Відео

Hey! Just wanted to let u know, my thought process are almost entirely same as yours and I can totally relate to whatever you say! I can't believe i found my 同类 in terms of age, pay, job and mindset, coz the ppl around me are unable to accept this kind of extreme lifestyle and I'm like the weird person among my friends 😵‍💫😵‍💫

Hi 5 to a fellow POEMS client!!!

Hi can share invest where on which stock portal? Or number you have?

why ocbc and not DBS that given decent yearly bonus and pays 4 times a year compare to ocbc that only pays 2 times a year. also ocbc has given DBS as a better buy option/rating compared to themselves in a paper release by them? interested to hear you option

Hi can i just check the dividends do uou have to manually invest them back in? Or does SG provide any platforms that automatically reinvest them back for you. Thanks

having so much at age 26, you must be rich

As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?

Damn bro, you are doing really well. Keep fighting the good fight!

Well done young man! Just don’t deprive yourself from give something back to you and your loved ones. Memories and moments are precious. 😊

Could you pls talk about s&p500 30% withholding..

Impressive strategy! Hitting $271,000 by 26 is no small feat. I've been looking into different stocks to help accelerate my own growth, and $WKSP is one that's caught my eye-might be worth considering for anyone aiming for big financial goals!

Can u put a video for s&p500 investing from singapore is it worth?

The reason you got 271k at 26 is because your income is high, not because of investing.

Thanks for sharing, your current portfolio is enough for me to retire in my country. Btw would like to ask do you need to pay tax for dividends in IRAS?

U damn kilat. Role model.

how much do you DCA per month into each holding or do you buy a lump sum during a dip?

There's a risk depending on growth stocks for your emergency funds. You rightly pointed out that there's an issue during market crashes, which ETFs are not immune to. If your emergency coincides with a big market crash, you'll be forced to liquidate at a bad price. Something to consider could be to stow a portion of your emergency funds in a low interest rate bank account or equivalent instead. You do need to work out the math on whether that makes sense for you, since i know you are trying to grow your portfolio as fast as possible.

Hey Aaron! Nice to meet you! Fellow Singaporean here to building a portfolio.. super impressed by your channel and you achieved this at such a young age. I journal my portfolio journey too on my channel, but im like 11 yrs older hahaha

Instead of $SPY you could load up on $CSPX instead due to lower withholding tax of 15% vs 30%. Reason being it is not domiciled in US but in Ireland.

Hi , can u make a video tutorial on how to open/register investing account from A-Z? (Fyi,Im not from singapore)

content is good lah.. but not too audible without CC captions.. hard truth bro... try to resolve it.. ok 🙏👍👍👍

Thanks for your insight, bro. One question: As a non us resident you'd consider invest in dividend ETFs like SCHD instead of dividend stocks in SG? The growth of value and dividends of SCHD are higher I think. Please if I could have your opinion. Keep up the useful and good content, cheers. 🙂👍🏻

my man is now financially free since yesterday

Hi Aaron, how do u track the dividends collected? Do you track it on a quarterly/yearly basis? Thanks!

Hii. How do I buy the dividends? Do I use poems platform? How do I navigate it?

Nice portfolio. Short of sgx ,it has 4 payout a yr. Dividend since to increase overtime. Singapore stock exchange s68 Future is 24/7 once nyse starts. May be 3.3% yield Future may hv 24/7? Double dividend 6.6% Overtime. If hv 24/7

hmm like this still need to pay tax?

Can you do a beginner guide on how to start?

Aaron, I am so inspired by your journey in saving and investing that I have shared your video with my niece and nephew. I also hope that you will find a GF that will share your outlook on life and so long you are happy that is most important.

Hey man, i stumbled upon your video and just wanted to say thank you for sharing it! Im a 22M and have been thinking about starting to invest into either US ETFs or SG dividend stocks for a few years now but i just never started due to fear. Seeing a fellow singaporean in his 20s do it is giving me the confidence to start as well. Can I ask which broker are you using to buy your stocks and why?

