Desi FIRE Podcast
Desi FIRE Podcast
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Health Insurance Explained by Amit Chabbra, CBO PolicyBazaar
In this episode, I sit down with Amit Chabbra who is Chief Business Office of Policy Bazaar.
He explains Health Insurance in great detail.
Hope you learn something from it.
About the host: Ravi Handa is an early retiree who has a lot of free time on his hands. He spends it talking about FIRE (Financial Independence, Retired Early) and making bad jokes on twitter. You can connect with him on
Email: ravihanda@gmail.com
Twitter: x.com/ravihanda
LinkedIn: www.linkedin.com/in/ravihanda/
Whatsapp Group: chat.whatsapp.com/FV9GBuJSx8kHqIgBSK7mqr
Переглядів: 476

Відео

Investing Lessons from Gaurav Rastogi, CEO - Kuvera (Cred)
Переглядів 8 тис.Місяць тому
In this episode of Desi FIRE Podcast, I sit down with Gaurav Rastogi, CEO - Kuvera. Gaurav has studied Computer Science at IIT Delhi and has an MBA from Chicago Booth School of Business. He had worked at Morgan Stanley during the Great Financial Crisis. He came back to India in 2014 to start his company, Kuvera. It was acquired by Cred and Gaurav continues in his role as CEO. I hope you will en...
How do Mutual Fund Managers Think About Money
Переглядів 3,7 тис.Місяць тому
Meet Anup Upadhyay. He used to be a equity fund manager and Head of Research at SBI Mutual Fund. 3 years ago, he decided to quit this job to help the underprivileged in a remote village in Maharashtra. This podcast is about his journey. He was my batchmate in IIT Kharagpur and then went to IIM Lucknow. He joined SBI MF straight from college and worked there for close to 15 years. And then - he ...
Decoding Insurance With Vaibhav Kathju (CEO, Insurance Padosi)
Переглядів 802Місяць тому
Vaibhav Kathju has an experience of 20 years in the Insurance Industry. He has recently started a new startup called Insurance Padosi that helps people with their Insurance needs. About the host: Ravi Handa is an early retiree who has a lot of free time on his hands. He spends it talking about FIRE (Financial Independence, Retired Early) and making bad jokes on twitter. You can connect with him...
Quant Mutual Fund - What has happened and what should investors do?
Переглядів 6 тис.2 місяці тому
Quant Mutual Fund is in the news for all the wrong reasons. In this video, I discuss what has happened and what should investors do because of what has happened. About the host: Ravi Handa is an early retiree who has a lot of free time on his hands. He spends it talking about FIRE (Financial Independence, Retired Early) and making bad jokes on twitter. You can connect with him on Email: ravihan...
Career after 40 - How to adapt to a new world
Переглядів 20 тис.2 місяці тому
In this episode of Desi FIRE Podcast, we sit down with Rahul Dokania. He is a successful professional with over 2 decades of experience in Financial Management, Leading delivery of Finance operations at Bank GICs, Technology operations at a large IT Organisation. He is currently Chief Financial Officer at SG Analytics. We talk about various issues and challanges that people face after the age o...
Money and Mental Health - Chat with Jaideep Poonia, Co-founder Khatabook
Переглядів 6 тис.2 місяці тому
Join us for an insightful and open conversation with Jaideep Poonia, co-founder Khatabook. We talk about mental health, its relationship with money. We also talk about Jaideep's investing journey. Chapters: 0:00 Highlights 2:10 How I met Jaideep 3:25 Jaideep's education 10:00 How Khatabook started 13:20 Exit from Khatabook 15:15 100 Cr payout 17:00 Mental health issues 22:30 Pychosis issues 26:...
Personal Finance and AI (Artificial Intelligence) - Podcast with Rakesh Bhunatar
Переглядів 2,1 тис.2 місяці тому
In this episode, we sit down with Rakesh Bhunatar. Rakesh, a former Investment Banker, is an alumnus of IIT Guwahati and IIM Lucknow and a CFA® Charterholder. He has previously worked at Mirae Asset, HDFC Bank and Religare before starting his own AI Fintech company called Pi (getpi.in/) We sit down and discuss how artificial intelligence can help in personal finance. We also talk about early re...
Asset Allocation Strategies - Pros and Cons
Переглядів 8 тис.2 місяці тому
In this video, we discuss various asset allocation strategies. Chapters: 0:30 Agenda 1:19 Do you need Asset Allocation? 6:20 What are some of the traditional ways for Asset Allocation? 10:50 Optimizing your Asset Allocation 14:30 Goal based Asset Allocation Join our whatsapp group for updates: chat.whatsapp.com/FV9GBuJSx8kHqIgBSK7mqr To sponsor a video, please email ravihanda@gmail.com with sub...
