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Living in the Lower Mainland BC
Canada
Приєднався 28 лис 2019
This channel is all about living in Surrey BC & living in Langley BC, moving to Surrey BC & moving to Langley BC, and relocating to Surrey BC & relocating to Langley BC. We also cover living in the Great Vancouver suburbs, moving to the Greater Vancouver suburbs, & relocating to the Great Vancouver Suburbs.
We make community tours and education videos about the Lower Mainland. Subscribe ▶ and tap the bell 🛎 for notifications so you can be the first to know about the current real estate market in the Lower Mainland British Columbia.😁
We get calls and emails everyday of people just like you, looking for help on making their move to Dallas Texas and we absolutely love it. 😍
Whether you are moving in 1 week or 1 year, give us a call ☎, shoot us a text 📝, or send us an email 📨 so we can help you make a smooth move to Surrey British Columbia or Langley British Columbia.
𝐂𝐚𝐥𝐥 𝐨𝐫 𝐓𝐞𝐱𝐭: 604-314-5418
𝐄𝐦𝐚𝐢𝐥: alex@realestatehelp.com
𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥: calendly.com/alexdunbar
We make community tours and education videos about the Lower Mainland. Subscribe ▶ and tap the bell 🛎 for notifications so you can be the first to know about the current real estate market in the Lower Mainland British Columbia.😁
We get calls and emails everyday of people just like you, looking for help on making their move to Dallas Texas and we absolutely love it. 😍
Whether you are moving in 1 week or 1 year, give us a call ☎, shoot us a text 📝, or send us an email 📨 so we can help you make a smooth move to Surrey British Columbia or Langley British Columbia.
𝐂𝐚𝐥𝐥 𝐨𝐫 𝐓𝐞𝐱𝐭: 604-314-5418
𝐄𝐦𝐚𝐢𝐥: alex@realestatehelp.com
𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥: calendly.com/alexdunbar
6 Essential Dates to Know Before Buying Real Estate in BC Canada!
Do you know what the Important Dates are When Buying Real Estate in BC Canada? There are 6 Essential Dates to Know Before Buying Real Estate in BC Canada! This is a must watch video before you buy a home!
Whenever you’re ready there are 3 ways we can connect 👇
1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲
calendly.com/alexdunbar
2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒
Langley Relocation Guide: discoverhomesfirst.com/langley-relocation-guide
Surrey Relocation Guide: discoverhomesfirst.com/surrey-relocation-guide
Buyers Guide: bit.ly/Free-Ultimate-Buyers-Guide
Sellers Guide: bit.ly/Ultimate-Sellers-Guide
Pre-Sales Guide: bit.ly/Ultimate-Guide-to-Buying-a-Pre-Sale
3️⃣ 𝐕𝐢𝐬𝐢𝐭 𝐎𝐮𝐫 𝗪𝐞𝐛𝐬𝐢𝐭𝐞
discoverhomesfirst.com/listing
𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒 🎥
🔹Canadian Real Estate: Should You Buy a Home in 2024?: ua-cam.com/video/wa0TgtT35ps/v-deo.htmlsi=VaKcCakSVZ-B3_5H
🔹Renting vs Buying A Home in Canada: Which Is ACTUALLY Cheaper? (2024): ua-cam.com/video/SOms-y_Q2T8/v-deo.htmlsi=rTJBnbZ5XvlKJ36m
🔹The Ultimate Guide to Down Payments in Canada Explained (2024): ua-cam.com/video/O-wklI25NS4/v-deo.html
🔹Buying a Home in Canada: Closing Costs Explained: ua-cam.com/video/zbrUjCWZe7c/v-deo.html
