All About Living in Austin TX with Steph
All About Living in Austin TX with Steph
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Can You AFFORD to Buy a HOUSE IN AUSTIN Texas in 2024?
Can you afford to buy a house in Austin, Texas, in 2024? Are you planning to buy a house in Austin, TX? Buying a home can be overwhelming, whether you're relocating to Austin or a local buying your first home. You might ask, "Can I afford this?" or "How much should I save?" In this video, I'll share 9 things you need to know before buying a house in Austin, Texas. We'll talk about the key steps in purchasing a home, hidden costs, etc. Watch until the end because I'll share how much you need to make to buy a $450,000 home in Austin.
Here's what you need to know about buying a house in Austin, Texas in 2024:
✅ Get Pre-Approved for a Mortgage: A pre-approval letter signals to sellers that you are a serious buyer and helps you understand your budget based on different interest rates.
✅ Do Your Own Research: Understand what's important to you in a neighborhood-schools, amenities, commute, etc. Research communities and compare your buying power in different suburbs.
✅ Set Up a Buyer's Consultation: Meet with a realtor to discuss your needs, timeline, and goals. A consultation helps outline the home-buying process and tailor it to your situation.
✅ Hire a Realtor: Having a realtor can help first-time buyers navigate negotiations, contracts, inspections, and closing.
✅ Make a List of Priorities: Create lists for "must-haves," "nice-to-haves," and "deal-breakers." This will help you prioritize what you need versus what you want in a home.
✅ Consider Long-Term Goals: Determine if your home purchase is for the short term (like a flip) or the long term (such as a forever home). This will impact where you should buy and the type of property you should consider.
✅ Visit Neighborhoods and Open Houses: Drive around potential neighborhoods and attend open houses to get a feel for different areas and homes. Check out both resale and new construction properties.
✅ Understand All Home-Buying Fees: In addition to the down payment, other costs include earnest money, inspection fees, appraisal fees, and closing costs. Know these upfront to avoid surprises.
✅ Define Your "Why": Clarify your reason for buying a home, whether it's downsizing, upsizing, investing, or moving for work. This will help align your home choice with your long-term goals.
✅ Cost Breakdown for a $450,000 Home in Austin: With a 5% down payment and a 7% interest rate, the estimated monthly payment would be about $3,793. To qualify, you'd need an annual income of approximately $126,400.
Do you want to know whether you can afford a house in Austin, Texas? This video will give you everything you need to know. If you have any questions about buying, selling, or anything related to #AustinRealEstate, feel free to contact me. Like this content? Hit the LIKE and SUBSCRIBE buttons for more!
👇Subscribe to my channel for more videos like this👇
www.youtube.com/@steph_bartone
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📌 *INTERESTED IN MOVING TO AUSTIN, TEXAS? CLICK HERE TO GET A FREE RELOCATION GUIDE*
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📌 ABOUT ME
I'm Steph Bartone. Welcome to my channel. I am a real estate professional from Austin-yes, that's right-I am a "unicorn," as they say. Being from Austin, I have seen this city grow rapidly over the years. My goal in this UA-cam channel is to provide value to anyone currently living in Austin or considering moving to Austin by bringing relevant information about the city and its most popular communities.
I strive to bring you the BEST places to live in Austin and surrounding areas so you can be found living your best life 😎
📌 Follow me on Social Media
✅ Instagram: steph_bartone
✅ Facebook: stephbartone
✅ LinkedIn: stephbartone
STEPH BARTONE
Austin Real Estate Agent
Hill Country One Realty
📲 512.557.9576
📧 steph@stephbartone.com
🌐hconerealty.com/
#realestate #austintexas #homebuying #homebuyingtips #livinginaustintexas #movingtoaustin
Переглядів: 73

Відео

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КОМЕНТАРІ

  • @kerseydavishatten4983
    @kerseydavishatten4983 2 дні тому

    This is helpful 👍

    • @steph_bartone
      @steph_bartone День тому

      @@kerseydavishatten4983 great to hear!

  • @steph_bartone
    @steph_bartone 2 дні тому

    📌Hey everyone, it’s Steph! If you want my FREE RELOCATION GUIDE with information on all things about, TEXAS, you can download it here: connect.buyorsellrealestatenow.com/austintexasrelocationguide

  • @Efegaming1
    @Efegaming1 4 дні тому

    North Austin seems to be my calling, not searching any places just enjoying your videos for now

  • @steph_bartone
    @steph_bartone 6 днів тому

    I don’t think I mentioned anything about democrats but thanks for watching!

