December No. 2 | Cash Envelopes | Debt Payoff Progress | Snowball Method
Переглядів 1,8 тис.9 місяців тому
Truth be told, I have been watching a loooooooot of Caleb Hammer. So, before I dig myself any deeper in the hole of debt, I decided I would have another go at budgeting using the cash envelope system. I am so excited to get started on this special journey to becoming debt free and financial competent and stable. Thank you so much for tuning in & don't forget to subscribe so you don't miss any u...
Starting Over My Debt Free Journey After Going BROKE in 2023 | 2024 Debt & Budget Overview
Переглядів 59 тис.9 місяців тому
Starting Over My Debt Free Journey After Going BROKE in 2023 | 2024 Debt & Budget Overview
i literally have no money.
Переглядів 1,8 тис.Рік тому
i literally have no money.
MAR 2023 | CASH ENVELOPE + SINKING FUND STUFFING | $323 | Pay #3 | 22 Year Old #cashenvelopestuffing
Переглядів 1,1 тис.Рік тому
MAR 2023 | CASH ENVELOPE SINKING FUND STUFFING | $323 | Pay #3 | 22 Year Old #cashenvelopestuffing
MAR 2023 | CASH ENVELOPE + SINKING FUND STUFFING | $428 | Pay #2 | 22 Year Old #cashenvelopestuffing
Переглядів 2,3 тис.Рік тому
MAR 2023 | CASH ENVELOPE SINKING FUND STUFFING | $428 | Pay #2 | 22 Year Old #cashenvelopestuffing
TAX RETURN STUFFING! | Cash Envelope Stuffing | Sinking Funds | Savings Challenges | 2023 Taxes
Переглядів 1 тис.Рік тому
TAX RETURN STUFFING! | Cash Envelope Stuffing | Sinking Funds | Savings Challenges | 2023 Taxes
Cash Envelope Stuffing Savings Challenges | $140 | Cash Envelope Method #savingschallenges
Переглядів 493Рік тому
Cash Envelope Stuffing Savings Challenges | $140 | Cash Envelope Method #savingschallenges
MAR 2023 | CASH ENVELOPE + SINKING FUND STUFFING | $651 | Pay #1 | 22 Year Old #cashenvelopestuffing
Переглядів 1,1 тис.Рік тому
MAR 2023 | CASH ENVELOPE SINKING FUND STUFFING | $651 | Pay #1 | 22 Year Old #cashenvelopestuffing
SINKING FUNDS UPDATE | FEBRUARY 2023 BUDGET | How Much Did We Save?! #budgetingforbeginners
Переглядів 616Рік тому
SINKING FUNDS UPDATE | FEBRUARY 2023 BUDGET | How Much Did We Save?! #budgetingforbeginners
CASH UNSTUFFING OF EXPENSES | What Did I Spend My Money On?! | CASH ENVELOPE METHOD #budgeting
Переглядів 332Рік тому
CASH UNSTUFFING OF EXPENSES | What Did I Spend My Money On?! | CASH ENVELOPE METHOD #budgeting
CASH HUNT | Searching For Valuable Bank Notes | What Did We Find?! | Cash Stuffing | Budgeting #cash
Переглядів 352Рік тому
CASH HUNT | Searching For Valuable Bank Notes | What Did We Find?! | Cash Stuffing | Budgeting #cash
Cash Envelope Stuffing Savings Challenges | $196 | Cash Envelope Method #savingschallenge
Переглядів 553Рік тому
Cash Envelope Stuffing Savings Challenges | $196 | Cash Envelope Method #savingschallenge
FEB 2023 | Cash Envelope Stuffing Sinking Funds | $598 | Pay #4 | 22 y/o Mom #cashenvelopestuffing
Переглядів 629Рік тому
FEB 2023 | Cash Envelope Stuffing Sinking Funds | $598 | Pay #4 | 22 y/o Mom #cashenvelopestuffing
$1000 BILL EXCHANGE!!! | Sinking Funds | Cash Stuffing | Budgeting | ASMR #cashenvelopesystem
Переглядів 1,2 тис.Рік тому
$1000 BILL EXCHANGE!!! | Sinking Funds | Cash Stuffing | Budgeting | ASMR #cashenvelopesystem
Cash Envelope Stuffing Savings Challenges | $146 | low income 22 y/o budget #savingschallenges
Переглядів 1,1 тис.Рік тому
Cash Envelope Stuffing Savings Challenges | $146 | low income 22 y/o budget #savingschallenges
FEB 2023 | Cash Envelope Stuffing Sinking Funds | $720 | Pay #3 | 22 Year Old #cashenvelopestuffing
Переглядів 851Рік тому
FEB 2023 | Cash Envelope Stuffing Sinking Funds | $720 | Pay #3 | 22 Year Old #cashenvelopestuffing

КОМЕНТАРІ

  • @patienceamadi4358
    @patienceamadi4358 21 годину тому

    New subscriber watching, where did you get your envelopes from. Did you make them?

