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Congrats on passing BTT, I think next you have to head to JPN to complete the conversion at the counter, be prepared with all the required documents, you may need to check.

Thank you for your comment. I agreed that we should wait and see the announcement by the Chinese authority. It seems that the government trying to assure that more debts will be issued to help the economy, but still lacking details. The fundamental issue of property downturn still need to be solved first.

@AxeandYung . With the property downturn in china. Did you see or feel it coming a few years ago . When a profit is made . cash out what you put in . some people got too greedy . some went bankrupt. The circle always comes with a correction. I know lots of people have lost large sums of money in china . What can we do . When a cup is broken. Is going to take time to make a new one .Stay healthy and relax. Work rest and play . Be happy. This is life .

Honestly I do not know much about China property market, while having heard some people around invested. It is lucky that I did not invest any as I do not prefer to just follow other people’s opinion without understanding the market, especially from those salesperson. While many think China property market is in deep trouble now, this will take time, and depends on how the government would help those developers and young buyers.

Yes of course. Active SG gym is open to all, including residents and non-residents. WP holders are considered residents, and can get a lower rate than foreigners. So you should try it out 😃

@AxeandYung Oh my God! If it’s really possible, I must join that gym. But I searched on Google, and they mentioned it's only for PRs and SG Citizens. Anyway, I'll go ask them directly.

@@VigneshTechTamil Hey for the 6-month pass, we bought in the activesg app. For sure foreigners can also use and pay per entry. Do you have a Singpass login already?

Chinese stocks went up because the rich and powerful countries that have backed their currencies with gold is buying shares in the big chinese companies.

yea sure, it is your strategy. in such bullish market, I do sell put option and buy call options, it works. Now have to be a bit cautious as approaching the earnings release. Do you think they will beat the estimates?

3 years old

Hey Andres, thanks for your comment. Well observation. The cash flow game is designed in a way that we only pay the downpayment, which is like in most countries, and then we will pay for the monthly mortgage to the bank, which can be seen in the liabilities and expenses in the financial statement. We are not required to pay the full payment as we are assumed to borrow from the bank. Hope this is clear. Are you playing this game online?

when someone purchases a house they usually make a downpayment and the bank will pay the rest. The owner will then have to service the mortgage from the bank. The bank earns interest from the mortgage. Same way if the owner sells the house, the buyer only pays the downpayment, the bank adds on the rest. Then the buyer service the mortgage.

Thanks Patrick. Have you started playing this game?

The procedure to open a new account in Singapore is quite strict, you need to present documents to proof, like the business registration documents, your personal documents like passport etc. The reason for strict procedure is to ensure people are not simply using it for illegal reasons. I think if you are keen, it is best to enquire the banker physically, the officers are always helpful.

Thanks for sharing! Didn’t know that

I wish I still owned that one. It’s the one that got away

hi bro, I sold this watch. I rarely wear it cz it feels a bit too big for my wrist

You are right. We were taking the phones away for a while without being aware too as we were shooting the video, but we did not step out of the store. This is in Japan, I’m not sure how about other countries.

Yeah that's Japan. Even the girl if u can see she just put her phone int the table, there is no thief, and if u try there are all CCTV's everywhere you know hahaha, and Japan people thought integrity.

Yes that’s Japan. Definitely feel that people here are quite honest and not trying to do anything harmful even to us foreigners 😀

Hey thanks for watching the video! Glad that you like it. Please subscribe to our channel for more content on finance. Well, you are partially right, I have been living in Singapore for a couple of years, I am originally from Malaysia the neighboring country, hence the accent are pretty similar. For the eyebags, don’t relate to the country, it is purely genetic from family I guess. Could you do me a favor and let us know what other topics you particularly like about this channel?

All employees must pay their own taxes. Companies are not responsible to pay emloyees taxes.

Yes, he needs to pay his own tax. The taxes in this case is high because (2) 61 to 182 days in a calendar year If you do not fall under (1) and stay or work in Singapore for 61 to 182 days in a calendar year, your income will be taxed at 15% or resident rates for individuals, whichever gives the higher tax. pls refer www.iras.gov.sg/taxes/individual-income-tax/employees/scenario-based-faqs-for-working-in-singapore-and-abroad/i-am-working-for-a-foreign-employer#:~:text=(2)%2061%20to%20182%20days,whichever%20gives%20the%20higher%20tax.

