Paisa Vaisa  with Anupam Gupta
Paisa Vaisa  with Anupam Gupta
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Protect Your Family with This Simple Insurance Formula! | What Is Human Life Value? @hdfclife
Join host Anupam Gupta on Paisa Vaisa as he reconnects with Vishal Subharwal, Group Head of Strategy and CMO @hdfclife after five years. Dive deep into the evolution of insurance products, market trends, consumer-centric innovations, and the digital transformation in the insurance sector. Whether you're considering purchasing insurance or seeking to understand the industry's future, this episode offers invaluable insights.
Get in touch with our host Anupam Gupta on social media:
Twitter: ( b50 )
Instagram: ( b_50 )
LinkedIn: (www.linkedin.com/in/anupam9gupta/
You can listen to this show and other awesome shows on the IVM Podcasts website at www.ivmpodcasts.com/
You can watch the full video episodes of PaisaVaisapodcast on the UA-cam channel.
Do follow IVM Podcasts on social media.
We are @ivmpodcasts on Facebook, Twitter, & Instagram.
#PaisaVaisa #LifeInsurance #HDFCLife #FinancialPlanning #InsuranceInsights #DigitalInsurance #ULIPs #RetirementPlanning #ConsumerFinance #AnupamGupta
Переглядів: 795

Відео

Christmas Special Episode🍴 Meet Kunal Vijaykar: The Man Who Ate His Way Into Our Hearts ❤️
Переглядів 66919 годин тому
This Christmas, Anupam Gupta is joined by India’s favorite foodie, Kunal Vijaykar! The iconic host of The Foodie, writer of Made in India, and creator of @KhaaneMeinKyaHai shares his journey through food, culture, and the economics of eating out. From hosting 500 episodes to being a satirist with The Week That Wasn’t, Kunal’s story is as rich as his recipes. Don’t miss this festive chat filled ...
What's REALLY Holding You Back from Becoming a Successful Coach? | Ft. Deepak Jayaraman
Переглядів 51314 днів тому
What's REALLY Holding You Back from Becoming a Successful Coach? | Ft. Deepak Jayaraman
How to Increase Your Credit Limit FAST | Credit Card Best Practices | Satish Mehta @AthenaCredXpert
Переглядів 2 тис.21 день тому
How to Increase Your Credit Limit FAST | Credit Card Best Practices | Satish Mehta @AthenaCredXpert
Mastering Credit Cards: Rewards, Regulations, and Practical Tips! | ft. Sanjeev Moghe of @AxisBank
Переглядів 3,8 тис.28 днів тому
Mastering Credit Cards: Rewards, Regulations, and Practical Tips! | ft. Sanjeev Moghe of @AxisBank
How to do Asset Allocation the Right Way | Top 3 Asset Allocation Models Explained ft. Ashish Shaker
Переглядів 13 тис.Місяць тому
How to do Asset Allocation the Right Way | Top 3 Asset Allocation Models Explained ft. Ashish Shaker
TOP Mistakes to AVOID in Your Retirement Planning Strategy & Reality of Early Retirement in India
Переглядів 22 тис.Місяць тому
TOP Mistakes to AVOID in Your Retirement Planning Strategy & Reality of Early Retirement in India
What's Driving the Wealth Management Boom in 2024?
Переглядів 17 тис.Місяць тому
What's Driving the Wealth Management Boom in 2024?
Choosing Mutual Funds for the BEST RETURNS! | Investing for Beginners
Переглядів 1,5 тис.Місяць тому
Choosing Mutual Funds for the BEST RETURNS! | Investing for Beginners
Life Insurance Companies DON'T Want You to Know This! | The ABC’s Of Insurance EXPLAINED !! @Beshak
Переглядів 3,3 тис.Місяць тому
Life Insurance Companies DON'T Want You to Know This! | The ABC’s Of Insurance EXPLAINED !! @Beshak
Neeta Lulla: Crafting Iconic Fashion for Devdas, Jodhaa Akbar, and Aishwarya Rai's Wedding
Переглядів 1,5 тис.Місяць тому
Neeta Lulla: Crafting Iconic Fashion for Devdas, Jodhaa Akbar, and Aishwarya Rai's Wedding
Exploring the Economics behind 220 Crore Luxury Villa Startup | StayVista | ft. Pranav Maheshwari
Переглядів 2,5 тис.2 місяці тому
Exploring the Economics behind 220 Crore Luxury Villa Startup | StayVista | ft. Pranav Maheshwari
DISCOVER NPS TAX BENEFITS You Never Knew Existed! | Retirement Planning Tips Ft. Sriram Iyer
