Campus Mortgage (Free Training Videos)
Campus Mortgage (Free Training Videos)
  • 1 773
  • 280 243
What is a Power of Attorney and when can it be used on an Agency loan?
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org
SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1
WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html
ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students nationwide. Learn how to become a mortgage processor, mortgage underwriter, quality control specialist, servicing specialist, regulatory compliance officer, commercial lending professional and more. We offer free mortgage training videos, mortgage loan processor training classes, mortgage underwriter education, FHA/VA training courses and more. To download our course brochure & subscribe to our weekly e-newsletter entitled "The Mortgage Standard" visit www.CampusMortgage.org P.S. you'll also receive periodic special offers!
VIDEO CREATION DATE: January 10, 2025
DISCLAIMER: The views and opinions expressed in this video are those of the presenter and do not necessarily reflect any official CampusMortgage® policy or position. Examples of analysis performed within the video are only examples. They should not be utilized in real-world application as they are based only on very limited and dated open source information. Assumptions made within the analysis are not reflective of the position of CampusMortgage®. Nothing contained in this video should be considered legal advice. Due to ongoing changes to mortgage regulations and guidelines, the information presented in this video is time sensitive and subject to change, without notice. Although every effort has been made to ensure accuracy, CampusMortgage does not guarantee the accuracy of any information contained herein. This video is for informational purposes only and not intended to be used in place of any official government guideline or regulation. Each Investor and/or Lender may have additional overlays, which you need to be aware of.
2025 CampusMortgage®. All Rights Reserved. Without the prior written permission of Mortgage University, Inc. (DBA CampusMortgage), no part of this video/content may be used, reproduced or transmitted in any form.
Переглядів: 9

Відео

How is the HCLTV (Home Equity Combined Loan-To-Value) Ratio calculated on Agency Loans?
Переглядів 104 години тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
When is a Non-Occupant Co-Borrower, Guarantor, or Co-Signer permitted for Fannie Mae loans?
Переглядів 74 години тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
What is required when the subject property consists of more than one parcel of real estate?
Переглядів 74 години тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
What are the two components that the borrower’s Debt-to-Income Ratio consists of and what is....
Переглядів 84 години тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
What are the requirements for a borrower to be considered a first-time home buyer on Agency loans?
Переглядів 1921 годину тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
Are payoff statements required for loan refinances?
Переглядів 1921 годину тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
How do you calculate military income?
Переглядів 1521 годину тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
Does the Processor, Loan Officer, or Underwriter order the VA Guaranty?
Переглядів 1721 годину тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
How does a Processor determine if VA Guaranty is needed or required?
Переглядів 1921 годину тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
How do you calculate VA guaranty and entitlement?
Переглядів 2214 днів тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
Can a seasonal worker’s income be used to qualify for a mortgage?
Переглядів 1814 днів тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
A borrower works for a small family-owned business that issues handwritten paystubs. Will the VOE...
Переглядів 3514 днів тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
A self-employed borrower has a five-year business history and two years of tax returns....
Переглядів 2114 днів тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
There is a full Verification of Employment in the file. Is any other documentation of income needed?
Переглядів 2214 днів тому
DOWNLOAD COURSE CATALOG HERE: www.CampusMortgage.org SUBSCRIBE AND TURN NOTIFICATIONS TO SEE NEW VIDEOS: https:/ua-cam.com/channels/fppFuKiC1Z3e28omuLPf7A.html?SUBCONFIRMATION=1 WATCH THESE VIDEOS NEXT: ua-cam.com/video/Q4Pm-DFHWeY/v-deo.html ABOUT CAMPUSMORTGAGE®: We specialize in providing comprehensive online instructor-led mortgage training classes & certification programs to students natio...
The borrower indicates that he was divorced more than ten years ago. If Fannie Mae guidelines are...
Переглядів 1721 день тому
The borrower indicates that he was divorced more than ten years ago. If Fannie Mae guidelines are...
Can the underwriter approve a Fannie Mae loan that received a DU Refer/Eligible?
Переглядів 2821 день тому
Can the underwriter approve a Fannie Mae loan that received a DU Refer/Eligible?
The borrower’s brother is his realtor on a purchase. At closing, can the brother give his....
Переглядів 2621 день тому
The borrower’s brother is his realtor on a purchase. At closing, can the brother give his....
Will Fannie Mae purchase loans where the subject property has an Accessory Unit and if so, what....
Переглядів 2921 день тому
Will Fannie Mae purchase loans where the subject property has an Accessory Unit and if so, what....
When a borrower is an authorized user of an account listed on the credit report, what must be....
Переглядів 2021 день тому
When a borrower is an authorized user of an account listed on the credit report, what must be....
When the subject property has solar panels, what factors must be considered by the underwriter?
Переглядів 18Місяць тому
When the subject property has solar panels, what factors must be considered by the underwriter?
What must be provided for Royalty Payment Income to be used for qualifying?
Переглядів 22Місяць тому
What must be provided for Royalty Payment Income to be used for qualifying?
Can Interest and Dividends Income be used for qualifying on Agency Loans and if so, how is it....
Переглядів 28Місяць тому
Can Interest and Dividends Income be used for qualifying on Agency Loans and if so, how is it....
When a borrower is divorced, what must the lender obtain from the borrower and what obligations....
Переглядів 31Місяць тому
When a borrower is divorced, what must the lender obtain from the borrower and what obligations....
Can retirement accounts be used for assets on an Agency Loan? If so, what percentage of the....
Переглядів 24Місяць тому
Can retirement accounts be used for assets on an Agency Loan? If so, what percentage of the....
What is considered Variable Income and what must be considered for this type of income on Agency....
Переглядів 34Місяць тому
What is considered Variable Income and what must be considered for this type of income on Agency....
On a Fannie Mae loan, if a borrower is a co-owner on a property, when can the expenses for that....
Переглядів 33Місяць тому
On a Fannie Mae loan, if a borrower is a co-owner on a property, when can the expenses for that....
How does a lender verify employment for a borrower on an agency loan prior to closing?
Переглядів 15Місяць тому
How does a lender verify employment for a borrower on an agency loan prior to closing?
What types of delinquent credit must be paid off at or prior to closing and why?
Переглядів 20Місяць тому
What types of delinquent credit must be paid off at or prior to closing and why?
What is foreign income and when can it be used for qualifying on an Agency loan?
Переглядів 33Місяць тому
What is foreign income and when can it be used for qualifying on an Agency loan?