🔹How to Pick a Realtor: ua-cam.com/video/W9PLmhjxhiQ/v-deo.html
🔹Ultimate Guide to Getting a Mortgage Pre-Approval (Canada): ua-cam.com/video/P7PdezVLA58/v-deo.html
🔹Getting a Mortgage in Canada: How Much Can You Afford?: ua-cam.com/video/c46mtdWDQuA/v-deo.html
🔹Mortgage Basics 101: ua-cam.com/video/vRKINwcpg-I/v-deo.html
🔹Bank vs Mortgage Broker: ua-cam.com/video/DOjyJ_WQJ4E/v-deo.html
🔹Fixed Rate vs. Variable Rate Mortgages: ua-cam.com/video/NDGdVWutV_4/v-deo.html
🔹How to Choose the Best Home: ua-cam.com/video/MzKzzkeWoE0/v-deo.html
🔹Resale vs Pre-Sale: ua-cam.com/video/HCtDhtw_qlw/v-deo.html
🔹How to Write an Offer: ua-cam.com/video/KjUksLZcHGA/v-deo.html
🔹Important Real Estate Dates: ua-cam.com/video/UtnRB6ecVh4/v-deo.html
🔹First-Time Home Buyer Programs (2024): ua-cam.com/video/ssmH0pMdWLU/v-deo.html
____
📲 Social Accounts
► Instagram: clientfirstcollective
► TikTok: www.tiktok.com/@dunbarrealestate?lang=en
► Facebook: clientfirstcollective/
► UA-cam: bit.ly/Living-in-the-Lower-Mainland
📧 Contact Info
► Email: alex@realestatehelp.com
► Phone: 604-314-5418
► Website: discoverhomesfirst.com/
📈 Real Estate Investment Analysis Tool - FREE Lendlord Account
lendlord.io/alex-dunbar
Join our Facebook Group for First-Time Home Buyers in Canada
bit.ly/CanadianFTHBGroup
🔔 𝐅𝐑𝐄𝐄 𝐑𝐄𝐒𝐎𝐔𝐑𝐂𝐄𝐒
► Improve Your Credit Score: bit.ly/ImproveCredit-Score
► Mortgage Calculator bit.ly/Flow-Mortgage-Calculator
► Mortgage Pre-Approval: bit.ly/get-pre-approved-here
Surrey Realtor | Langley Realtor | Alex Dunbar Realtor
#surreyrealestate #langleyrealestate #langleyrealtor
The opinions expressed herein are solely that of Alex Dunbar, not Real Broker or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement.
Whenever you’re ready there are 3 ways we can connect 👇
1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲
calendly.com/alexdunbar
2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒
Langley Relocation Guide: discoverhomesfirst.com/langley-relocation-guide
Surrey Relocation Guide: discoverhomesfirst.com/surrey-relocation-guide
Buyers Guide: bit.ly/Free-Ultimate-Buyers-Guide
Sellers Guide: bit.ly/Ultimate-Sellers-Guide
Pre-Sales Guide: bit.ly/Ultimate-Guide-to-Buying-a-Pre-Sale
3️⃣ 𝐕𝐢𝐬𝐢𝐭 𝐎𝐮𝐫 𝗪𝐞𝐛𝐬𝐢𝐭𝐞
discoverhomesfirst.com/listing
𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒 🎥
🔹Canadian Real Estate: Should You Buy a Home in 2024?: ua-cam.com/video/wa0TgtT35ps/v-deo.htmlsi=VaKcCakSVZ-B3_5H
🔹Renting vs Buying A Home in Canada: Which Is ACTUALLY Cheaper? (2024): ua-cam.com/video/SOms-y_Q2T8/v-deo.htmlsi=rTJBnbZ5XvlKJ36m
🔹The Ultimate Guide to Down Payments in Canada Explained (2024): ua-cam.com/video/O-wklI25NS4/v-deo.html
🔹Buying a Home in Canada: Closing Costs Explained: ua-cam.com/video/zbrUjCWZe7c/v-deo.html
🔹How to Pick a Realtor: ua-cam.com/video/W9PLmhjxhiQ/v-deo.html
🔹Ultimate Guide to Getting a Mortgage Pre-Approval (Canada): ua-cam.com/video/P7PdezVLA58/v-deo.html
🔹Getting a Mortgage in Canada: How Much Can You Afford?: ua-cam.com/video/c46mtdWDQuA/v-deo.html
🔹Mortgage Basics 101: ua-cam.com/video/vRKINwcpg-I/v-deo.html