Переглядів 1,1 тис.2 місяці тому
DISCOVER NPS TAX BENEFITS You Never Knew Existed! | Retirement Planning Tips Ft. Sriram Iyer
Investing in Global Markets | Why Should you buy US Stocks? | Best Investing Strategies
Переглядів 3,1 тис.2 місяці тому
Investing in Global Markets | Why Should you buy US Stocks? | Best Investing Strategies
The Indian Market Research Industry's BEST KEPT SECRETS Revealed | Ft.Sheetal Choksi @UnpacResearch
Переглядів 1,3 тис.2 місяці тому
The Indian Market Research Industry's BEST KEPT SECRETS Revealed | Ft.Sheetal Choksi @UnpacResearch
Renew Your Financial Future with Ajit Menon's Expert Insights!
Переглядів 21 тис.2 місяці тому
Renew Your Financial Future with Ajit Menon's Expert Insights!
Maximize Your NPS Returns: Tax Benefits, Flexibility & Retirement Tips | ft. Sriram Iyer of Hdfc
Переглядів 43 тис.3 місяці тому
Maximize Your NPS Returns: Tax Benefits, Flexibility & Retirement Tips | ft. Sriram Iyer of Hdfc
Best Performing Mutual Funds for 2024 | Maximize Your Returns! | Paisa Vaisa with Anupam Gupta
Переглядів 6 тис.3 місяці тому
Best Performing Mutual Funds for 2024 | Maximize Your Returns! | Paisa Vaisa with Anupam Gupta
Inside India’s lab-grown diamond industry | Lab grown vs Natural Diamonds | Ft. Dr.Preeti Jain
Переглядів 3,4 тис.3 місяці тому
Inside India’s lab-grown diamond industry | Lab grown vs Natural Diamonds | Ft. Dr.Preeti Jain
The BEST WAY to START INVESTING | How to Use Your Bonus | Equity vs Debt | Active vs Passive Funds.
Переглядів 3,3 тис.3 місяці тому
The BEST WAY to START INVESTING | How to Use Your Bonus | Equity vs Debt | Active vs Passive Funds.
Equity Market Trends & Retail Investing tips ft.Harish Krishnan | Mutual Funds & Stock Market 2024
Переглядів 9 тис.3 місяці тому
Equity Market Trends & Retail Investing tips ft.Harish Krishnan | Mutual Funds & Stock Market 2024
How to Invest in SIP MUTUAL FUNDS | SIP for beginners | The RULE OF COMPOUNDING EXPLAINED
Переглядів 20 тис.3 місяці тому
How to Invest in SIP MUTUAL FUNDS | SIP for beginners | The RULE OF COMPOUNDING EXPLAINED
600 Cr in 8 Years !! | Scaling Fashion & E-Commerce Ft. Sidhant Keshwani of Libas | Paisa Vaisa
Переглядів 1,6 тис.3 місяці тому
600 Cr in 8 Years !! | Scaling Fashion & E-Commerce Ft. Sidhant Keshwani of Libas | Paisa Vaisa
TOP-PERFORMING MUTUAL FUNDS | Best Investment For High Returns | Ft. Piyush Gupta of @CRISILLimited
Переглядів 14 тис.3 місяці тому
TOP-PERFORMING MUTUAL FUNDS | Best Investment For High Returns | Ft. Piyush Gupta of @CRISILLimited
Uncovering the Money Behind the Great Indian Wedding Market ft. Parthip Thyagarajan of @weddingsutra
Переглядів 1,7 тис.4 місяці тому
Uncovering the Money Behind the Great Indian Wedding Market ft. Parthip Thyagarajan of @weddingsutra
India's Real-Estate Market is Growing Fast. Will it Last? | Shobhit Agarwal | Paisa Vaisa Podcast
Переглядів 21 тис.4 місяці тому
India's Real-Estate Market is Growing Fast. Will it Last? | Shobhit Agarwal | Paisa Vaisa Podcast
The Future of SIPs & Mutual Funds | Ft. Peshotan Dastoor | Head of Sales at UTI AMC
Переглядів 143 тис.4 місяці тому
The Future of SIPs & Mutual Funds | Ft. Peshotan Dastoor | Head of Sales at UTI AMC
Bank Secrets | Rohit Bhasin of @KotakBankLtd Explains how to Get 7% interest on savings accounts
Переглядів 2,9 тис.4 місяці тому
Bank Secrets | Rohit Bhasin of @KotakBankLtd Explains how to Get 7% interest on savings accounts
Easy Strategies to Make money | Rohit Srivastava of @indiacharts explains Momentum swing Investing
Переглядів 7 тис.5 місяців тому
Easy Strategies to Make money | Rohit Srivastava of @indiacharts explains Momentum swing Investing
Where to INVEST ? | Vijay Kuppa CEO @InCredMoney shares the BLUEPRINT FOR INVESTMENT SUCCESS
Переглядів 6 тис.5 місяців тому
Where to INVEST ? | Vijay Kuppa CEO @InCredMoney shares the BLUEPRINT FOR INVESTMENT SUCCESS

