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Fintechlogix
India
Приєднався 14 кві 2023
An approach to create a repository of Banking concepts, process flows and innovations in BFSI and Fintech. This should help finance/ banking students, business analysts and developers in making the domain simplified.
Conversational AI and Chatbot difference || Not same
Conversational AI is a new age technology that helps in many use cases to make the customer journey smooth. How is it different from Chatbot?
#digitaltransformation #ai #banking
Playlist:
ua-cam.com/play/PL42cSxQ7tTKayXwZ-bfOF8YFxj5ICNtgB.html&feature=shared
#digitaltransformation #ai #banking
Playlist:
ua-cam.com/play/PL42cSxQ7tTKayXwZ-bfOF8YFxj5ICNtgB.html&feature=shared
Переглядів: 15
Відео
Components of Conversational AI || Modules to build AI
Переглядів 172 місяці тому
Conversational AI is a buzz word these days. It is not only cool but also solving lot of human intensive work. Lets see what is it takes to build a conversational AI product. The video explains a high level view for the product manager without getting in to complex tech behind it. #digitaltransformation #ai #banking Playlist: ua-cam.com/play/PL42cSxQ7tTKayXwZ-bfOF8YFxj5ICNtgB.html&feature=shared
Digital Transformation in Online help || Conversational AI
Переглядів 342 місяці тому
Conversational AI is a new age AI technology that has brought a revolution in providing online help to customers who are stuck in carrying out a banking transaction. It is not only efficient but also a scalable solution to help customer in every step. Now lets see the simplistic process flow how it is actually done. #ai #digitaltransformation #banking Playlist: ua-cam.com/play/PL42cSxQ7tTKayXwZ...
Automated Document classification || AI/ML Driven
Переглядів 633 місяці тому
Automated Document classification is one of the post powerful AI/ML driven digital transformation that has significantly enhanced the manual document processing efficiency. It has reduced the TAT by almost 50%. Lets understand how it has evolved over years, few benefits and few software products in this segment. #digitaltransformation #documents #ai Playlist: ua-cam.com/play/PL42cSxQ7tTKayXwZ-b...
Digital Signing || Innovation in Document Life Cycle
Переглядів 403 місяці тому
Digital signing is one of the most used innovation in modern day contract life cycle management. It brings a lot of benefit in bringing efficiency in document creation, management and traversal. Lets learn the basics of this small but effective area of digitization. #digitaltransformation #finance #innovation Playlist: ua-cam.com/play/PL42cSxQ7tTKayXwZ-bfOF8YFxj5ICNtgB.html&feature=shared
UPI LITE || latest innovation in payment ecosystem
Переглядів 574 місяці тому
After UPI, NPCI is with another innovation, UPI LITE. It uses the same framework of UPI with some extensions. Purpose is to keep the banks core banking systems free of the heavy volume/low value transactions and also to reduce clutter of bank statements with numerous small value transactions. #upi #payment #innovation Playlist: ua-cam.com/play/PL42cSxQ7tTKY62aDxI_hjcyY5jC8_Osle.html&feature=shared
Dynamic Pricing for loans || Automated APR/Interest Rate computation
Переглядів 774 місяці тому
Loan pricing is a very critical step of loan underwriting process. It makes or breaks the deal. Lender can loose a customer or on the contrary get in to territories of unwanted risk in case the loan pricing is not right. With digitization, we have built many pricing engines with models/rules to price the loan in a standardized and efficient manner. #lending #pricingstrategy #risk Play list: Dig...
Leading Software Products in Joint Liability Group (JLG) Loans
Переглядів 785 місяців тому
Lets look at few leading software products that give end to end originations and servicing capability to digitalize Joint Liability Group Loans #education #software #loans Playlist: ua-cam.com/play/PL42cSxQ7tTKa4uIERxNzrdz6ZdtinEuh3.html&feature=shared
Disbursement Digitization in JLG Loans || Automated Disbursement
Переглядів 425 місяців тому
Automation in disbursement is really a game changer in bringing down the turn around time of a loan origination cycle. Normally as product managers we think of reducing the time for loan applications processing or underwriting but actually delays in disbursement adds a lot of time to the overall delay in disbursement. Lets look at some of the digitalization in the same space how it is helping. ...
