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Whitford Financial Planning
United States
Приєднався 6 тра 2023
Planning for a successful retirement involves much more than making sure you will have enough money. Our comprehensive services are designed to coordinate your investments, tax strategies, retirement income needs, insurance, and estate planning goals. From day one, we work to maximize the efficiency of your financial resources, and as a fiduciary, we provide solutions that are always in your best interest.
At Whitford Financial Planning, we specialize in retirement, taxes, and inheritance planning. Visit our website to learn more!
My book ' Achieving Financial Fulfillment' is available on Amazon. It’s perfect for anyone getting started with investing at any age!
This information is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
At Whitford Financial Planning, we specialize in retirement, taxes, and inheritance planning. Visit our website to learn more!
My book ' Achieving Financial Fulfillment' is available on Amazon. It’s perfect for anyone getting started with investing at any age!
This information is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
Welcome To Whitford Financial Planning
It’s been said that change is the only constant in life. As your financial life changes, you need a partner who knows what is important to you, who can be by your side through the ups and downs.
Let us help you plan for retirement by gathering the pieces of your financial puzzle and connect them together. We look forward to partnering with you.
At Whitford Financial Planning, serving our clients is our only priority, and we have built our firm around helping you succeed.
There are 3 things we work on with every client:
Simplify your money & investments, so together we can make smart financial decisions.
Create a retirement income stream you can’t outlive.
Help you minimize taxes over your lifetime.
*This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
Let us help you plan for retirement by gathering the pieces of your financial puzzle and connect them together. We look forward to partnering with you.
At Whitford Financial Planning, serving our clients is our only priority, and we have built our firm around helping you succeed.
There are 3 things we work on with every client:
Simplify your money & investments, so together we can make smart financial decisions.
Create a retirement income stream you can’t outlive.
Help you minimize taxes over your lifetime.
*This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
Переглядів: 25
Відео
Achieving Financial Fulfillment: Understanding The Impact Of Taxes
Переглядів 82 місяці тому
*This video highlights Chapter 6 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/blog/achieving-financial-fulfillment-understanding-the-impact-of-taxes Investing is not just about how much you make - but how much you get to keep after taxes - that really matters. In 1789 Benjamin Franklin famously said, “Our new Constitution is now established, everything seems to promise ...
Achieving Financial Fulfillment: What Is The Best Type Of Financial Advice?
Переглядів 213 місяці тому
*This video highlights Chapter 5 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/blog/what-is-the-best-type-of-financial-advice There are different ways to receive financial advice, so you need to know if you are working with a fiduciary advisor and if the compensation model is the right fit for you. Investors typically fall into one of three categories: Do-It-Yourself (DI...
Strategies For Inherited IRA Withdrawals: Save Your Inheritance From The IRS!
Переглядів 2524 місяці тому
The introduction of the 10-year distribution requirement for inherited IRAs of non-spouse beneficiaries has brought forth a fresh set of opportunities and challenges for inherited IRA beneficiaries. However, tax planning help to limit how much goes to the IRS, is here! In 2019, the SECURE Act removed the ability for most non-spouse beneficiaries to stretch required inherited IRA distributions (...
Achieving Financial Fulfillment: “If You Fail To Plan, You Are Planning To Fail!”
Переглядів 65 місяців тому
*This video highlights Chapter 4 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/blog/if-you-fail-to-plan-you-are-planning-to-fail This famous quote by Benjamin Franklin can apply to many choices-especially those about personal finances. If we don’t take his message to heart, then a lack of planning can be costly. For example, look at the illustration below to see just how...
Achieving Financial Fulfillment: Investing Principles
Переглядів 116 місяців тому
*This post highlights Chapter 3 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/achieving-financial-fulfillment Stocks When it comes to stock investing, focus on companies. In any given year there are many distractions, from the current state of the economy to geopolitical events to gas prices. All of that other data is either a head-wind or tail-wind for companies. For ex...
Achieving Financial Fulfillment: Live Within Your Means
Переглядів 208 місяців тому
*This video highlights Chapter 2 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/achieving-financial-fulfillment We all have to start somewhere. Our childhood and upbringing have a significant impact on who we become as individuals and how we view the world around us. What is your earliest financial memory? I’ll never forget being in 5th grade and a teacher asking the cl...
Achieving Financial Fulfillment: How Emotional Decisions Can Get You Off Track
Переглядів 369 місяців тому
*This video highlights Chapter 1 from Mike’s book, Achieving Financial Fulfillment. www.whitfordfp.com/achieving-financial-fulfillment It is estimated that we make about 35,000 decisions every day. Many of these may seem trivial, but almost all of our decisions are linked to our emotions. So, of all the decisions you will make today, how many of those do you think will be financial ones? In ord...
The 4 Most Important Financial Considerations When Changing Jobs
Переглядів 810 місяців тому
It's important to stay on top of your finances when you change jobs. This video includes what to consider before and after the change. *This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
The Big Retirement Pension Decision
Переглядів 1311 місяців тому
Deciding whether to take a lump-sum pension or monthly annuity payments is a big decision. This video explains what factors to consider including age, health, risk tolerance, taxes and more! Here are the key factors to consider: Age & Health - Pension benefits are generally calculated based on a combination of years of service and final average salary. Also, life expectancy is used in determini...
What Comes Next After You Inherit An IRA?
Переглядів 17Рік тому
Not all inherited assets are created equal, and there are particular rules regarding required withdrawals when it comes to IRAs. www.whitfordfp.com/blog/what-comes-next-after-you-inherit-an-ira 1) Determine what type of beneficiary group you fall into: Eligible designated beneficiary - These include surviving spouses, beneficiaries not more than 10 years younger than the decedent (maybe you inh...
The Importance of Tax Planning
Переглядів 47Рік тому
Proper planning should allow you to pay taxes when the rate is the lowest. www.whitfordfp.com/blog/the-importance-of-income-tax-planning What is the rate of tax you will pay on a Roth IRA conversion? How much will you save in taxes by gifting money from your IRA to charity? Should you fund a 401(k), IRA or Roth IRA? Which accounts should you draw from first in retirement? The answer to these qu...
3 Financial Rules of Thumb You Probably Shouldn’t Follow
Переглядів 18Рік тому
This video explains why most ‘rules of thumb’ don’t fit every situation and often don’t take into account all of the relevant details. *This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
When Should You Consider a Roth IRA Conversion?
Переглядів 17Рік тому
If no one is reviewing your tax return, how do you know if you are missing out on a Roth Conversion opportunity? This video explains some reasons why a Roth IRA Conversion should be considered. *This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
The Power of Compound Interest
Переглядів 15Рік тому
This video explains how interest earned on a savings or investment account can earn more interest itself when reinvested, called compound interest. *This video does not constitute legal or financial advice. You should consult with a financial professional to determine what may be best for your individual needs.
The Importance of Income Tax Planning - 2023
Переглядів 100Рік тому
The Importance of Income Tax Planning - 2023
Why Consolidating Your Accounts Makes Sense
Переглядів 25Рік тому
Why Consolidating Your Accounts Makes Sense
Should I fund a 401(k), IRA, or Roth IRA?
Переглядів 39Рік тому
Should I fund a 401(k), IRA, or Roth IRA?