Відео

Happy New Year!!! I’m sorry you’ve had a such a rough year. I’ve missed your YT videos so I was happy when you started posting again! Good luck on your low spend January😊😊

@ Awww Thank you so much🥰

That’s wonderful!!! Good luck to you and Happy New Year!

Hey Julie!!! Good luck and I will for sure be praying for you. You can do it!!!

Happy New Year to you as well Mary!!!!

I always put it off but it feels so good when it’s done!!!!

@@meganross yes I agree. I'm gona do that this week!!!

Yay!!!!! Good luck to you!

I learn something about how to prepare better each time I do it!

Good luck!!!! It’s such a good feeling to get the pantry and freezers cleaned out😊

Cheering you on!!!!! You will learn so much😊

Yay!!!! Good luck! Can’t wait to hear how it went for you at the end of the month😊

A low spend is the way to go for us!! Let me know how it goes for you😊

@meganross i will im gona try even w my groc we spend to muchhh

Yay!!!!! Good luck to you!

@ thank you!

I made my cash envelopes and I got my binders from The Aesthetic Dollar. I love her stuff!

Welcome! Glad to have you here💙

@@meganross thank you🙏🏻🤗🤗

I would choose Sam’s over Costco simply because of cost. I love the choice of healthier, unique items at Costco but Sam’s has everything you need and each individual item is cheaper at Sam’s club. I also LOVE Sam’s club pharmacy

@ thank you! I do like healthy foods, but we need to save money where we can. We will go with Sam’s. 😃

Merry Christmas to you as well!!!!!

@meganross thankss

Thanks for watching!😍

Merry Christmas Mary!

In the U.S., Walmart is actually one of the cheapest places you can shop but I dislike it for so many reasons😂

Try a low spend January! Just try to spend as little as possible. I personally don’t think a No Spend is possible with kids and their activities😂

@meganross omg ya i dont either but a low spend would be fun to try 🤪

There was definitely complaining!😂

It’s so good! You should try it😊

My husband and I use Dave Ramsey’s free app called EveryDollar and we budget out all of our bills. What’s leftover goes into the cash envelopes categories. This is why I have a high priority binder and a low priority binder. The high priorities gets stuffed first and if there is anything left, it goes to my low priority envelopes😊

@meganross oic. Ok awesome... i wanna get to a pt like that w unstuffing. But I duno what I am doing wrong haha I'm new at all this

The first step is to have a budget! Tell every dollar where to go. Make sure all bills are paid first and then you can start thinking of envelopes you would like to have. Some envelopes get spent every month like groceries, etc. but then you need to think about things that only happen every other month or quarterly that you would like to start saving up for to be prepared. Those are called sinking funds and they make such a huge difference in your budget and staying on track!

Thanks so much for watching!!!!

That was it! Thank you😍

Thank you!

Thank you!

Thank you! That’s where it went😊

@ you’re welcome! 😊👍🏼

13:32 you overstuffed your fun envelope you only counted $89but stuffed an extra $10 so it was $99

@ that was it! Thank you😊

Thank you!

Thank you for watching!!!

I have a major addiction going on!

I’ve tried all the healthy mayos and I just don’t like the flavor at all! And they are very expensive!

Thank you!

Thanks for watching! I have a major addiction going on with the iced coffee😂

@ you’re welcome. Oh I do too!😂

I’m so sorry you had to go through that growing up🙏🏻 Thank you for sharing that with me. It’s doesn’t matter the reason, it’s always a good idea to have some food storage. I feel bad for people who think they will never need it so they do nothing to be prepared. We can’t predict what’s going to happen to us so I would rather be prepared than be caught with nothing.

@@meganross You’re welcome! Thanks for reading! 😊🙏🏽 Exactly, it’s always good to be prepared. I’ve always been the prepared one because I know how it is to be without or not like the hassle of going to the store all the time. The anxiety I get with crowded stores🥴😁. Delivery is fine sometimes like with instacart but I’d rather go myself when I can because they jack up the price on these apps.

Thank you Mary! Merry Christmas!!!

I hope my Aldi starts carrying them! I will look next time I’m there😊

I didn’t know that!

It’s newish- I want to say it got approved sometime last year but I’ve taken full advantage of it

Thank you! To you as well💙

Thanks for watching!💙

Thank you for always watching Laura!💙

@ my pleasure ❤️

A pack of pens I got off of Temu😂 I love them so much. I think Amazon has some just like it. Look for the ones they have that little ball on the clip part and are fine point. I love a pen that has a roller ball that lets the ink out. I’m pretty picky about my pens😂

Thank you for watching! Sometimes my husband and I decide together but we always talk about it even if we don’t plan it out together. We use Dave Ramsey’s app EveryDollar and we’ve always used the free version. It works perfectly for us. I look ahead to the month and see what we have going on, how much time we have to save up for something, etc. and that really helps me with knowing how to prioritize which envelope gets stuffed and which gets skipped. That’s part of the reason I have a high priority binder and low priority binder. Everything in the high priority gets stuffed first and if there’s any money leftover, then I can work on the low priority binder. All the cash I stuff is what’s left over after all our bills are paid and necessities are taken care of. I hope that helps!💙

Thanks for watching!!!💙