No they do not. However, they will send letters to the stated address.

Thanks! If you found our channel helpful, consider subscribing to support the algorithm 😀

good one if you were able to buy at the dip in August. What is your long-term view on this?

@@AxeandYung that will be once in your lifetime generational company .It remind me of Steve jobs apple , visionary from Alex Karps

On a quick scan, it seems to show good upward trend. And its business model on providing data analytics solution has a good competitive edge, just that its price is now at all-time high. Do you think the trend will continue?

@@AxeandYung i dun care about the stock price and will average up or DCA as long the strong fundamental and the thesis of Palantir does not change ,it still early as retail folks and wall street still does not know what is palantir . It will definitely part of my long term portfolio as a growth stock .

@@giggspyt1 Thanks for sharing. I think it has the potential, will keep in checklist.

Thanks for watching. May I know which deal you are referring to? I will check again. If I recall, my logic of borrowing is to buy assets that can generate more cash inflow even to cover the interest of borrowing.

@@AxeandYung thanks again for the quick response. When you start the game, the game gives you three options; 'Repay', 'Borrow', and 'Role'. Those are three buttons that allow you to build your strategy. If you select 'Repay', you can pay your liabilities. If you select 'Borrow', you can borrow money with 10% interest. And If you select 'Roll', you'll simply roll the dice, and the game continues. After each turn, you make the same selection based on those 3 options. In your video, you selected 'Role' mostly and 'Repay' for once, but never selected 'Borrow'. To be perfectly honest, I learned how to play and win the game from your video 😅. Before recommending the game to my friends, I think it would be nice to understand what the "Borrow" option does. I don't want to lose in the first game we play 😅. Thanks for this great content. This video helped me understand the game and the overall concept more than the videos on the Rich Dad Channel.

@@AxeandYungthanks for the quick response but I don't want to trouble you. Let me clarify what I want to understand. When you start the game, the game offers you 3 strategies with 3 buttons; "Repay", "Borrow", and "Roll". If you select "Repay", you can pay your liabilities. If you select "Borrow", you can loan money with 10% interest. And if you select "Roll", you'll simply roll the dice and the game continues. You repetitively make this selection at every turn. In your game, you select "Repay" once but you have never selected "Borrow". To be perfectly honest, I learned how to play and win this game from your video😅. And before suggesting this game to my friends, I believe it would be a nice thing to understand what "Borrow" is used for. Because as you said, we already borrow money at the purchase, when we need it. I don't want to recommend the game to my friends without understanding all the functions of it and lose the first game that we play together😅. Thanks for this great content. I hope you continue making videos like this. This video helped me to understand the game and the overall concept more than the videos on the Rich Dad channel 🙏🙏

@@AxeandYung thanks for the quick response but I don't want to trouble you. Let me clarify what I want to understand. When you start the game, the game offers you 3 strategies with 3 buttons; "Repay", "Borrow", and "Roll". If you select "Repay", you can pay your liabilities. If you select "Borrow", you can loan money with 10% interest. And if you select "Roll", you'll simply roll the dice and the game continues. You repetitively make this selection at every turn. In your game, you select "Repay" once but you have never selected "Borrow". To be perfectly honest, I learned how to play and win this game from your video. And before suggesting this game to my friends, I believe it would be a nice thing to understand what "Borrow" is used for. Because as you said, we already borrow money at the purchase, when we need it. I don't want to recommend the game to my friends without understanding all the functions of it and lose the first game that we play together. Thanks for this great content. I hope you continue making videos like this. This video helped me to understand the game and the overall concept more than the videos on the Rich Dad channel