  • @syguit71-bq1tq
    @syguit71-bq1tq 6 днів тому

    keep your democrat policies out of it.

    • @steph_bartone
      @steph_bartone 5 днів тому

      Thanks for taking the time to comment. 👍

  • @John-go9xe
    @John-go9xe 7 днів тому

    Seems like everyone in Austin wants less traffic and less over-crowding-- so approving smaller lot sizes may be a big mistake. The smaller lot sizes will increase low income housing and will make Austin more like Los Angeles-- and increase density. More and more low income housing will then bring high crime problems and more taxes-the higher taxes will be needed- to support section 8 housing and more police. Reply

    • @steph_bartone
      @steph_bartone 5 днів тому

      I appreciate your feedback @John-go9xe! 💯

  • @AZNPinoy30
    @AZNPinoy30 9 днів тому

    Too expensive to live in Austin, but i heard it’s better to live in the suburbs of Austin.

    • @steph_bartone
      @steph_bartone 9 днів тому

      @@AZNPinoy30 the suburbs are definitely a great alternative or option! It’s more affordable and most suburbs are growing their own developments, shops, and restaurants so you don’t have to travel into Austin if you prefer not too!

  • @kerseydavishatten4983
    @kerseydavishatten4983 15 днів тому

    What about family/raising kids info?

    • @steph_bartone
      @steph_bartone 15 днів тому

      @@kerseydavishatten4983 are you asking about schools, areas to live, programs? There are many great options for both cities. Texas has some great schools. I’m happy to get you more information depending on what you’re looking for exactly. Shoot me an email and I’m happy to help. steph@stephbartone.com

  • @nikc.4113
    @nikc.4113 15 днів тому

    Thank you for valuable information.

    • @steph_bartone
      @steph_bartone 15 днів тому

      @@nikc.4113 thank you for watching!

  • @steph_bartone
    @steph_bartone 17 днів тому

    📌Hey everyone, it’s Steph! If you want my FREE RELOCATION GUIDE with information on all things about, TEXAS, you can download it here: connect.buyorsellrealestatenow.com/austintexasrelocationguide

  • @sangmoon2464
    @sangmoon2464 21 день тому

    The main problem with Mueller is that the crime and homeless and the accompanying negative side effects are creeping into Mueller from the edges. With the Travis County DA thinking that if he doesn't prosecute crime, it doesn't exist and the mismanagement of the Austin Police Department by the Austin City Council, Mueller is going to gradually resemble the neighborhoods surrounding it.

    • @steph_bartone
      @steph_bartone 18 днів тому

      Hey @sangmoon2464! Do you live in the area?

  • @SpaceSamuraiCowboy
    @SpaceSamuraiCowboy 22 дні тому

    You don't even look like the same person on the video picture.

    • @steph_bartone
      @steph_bartone 22 дні тому

      @@SpaceSamuraiCowboy it’s me! Just making facial expressions :)

    • @SpaceSamuraiCowboy
      @SpaceSamuraiCowboy 12 днів тому

      @@steph_bartone make a better one you are very attractive by comparison. First impressions are everything. Enjoyed the content.

  • @eze333
    @eze333 23 дні тому

    I'm new to Austin and I can't really complain. I found a job in pretty much 2 weeks of being here and was able to room with someone in a really nice area. I pretty much had nothing when I got here. Glad I picked Austin.

  • @jtjtrs8806
    @jtjtrs8806 23 дні тому

    Oh man I thought the all the out of state people where leaving!!! False alarm

    • @steph_bartone
      @steph_bartone 18 днів тому

      Thanks for sharing your thoughts.🙌💯

  • @nancyferragine5080
    @nancyferragine5080 24 дні тому

    Great info!! Oh!...and my favourite part of the video: the varied, DELICIOUS eatery options!💯

  • @donbernie9346
    @donbernie9346 26 днів тому

    I make 170k and still don't feel comfortable to start a family, I feel like I need to be in the 200k :s

    • @steph_bartone
      @steph_bartone 26 днів тому

      @@donbernie9346 that would definitely get you a home in the area. :) Do you live in or near the Austin area currently?

