Відео

Yeah, the larger stores accept cash of course but I find often times I duck into smaller places and they only take digital payments. Plus some of the larger stores while they'll take cash you can tell they'd rather not and to use self-checkout you have to pay with debit or credit, it all combines to it being easier to always pay digitally rather than carry the cash around.

The texture is also the same as regular cream cheese

@Lisa-pu9di Thank you so much! I’ll definitely try the Walmart brand over the Philly brand next time I’m buying it. Good to know the lactose free doesn’t change the recipe, maybe I’ll surprise my lactose intolerant friends with a cheesecake they can actually eat lol

@U2BearCat Sorry about that. I’m not sure why it’s bad on this video, I didn’t do anything differently and it sounded ok when I edited it. 😕 I’ll try to figure out what happened and correct it.

I’ll be in Chilliwack tomorrow hanging with a friend lol it’s costing me $6 for a small container of pumpkin pie spice, which seems outrageous to me. Maybe I should try to learn to knit, that might be cheaper 😂

Hi! The buffer doesn’t get re-filled unfortunately and is not at all sustainable. 😕 Most of it came from an insurance cheque, payout from a car accident, the rest from my very kind mom. I’m hoping when it’s gone the monthly payment on my LOC will be low enough my regular budget can cover everything. If not I’ll have to pull from long term savings. I used to have a second job but no longer can, at least not yet, as I’m still recovering from the accident. Once I can pick up a second job that’ll be where the variable expenses money comes from. Thank you for watching and following! 😊🍁

Thank you so much! 😊

I didn’t know trucks had tiny wheels like that so they could use train tracks like a train. It’s not a thing everyone knows. 🤷‍♀️

@@burnabygirl8541 my bad then thought majority knows that sowwy

@MrNicholaslentini no worries 😊 it’s cool you know train stuff. Do they modify a variety of vehicles to be able to do this or is it just trucks?

Trucks having tiny wheels so they can use train tracks like a train isn’t something everyone knows, and isn’t something seen every day.

Thank you! 😊

Thank you so much! 😊

Thank you for watching and commenting 😊 I totally get having to pause the debt pay off to accomplish other goals. I hope your budget is going well!

Thank you!

I haven't heard of that before, I'll go google it and see what it is. Thank you for your suggestion!

Within an hour? Only way they would have delivered that quickly was if I paid a delivery fee in the double digits, so I settled for a three hour window, which to be fair, still isn't all that bad. My preferred grocery store doesn't do delivery, they have curbside pick-up if I drive there but that day I wasn't really well enough for that. So I used the app and have regrets, but also, live and learn and move on right? I constantly browse Uber Eats for a take-away meal, make a basket, then don't buy it because of the cost. It's like window shopping for dinner lol Thanks! This is me doing quite a lot better actually, just some days / weeks I hit a rough patch. Thank you for watching and commenting, I really appreciate it!

I have a monthly call with the insurance adjuster so will ask her then, I can't bring myself to call her prior to that chat as the woman gives me a headache. Like an actual stress headache. I fully agree about having to stay careful and not let that buffer go to my head, or my spending habits. I think I can be careful and disciplined but also, present shopping for family's birthdays and christmas is coming up and I know that'll test me. I don't have enough in my present fund for that. I actually started wondering if I should put some aside specifically for present shopping so I don't create more credit card debt. I have to keep thinking on that though as my main goal is getting that LOC paid off and the motivation is high to just throw everything on to it. If I was taking money from my limited long term savings and putting it on the LOC and it wasn't getting me below a threshold I don't think I'd be as tempted, but getting it below $20K is so enticing. I really appreciate your feedback, it helps me think through things! :)

Sorry about that! It gets better with newer videos. 🙂

Probably in a less polite way 😂

That is so true, I used to make too large of payments on debt then have to use the credit card to buy groceries etc. Learning how to make a payment on debt that will eventually pay it down but not make your budget too tight can be tricky I think. I looked into becoming an Uber driver, here I'd have to pay for a medical exam, pay for a new driver's licence test, get classified as a chauffeur and pay extra car insurance. It's a lot to pay up front for a job that a lot of people say doesn't actually pay all that well unless you're working full-time hours. I keep looking for part-time work that I can realistically do, my concussion limits me, eventually I'm bound to find something! 8 pets? Lucky! A Health envelope sound smart. I used to have envelopes for more items, clothes, Christmas, things like that but I had to scale them back because if I don't have the money to fill them I don't see the point in listing them. I'll get them back someday lol I don't think my grocery budget is too far off, $60 a week, or $120 over the two weeks for food and household items is similar to yours. Thank you for the feedback and encouragement, I really appreciate it!

Omg hiiii! How are you?

@@burnabygirl8541not too bad. Let's catch up soon. I'll dm you.

Hi, thank you so much for the ideas. You're right, the minimum payment has to be the four year level, if I could lower it to a five year pay off rate I'd do that as it would still get me where I want to go it would just take a bit longer. I'll look at my sinking funds and cash envelopes to see if I can cut them more. I thought I already had but there must be more I can cut from somewhere. Thank you for suggesting that, I wasn't even thinking about trying to edit them again. Also, thank you so much for watching and commenting, I really appreciate it! :)

Thank you so much, I hope the journey gets me to debt free! :)

Hi! Thank you for subscribing and commenting! :)

Thank you so much for subscribing and commenting, I really appreciate it! :)

Thanks! I’ll try to improve the audio next time, thank you for letting me know! 🙂

@managingmonasmoula9811 Me too! I can’t bring myself to deny him anything, not even if it means blocking my camera 😂

@alishac3860 before they used the app you could figure everything out with a paper slider thing and a book but now you really need the app to calculate how many points you get in a day and how many points foods are. Have you signed up for WW? If so I’m happy to try to help you navigate the app if that’s what’s giving you trouble. 🙂

Thank you! :)

I finally got around to doing research on high potassium foods and yeah, all the things I'm adding to my meal plan to increase my iron and help my so-so cholesterol are foods on the high potassium list. My only hope is that I can figure out the quantity to eat that'll help up my iron but not up my potassium, not even sure if that's possible! lol I have a second round of bloodwork this week and will talk to the doctor when the results come in to see what they say I should be doing differently. Good luck to you with your bloodwork results, and thank you so much for commenting. :)

Thank you so much for watching and subscribing! 😄

Hey Nima! Sorry we never connected. I don' t have any sense of smell, lost it from covid, so can't really collab with you. I wouldn't be able to smell your perfumes. :( Would love to catch up though. :)

@@burnabygirl8541 hey Heather. Good to hear from you. I'll send you a text.

Hi, thank you so much for listening! Sorry for the delayed reply, got a concussion and had to stay away from screens for a while. So annoying!