Olga StPierre
Olga StPierre
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Top 6 Retirement Spots for Sunny Days and Mild Winters
Are you dreaming of a retirement destination with perfect weather year-round? Whether you prefer the lush greenery of Oregon, the sandy beaches of Hawaii, or the charming coastal towns of North Carolina, this video has something for everyone.
Discover six incredible locations across the U.S. that offer mild winters, enjoyable summers, and vibrant local amenities to make your retirement years the best yet. Grab your notebook and tune in as we uncover your next potential home location. Plus, don’t miss our bonus tip on evaluating the bigger picture when choosing your retirement destination, including taxes, healthcare, and transportation.
👉 Subscribe for more retirement planning tips, senior living insights, and destination highlights.
#RetirementPlanning #BestRetirementSpots #SunnyRetirementLocations #GoldenYears
Resources:
Contact Olga (questions, comments, referral requests: bit.ly/contactolgas
Olga's recommended ideas: www.amazon.com/shop/olgastpierre
FREE Resources: https//bit.ly/SeniorResourcesLibrary
homeswitholga@kw.com
Office: 215-757--6100
Direct: 267-242-2712
Information provided is not a legal or financial advice, it's for informational purposes only. Please consult an attorney, a CPA or a financial planner for specific advice.
As an Amazon Associate, I may earn from qualifying purchases at no extra cost to you as a buyer.
Переглядів: 315

Відео

Build Your Retirement Plan In Under 60 Minutes
Переглядів 35614 днів тому
Think planning for retirement takes forever? Think again! In this video, I'll guide you through a simple, step-by-step process to create your entire retirement plan in just 60 minutes. From setting your goals to assessing your finances, calculating savings gaps, and creating a backup plan, I'll show you how to take control of your financial future-fast and stress-free! Grab a notebook, a pen, a...
6 Housing Market Alarming Threats You Can’t Ignore
Переглядів 43821 день тому
Think the housing market is ready to bounce back next year? Think again. With mortgage rates refusing to budge, home sales in limbo, and unpredictable policies from Washington, the American dream of homeownership might be slipping away. In this video, we’re revealing the 6 critical threats to the economy and housing market in the upcoming year-and why they could impact your future more than you...
The Rise of Silver Squatters: Generation In Crisis
Переглядів 2,6 тис.4 місяці тому
As Generation X inches closer to retirement, many are facing a financial reality they hadn't planned for. With insufficient savings and a lack of pension support, some Gen Xers are now looking to their families for help with housing and finances. This growing trend-dubbed 'Silver Squatters'-could reshape multigenerational living in America. In this video, we'll explore why so many in their 50s ...
6 Retirement Mistakes Women Can't Afford To Make
Переглядів 6564 місяці тому
6 Retirement Mistakes Women Can't Afford To Make
5 Ways To Boost Your Retirement Savings WITHOUT Having to Work
Переглядів 2454 місяці тому
5 Ways To Boost Your Retirement Savings WITHOUT Having to Work
3 Things To STOP Doing NOW For A Successful Retirement
Переглядів 7235 місяців тому
3 Things To STOP Doing NOW For A Successful Retirement
BEST Places For Single Boomers To Retire To
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BEST Places For Single Boomers To Retire To
6 Ways Not To Be TRAPPED With Debt In Retirement
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6 Ways Not To Be TRAPPED With Debt In Retirement
DON'T Retire Without Taking These 5 Steps
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DON'T Retire Without Taking These 5 Steps
Your BEST Move In Retirement
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Your BEST Move In Retirement
6 Things A Retiree Should NEVER Disclose
Переглядів 4,2 тис.7 місяців тому
6 Things A Retiree Should NEVER Disclose
DON'T RETIRE Without Considering These 10 Costs
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DON'T RETIRE Without Considering These 10 Costs
Don't Retire Without Checking Out These Areas First
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Don't Retire Without Checking Out These Areas First
Seniors Are Trapped In Their Homes
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Seniors Are Trapped In Their Homes
10 Proven Ways To Stretch Your Money in Retirement
Переглядів 1 тис.8 місяців тому
10 Proven Ways To Stretch Your Money in Retirement
How To Retire In 10 Years With ZERO Saved
Переглядів 1,1 тис.8 місяців тому
How To Retire In 10 Years With ZERO Saved
Don't Retire To These States
Переглядів 13 тис.8 місяців тому
Don't Retire To These States
What DOESN'T Happen During Elections
Переглядів 8108 місяців тому
What DOESN'T Happen During Elections
Retirees Spend 80% of Their Income in These 5 Areas
Переглядів 19 тис.8 місяців тому
Retirees Spend 80% of Their Income in These 5 Areas
3 Reasons To Retire As Soon As You Can
Переглядів 513 тис.9 місяців тому
3 Reasons To Retire As Soon As You Can
Best States to Retire To In 2024
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Best States to Retire To In 2024
Crash And Burn 2024 Housing Market?
Переглядів 1,4 тис.9 місяців тому
Crash And Burn 2024 Housing Market?
The BEST Retirement Advice Ever From Retirees
Переглядів 11 тис.9 місяців тому
The BEST Retirement Advice Ever From Retirees
How To Make Money with 2024 SS Changes
Переглядів 2,3 тис.9 місяців тому
How To Make Money with 2024 SS Changes
5 Things I wish I knew Before Starting Retirement
Переглядів 22 тис.9 місяців тому
5 Things I wish I knew Before Starting Retirement
North Jersey Cost of Living
Переглядів 219Рік тому
North Jersey Cost of Living
TOP Affordable Places to Live in NJ
Переглядів 618Рік тому
TOP Affordable Places to Live in NJ
Is Housing Market AFFORDABLE Today?
Переглядів 38Рік тому
Is Housing Market AFFORDABLE Today?
Why North Jersey is Better Than South Jersey
Переглядів 832Рік тому
Why North Jersey is Better Than South Jersey