🔹Bank vs Mortgage Broker: ua-cam.com/video/DOjyJ_WQJ4E/v-deo.html
🔹Fixed Rate vs. Variable Rate Mortgages: ua-cam.com/video/NDGdVWutV_4/v-deo.html
🔹How to Choose the Best Home: ua-cam.com/video/MzKzzkeWoE0/v-deo.html
🔹Resale vs Pre-Sale: ua-cam.com/video/HCtDhtw_qlw/v-deo.html
🔹How to Write an Offer: ua-cam.com/video/KjUksLZcHGA/v-deo.html
🔹Important Real Estate Dates: ua-cam.com/video/UtnRB6ecVh4/v-deo.html
🔹First-Time Home Buyer Programs (2024): ua-cam.com/video/ssmH0pMdWLU/v-deo.html
____
📲 Social Accounts
► Instagram: clientfirstcollective
► TikTok: www.tiktok.com/@dunbarrealestate?lang=en
► Facebook: clientfirstcollective/
► UA-cam: bit.ly/Living-in-the-Lower-Mainland
📧 Contact Info
► Email: alex@realestatehelp.com
► Phone: 604-314-5418
► Website: discoverhomesfirst.com/
📈 Real Estate Investment Analysis Tool - FREE Lendlord Account
lendlord.io/alex-dunbar
Join our Facebook Group for First-Time Home Buyers in Canada
bit.ly/CanadianFTHBGroup
🔔 𝐅𝐑𝐄𝐄 𝐑𝐄𝐒𝐎𝐔𝐑𝐂𝐄𝐒
► Improve Your Credit Score: bit.ly/ImproveCredit-Score
► Mortgage Calculator bit.ly/Flow-Mortgage-Calculator
► Mortgage Pre-Approval: bit.ly/get-pre-approved-here
Surrey Realtor | Langley Realtor | Alex Dunbar Realtor
#surreyrealestate #langleyrealestate #langleyrealtor
The opinions expressed herein are solely that of Alex Dunbar, not Real Broker or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement.
Переглядів: 39
Відео
Top 5 WORST Neighbourhoods in Maple Ridge BC
Переглядів 97День тому
In this video I go over the top 5 WORST Neighbourhoods in Maple Ridge BC that you want to avoid if you're thinking about moving here. Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Buyers Guide: bit.ly/Free-Ultimate-Buyers-Guide Sellers Guide: bit.ly/Ultimate-Sellers-Guide Pre-Sales Guide: bit.ly/Ultimate-Guide-to-Buying-a-P...
Top 10 MOST DANGEROUS Cities in Canada 🇨🇦
Переглядів 331День тому
In this video, we cover the top 10 most dangerous cities in Canada 🇨🇦 that you need to know about before moving or visiting any of them. Some of the answers might surprise you... Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Langley Relocation Guide: discoverhomesfirst.com/langley-relocation-guide Surrey Relocation Guide: d...
How to Pay Off Your Mortgage FASTER in Canada (And Save THOUSANDS)
Переглядів 1,6 тис.14 днів тому
Want to know how to pay off your mortgage faster in Canada? In this video, I'll explain how mortgage interest works and share proven strategies to help you save thousands on your interest costs and pay off your home sooner. There are 4 key strategies that you need to know. From extra payments to bi-weekly payments and lump-sum contributions, I’ll show you how these tactics can save you tens of ...
WARNING: The Canadian Real Estate Market is About to Flip
Переглядів 2,5 тис.21 день тому
With interest rates set to drop significantly over the next year, the Canadian Real Estate Market is About to Flip. But when? Find out in today's video! Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Buyers Guide: bit.ly/Free-Ultimate-Buyers-Guide Sellers Guide: bit.ly/Ultimate-Sellers-Guide Pre-Sales Guide: bit.ly/Ultimate-...