КОМЕНТАРІ

  • @onestopsolution619
    @onestopsolution619 4 години тому

    Great discussions

  • @santhoshsnr
    @santhoshsnr 7 годин тому

    some random search will give you gold..nice podcast

  • @zaheedkamaal3692
    @zaheedkamaal3692 15 годин тому

    By far what I see in my NPS fund, HDFC Fund has provided highest return among other funds managers.

  • @nikitabaljekar7120
    @nikitabaljekar7120 19 годин тому

    Correct !! But Wadapav makes a great on the go meal ! Your fingers become oily if you hold the wada directly! Also the hot hot fried Wada is difficult to hold ! Pav makes your fingers less oily , less messy and you don’t have to hold a hot hot Wada in tension ! The paav solves all these problems, plus you can eat as you drive 😂😂😂🎉🎉🙏🙏❤️💛🧡💙💚💜💕💕

    • @PaisaVaisaPodcast
      @PaisaVaisaPodcast 15 годин тому

      Totally agree! Pav is definitely the key to enjoying a vada on the go.

    • @nikitabaljekar7120
      @nikitabaljekar7120 15 годин тому

      @ 🙏🧡💚❤️💛💙💜💕💕😍

  • @NITISHBHATT008
    @NITISHBHATT008 День тому

    AVOID ULIP's and Fixed Income plans(max 6% returns per annum), better alternatives are available. (Mutualfunds+Term insurance) instead of ULIP's and debt funds or hybrid funds instead of fixed income plans. I don't understand how can they sell these ghatiya products to anyone, sharam maar ke sab khaa chuke hain ye log. They give 35-40% commission to the agents to sell these products, 35% agent le jayega to growth kahan hoga paise ka and on top of that, agar policy ko poora nahi kiya to 6% bhi nahi milta, SHAMEFUL. Anupam sir, I am a huge fan of yours, PLEASE AVOID inviting these type of agents 🙏

    • @arjunr6336
      @arjunr6336 7 годин тому

      As he explained Indians care more about return of capital instead of return on capital. As long as people have this mentality, these kinds of daytime robbery will continue to exist!!!

    • @NITISHBHATT008
      @NITISHBHATT008 7 годин тому

      @arjunr6336 Yes, but, as a advisor, it's their duty to explain this to people, wo ye log nahi karte, ulta dara dete hain ki share market doob jayega and all. Inse pucho ki aajtak kitne equity mutual funds doobe hain to bolti band ho jaati hai inki. They are leeches, feeding on the fear of a common man.

  • @rk4755
    @rk4755 2 дні тому

    Business cycles are shorter and liquidity does not make Indian market as volatile as old days; also there are other strategies to manage predictable cash flow in short / mid term.

  • @rk4755
    @rk4755 2 дні тому

    If you consult these advisors, you will lose sleep 😊

  • @dedhiapiyush
    @dedhiapiyush 2 дні тому

    Good sensible discussion. Keep it up

  • @eddscall
    @eddscall 2 дні тому

    That moving from Teir 2 to Teir 1 is great option tax free - didnt know about this

  • @mageshkumarnainadurai5140
    @mageshkumarnainadurai5140 3 дні тому

    The list of 50 gigs starts after 20:00 😢 Too early a comment The list was never discussed nor available in the link😢

  • @drshakrajasinha6353
    @drshakrajasinha6353 5 днів тому

    Angreji, not substance, hurts ears

  • @rajeevrungta6956
    @rajeevrungta6956 10 днів тому

    All birla funds are doing poorly

  • @adthaly677
    @adthaly677 12 днів тому

    How will diamond price increase when it's manufacturable? Price will drop for both types till manufacturing cost of lab grown + profits reach a point where new entrants find it unprofitable. Incorrect information by guest. Seems trying to lead viewers. In a yellow gold setting you don't need pure white yellow is fine too. GHI colour. Lab vs natural is 5-10x difference I see. Lab growns can be made to be FL or IFL. Not found typically such flawless in natural. Natural have nitrogen impurities which can be detected by a uv spectrometer. Not possible to find out by eye piece. Both will show same view. Only lab growns are more defective free

