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@@EssexCashStuffing Thank you! 🙂 Xx

Thank you! and welcome to the cash stuffing community! I only cash with placeholders (aka fake money hence the specimen written over it) because i do all my banking and spending via card. So i personally only cash-stuff long term savings which i know wont be that variable i.e. the placeholder is what is in the bank account. It may seem a bit daft because i know my balance on the banking app, but i find the videos keep me on track and the savings challenges incentivise me to save! Most people cash stuff with real money because they spend directly from their cash wallets, and like you said, they then use placeholders for the bigger values :) I hope that makes sense :) x

Thank you! :) x

Thank you! :) x

Awwh thank you so much you are so kind! So lovely you look forward to them! I just like that it hold me to account :) Have a lovely week x

@@GillianBudgets20203 awhh thanks so much! I've been following you on yours!! Means so much you've subscribed! 🙂

@@wegotthisforyou awhh thanks so much! Really appreciate it! 🙂 X

@@BudgetWithBliss Thanks so much!! It was great weather held up!! 🙂x

@@TceeBudgetsUk awhh thanks so much!! 🙂

@@Cashstuffwithjazz thanks my love and yeah for sure 'future' is actually getting something!! 😂 Xx

@@flossyrosedesigns thanks so much!! Xx

Awhh thanks so much! Hopefully you will enjoy! Looking forward to following your journey too x

@@jojo_budgets awhh thanks so much! Hope you enjoy xx

@@BoopnBudgets bless you, you are so kind! Yeah has the essence of Monopoly money!! 😂

@@BoopnBudgets awhh thanks so much for the subscription! It was a great wedding 💒 x

@@JulieWalton I don't but thinking sorting it for the new year!

Thanks so much!

Awwhhh thank you I love your channel! xx

Thanks so much! :) xx

@@ThePennySaver Thanks so much, yeah I think you are right. I've got Emergency Fund saved but saving £1K at least for the future sounds like a plan! X

@@olwenkempson455 how do you mean sorry? Usually when the promotional offer at 0% ends it then charges the new % but just on what's left on the balance? Unless I've completely misinterpreted it in which case I'm badgered! 😅 Thanks so much for your support! 👍🏼

@@hybridbudgets In the USA if you have a credit card or loan with a promotional 0% for a certain period of time say 18 months. If you do not completely pay off the balance by the end of the promotion period all the interest that has been deferred on the original amount will be put on the credit card or loan for you to pay. That is how lending companies make their money. It is a very common business practice based on statistical evidence that most people don't fully pay off their bills in the time allotted.

@@NextLevelBudget Thanks so much! Let's hope it goes to plan!! 😅

@@hybridbudgets you’ve got this! 🩵

@@milkteachilled it's a monthly fee for the upgraded account which covers phone insurance and travel insurance so I don't mind paying it as I think I've gone through 2 phones this year 😂 so it's already paid for itself! Thanks though I'll have a look at the other one 👍🏼

Thank you so much one both points! I watched the video back and I felt a bit sea sick so that's super useful and hopefully the quality will be better also! Thanks for the comment and completely agree, it's a no brainer on the financial side but i don't know why it just feels as though its a step back (which is ridiculous!). Hopefully you will any new videos coming up:)

I 100% did count something twice thank you for pulling me up on it! I counted the MBNA whole as well as the separate ones! Thank you for flagging! and yes quite difficult to get it all down and and record but glad i have, it's done and the plaster has been well and truly ripped off!

Great video, good luck with it x

@@hybridbudgets I'm glad you're feeling good about your progress and it definitely wasn;t to pull you up on anything, I thought you might just be relieved that you actually had a little less than you thought!

@@milkteachilled oh 100% Thank you! 😂

Thanks so much, here's hoping! I have been a consistent Balance Transfer Girl for a while so really trying to get the Debt down as opposed to shifting it around, breaking it down has really helped to set out a way I hope i can pay it all off!