BREAKING: New Canadian Mortgage Rules JUST Flipped the Market
Переглядів 2,4 тис.Місяць тому
The Canadian Governments has just made some huge changes to new Canadian Mortgage rules that are being called some of the most significant mortgage policy changes that we've seen in many years. This just flipped the market. It will impact first-time buyers, those buying a newly constructed home and anyone taking out an insured mortgage. Whenever you’re ready there are 3 ways we can connect 👇 1️...
Pros & Cons of Living in Maple Ridge BC
Переглядів 286Місяць тому
Are you considering moving to Maple Ridge? Then you need to know all the Pros & Cons of Living in Maple Ridge BC before you make your decision. The good news for you is that's exactly what's covered in this video! Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Buyers Guide: bit.ly/Free-Ultimate-Buyers-Guide Sellers Guide: bi...
BREAKING: 23.5% Rent Increase Approved for BC Landlords
Переглядів 1,2 тис.Місяць тому
BREAKING: 23.5% Rent Increase Approved for BC Landlords in a shocking case. With a 3.5% allowable increase, these Victoria landlords brought their case to court and were approved to increase the rents on their rental property by a total of 27%. Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Langley Relocation Guide: discover...
What's REALLY Happening in the Fraser Valley Real Estate Market?
Переглядів 193Місяць тому
Will the BOC Rate Cut be enough to Save the Fraser Valley Real Estate Market? Or are we headed for a slow fall market? Find out in today's video. Whenever you’re ready there are 3 ways we can connect 👇 1️⃣ 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥 📲 calendly.com/alexdunbar 2️⃣ 𝐅𝐑𝐄𝐄 𝐃𝐎𝗪𝐍𝐋𝐎𝐀𝐃𝐒 Langley Relocation Guide: discoverhomesfirst.com/langley-relocation-guide Surrey Relocation Guide: discoverhomesfirst.com/surrey-relo...
What's REALLY Happening in Surrey BC Real Estate Right Now?
Переглядів 197Місяць тому
What's REALLY Happening in Surrey BC Real Estate Right Now?
What It's REALLY Like Living in Surrey BC (2024)
Переглядів 191Місяць тому
What It's REALLY Like Living in Surrey BC (2024)
Bank of Canada to Cut Rates Again But Is It Too Late?
Переглядів 2 тис.Місяць тому
Bank of Canada to Cut Rates Again But Is It Too Late?
Fixed Rate vs. Variable Rate Mortgages Canada | What No One Tells You
Переглядів 807Місяць тому
Fixed Rate vs. Variable Rate Mortgages Canada | What No One Tells You
Pre-Sale/Pre-Construction vs Resale Homes - Is Newer Always Better?
Переглядів 111Місяць тому
Pre-Sale/Pre-Construction vs Resale Homes - Is Newer Always Better?
The TRUTH About Living in Surrey BC (What You Need to Know)
Переглядів 2122 місяці тому
The TRUTH About Living in Surrey BC (What You Need to Know)
Buying a Home in Canada 2024 | How to Choose the BEST Property
Переглядів 1642 місяці тому
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BREAKING: Rental Eviction Rules in BC Change AGAIN!
Переглядів 1,2 тис.2 місяці тому
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Fraser Valley Real Estate Foreclosures Up 235%
Переглядів 2,1 тис.2 місяці тому
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LANDLORDS BEWARE: New Rental Regulations in British Columbia 2024
Переглядів 1,5 тис.2 місяці тому
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Bank of Canada Cut Interest Rates AGAIN! [Too Little Too Late?]
Переглядів 5102 місяці тому
Bank of Canada Cut Interest Rates AGAIN! [Too Little Too Late?]
Top 5 BEST Neighbourhoods in Maple Ridge BC [Living in Maple Ridge BC]
Переглядів 5012 місяці тому
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Canadian Bank vs Mortgage Broker (What I WISH I Knew...)