  • @ShannonsBudgets
    @ShannonsBudgets День тому

    Happy birthday, what great way to spend you birthday

  • @ShannonsBudgets
    @ShannonsBudgets День тому

    New sub, here watching

  • @Under510
    @Under510 12 днів тому

    Awesome tools! Crushing the budgeting game! 🔥

  • @sofiakarim2978
    @sofiakarim2978 13 днів тому

  • @angelbudgets
    @angelbudgets 28 днів тому

    Love the video! New subscriber ❤

  • @IntriguedByDollars
    @IntriguedByDollars Місяць тому

    new subbbieee🥰

  • @GreatfullIncome
    @GreatfullIncome Місяць тому

    Rewatching your videos from oldest to newest 💜 wishing you a great full day and income ahead 🌹

  • @50plus71
    @50plus71 2 місяці тому

    I have just kicked off my debt free journey, will be following your journey, congrats on getting into nursing.

  • @evaharris6911
    @evaharris6911 2 місяці тому

    How. Share

  • @kenyonwolfe2400
    @kenyonwolfe2400 3 місяці тому

    I'm saving alll of mine 20$ and alll of mine 10$ and alll of mine 100$ and alll of mine 50$ and alll of mine 5$ wish me good luck

  • @Nickel-and-dimes-budget
    @Nickel-and-dimes-budget 4 місяці тому

    If the negative comment came from someone who wasn’t a nurse or a medical staff… just brush it off. I’m a nurse and honestly I believe (non-medical) people will never be able to grasp the craziness of nursing. It takes a lot out of you. I also believe you have the right mindset with re-taking your med math test… think about it as “in a real life situation I can’t afford to miscalculate “ a 90% is a strong starting point and I feel you were given an opportunity to reflect and re-evaluate and this will make you a better ICU nurse and able to handle critically acute patients. YOU GOT THIS!!

  • @emmagrace7071
    @emmagrace7071 4 місяці тому

    Hey hope your ok when is your next cash stuffing? Xx

  • @BudgetsWithELMA
    @BudgetsWithELMA 4 місяці тому

    Great video

  • @jalynnkarlie5542
    @jalynnkarlie5542 4 місяці тому

    P r o m o S M

  • @thebudgetevolution
    @thebudgetevolution 4 місяці тому

    Hi Paula 👋 nice cash stuffing and for sharing your debt 😊 Happy Belated 🥳 some people ugh you can’t succeed and learn without failure especially in such a high performance job like Health care. My daughter is in her 5th year of Pharmacy, she’s failed at least 4 classes and countless exams. It doesn’t mean she won’t be a great Dr. it means she will never make those mistakes again, she says she learns thru failure bc better to do it in school and not in the field. Give yourself a hug 🤗 it is hard and there are those of us that understand ❤43:09

  • @nightcorelove2626
    @nightcorelove2626 5 місяців тому

    Everything all right? Am missing your videos

  • @nankfbhx
    @nankfbhx 5 місяців тому

    we miss you!!

  • @wagabagabobo-zg9ft
    @wagabagabobo-zg9ft 5 місяців тому

    discover debt is eating me up with that interest too, and she also came in clutch and gave me a chance when i was jobless while needing dental work lol. happy to see you paying it off, hopefully that will be me soon.

  • @zipporah8875
    @zipporah8875 5 місяців тому

    why so many binders. I only got one mini savings challenge. I got from temu. savings of $150😊

  • @BudgetsWithELMA
    @BudgetsWithELMA 5 місяців тому

    Congratulations 🎉❤🎉

  • @mamabearbudget
    @mamabearbudget 5 місяців тому

    Really sorry you had to go through that. When I had my son via c-section it was scary, then when my son turned 1 month he needed surgery. He is better now and almost 4 yrs old, but ya the stress and everything was bad, including the bills for both his and mine surgery. It’s tough but well worth everything in the end.

  • @CoffDrop1329
    @CoffDrop1329 5 місяців тому

    Paula I hope all is well with you... I hope to see a new video from you soon, you are missed!!!!

  • @jenniferarcher3323
    @jenniferarcher3323 6 місяців тому

    I am so proud of you! You paid off at least 10k of that just from pure grit and determination with money from your own hard work at your job!!! I want to challenge you to not use those cards at all in the future (not a popular opinion). Also, it would be really cool if you started to save up for the next semester of school so you won't have to take out debt for that. Something to think about, and I know you can do it. Congratulations and Happy Birthday!!!

  • @moneywithjustliving5258
    @moneywithjustliving5258 6 місяців тому

    Hey lady, listening while working. Nice job, I love this video.