  • @akashdeore7139
    @akashdeore7139 14 днів тому

    Deepak, your journey from podcasting to penning this profound book is inspiring. The evolution from exploring others’ perspectives to crafting your own unique narrative resonates deeply. Your metaphor of ‘a torchlight versus a nottar’ perfectly captures the need for clarity in navigating life’s complexities. The way you address midlife challenges and the multidimensionality of potential strikes a chord-especially in a world where balancing roles feels like steering a ship in turbulent waters. Thank you for giving language to these nuanced aspects of human potential.

  • @Dhun2013
    @Dhun2013 14 днів тому

    How buying 4 different midcap fund will give bad return than investing in a single midcap fund? Bekar banda hai

  • @Dhun2013
    @Dhun2013 15 днів тому

    Very skeptical guy.. From recording of this video small cap midcap has given 30℅ return..

  • @18hourgaming66
    @18hourgaming66 15 днів тому

    When you move from Tier 2 to Tier 1 you have to pay tax at your marginal tax rate because it is considered withdrawl. There is no free lunch here.

  • @tomato778
    @tomato778 16 днів тому

    After using Ravis calcuator, I am happy to announce that I will be finally retiring on my last day of life. So happy.

  • @madankulkarni1715
    @madankulkarni1715 16 днів тому

    Shriram Iyyerji: Just answer this one question for benefit of investors If on the day of retirement & nps withdrawal at 60 years the market crash by 15 to 20 % say as 6 th or 7 th incidence then what options does investor have A) No option but to withdraw at negative returns B) Can wiat markets to recover

  • @Rahul-fe6is
    @Rahul-fe6is 17 днів тому

    Very nice information

  • @raghav4608
    @raghav4608 19 днів тому

    Anupam ji thanks for bringing such experienced & insightful guests unlike the noisy, clickbait finfluencers 👍🏾

  • @anonymousexpert2682
    @anonymousexpert2682 21 день тому

    Eye opening video. Please make more such content. A complete reality check.

  • @kumarpradeep6668
    @kumarpradeep6668 21 день тому

    Highly informative discussion

  • @ferozkarim2435
    @ferozkarim2435 22 дні тому

    Who is the speaker? I would like to contact him

  • @samb23692
    @samb23692 24 дні тому

    Great start. We need a series of videos on credit cards. 😅

  • @karthigeyan143
    @karthigeyan143 26 днів тому

    Even with high salary, its difficult to live in city and not able to save properly for retirement. Everything going for tax, but useless road, pollution and health issue in city. I feel like i am living , so one day i can die.

  • @sachin2842
    @sachin2842 26 днів тому

    cant believe Axis head is on podcast kudos to interviewer deserves more views soon.

  • @sadiqbashao7
    @sadiqbashao7 26 днів тому

    Is he saying that we should invest in both ?

  • @Vincefication
    @Vincefication 26 днів тому

    When we fall, they may not fall. But if they fall, we will definitely fall.

  • @vikassrivastava8708
    @vikassrivastava8708 26 днів тому

    My America’s finance controller was here in India, we made him taste BP and Kindfisher and he loved the both!! ❤

  • @rajatbhardwaj4728
    @rajatbhardwaj4728 27 днів тому

    Good interview…very insightful

  • @TheAmritaSingh
    @TheAmritaSingh 27 днів тому

    Oh m! Kya keh re ho 😮

  • @Devilsbrainhacker
    @Devilsbrainhacker 27 днів тому

    Loved it bring some more guests like him

  • @PRAMODYVshastry
    @PRAMODYVshastry 27 днів тому

    Insightful interview but I found it incomplete. This is very rare for a Paisa Vaisa episode. Some glaring misses: 1. Topic of credit card disputes was untouched. 2. Role of Visa/ MasterCard/ Diners and their relationship with the issuer bank could have been explained 3. Impact of UPI/ Rupay on credit card business was left out 4. Virtual credit cards and UPI payment using credit cards could have been explained 5. And finally I was looking for an explanation as to why some business owners say 2% extra if paid with a credit card. Big fan of Anupam sir, but somehow this episode wasn't up to his standards

    • @raghuramk9987
      @raghuramk9987 19 днів тому

      Merchant discount rate that is discussed in podcast is probably the answer for your question no. 5.