Переглядів 5313 місяці тому
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Getting a Mortgage in Canada | How Much Can You REALLY Afford? (2024)
Переглядів 2153 місяці тому
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Spacious Condo in Port Moody's BEST Neighbourhood! [Port Moody BC]
Переглядів 1563 місяці тому
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Canadian Mortgages Explained | How to Pick the BEST Mortgage
Переглядів 3693 місяці тому
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How to Get a Mortgage Pre-Approval in Canada: Ultimate Guide (2024)
Переглядів 4363 місяці тому
How to Get a Mortgage Pre-Approval in Canada: Ultimate Guide (2024)
5 Things You NEED to Know About Surrey BC Canada
Переглядів 2093 місяці тому
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Top 10 Things to Do in Langley BC Canada
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How to Choose the BEST Real Estate Agent (Ask These 7 Questions)
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SHOCKING: Tenant Forced to Pay Landlord’s $80,000 Tax Bill!
Переглядів 9384 місяці тому
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Looking forward to more tips!
Then you’re in the right place! Thanks for watching 🙏🏼
1 Vancouver BC 2 Winnipeg MB 3 Nanaimo BC 4 Duncan BC 5 Toronto ON 6 Red Deer AB 7 Fort McMurray AB 8 Victoria BC 9 Hamilton ON 10 St. Johns NL My guesses
Pretty bold play having Vancouver at the top 😂
Thinking of moving to Maple Ridge or the surrounding area? Let us help! 📞 𝐂𝐚𝐥𝐥 𝐨𝐫 𝐓𝐞𝐱𝐭: 604-314-5418 📨 𝐄𝐦𝐚𝐢𝐥: alex@realestatehelp.com 📲 𝐁𝐨𝐨𝐤 𝐀 𝐂𝐚𝐥𝐥: calendly.com/alexdunbar
Yeah, nice , but it’s still Surrey
Would your opinion change if it was 4 blocks further east and in Langley?
lived around 200th st
What community though? 200th & 56th is very different than 200th & 80th
Eww
Double eww
i used 2 live in langley it sucks will never move there again
Which part of Langley did you live in?
Crimes are all over metro Vancouver, not just in Surrey Alone. But better than GTA (Toronto).
True! Crime is everywhere. Worse in some parts than in others even within each city
Whalley is the most beautiful looking area of of Surrey. Mountain, Fraser river.
Sounds like you'd like Fraser Heights as well then!
I want to let people in the comments know that this is not 2008. Immigration was different and the demand for housing was not the same. I remember I bought a BMW in 2008 and it was extremely rare to see a BMW, Benz or Audi or Range Rover…. Today what do you guys see? Everyone has a luxury car or luxury items. People have put more emphasis on home ownership and there’s more self made millionaires than there was ever before. I think 2026/2027 we will see 2022 pricing. Also, the people who lose their jobs normally aren’t people who own homes. If that were the case why hasn’t there been mass foreclosures/power of sales. Rates are coming down, house prices will rise whether people like it or not. I actually predict there will be a shortage of freehold homes by 2030 unless you want a condo.
This is a good take. It's like when people were predicting that interest rates would go back to 18% because "they were there in the past". Sorry, not going to happen. I think 2026/2027 is a very reasonable timeframe to get back to 2022 pricing as home prices are still 10-15% below peak prices dependent on property type and location.
@@livinginthelowermainlandoh I kept telling everyone rates were never going to the moon!! I think some people do not live on planet earth. I know everyone wants housing to crash yes I get it but if it were to crash to catch up with incomes, 1- no one wants an asset that doesn’t appreciate and 2 - it would make the prices sky high again because of demand. Everyone would try to buy a home 3 - the banks would be in trouble 4 - existing home owners would walk away. You will not see what happened in the states happen here. It never did. Never has. Never will. We need to be realistic here! Rates are coming down - even at 3% or even 3.5% - that will make people on the sidelines buy. With the recent rules the government has implemented- we will eventually see action in the housing market, it’s just a matter of time. Great video!! 🎉
Nice work man! Keep them coming
Glad you enjoyed! Thanks for watching
please dont come to surrey. tooo many punjabis/indians scammer "students"
Appreciate the content, very informative
Glad you found it helpful. Hope you learned something new!