КОМЕНТАРІ

  • @cquinn03
    @cquinn03 21 годину тому

    Great advice. I loved when you said trust your instinct, it's there for a reason. So true!

  • @email16v
    @email16v 3 дні тому

    Stop wasting "time." I finally see how meaningful this really means.

  • @webguru4293
    @webguru4293 4 дні тому

    Wow. Didn’t even take into account crime! So every city here is a crime hellhole. And NYC #1. Wonder why they’re bleeding population. A ridiculous list

  • @michaelfinley4433
    @michaelfinley4433 5 днів тому

    Love it.........this is my situation at the moment

  • @kjeldpedersen666
    @kjeldpedersen666 5 днів тому

    Yeah, well…that might all be very true. But what would you do if you’re one of us idiots (-that’s me) who actually likes working? And who hasn’t been having the ultimate goal of enjoying all the fruits of retirement

  • @LesterHess-t1x
    @LesterHess-t1x 7 днів тому

    As a soon retiree, keeping my 401k on course after a rocky 2024 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated.

    • @wmwoods-l4f
      @wmwoods-l4f 7 днів тому

      The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

    • @speak2Gary
      @speak2Gary 7 днів тому

      Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know

    • @karitanaw
      @karitanaw 7 днів тому

      I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

    • @speak2Gary
      @speak2Gary 7 днів тому

      I have worked with a few financial advisors before now but i ultimately settled for 'Annette Marie Holt'. She is SEC regulated and licensed in US. You can easily look her up

    • @karitanaw
      @karitanaw 7 днів тому

      Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @dragoninwinter
    @dragoninwinter 7 днів тому

    I live in Virginia. It's not that great.

  • @Parm-lifereimagined
    @Parm-lifereimagined 8 днів тому

    You're brilliant! Thank-you for the great common sense advice here. You've made this sound like an easily approachable, less daunting task for everyone. I'm definitely going to follow this process🙏🏼👍🏼

  • @reavesca1
    @reavesca1 13 днів тому

    I love your straight-forward, common sense advice, backup tools and I love your voice. Best wishes for your channel.

  • @Peterl4290
    @Peterl4290 13 днів тому

    I have been retired for five years now. Although I've been adhering to the 4% rule, things are challenging as I did not anticipate. 30% of the $600K I invested in st0cks is lost to the market. How can I diversify my portfolio for retirement

    • @larrypaul-cw9nk
      @larrypaul-cw9nk 13 днів тому

      Now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf 13 днів тому

      I needed a good boost to help my dwindling stock portfolio stay afloat, hence I and came across an expert who helped a lot to grow my port-folio from $275k to approx. $850k in two years.