КОМЕНТАРІ

  • @UruUnni
    @UruUnni 16 днів тому

    Great analysis, thank you! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?

  • @LorenzoMelanie
    @LorenzoMelanie 16 днів тому

    I really appreciate your efforts! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

  • @JaymeGeorgette
    @JaymeGeorgette 16 днів тому

    You're doing a fantastic job! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?

  • @JosephHernandez-w6l
    @JosephHernandez-w6l Місяць тому

    Great analysis, thank you! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?

  • @KimberlyGarcia-r3m
    @KimberlyGarcia-r3m Місяць тому

    I really appreciate your efforts! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?

  • @rajeshk1266
    @rajeshk1266 3 місяці тому

    Very informative... Please upload more videos like this regarding US Mortgage

  • @mdreamworks
    @mdreamworks 4 місяці тому

    I noticed one thing: your video views are getting fewer and fewer. Later I researched your channel and saw your video SEO score is too low. I can say as a UA-cam expert if you can do channel and video SEO-friendly things like tag, hashtag, description, and keyword research, your UA-cam channel and video will grow fast. I think your UA-cam channel will make your dream come true. Your video's vidIQ SEO score

  • @parvinshaikh-l5l
    @parvinshaikh-l5l 5 місяців тому

    I wanted to join your classes may I know about that

  • @jollypreetham2628
    @jollypreetham2628 5 місяців тому

    In which scenario the liquidity ratio won't be considered for self employment income?

  • @RosemarieAshley-hd4es
    @RosemarieAshley-hd4es 7 місяців тому

    Can I get a link to the underwriting guidance on how to calculate effective adoption assistance income?

  • @johnscott2746
    @johnscott2746 8 місяців тому

    What the hell does “grossed up” mean?

  • @theo5260
    @theo5260 9 місяців тому

    😩 P r o m o S M

  • @snjpverma
    @snjpverma 10 місяців тому

    VOR by a rental management company is fine?

  • @JenniferGraceMartinez
    @JenniferGraceMartinez Рік тому

    This was great. Thank you so much! ❤

  • @christinekohnle2720
    @christinekohnle2720 Рік тому

    A “subordination” is NOT necessary After a process of fact finding while trying to purchase a home our lawyer along with an individual at the IRS gave us proof that you do not need a subordination ruling from the IRS if you have a tax lien on you as an individual. “In 1968 the Internal Revenue Service published Revenue Ruling 68-57, which states that it is the position of the IRS that a PMM or a PMSI given in good faith to secure a loan for the purchase of real property or goods, has priority over an already recorded Notice of Federal Tax Lien.” This information is critical if you are trying to obtain financing for real property. Publication 785 (10-2005) Catalog Number 47474W Revenue Ruling 68-57 Section 6321 - LIEN FOR TAXES 26 cfr 301.6321-1: Lien for Taxes Rev.Rul. 68-5 I would suggest hiring a tax attorney if only to give your lender peace of mind that they take priority if the property is sold later on or if the loan is in default. It wasn’t as expensive as we thought it would be around $1000.

  • @sunnykumar-gm8nn
    @sunnykumar-gm8nn 2 роки тому

    Its great

  • @Shubham_Debadwar
    @Shubham_Debadwar 2 роки тому

    Condo questionnaire showing deed or resale restrictions..what document needed for this.