Hey man. This is just a peer review-curious of your thoughts. My girlfriend owns property in Canada so I’m paying attention to the market and curious of the thoughts of boots on the ground. I passed the cfa exams all levels, worked on Wall Street and later private equity and have an economics degree from a top 10 American university where I graduated in the top 5% of the class. Here is my critique of how you guys are thinking about this: 1. Rate to cap rate relationship: the real estate industry relies on cap rates exceeding cost of debt. They currently do not and prices or rates or a combination thereof have to fall materially for that relationship to be regained. Divergence is the quintessential sign of price speculation above and beyond fundamentals 2. Rates rose too quickly and too significantly in combination with a supply disruption: the low rate environment had 5 year fixed periods in Canada. When these adjustable rates hit, payments on speculative assets will triple. Therefore, the rate raises have barely had an effect on the residential market yet aside from halting excessive speculation. Rates have to fall materially before those variable rates hit. This is even worse in the us where we have 30 year fixed and I’m not sure how that will ultimately flow through. 3. Potential saving grace: prices may be buoyed by Canada’s excessive regulation against foreign purchases and the supply constraints caused by lack of labor and continued dumb money speculation.
prices may come down by 20% in the next 1-2 years
That would be nice! I'd be buying another property
Affordability still sucks. Prices need to line up with what people can afford and expect - an average income needs to buy an average house. Rates are coming down because the economy is in the crapper. Not for any positive reason.
What should the average home price be then?
wrong side of history on this one lol.... more on market then there has in years prices dropping fast in the lower mainland across the board.... but everything's ok right
What areas and property types are "dropping fast"?
Whoop whoop 🎉
Whoop 🙌🏼
Taking financial advice from a realtor is only something a silly person would do.
You're right. Better off taking advice from UA-cam commenters.
@@livinginthelowermainland Only advice I'm giving is to be careful listening to someone who is pushing an agenda. Don't blame you, you need sales to make a living!
@@NormanHeath my only agenda is to present and interpret data while making suggestions based on it. Everyone’s situation is unique and requires further conversation. I just point out who the current opportunities are best for which is not everyone.
big pos this video is
Thanks for your valuable insight
Canadians are the most indebted in history. Birth rates record low. Productivty , what productivity. Country was flooded with people causing 9% unemployment and maybe higher if we actually counted people not looking. The Canadian dream is now to leave. And your pumping RE ! lol ...
Current unemployment is at 6.6%. Not sure where you got 9%. Guess we will just have to wait and see where things are 6-9 months from now 🙂
The last time interest rates dropped from very high to very low, we saw one of the biggest recessions in history. This was in 2008. What are your thoughts on that? What if the economy does bad despite of the record low interest rates .. will people be able to afford high priced homes?
During the end of 2008 to 2009, tons of people lost their jobs. Unemployment rate jumped from 6% to 8.7%. Right now, Unemployment rate has been steadily going up since April 2023 with no brakes. (Aug 6.6%). Canadian GDP growth is also stagnant, 2025 forecast is also stagnant. Nevertheless, one global financial disaster will most likely push Canada off a cliff. That's how fragile the economy is. RBC spending reports for Aug 2024 also shows consumer retails entered negative territory since March 2024.
Employment definitely plays a big role. There's also a strong argument for the fact that we're already in a recession. So we will just have to see. Interest rates are not the be-all-end-all but they play a big part. If you look at the data, interest rates started dropping in January 2008 from 4.25% to 0.25% in April 2009 with the majority of that happening in a few months between October 2008 and January 2009. Home prices in the FV dropped from $499,800 in June 2008 to $451,200 in March 2009 and then rose from then until basically August 2016 where they hit $925,200 before pulling back and flatlining for a few years in 2018 to 2020. Then we all know what happened when rates dropped again in 2020...
