Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees.
While fully insured policies have been the traditional option, rising premium costs have more employers turning to both level-funded and self-funded health plans.
CHAPTERS:
0:00 - Introduction
0:28 - What is a level-funded plan?
1:28 - What is a self-funded plan?
2:24 - A self-funded plan without the hassle or financial risk
3:07 - Conclusion
Level-funded plans provide a predictable budgeting approach with potential savings, while self-funded plans offer greater flexibility and control over healthcare spending. However, an HRA offers the advantages of a self-funded health plan without the headache.
Since starting in 2006 as Zane Benefits, we've helped thousands of organizations offer affordable benefits to their employees.
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