  • @steph_bartone
    @steph_bartone 26 днів тому

    Hey everyone, it’s Steph! If you want my FREE RELOCATION GUIDE with information on all things about AUSTIN, TEXAS, you can download it here: connect.buyorsellrealestatenow.com/austintexasrelocationguide

  • @sexysportsfan1
    @sexysportsfan1 28 днів тому

    Too many skyskrapers now

  • @MegaBlazed
    @MegaBlazed 29 днів тому

    Yep it's Cali now because of realators still calling for more people.and who wants to live up each other's butt

  • @suzannebrown8551
    @suzannebrown8551 Місяць тому

    Born and raised in South Austin. Never cross the river. Few homeless in this area. That being said they would not be welcome. People in South Austin are not very tolerant of homeless panhandling. Consequently they mostly stay under the freeway overpasses. HATE lot size change. No plan for parking resulting in cars parked up and down in front of houses. Literally a car lot.

    • @steph_bartone
      @steph_bartone Місяць тому

      @@suzannebrown8551 thanks for your insight! I know there’s a lot of emotion over the new lot sizes. I’m also a south Austin original.

  • @user-zr8jv3lz7r
    @user-zr8jv3lz7r Місяць тому

    Visited a school there for my masters in the late 1980s. I became sick, could not find a grocery or drug store in the area. Had to make do with a Circle K to find medicine. Austin was and is still a crap hole. Have not been back since.

    • @steph_bartone
      @steph_bartone Місяць тому

      I'm sorry to hear about your negative experience @user-zr8jv3lz7r! What else happened?

  • @claudioroberto51
    @claudioroberto51 Місяць тому

    👏🏼👏🏼👏🏼

    • @steph_bartone
      @steph_bartone Місяць тому

      @@claudioroberto51 thank you for watching!

  • @steph_bartone
    @steph_bartone Місяць тому

    Hey everyone, it’s Steph! If you want my FREE RELOCATION GUIDE with information on all things about AUSTIN, TEXAS, you can download it here: connect.buyorsellrealestatenow.com/austintexasrelocationguide

  • @rook9309
    @rook9309 Місяць тому

    Am I tripping? The average rent for an apt in ATX you mentioned for the square footage seems even less than rent in the city of Houston now? Maybe it’s because they are building more there, but serious prices in Houston have well caught up with the $1400 average for even less square footage in the city

    • @steph_bartone
      @steph_bartone Місяць тому

      Hi! Thanks for watching/ Yes you can find those prices. Depends on location of Austin but you can find some pretty great prices and not be too far from the actual downtown area.

  • @Tex1680
    @Tex1680 Місяць тому

    Dear Austin.... Enough of this New California Bullshit!!! the rest of Texas... The important parts.... We hate you

  • @texasdimashdear
    @texasdimashdear Місяць тому

    We moved here in 1994. Makes me so sad to see what it has turned into.

    • @steph_bartone
      @steph_bartone Місяць тому

      Hey @texasdimashdear. What’s your favorite part of living here?

    • @texasdimashdear
      @texasdimashdear Місяць тому

      @@steph_bartone we moved out of Austin in 1997. We have 6 acres in the hill country. You could not pay me to live in Austin now.

  • @slimbuttermilk
    @slimbuttermilk Місяць тому

    Any musician thinking about moving to the “Live music Capital of The World”!!!…. Just remember that the definition of Homeless around here, is a musician without a girlfriend. 😂

    • @steph_bartone
      @steph_bartone 25 днів тому

      Hey @slimbuttermilk! Thanks for sharing your thoughts.🙌💯

  • @nickycs1935
    @nickycs1935 Місяць тому

    All the public use stuff is great.... if it wasnt for all the homeless people allowed to run rampant. Until some law and order is brought back, all these things will only be so nice.

    • @steph_bartone
      @steph_bartone Місяць тому

      Hey @nickycs1935! Thanks for taking the time to comment. 👍

  • @joesaave
    @joesaave Місяць тому

    No, stop bringing people to Austin! It over crowed!

  • @brazah4987
    @brazah4987 Місяць тому

    Ya'llz paying for the Ocean out there, but there isn't one!! 🤦‍♂️

    • @steph_bartone
      @steph_bartone Місяць тому

      Hi @brazah4987! Is there anything I could improve on in future videos?

  • @claudioroberto51
    @claudioroberto51 Місяць тому

    Loved your content

    • @steph_bartone
      @steph_bartone Місяць тому

      @@claudioroberto51 thank you! Let me know if there’s any other content you’d like to film that you’re curious about.