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Hello, I am one of the renters, he submitted the wrong images of the property, the rental units look nothing like the ones submitted. The other tenants have told me that the arbitrator and the owners seemed to know each other very well. The vents have never been cleaned since they bought the place, the window is broken in the bathroom since purchase, the furnace constantly quits working, our carpets are over a decade old, the wiring and breakers are suspect and on and on,, Most of this problems were known when they purchased it. Right now, I just submitted a dispute for eviction but I dont know how to do it properly. Ive emailed Ravi Kahlon, the housing minister, and he sent me the steps to dispute, however Tracc, Taps, and a local lawyers office who help with this sort of thing are " too busy" to get involved and I go in circles, as do the other tenants. Please help us if you can, Anyone.. I am on long term disabilty and this is beyond my understanding.
Looking for a mortgage broker suggestion? Email me at alex@realestatehelp.com and I'll send you some recommendations!
Thank you for your unbiased Information.
You're welcome! Thanks for watching
How about all but stop immigration and get to deporting ppl to get pressure off housing prices. Not about “getting into a home” it’s about actually being able to afford the damn thing for the majority of their lives
Now houses will average $1.5M instead of 1. This was stupid. Instead of cutting regulations and building more homes to make houses cheaper, these fools just made everything more expensive. *This was an objectively bad policy*
Incentivizing demand instead of increasing supply. Definitely not helping "affordability"
How about we vote conservatives in and kick trudeau out. I like to start with that
Sounds like a good plan to me!
Bro loves to live with brownies, they hate u 😂😂😂😂😂
Everyone hates me equally
How about the diversity in Langley, in terms of percentage
You can find some of the data on those numbers here: newtobc.ca/wp-content/uploads/2023/11/2023-NewToBC-LangleyTown-DemoProfile-WEB-Final-R.pdf
🎯 Interest rates and mortgage have nothing to do with real estate markets now. It's now the matter of 'recession' that Canada enters into. Fear of tomorrow unemployment, fear of tomorrow stock/finance market collapse, fear of tomorrow condo market collapse, etc. No one to buy anything. No one to invest into anything. Cash is the savior and king. Winter idle market season coming soon also. New condos to flood next year as well. Stronger buyer's market ahead to last for a long long time. No big price cuts, no sell.
Can't live your life in fear or what if's....if you want to buy, buy....if you don't then don't.
So the future of the market is all based on fear? When and where would you suggest to invest your money if cash is the savior and king?
FUD?
Reality =...our med system is taxed to the max sometimes almost a month waiting time to see your gp..if youre lucky to have one!!.....no more walk in clinics ..all have to book on line...most bloodwork labs are book on line on a shitty system...many ERs like at royal columbian are a dystopian third world camp...throw in a few homeless meth zombies.....transit is shitty and frustrating most times to take ..rush hours...irritating people in crush loaded coaches... constant road constructions..extremely late busses...i should know i drive one!!....people keep cramming into the city and the valley faster than amenities can keep up!!!.....and dont get me started on the shitty shitty horribly out of date circa 1964 2 lanes East ..and 2 lanes West mostly Hwy 1 connecting the valley to the lower mainland!!! expect delays most times of the day!...its become a frustrating rat race!...ive lived here over 30 years...if youre commuting to Van from the valley ....youll tire of it very quickly...and there are not enough gas stations!!....the BC climate marxists all want us to take stinky transit and\or drive inconvenient E cars!!....this is reality!!...sorry!
Not enough gas stations? In Vancouver maybe. I can't go a few blocks without seeing one in the Fraser Valley lol they're everywhere
Maybe in Chilliwack and Abbotsford, there’s enough but as you get to Langley in Westward , I’ve been here 30 years and we’ve lost several !…. Places like Willoughby that are ugly condo congested. There’s not one.!!