Investing in US Stocks a Smart Move - Chat with Subho from Appreciate
Переглядів 2,6 тис.3 місяці тому
In this episode, we chat with Subho Moulik from Appreciate - who breaks down US investing for us and makes a case of Global diversification at the lowest cost. Quizzing has been a passion of mine for quite some time. I even wrote a book about it. So, I start this episode quizzing Subho. :) Later, we sit down and try to answer: - Why should Indians invest in US? - What's the growth potential? - ...
Investing in Real Estate - Beyond the silly Buy Vs Rent Debates
Переглядів 5 тис.3 місяці тому
Discussion around real estate is often anecdotal in nature. We have all heard a story of someone who doubled his money in couple of years. We have also heard stories about flats that cannot be sold and have become a dud investment if not a dead one. I wanted to have a discussion with data. Also, I wanted to go beyond the simplistic Buy vs Rent discussion. Every investment has a purpose. If you ...
Should you Invest in NPS? Find out with this calculator
Переглядів 7 тис.3 місяці тому
National Pension System is an investment tool that helps you save taxes in the short term and saves for retirement in the long term. A lot of people are often confused about whether they should invest in NPS or not. NPS vs DIY Calculator: docs.google.com/spreadsheets/d/1wtzEdY2sjhuvJ3zm-wlPf-8343sAJ4275SkorJHsE5o/edit?usp=sharing PPT used in video: drive.google.com/file/d/1s9utBWa3riB19wZwRSjbp...
Investing in an Uncertain and Changing World - Chat with Dr Vidhu Shekhar
Переглядів 7 тис.4 місяці тому
In this episode, we sit down with Dr Vidhu Shekhar. He is a financial economist who teaches Finance & FinTech at S P Jain, Mumbai. He has done his PhD from IIM Calcutta. Prior to that, he did his B. Tech from IIT-Kharagpur and MBA from IIM Calcutta. We primarily talk about the impact of debt and other geopolitical issues on the investing landscape. The talk can be broken down into the chapters ...
My Early Retirement (FIRE) Portfolio - Based on Bucket Strategy
Переглядів 39 тис.4 місяці тому
My Early Retirement (FIRE) Portfolio - Based on Bucket Strategy
Bitcoin for Bharat - Podcast with Abhay Agarwal, Founder GetBit.in
Переглядів 9864 місяці тому
Bitcoin for Bharat - Podcast with Abhay Agarwal, Founder GetBit.in
How Millennials Invest - Startups vs Cryptos (Beer Pe Bakar)
Переглядів 1,1 тис.5 місяців тому
How Millennials Invest - Startups vs Cryptos (Beer Pe Bakar)
How to invest in Crypto ? Should you ? (Beer Pe Bakar)
Переглядів 1,1 тис.5 місяців тому
How to invest in Crypto ? Should you ? (Beer Pe Bakar)
What is Alternative Investing? feat. Yash Roongta (Beer Pe Bakar)
Переглядів 2,9 тис.5 місяців тому
What is Alternative Investing? feat. Yash Roongta (Beer Pe Bakar)
How to invest in Startups - a Venture Capitalist's Perspective. (Beer Pe Bakar)
Переглядів 2,4 тис.5 місяців тому
How to invest in Startups - a Venture Capitalist's Perspective. (Beer Pe Bakar)
Plan Your Retirement with 0% Real Return
Переглядів 19 тис.6 місяців тому
Plan Your Retirement with 0% Real Return
Early Retirement Planning with Kartik Sankaran
Переглядів 9 тис.6 місяців тому
Early Retirement Planning with Kartik Sankaran
MLDs Explained - Are Market Linked Debentures a good investment choice?
Переглядів 4,5 тис.6 місяців тому
MLDs Explained - Are Market Linked Debentures a good investment choice?
High Yield Bonds - Are they the right choice for you?
Переглядів 1,7 тис.6 місяців тому
High Yield Bonds - Are they the right choice for you?
Timing the stock market
Переглядів 3,1 тис.7 місяців тому
Timing the stock market
Debt Investing Jargon: YTM, Coupon, Maturity, and Duration Explained!
Переглядів 6707 місяців тому
Debt Investing Jargon: YTM, Coupon, Maturity, and Duration Explained!
MFDs vs RIAs - how to decide whom to pick?
Переглядів 5607 місяців тому
MFDs vs RIAs - how to decide whom to pick?
Groww stopped users from buying US Stocks - lessons for you and me from it.
Переглядів 9 тис.7 місяців тому
Groww stopped users from buying US Stocks - lessons for you and me from it.
Debt Investing 101: A Comprehensive Guide for Beginners
Переглядів 1,7 тис.7 місяців тому
Debt Investing 101: A Comprehensive Guide for Beginners
Step by Step Guide to Buying Sovereign Gold Bonds Online
Переглядів 1,9 тис.8 місяців тому
Step by Step Guide to Buying Sovereign Gold Bonds Online
Insights and Revelations from Morgan Housel's 'Same as Ever' | Book Review + Giveaway!
Переглядів 1,8 тис.8 місяців тому
Insights and Revelations from Morgan Housel's 'Same as Ever' | Book Review Giveaway!