    • @claudioroberto51
      @claudioroberto51 Місяць тому

      ​@@steph_bartone I am moving to Austin in October and I work in marketing. It would be great to see content related to the best neighborhoods to live in as a business owner or the best business-focused events in town.

  • @clydekimsey7503
    @clydekimsey7503 Місяць тому

    What is your opinion about the lot size change?

    • @steph_bartone
      @steph_bartone Місяць тому

      In my opinion I think its a great option for the city. Yes lot sizes may not be large but with the shortage of supply this will help with supply and cost because they are building smaller homes. They can only do som much within the city with the limited amount areas to build. Thats why the suburbs are exploding like they are. So yes I think its a good thing for the people that want to live a more minimal lifestyle and dont want or need a big home or yard to maintain. Not everyone will agree but this is my opinion :) Thank you for watching!

    • @clydekimsey7503
      @clydekimsey7503 Місяць тому

      @@steph_bartone thanks

    • @steph_bartone
      @steph_bartone Місяць тому

      @@clydekimsey7503 do you currently live in the Austin area?

  • @oldmanrock7542
    @oldmanrock7542 Місяць тому

    Steph, do you sell in the Sunset Valley area?

    • @steph_bartone
      @steph_bartone Місяць тому

      @@oldmanrock7542 I do! Call or Text me 512-557-9576.

  • @oldmanrock7542
    @oldmanrock7542 Місяць тому

    We live about an hour and a half from Austin. Rare that I go there.

    • @steph_bartone
      @steph_bartone Місяць тому

      @@oldmanrock7542 we’re you curious about the Sunset Valley area? Where do you guys live?

    • @Tex1680
      @Tex1680 Місяць тому

      Yep... It's the New California invasion

  • @adventureseeker9800
    @adventureseeker9800 Місяць тому

    Frankly, Ive actually heard more good about the Austin area than bad but.. Im not a fan of hostile insects and we have friends of the family who work in I-T who are transplants to Austin from the west coast and while they do in fact love it, they're not crazy about the occasional scorpions and ticks that fall out of trees and land on ya' To me, I guess its not a deal breaker but dang! You get zapped by a stinger or what, maybe get lime disease? Still, Austin does seem like a beautiful place regardless and every place has its pros and cons. Great info here. _Update_ _via_ _GOOGLE_ _SEARCH!_ Stinging insects Paper wasps, yellowjackets, and Africanized "killer" bees can be found in Texas. Paper wasps may only sting if their nest is threatened, but yellowjackets and Africanized bees are more volatile. Fire ants are also common in Texas and are known for their aggressive behavior and painful stings when their nest is disturbed. Spiders The black widow spider is one of the most common venomous spiders in Texas and can live both indoors and outdoors. Their bite contains a venomous neurotoxin that can cause severe reactions and even death in rare cases. The brown recluse spider is another common spider in Texas and is considered a dangerous pest because of its venomous bite, which can cause a variety of symptoms, including death. Snakes Texas is home to several venomous snakes, including copperheads, cottonmouths, rattlesnakes, and coral snakes. But.. _I_ _understand_ _the_ _food_ _out_ _there_ _is_ _fantastic!_ 😂😂😂😂😂🎉

  • @victotronics
    @victotronics Місяць тому

    Infrastructure overhaul: say something about bike lanes and bike paths. All these young people moving here are into exercise. Highways are a necessary evil. People would rather ride their bikes, and I mean to work, not stupid training rounds clad in lycra. And Austin is actually doing decently in this respect. But highways? They are dumb. How about more light rail? Why does 71 from Dripping Springs need to be expanded? Just put a bunch of light rail and bus lanes.

    • @steph_bartone
      @steph_bartone Місяць тому

      Thanks for sharing your thoughts @victotronics.🙌💯

  • @raven5ism
    @raven5ism Місяць тому

    Austin sucks...Austin disappeared 30 years ago. If I was younger I would move in a heartbeat.

    • @steph_bartone
      @steph_bartone Місяць тому

      Hey @raven5ism! Do you live in the area?

    • @raven5ism
      @raven5ism Місяць тому

      @@steph_bartone Yes for 62 years.