Debt Consolidation || Be cautious Lenders || RBI Guidelines
Переглядів 435 місяців тому
Debt consolidation is a good and bad principle depending on borrower's situation. If not used judiciously, it can be a problem for both borrowers and lenders. Recently RBI has issued guidelines to control BNPL loan debt consolidation. #lending #debtconsolidation #bnpl Playlist: ua-cam.com/play/PL42cSxQ7tTKZfygeVMgZCQQWyYOyuzJHd.html&feature=shared
Use of mobile application for Joint liability group loans || JLG Loans
Переглядів 556 місяців тому
Smart phone revolution has helped a lot in lending industry. May it be customer reach for new acquisition or loan servicing. Lets have a look how mobile and use of smart phone mobile apps are helping JLG loans. #education #loans #mobility Playlist: ua-cam.com/play/PL42cSxQ7tTKa4uIERxNzrdz6ZdtinEuh3.html&feature=shared
Innovation in Joint Liability Group Loans || JLG Loans
Переглядів 346 місяців тому
JLG loans are there in action for quite some time. Now the lenders have definitely realized that it is a very good loan stream for new or low credit history borrowers. Lets look at how lenders are innovating to flourish in this segment. #education #lending #innovation Playlist: ua-cam.com/play/PL42cSxQ7tTKa4uIERxNzrdz6ZdtinEuh3.html&feature=shared
Process Life Cycle of Joint Liability Group Loans || JLG Loans
Переглядів 846 місяців тому
The video describes the origination and servicing process of Joint Liability Group Loans (JLG Loans). #JLGLoans, #lending #education Play List: ua-cam.com/play/PL42cSxQ7tTKa4uIERxNzrdz6ZdtinEuh3.html&feature=shared
Sharpe Ratio for Mutual Funds
Переглядів 176 місяців тому
Sharpe Ratio is a very important tool that we normally overlook while choosing a mutual fund for our investment. Lets understand and benefit from it to choose a better mutual fund. #investing #mutualfunds #education Playlist: ua-cam.com/play/PL42cSxQ7tTKbz2diEsvYg58OjyYEmWSEx.html
JLG Loans || Loans with Joint Liability Groups
Переглядів 2186 місяців тому
JLG or Joint liability loan is not a new concept. It is there helping many borrowers specifically in the lower economic group segment. Lets analyze it. #education #loans #group Playlist ua-cam.com/play/PL42cSxQ7tTKa4uIERxNzrdz6ZdtinEuh3.html
Increasing stress on unsecured loans in Q4 2023
Переглядів 337 місяців тому
Increasing stress on unsecured loans in Q4 2023
OCEN || Open Credit Enablement Network || MSME Lending
Переглядів 1147 місяців тому
OCEN || Open Credit Enablement Network || MSME Lending
Smart Underwriting for MSME Lending || Non-conventional Underwriting
Переглядів 467 місяців тому
Smart Underwriting for MSME Lending || Non-conventional Underwriting
CIBIL MSME Rank || Enabler for underwriting and portfolio management
Переглядів 1277 місяців тому
CIBIL MSME Rank || Enabler for underwriting and portfolio management
Fitment of FINTECHs in MSME lending || Opportunities
Переглядів 347 місяців тому
Fitment of FINTECHs in MSME lending || Opportunities
Problems or Issues in MSME Lending || Underwriting and Collections
Переглядів 597 місяців тому
Problems or Issues in MSME Lending || Underwriting and Collections
MSME Credit Product Offerings || Classification || India
Переглядів 597 місяців тому
MSME Credit Product Offerings || Classification || India
MSME upliftment programs || Role of Government of India || G20 Summit
Переглядів 2177 місяців тому
MSME upliftment programs || Role of Government of India || G20 Summit
MSME - Micro Small and Medium Enterprises || Classification || Importance of MSME
Переглядів 2698 місяців тому
MSME - Micro Small and Medium Enterprises || Classification || Importance of MSME
E Mandate and E NACH || Digital Payment Setup
Переглядів 1538 місяців тому
E Mandate and E NACH || Digital Payment Setup
Liquid Mutual Fund Holdings || Know before you invest
Переглядів 638 місяців тому
Liquid Mutual Fund Holdings || Know before you invest
Tax on Liquid Mutual Fund || Debt Mutual Funds
Переглядів 6988 місяців тому
Tax on Liquid Mutual Fund || Debt Mutual Funds
Hi Pinaki , great coverage around Baas. Can you share/highlight a real life example of clubbing different entities under BaaS , BSP and CSP's. That'd really help cement the concept better . Many Thanks for your time
Thanks for making this video. Please keep making such detailed vidoes
Very well explained. Please keep making videos in this digital lending space
You explained very nicely and clearly for those who are new to the world of Indian Finance
Pls Explain with examples
Hello Pinaki. Your videos has been really helping me developing and understanding the products I need to make in the startup I'm working in currently. You seem very well knowledgeable on the subject and I really wish if I can connect with you through email or video call for further questions whenever you're available. I would really apricate it.
Good content
Great stuff!
Glad you enjoyed it
Nice explanation!!
Thank you
It’s very clear. Good job 👏
Thank you
Hi Pinaki, thanks it is a very informative video. I have one question how did you calculate 69 trillion as lending need. Because if npa is low yet they are not able to get loans, then what are the reasons. Thanks Ramakrishna
Hi Ram, 69 trillion is the figure disclosed by SIDCO combining all loans applied by the sector. This is official figure only. I will cover the reasons in my subsequent video but the prime reason is underwriting failure because of inadequate data availability of the sector. Thanks for asking.
Thanks Pinaki
Sir, here your have clearly explained on how to short list a short term debt mutual fund the expectation is the investing consumer will invest in lumpsump or every month for two months then subsequently withdraw after paying tax as per tax slab applicable?
Hi, If you do not have immediate need please plan to withdraw in chunks so that tax gets split. But end of day we have to pay the tax. Hence if it is not a time-bound need, it is better to go for equity mutual fund.
Thanks Pinaki. For bringing information out so clearly. Can you also suggest how or where abbreviations can be referred.
Thanks for letting me know. I will simplify the jargons from next videos and create a separate video on all jargons used.
Thanks for continuing to do these Knowledge rich videos
Thanks a lot. For continuation of viewers, I have created separate playlists also.
thanks Sir for doing taking up this subject on behalf of all of us. keep up the good work.
Well done Pinaki
Thank you Gokul
🌷 "Promo SM"
There's so much clarity in your explanation 💯
Hi I need data on each bank market share on utilizing AA , how to get it?
Hi Ramana, it would be very difficult to get it. As per my exposure, Perfios is having the most portion of the share.
"PromoSM"
Yes, fonts are visible in this slide even on mobile.
Thank you. It helps
Crisp yet rich.
Really great start! Liked the crisp yet rich content.
Learning something new..keep it up 👍👍