  • @shashidhara1830
    @shashidhara1830 27 днів тому

    Good interview from a bankers perspective. Hope to see a completely stable regime without these frequent changes. Axis is also infamous for being one of the most customer unfriendly in order to prevent this gaming of the system from few people a large majority is being inconvenienced

  • @shwetank.shekhar
    @shwetank.shekhar 28 днів тому

    The guest skipped the important questions. The following thing I didn't like. 1. Skippes rbi action to unsecured loans. 2. Why were benefits removed. The reason cited could be handled other ways by banning those cards without removing benefits for everyone. Eg insurance etc. 3. How are card companies making money. He simply blabbered something. 4. Why there is annual charges on some cards and why is it beneficial It was a paid promotion for axis credit card which nobody in my circle uses. Lost the chance to make an interesting podcast if he was not hiding behind the jargon

  • @IbrahimIsabella-00
    @IbrahimIsabella-00 29 днів тому

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...

    • @NaufalKnoechel
      @NaufalKnoechel 29 днів тому

      I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...

    • @IbrahimIsabella-00
      @IbrahimIsabella-00 29 днів тому

      @@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ...

    • @NaufalKnoechel
      @NaufalKnoechel 29 днів тому

      @@IbrahimIsabella-00 Oh please I’d love that. Thanks!

    • @IbrahimIsabella-00
      @IbrahimIsabella-00 29 днів тому

      *MARGARET MOLLI ALVEY*

    • @IbrahimIsabella-00
      @IbrahimIsabella-00 29 днів тому

      Lookup with her name on the webpage.

  • @VenceslaoAlicea-i6n
    @VenceslaoAlicea-i6n 29 днів тому

    You're doing a fantastic job! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?

  • @advikasingh6833
    @advikasingh6833 Місяць тому

    my SWR came to 2.8% and if I add foreign holiday it went upto 3.5%. I've also accounted for adhoc expense /medical emergency after 5,10 years.

  • @gopalkrishnan9333
    @gopalkrishnan9333 Місяць тому

    Iam partnering with stay vista since 10 months. Sorry to say that your model was an utter flop and i ended up in severe loss as revenue generated is far below to whats offered by SV

  • @sandyadams1970
    @sandyadams1970 Місяць тому

    What about rental income as part of your retirement portfolio. This asset is also inflation protected in a way.

    • @mahImul
      @mahImul 28 днів тому

      The rental yield in india is very less unless you are talking about commercial rental property

  • @divyap7837
    @divyap7837 Місяць тому

    She created some iconic collaborations with Aishwarya and Sri ji.. A truly gifted artist, Neeta ji! Blessed soul.

  • @rajeshmanjrekar3614
    @rajeshmanjrekar3614 Місяць тому

    Nasdaq100 and Nifty have a co-relation of around 0.6 which is very high.

  • @shiavngrabadiya4891
    @shiavngrabadiya4891 Місяць тому

    Not a good suggestion, over the long term this index has given 12.74 return including dividends. Choose total market index.

  • @Kulku66
    @Kulku66 Місяць тому

    Real estate / reit / fractional real estate is an asset missed in his analysis. It behaves quite differently from equity or gold.

  • @satish918
    @satish918 Місяць тому

    Doesn't REAL ESTATE form part of the "ASSET ALLOCATION" of a retail investor ?? Why not ??

  • @devkanjilal8109
    @devkanjilal8109 Місяць тому

    𝘼𝙬𝙚𝙨𝙤𝙢𝙚 𝙥𝙤𝙙𝙘𝙖𝙨𝙩

  • @anirudhpaul2000
    @anirudhpaul2000 Місяць тому

    Your client base are the upper middle class and above… pls look at the per capita income of indians and advise how to do step up investment and how much to generate that corpus. Your methodology no doubt reduces chance factors, but your advises somehow is for the top 5 to 10 percentile population Nb: pls also consider that most works in service sector and job risk starts as early as 40. Which also means few works till 60 and those who are able to at times joins somewhere for a lower pay than last job.

  • @bsharma3853
    @bsharma3853 Місяць тому

    An important asset class, Real Estate, hasn't been discussed about. In long run, historically it has offered double digit return... Surely beating the inflation by many points. Any comments please?

  • @pavanramappa7464
    @pavanramappa7464 Місяць тому

    PMS is an ego game, why on earth I need to see and control stocks when there is a fund manager who can do the job in MF..