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf 2 дні тому

      Indeed, I did make use of a financial counselor. As I get closer to retirement, their advice has been really helpful. I thought compound interest on index funds wouldn't be sufficient because I started late. It's amusing how I've done better than colleagues who have more years of investment experience. I've profited more than $886k tax free.

    • @sabastinenoah
      @sabastinenoah 2 дні тому

      This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advsors.

    • @jerrycampbell-ut9yf
      @jerrycampbell-ut9yf 2 дні тому

      Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like

  • @bluesfool1
    @bluesfool1 16 днів тому

    274 more days until I’m 59.5. Then I’m gonna go for it!

  • @navillehector7121
    @navillehector7121 16 днів тому

    ummmmmm...that isn't a NORTH/SOUTH line...ummmm, it's an EAST/WEST one (¿right?)

  • @Draish-l2b
    @Draish-l2b 19 днів тому

    *I'm 51 years old living in California 🇺🇸 I'm willing to retire at 56 if things goes the way I planned. I'm glad I took a bold step that has changed my financial status forever. Bought my first house last month and I can't be more proud that I'm right now*

    • @Draish-l2b
      @Draish-l2b 19 днів тому

      Hey sorry for late response I apparently used the FIRE movement to put my finances in shape you can research more about it and I invested in Stocks and forex with the aid of an investment enthusiasts expert Alvarez Harry Flectcher.

    • @Brielle77-p4h
      @Brielle77-p4h 19 днів тому

      Wow🙄I know the man you mentioned here. I benefit a lot from his platform, here in Munich Germany So many people have highly recommended him.

    • @TannerBelanger-wy8yp
      @TannerBelanger-wy8yp 19 днів тому

      Alvarez's strategies work perfectly. I don't know him personally, but his strategies are currently good. I earned my first €105,000 trading with him.

    • @VullnetDervishi-x9u
      @VullnetDervishi-x9u 19 днів тому

      I am 33years old living in England , I earned my first £50,000 trading with Alvarez . He is really good with and on his job

    • @Dervishi57
      @Dervishi57 19 днів тому

      He approached trading in a completely unique way and I am so amazed by his method. He just seems to have an innate understanding of this trading world. Without a doubt, I started with £3,000 and the rest is history

  • @generictester
    @generictester 20 днів тому

    BS

  • @latte1648
    @latte1648 20 днів тому

    Some of these trends are disturbing. First time home buyers getting older and people pooling money together indicates that wages aren't keeping up with the cost of housing and living. Secondly, what is the significance of more single women buying homes than men. Interesting factoid but what is the impact? As a single man, I put in an offer on a house last year but the deal fell thru because the seller wouldn't bend on price. Now I have almost no desire to buy. My rent is a fraction of what it woud take to carry an entire house. I could afford a decent house but the prices are off-putting

  • @jimalberts5883
    @jimalberts5883 21 день тому

    No hurricanes ever hit Oklahoma

  • @annemoneh4854
    @annemoneh4854 22 дні тому

    I am 61 and in Germany you can't afford to retire . You have to work to 67. And even after that you don't have much left to live on because tax , health insurance and other costs are so high.

    • @bambubombon
      @bambubombon 13 днів тому

      same as in Spain 🥴 but it's worth trying😊

  • @kathywendel2278
    @kathywendel2278 23 дні тому

    Retired at 62 and never looked back are we rich no are we content and happy you bet. No more getting up crack of dawn driving terrible road dealing with administration will we be a world traveler no but there is beautiful things to see in our country. Don't hesitate do it life is short!

  • @johnnyboyvan
    @johnnyboyvan 26 днів тому

    On my own. I don't want my relatives near me. No debts and independent.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Everyone will have different situations to work through :)

  • @Cynicalgeek743
    @Cynicalgeek743 27 днів тому

    Trust me on this one. If you are an avid reader you will be reading more than 5 books a year. I read about 50 a year and I’m still working

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Me too! I am an avid reader, but many are not, unfortunately. Do you keep track of your favorite books somewhere?