  • @kamleshkhole6187
    @kamleshkhole6187 2 роки тому

    what documents are required for bAnkruptcy chapter 7 in extenuating circumstances

  • @Talk_with_Firoz
    @Talk_with_Firoz 2 роки тому

    Amazing 👍

  • @Talk_with_Firoz
    @Talk_with_Firoz 2 роки тому

    Great job 👍

  • @markferris3674
    @markferris3674 2 роки тому

    Yea team !

  • @snjpverma
    @snjpverma 2 роки тому

    Nice video

  • @leachey24
    @leachey24 3 роки тому

    Thanks for the information! You did an excellent job explaining 👏 👍

  • @lcanton9146
    @lcanton9146 3 роки тому

    Is there a post closing course available online that will teach a post closing auditor how to address the various lenders’ conditions? I’m new in my role and need help.

    • @tea5769
      @tea5769 3 роки тому

      Did you find one? I need it as well.

    • @lcanton9146
      @lcanton9146 3 роки тому

      @@tea5769 Unfortunately, I did not. Sorry…

  • @DZ-fc1lo
    @DZ-fc1lo 3 роки тому

    How to identify day 1 certainity in LP? It says "the third party report from equifax is sufficient documentation yo support the income must be retained in the file the third party report dated 11/17/2020 expires 03/17/2021" Shall we consider it as income validated

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thanks

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    I appreciate your efforts.

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you very much !

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you so much !!!

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you for uploading the video. Really appreciate your efforts !!! Please keep posting...

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thanks for uploading the video. Really appreciate it !!! Please keep posting...

  • @vinayakjayewar2099
    @vinayakjayewar2099 3 роки тому

    Thank you for uploading the video. Really appreciate it !!! Keep posting...

  • @edagottisreenivasulu8332
    @edagottisreenivasulu8332 3 роки тому

    THANK you

  • @lionheart93
    @lionheart93 3 роки тому

    For cash out refi if I ended up taking say margin from my stock investments for the down payment on my home would cash out refi ben best in this case or should I just cover the whole loan cost ?

    • @lionheart93
      @lionheart93 3 роки тому

      The goal would be to get the first loan(margin back)

    • @lionheart93
      @lionheart93 3 роки тому

      so my understanding is that it would only be a loan to cover my initial down payment and not the whole cost of the property?

  • @TheTipsyRooster
    @TheTipsyRooster 3 роки тому

    "If your application was dated June the 1st, then your LE would need to be dated on or after, but before June the 4th" - This should have been explained a different way as the wording is confusing/.

  • @mbburst
    @mbburst 3 роки тому

    Hi do you provide full training as a loans processor for Australia mortgage?

  • @shrikantmishra
    @shrikantmishra 3 роки тому

    If there are two borrowers and only one borrower income is being used, do we require both borrowers IRS or only one borrower whose income is being used?

  • @shrikantmishra
    @shrikantmishra 3 роки тому

    What ia difference between credit refresh and credit comparison.

  • @ronosbourn211
    @ronosbourn211 4 роки тому

    ]] P P

  • @Lift_to_grow
    @Lift_to_grow 4 роки тому

    Hi, Can you please make a video on Encompass?

  • @nagraj8902
    @nagraj8902 4 роки тому

    Can u explain about the title doc

  • @funnytoons1871
    @funnytoons1871 4 роки тому

    i have to learn us mortgage process so please suggest me how to find complete course videos.. Thanks for explaining mortgage

  • @funnytoons1871
    @funnytoons1871 4 роки тому

    i want to learn mortgage process so please suggest me mortgage learning sites...

  • @dianacampos8649
    @dianacampos8649 4 роки тому

    What is the difference between discharge and dismissal?

    • @RAKESHSINGHBIST0504
      @RAKESHSINGHBIST0504 4 роки тому

      When you file for bankruptcy protection, one of your primary goals is to discharge your debt. When the court grants your discharge order, it cancels your obligation to repay the discharged debt. As a result, your credit card bills, medical bills and other types of debt included in your bankruptcy filing may be eliminated. The term “dismissal” is a term you do not want associated with your case. It means that something has gone wrong in your filing. If the court enters a dismissal order, it ends your bankruptcy case without your debt being discharged or eliminated. A case that has been dismissed means that it is like you never file for bankruptcy. You spent the money to obtain relief that you did not get, so you are still liable to pay all of your creditors. Additionally, when a case is dismissed, it also terminates the automatic stay. This means that collectors can pursue collection efforts against you again, including lawsuits, garnishments, foreclosure, and asset seizures.

  • @Hasan-Vlogs99
    @Hasan-Vlogs99 4 роки тому

    Could you please explain little broadly

  • @hungryman7287
    @hungryman7287 4 роки тому

    Could you please give us any pdf for learning

  • @edwardharris5612
    @edwardharris5612 4 роки тому

    0:50 dating-girls.online

  • @Kalib21596
    @Kalib21596 4 роки тому

    What if there is no history because I am buying a new Quadplex