@@AxeandYung thanks for the quick response but I don't want to trouble you. Let me clarify what I want to understand. When you start the game, the game offers you 3 strategies with 3 buttons; "Repay", "Borrow", and "Roll". If you select "Repay", you can pay your liabilities. If you select "Borrow", you can loan money with 10% interest. And if you select "Roll", you'll simply roll the dice and the game continues. You repetitively make this selection at every turn. In your game, you select "Repay" once but you have never selected "Borrow". To be perfectly honest, I learned how to play and win this game from your video. And before suggesting this game to my friends, I believe it would be a nice thing to understand what "Borrow" is used for. Because as you said, we already borrow money at the purchase, when we need it. I don't want to recommend the game to my friends without understanding all the functions of it and lose the first game that we play together. Thanks for this great content. I hope you continue making videos like this. This video helped me to understand the game and the overall concept more than the videos on the Rich Dad channel

Totally. Next time we plan to find somewhere with nice view but quieter place to shoot the video. Thanks for your suggestion.

Haha You went there too?

Glad that you like the video. Hope you have a fun time playing with friends. Do subscribe to our channel, and I may be doing some live stream of this game, it is just interesting to find ways to win the game 😀

Thanks for watching! Our portfolio is skewed towards tech stocks since the beginning, and it was rewarding with option strategy. But August was a pain thats truth. Will share soon

@@AxeandYung great, yes August was a correction but given the huge profits of the months prior it wasnt really painful i assume. 😊😊

That’s right, it is always important to take profit along the way 😀

once you file the tax, by default is to pay all, but there is an option to pay monthly by application, this will be good to manage cashflow 😀

Last time no, now you have to have a min of half tank. However, I just pump till full and request reimbursement from them thru the app. Instructions how in the app. Make sure to collect the fuel receipt. Will get cash back within 2weeks. Faster if in the app cash wallet.

Indonesia boleh jalan kaki kah? Maybe there is Gojek you can try 😅

@@AxeandYung there's no food delivery service by walking in Indonesia. I think Grabfood Walk model business it's really helpful for someone who's doesn't have vehicle, and also i want lose some weight.

ooh now we know, not every country offers this grab walker opportunity. Singapore is considered small, and have a walkable city, which is walking friendly. I guess it is also for safety purpose.

@@artmastah Totally agreed. Understood that not all countries have this grabfood walker, not sure how you could start something like this in your home country. But I guess you will figure that out 😀

That is a great opportunity! I also tried buying with loans when the stock is sold for just a dollar, it is very lucky. In real life, it could be hard to spot the range

You must be passionate in playing this, and it is addictive. How is it the real board game compared to the online version?

Thank you! Super! 💪

Yes specifically for Blossom Lounge which is located in Terminal 4 only departing passengers can access this lounge

noted, thx.

Yes! That’s the store. Thanks for sharing on the DW5600UE! Will check it out and geek about it 😂 Cheers mate! Thanks again for your kind and encouraging words 😊

I think the cheapest is to rent 1 hour using Axia or Bezza. Less than rm20

It did not. However it does collect some scratches on the bezel

​@@AxeandYung noted

You can still walk in to Active SG by paying standard rate.

I have a BIG smile on my face, thanks for watching the video! 😁

Thank you 👍

sure as long as you have a valid drivers license

I never tried the GA2100. The G is softer than the DW btw

You mean bicycle? I registered as a Walker, the bag that I purchaser as Walker is different from a Biker too.

The bank needs a reason from you why opening an account, usually for salary crediting. However, you can open account when you make investment in this country ie buying property, opening company etc.

The total cost was less than $100, including access to the online learning platform for the basic theory test and I bought additional learning materials online. There is a brochure on the website quoting the price of $82.47. It will be best to check the requirement before registering.

Thank you @Randy1337 for your encouraging comment! Do subscribe 😊

If inter-state need to put it back to original spot. However if within Johor, need to pay extra fee for Socar personnel to get it back for you. We tried once from JB to Senai. Then the staff collect at Senai.

It is still functional, and i wear it occasionally.

Hi there Muhammad, yes the rental includes fuel! If you encounter a car that has less fuel, you can refuel it and take a pic of the receipt to claim what you paid in fuel price :)

If it comes from a Casio authorised reseller, yes ofcourse. Casio has factories in China too