  • @TheRadiantPeachBudgets
    @TheRadiantPeachBudgets 6 місяців тому

    Budgeting and healthcare, my two favorite topics in one video! My prn situation has been similar and all I say atp is “small things to a giant”. Cause imma get them letters behind my name REGARDLESS.

  • @janicerobertson2213
    @janicerobertson2213 6 місяців тому

    Happy 🎉birthday I'm so proud 👏 of you I started my journey in November and I been binge watching Alot of yall...I'm 42 and has never had a credit card but you got your priority in tack baby and everything we do gone have its bad percs...❤keep pushing and put God 1st...you and the little one about to shine..keep thriving beautiful 😍

  • @gobudgetboo
    @gobudgetboo 6 місяців тому

    Hey! New subscriber! Here to support your journey!!❤❤❤

  • @danaebudgets7842
    @danaebudgets7842 6 місяців тому

    I’m a MA and want to go to medical school girl the days are busy a lot of the time so I do not see it as complaining when you talk about your day.

  • @danaebudgets7842
    @danaebudgets7842 6 місяців тому

    Congrats on paying off all your debt, it was nice to see your journey to paying off all your debt.

  • @lifewithtkeller
    @lifewithtkeller 6 місяців тому

    Happy Birthday & Congrats!🎉💕

  • @AngiesFinance
    @AngiesFinance 6 місяців тому

    This is so inspiring. First of all - HAPPY BIRTHDAY!! I'm also turning 23 in March. And second - good for u queen! You're doing so great with your budgeting journey. 💙

  • @budgetwithlina
    @budgetwithlina 6 місяців тому

    I always love your desk decor ❤ omg happy birthday week! And moving and all! 🎉❤❤

  • @aacmxx
    @aacmxx 6 місяців тому

    loved your videos!!

  • @Dreamplanbudgets
    @Dreamplanbudgets 6 місяців тому

    Happy Birthday!!!! Fellow February born over here!

  • @rosbudgetlife3324
    @rosbudgetlife3324 6 місяців тому

    Hey Paula hope you have a Happy Birthday! great job paying your cards down!!

  • @f1notreallyfatal
    @f1notreallyfatal 6 місяців тому

    Happy Birthday 🎉❤

  • @f1notreallyfatal
    @f1notreallyfatal 6 місяців тому

    Can you do ICU without some extra badge? I'm not a nurse I'm just curious

  • @Comfyluvsu
    @Comfyluvsu 6 місяців тому

    Happy birthday🎉

  • @tracya.5908
    @tracya.5908 6 місяців тому

    Happy Birthday and Congratulations!!!

  • @LadyErnst
    @LadyErnst 6 місяців тому

    It is very true. I was a certified nurses assistant for almost 10 years. I loved the job however it is a very stressful, physically laborious, selfless job. More often than not CNA’s are overwhelmed and under appreciated. Once I had a patient load of 30 because we were short handed. Nurses did not always like to help. Luckily one other CNA picked up an extra shift so we worked the whole patient load together but we were both worn out at the end of the night. People don’t understand you are feeding, bathing, toileting, rolling, changing beds, shaving, picking up etc. and assisting patients with day to day living and everyday tasks. Generally the people you work with make the job harder because they are lazy, unkind, or both. Not always the case but it was generally speaking about fifty percent of the time at the nursing homes I worked for. I’m no longer a CNA now but I’m glad the opportunity was available to me. My husband is in the United States Airforce and I truly recommend it. The military still pays for one’s college, medical insurance, and on base housing provided in return for your service. Wishing you the best.

  • @fayejacobs1043
    @fayejacobs1043 6 місяців тому

    Happy Birthday❤ also congratulations on the payoffs!!! Super Awesome.

  • @emmagrace7071
    @emmagrace7071 6 місяців тому

    🎈 happy birthday beautiful xxxx

  • @darlenelong6353
    @darlenelong6353 6 місяців тому

    Happy Happy Birthday 🎉🎂🎈

  • @GreatfullIncome
    @GreatfullIncome 6 місяців тому

    So glad your video showed up on my suggestions you’re a vibe !!

  • @kaylabean3693
    @kaylabean3693 6 місяців тому

    Happy happy birthday! Have a great day!🎉🎉🎉

  • @AlmaMartinezTamblyn
    @AlmaMartinezTamblyn 6 місяців тому

    People who tell nurses not to complain have no idea what a dumpster fire nursing has become.

  • @alignwithchlo
    @alignwithchlo 6 місяців тому

    this was super inspiring 🙌🏼🤩 great job!! and so exciting you’re getting to move into your new home 💗💗

  • @nankfbhx
    @nankfbhx 6 місяців тому

    Happy Birthday!!!

  • @rosbudgetlife3324
    @rosbudgetlife3324 6 місяців тому

    I enjoyed your cash stuffing, great payment towards debt. 43:36