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

If you had zero in the stock portfolio right now, what would you do? Would you still buy into the banks and ETFs at this current stage? I just turned 26. I have a stock portfolio pretty sizable but it is heavily US. I had moved my Singapore stock portfolio over to properties overseas, kinda regret it due to the foreign exchange drop. I do make quite a substantial monthly income from my job now, about $45-60k/mth, which fluctuates due to the majority coming from the commission. I roughly save 50% of it, and the rest goes to my US stock portfolio and lifestyle expenses. I want to reignite a dividend portfolio but looking at the bank's current prices, they are miles above when I bought them during the covid crash. Do you find them overvalued at the moment?

Hey, just caught your video-really cool stuff! So, I’ve been chatting with folks on social media and Discord, and $WKSP (Worksport) keeps coming up. They’re working on some awesome solar tech for trucks and EVs. Looks like they’ve got a pretty bright future ahead. Might be worth a peek!

Sounds like papa money papa roof as usual as a starter kit, just to not work and be lazy from what I can get watching it…. Not inspiring Please rather present that as a complement, not a retirement, because at that rate… you won’t get by yourself your own family, life and roof… and inflation will anyway kill you over time What’s define your comfort zone today might not be true tomorrow

awesome work. Starting young gives you the power of compounding. I would however, encourage you to focus on your day job in order to maximise your earned income while you are still young. That would give you the firepower to invest over the next 10-15 years, including growing your CPF, to supercharge your passive cashflow. Don't aim to retire so early at 28yo, but aim to have the flexibility to retire after 28, while focus on your skills at main job to earn more to feed your investment, as well as allow you to have some buffer to pay for experiences that you can enjoy at your age. While the comfort of having a safety net (passive income) is desirable, it can also end up creating a conservative self imposed limit on your earning potential, which will get eroded with age. Regardless, awesome work at this age. I have friends who are double your age and have no idea how to invest lol.

You are on the right track. Be consistent and believe in yourself.

When I saw ur starting salary is 6k, i stopped the video. Youre so lucky. Im working in Singapore, but cant even reach 3k yet, and my company only concentrate promotion for Singaporean😢. I literally save and invested everything even i have less salary, and its so hard.

Hi Aaron, it is very encouraging to see young people like you so focused on savings for early retirement when consumerism seems to be to be the focus of the day. How did you arrive at $30k as your target? Does that include dividends only or also capital gains? Will that change when you set up a family?

keep in mind you can't just happily decide to move permanently to another country. you need the right visas which usually involve being a skilled worker there, or being rich enough to buy property or outright buy a 'right to live indefinitely' type of visa or a permanent residency status. people try to use tourist visas and go in and out of the country repeatedly to 'renew' the visa when its about to expire, but that is not a foolproof method and the immigration can just decide to deny you entry because you are clearly not a tourist, and you are screwed.

Hi, do you need to pay any income tax for your investment into S&P500 ETF? Perhaps a video detailing on this? Thank you!!

How do u achieve this goal, if construction time is already 3-5 years? Do u have a partner already?

Hello Aaron, Do you offer classes with regards to investing like a one on one. Where you can teach the basics on dividends or invest ment, I would like to enroll if you are offering one. That would be a great side hustle too. Thank you.

now is high tide, stocks seem promising.. the challenge is when ATH will pop

HAHA, u must not have a partner, living with them usually increase cost, dates, entertainment, things to do

Interesting...which industry are u in btw?

You might want to pay at more attention to insurance because $200 per month seems like you aren’t covered sufficiently. Your current retirement planning assumes you being at 100% healthy. The whole plan falls apart if illness strikes. Other than that, good job!

Wah may I ask what was your salary over the years? If u want to share

Great channel, solid insights... DGI is the way to go and just works... That simple.

i think can liquidate reits as they wil continue to weigh down your performance.

I used to have the same “philosophy” as you, thinking that aiming for an early “retirement” is going to be the holy grail or that this freedom will bring me the happiness I seek. In fact , I realize now that boxing yourself up in this path only deprives the potential and experiences of your growth both in life and in experiences. Why do you need to retire at 26?