  • @localone1597
    @localone1597 29 днів тому

    Warm weather, cost of living and low taxes would probably be my top priorities. Where does Arizona rank? thank you!

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Hi there! Arizona is definitely in the top 10! Arizona is a popular retirement destination, with several of its cities ranking among the best places to retire in the United States. Scottsdale, in particular, is highly regarded, ranking sixth on WalletHub's list of best places to retire in the U.S., largely due to its high quality of life. Other Arizona cities also feature prominently in retirement rankings. For instance, Tempe is ranked 21st, Chandler 66th, Tucson 81st, and Phoenix 85th on WalletHub's list. Do you want more AZ resources? Please let me know.

  • @localone1597
    @localone1597 Місяць тому

    I retired a couple of years ago, about a month before turning 60. I've been living off of my pension plus a supplement from the company that is equal to the ss I'll get at 62. I turn 62 in a few months. I've been going round and round whether to take ss at 62 or get a part-time job. I do have a few ira accounts, totaling around $426k. I really don't want to start withdrawals from those for a at least around five years.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      I hear you. Use a few good online calculators to run different scenarios based on all of your upcoming income, so you can see how everything plays out depending on the target age for withdrawals.

  • @rustykatt3870
    @rustykatt3870 Місяць тому

    Generation Jones Boomers (younger boomers) vs. Older Boomers = economic difference.

  • @notw333
    @notw333 Місяць тому

    I am trying to calculate my funds but it ALWAYS comes up SHORT. More needed. MORE. MORE! Inflation. Uggh.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Save, save, save, as much as you can.

  • @bagichasingh3193
    @bagichasingh3193 Місяць тому

    Very nice,Thank you so muuch❤

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      My pleasure! What other topics would you like for me to explore?

  • @mgsharnhorst
    @mgsharnhorst Місяць тому

    If you are 60 and live to the average age of 78, you have 938 Saturdays left. No guarantee for tomorrow.

  • @chriscarlisle2172
    @chriscarlisle2172 Місяць тому

    What an offensive video...

  • @skandalmkdaniel3029
    @skandalmkdaniel3029 Місяць тому

    Obviously if you are a liberal/progressive then North Jersey is your heaven......NO THANKS 😂

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Depends on your priorities for living locations.

  • @MichaelFClef
    @MichaelFClef Місяць тому

    Excellent discussion. Thank you for sharing.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      My pleasure. What other topics would like me to explore?

  • @Amberabove
    @Amberabove Місяць тому

    The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

    • @CindyValenti
      @CindyValenti Місяць тому

      Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

  • @harrysweeten9417
    @harrysweeten9417 Місяць тому

    Very informative video, thanks.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      My pleasure. What other topics would like me to explore?

  • @MargaretWest-m8u
    @MargaretWest-m8u Місяць тому

    The thought of retirement is overwhelming. My heart goes out to everyone who’s retired and is now relying on Social Security, only to see years of hard work and savings jeopardized by factors beyond their control-especially during such turbulent economic times.

  • @rustykatt3870
    @rustykatt3870 Місяць тому

    Olga, thank you for the video, but...Not all Baby Boomers have a pension.....and the Jones Generation Baby Boomers (the second half of the Baby Boomers) had lots of recessions etc. headwinds to deal with.... So did everyone else, including younger generations today Millenials, Gen Y, X, Z. So....no one has had it easy, really. But Jones Generation have not had it cushy....and sometimes presenters on UA-cam lump everyone together, incorrectly. Good luck to us all ✨😊✨ and I wish you a nice day!

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Agreed! What other topics would like me to explore?

  • @BELIEVEINJESUS777
    @BELIEVEINJESUS777 Місяць тому

    And this is why the 30 years olds are choosing not to have kids.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      And many are delaying getting married, having kids and buying homes.

  • @Samantha30090
    @Samantha30090 Місяць тому

    It's really too bad that the assisted living industry exploits American seniors. Cost of senior living is prohibitive at an average of $5,350.00 per month. I would say that's criminal behavior on the part of these assisted living homes. No wonder seniors want to age in place, I don't blame them.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Agreed, it's very expensive. There is no easy solution to this and will only become more challenging as more boomers age.