  • @MrHuwwww
    @MrHuwwww Місяць тому

    Austin, California 😂😂😂

    • @steph_bartone
      @steph_bartone Місяць тому

      Hi @MrHuwwww! Thank you for watching 👍

  • @hollyriley9848
    @hollyriley9848 Місяць тому

    This is odd because most videos I have seen as of late are stating that people are exiting Austin because the prices are insane and way to many Californians moved there. I remember years ago when Austin was beautiful! Definitely not anymore. Same thing happened to DFW. Austin has become a mass exodus town from other realtors perspective. It’s so crowded you can’t move! Yuk

    • @steph_bartone
      @steph_bartone Місяць тому

      @@hollyriley9848 thanks so much for your insight. We all have different perspectives. Yes people are moving out of Austin but there’s still many people relocating here. It’s a good sign when a city grows but I can understand that not everyone likes it.

  • @davidhollfelder9940
    @davidhollfelder9940 Місяць тому

    Only a realtor will say rising prices are good. Just a big numbers sell job.

    • @steph_bartone
      @steph_bartone Місяць тому

      Thanks for commenting. Have you worked with any real estate professionals in the past?

    • @victotronics
      @victotronics Місяць тому

      Rising prices means rising real estate taxes. People who have had their nice little house for decades can no longer afford them because of taxes.

  • @CarbonXL
    @CarbonXL Місяць тому

    Hey Steph what’s your advice for someone who wants to get started into real estate work?

    • @steph_bartone
      @steph_bartone Місяць тому

      @@CarbonXL feel free to set up a call with me. I can give you some information on how to get started! Happy to help calendly.com/scbartone/15-min-phone-call

  • @robthefiveo
    @robthefiveo Місяць тому

    Austin was a beautiful city and a great place to visit. Now it’s a liberal cesspool that you want to avoid at all costs. Californians moved in due to their horrible politics, THEN BROUGHT THOSE FAILED POLITICS WITH THEM. Stay away!!!!

    • @steph_bartone
      @steph_bartone Місяць тому

      Thanks for taking the time to comment. 👍

  • @momoni512
    @momoni512 Місяць тому

    Cost of living is ridiculous and outrageous, with pay not accommodating to the cost of living Does NOT match up

  • @coreyleebuck3210
    @coreyleebuck3210 Місяць тому

    Thank you for your time and effort.

    • @steph_bartone
      @steph_bartone Місяць тому

      @@coreyleebuck3210 thank you for watching!

  • @yamahasuperbike2202
    @yamahasuperbike2202 Місяць тому

    Austin isn't Austin anymore. Those days are gone.

    • @steph_bartone
      @steph_bartone Місяць тому

      @@yamahasuperbike2202 thank you for sharing your perspective. Austin definitely has changed but it’s still a great place in my opinion.

  • @texasaggie8449
    @texasaggie8449 Місяць тому

    Austin is a 💩hole town. I live an hour away and I never go to Austin. I never even drive I35 through Austin. I take 281 N.

    • @steph_bartone
      @steph_bartone Місяць тому

      Thanks for taking the time to comment. 👍

  • @inhouseatx
    @inhouseatx Місяць тому

    What you are saying is common knowledge regarding ce tral Texas...you are saying a bunch of nothing

    • @UniversalSoundsEnt
      @UniversalSoundsEnt Місяць тому

      I highly doubt that. I’m a true Austinite myself and Steph mentioned a few things I was unaware of that are currently happening in the city and/or going to occur in the near future.

    • @inhouseatx
      @inhouseatx Місяць тому

      @UniversalSoundsEnt To be fair, I'm a General Contractor from Austin..My point is all the development etc in central tx or anywhere is planned usually a decade in advance...I know several developers..It's not new...anything she said

    • @inhouseatx
      @inhouseatx Місяць тому

      IT IS TRUE PEOPLE ARE LEAVING ATX FOR 1ST TIME IN 10 YRS

    • @yamahasuperbike2202
      @yamahasuperbike2202 Місяць тому

      ​@@inhouseatxthey're not leaving fast enough.

    • @steph_bartone
      @steph_bartone Місяць тому

      @UniversalSoundsEnt Thank you for watching! I love to hear from another Austinite.😁

  • @inhouseatx
    @inhouseatx Місяць тому

    Cota is not a stadium!!!

  • @inhouseatx
    @inhouseatx Місяць тому

    People are leaving as fast as they came now

  • @RideShareGuru
    @RideShareGuru Місяць тому

    Great Video!