Do you recommend a variable mortgage rate?
It really depends on your unique situation. It's definitely something I would consider more seriously now than 1 year ago. But it requires a more in-depth conversation with your mortgage professional to understand your future goals, risk tolerance, financial situation, etc. Historically, taking a variable has been the better option for 28 out of the last 30 years.
Here's another video I made that might help you decide: ua-cam.com/video/NDGdVWutV_4/v-deo.html
It would seem that once again the government isnt understanding how supply and demand work. They are incentivizing demand for homes while merely paying lip service to stabilizing the demand. There is zero chance of the promised 4 million homes being built by 2031. Hell even a fraction of that is most likely not going to happen regardless of the party in power
Bingo. That promise for 4 million by 2031 homes was absurd but it sure sounded nice on surface level didn't it? Unfortunately, people are more often swayed by words and emotions than data and facts.
Where there's smoke there's fire! Let the games begin :)
What do you think will happen?
@@livinginthelowermainland Fomo buying frenzy before an epic recession. Just my 2 cents. How bout yourself?
@@DanPocketRocket could be! There's a pretty strong argument to be made that we're already in a recession. I think we probably need to see another 0.75-1% in rate cuts before we start to see any major turn in market activity & prices. So that could be anywhere from January to April. Unemployment numbers are also up though. So it's an interesting storm, that's for sure. All I can say is things always seem to happen a lot quicker and more drastically than I expect.
ive been living in surrey my whole life and going to high school next year
That’s exciting! What school?
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Why would tenants have to pay for the landlord’s bad investment decisions? Owners get greedy too and that’s why they had a variable mortgage instead of fixed.
Don’t rent there then! Communist!
How does the type of mortgage you choose make someone greedy?
Tenants should have chosen to invest in assets instead of drugs, alcohol and Mexico trip then they wouldn’t be in this issue in the first place. Ultimately they made the bad investment to be in the situation
@@GrayMatterNZ it’s a good thing you know their spending habits so well
Pay up you BC commie bastards. You voted for this lol.
Not surprising in communist BC. FK that province.
Seems to be going a little too far that direction
What a surprise.
It actually was a pretty big surprise. Have you seen this happen a lot? Because I sure haven’t seen many if any cases
They were allowed to raise rent because the mortgage payment has gone up. Will they reduce the rent when the mortgage payment goes back down. I sincerely doubt they will but that would be fair.
Vote for communists and this is what you get. Cry me a river, you made your own bed.
Entirely reasonable. If the TENANTS DON'T LIKE IT, they are free to move and find cheaper housing or SAVE THEIR MONEY AND BUY THEIR OWN F-ING PLACE
so fucking right.. im sick of these entitled young people moaning all over the internet. its pretty easy to save for a down payment.. I did it in 2011 with salary of only 50k when I was renting in Burnaby
@@GrayMatterNZwow you guys are sooooo out of touch. Charging young people just starting out adulthood $3000 to rent an apartment when they earn $4000 is criminal and satanic. If YOU don’t like it, get out of the housing business.
@@GrayMatterNZ yeah...2011. The old world. It's 2024 now you fucking moron. It's impossible now.
They can't save money b/c they are obliged to work at crummy low pay jobs b/c they have some health issues, can't upgrade skills b/c they have long commute times thus no energy for learning, gotta look after aging parents or young child, etc. etc. Its difficult to generalize.
I’m just shocked it was actually passed given how strict they are around tenancy laws and how rarely they favour the landlord
I'm afraid your commentary in this video goes beyond 'personal opinion' and telling the advantages of each respective building. Your constant use of words and phrases like 'lifestyle' and 'luxury living' make you sound like one of the mindless new development agents and their ad firms that don't really say much of substance, and instead make it sound like every waking breath at these locations is like one cocaine high after another. Better to stick to actual specifics and leave the endless flattering adjectives aside.
Sorry for my use of flattering adjectives. I will try to stick to nouns only next time
deport all of the foreigners.
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