  • @EightBallAnswers1
    @EightBallAnswers1 Місяць тому

    Cheaper to add an elevator on stairs than move to another home in many cases. Lady who moved out of my place (1800sq ft 2 storey) paid $160k more to buy a one floor, 1500 sq ft condo across the block. Single storey are in high boomer demand! Perfect size from most retirees is two / two plus den or 2/2.5 plus a den or common area in middle. Golden girl setup.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      True. I always tell my clients to do pros and cons about staying and moving and consider their health in the next 10-20 years.

  • @billbenson2112
    @billbenson2112 Місяць тому

    My dad passed at 56, his dad at 55 (from two totally different reasons). I am going to be 63 in less than a month. I feel like I've been pushing the envelope! I keep my health in check. The people I work for who are both younger than me are retiring in June, and the business will be closing. My wife is now 61 and plans on retiring when she's 67. She has a great job and gets 5 weeks of vacation (I only ever got 2). She is happy that we will be able to go on more camping trips starting next year.

  • @rustykatt3870
    @rustykatt3870 Місяць тому

    I would not buy a larger home to have a parent move in....larger mortgage.....when the parents are gone you are left with a larger mortgage and home than what you want. Maybe look at putting a portable wall around a dining room and adding movable stairs inside and out for the senior. There may be some grants to help with this. A discussion about what the parent(s) can contribute to the household will be important. As a side note, I have seen that older people who stay in smaller homes seem to be able to live and die there ("feet first" as many seniors have told me) and I have seen older people who have, throughout the years, bought up and up, end up in a small rental in their latter years. I think staying in a small home helps financially. They also have something to pass on to their kids. Good luck to us all ✨😊✨.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Agree. Everyone has their own unique situation to decide on.

  • @michaellafrance6454
    @michaellafrance6454 Місяць тому

    That's very depressing.

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      It's food for thought, to help you move forward.

  • @johnshares444
    @johnshares444 Місяць тому

    Retire april 2025🎉

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Amazing news! Happy New Year! May the first year of retirement be full of excitement and new memories!

  • @godofrock
    @godofrock Місяць тому

    Don’t retire just work in something you enjoy. So many people die shortly after retirement regardless of age. Keep being useful, keep moving and keep your mind active.

  • @robertneville2022
    @robertneville2022 Місяць тому

    Every time the clock ticks you are one second closer to the end, put that in your rock n roll I saw a guy retire, he clocked out after his last shift and dropped dead walking to his car. He had worked till 70, "I want all the money I paid in"

  • @falbamonte
    @falbamonte Місяць тому

    For Florida, look at the cost of HOA before you buy an house there.

  • @jenny-DD
    @jenny-DD Місяць тому

    All studies show that people who retire early often have a declined mental and physical state ,you so the time you're talking about would be low quality trash Plus, most people now a days don't have much money - you will retire from living in a 1 bedroom studio to moving into your car & you won't have any money to travel 😂

  • @GANAPATIIIII
    @GANAPATIIIII Місяць тому

    It's all true - better to live now vs later 👀

  • @backrack01
    @backrack01 Місяць тому

    So more of the same...

  • @LesterHess-t1x
    @LesterHess-t1x Місяць тому

    I have been retired for five years now. Although I've been adhering to the 4% rule, things are challenging as I did not anticipate. 30% of the $600K I invested in st0cks is lost to the market. How can I diversify my portfolio for retirement

    • @wmwoods-l4f
      @wmwoods-l4f Місяць тому

      Now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

    • @j.ottinger
      @j.ottinger Місяць тому

      I needed a good boost to help my dwindling stock portfolio stay afloat, hence I came across an expert who helped a lot to grow my port-folio from $275k to approx. $850k in two years.

  • @ivanglossop5106
    @ivanglossop5106 Місяць тому

    Average 90 years I don't think so more like 80 years

    • @Olga_StPierre
      @Olga_StPierre 22 дні тому

      Longevity is now projected in mid 90s.

  • @tonysilke
    @tonysilke Місяць тому

    Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

    • @Nernst96
      @Nernst96 Місяць тому

      Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.