КОМЕНТАРІ

  • @ToysRus-w7z
    @ToysRus-w7z 17 годин тому

    My goal is 8cr, in 5 years to retire in Kerala in my 40th. I am already reached the halfway mark.

  • @karma_aum
    @karma_aum День тому

    The expenses shown are way too high... even in a city like Mumbai 1.2 lacs p.m lavish..

  • @user-my5qp1nm2d
    @user-my5qp1nm2d 4 дні тому

    There are two kinds of mental health issues. Clinical problems are genuine due to inherent chemical imbalances irrespective of your outside conditions. There are genetic or epigenetic reasons. So, money doesn't solve clinical mental health issues. if there are sub-clinical issues, they are gone once the reasons are gone. So they are mild and reason specific. There is little awareness about it.

  • @themboys304
    @themboys304 6 днів тому

    The main issue with NPS in my case is I want to retire at 50 at the latest and NPS is locked till 60 and alongside the 40% annuity compulsion. It is sadly outrageous to think I will invest in something for 30 years with a lockin and then expected to not have access to it.

  • @shailendratiwari6699
    @shailendratiwari6699 12 днів тому

    Sir jis din 2% mf down hota hai. Use kaise add kare.gog.sheet me please help

  • @CherrineShortdy
    @CherrineShortdy 12 днів тому

    Moore Larry Williams Karen Martinez John

  • @ops1910
    @ops1910 14 днів тому

  • @SampatBhansali
    @SampatBhansali 14 днів тому

    No agent ever told your room rent capping is very important

  • @sujitsingasane8691
    @sujitsingasane8691 14 днів тому

    Rolling return (1m, 3m, 6m) for all quant mutual fund schemes are rock bottom. Is any explanation for that. If continues, next couple of months, returns looks pathetic

  • @riteshsingh118
    @riteshsingh118 15 днів тому

    You missed out to consider tax benefits for 30% tax category folks. If you consider that, you will find very high returns.. However, its only best to invest in NPS within the ambit of tax benefits amount only. I have taken employer route(10% of basic) + 50k self (annual limit for tax purpose ). I am saving 30% tax on the invested amount. Moreover, returns XIRR is 15% in aggressive choice mode.

  • @Tax_Analysis
    @Tax_Analysis 18 днів тому

    Cool explanation with past history of the situation happened with other funds.

  • @snsramkumar
    @snsramkumar 20 днів тому

    Great podcast. One suggestion to the anchor , Keep it 100% english or please mention in description.

  • @suhailahmad471
    @suhailahmad471 21 день тому

    what do you think SGB still good option for gold investment.

  • @RestfulSlumber
    @RestfulSlumber 21 день тому

    No value, kuch pata hi nahi.

  • @RestfulSlumber
    @RestfulSlumber 21 день тому

    No value

  • @hikaushik
    @hikaushik 22 дні тому

    Excellent session. The host was really good. Anup is really humble person. Anup you have a nice smile face, keep it always with you. Also I wish you have all the success in the social venture.

  • @AgentShadow94
    @AgentShadow94 22 дні тому

    😂Hello noob , Groww is just an BROKER APP we invented in Company and we have our documents of stocks that you hold . . . We can submit directly i think you are a noob 😂😂😂

  • @suhailahmad471
    @suhailahmad471 23 дні тому

    Very helpful ❤

  • @suhailahmad471
    @suhailahmad471 23 дні тому

    Thank you for this great podcast.

  • @suhailahmad471
    @suhailahmad471 23 дні тому

    Your Hindi podcast is better than English.

  • @ManjeetKumar-jd9no
    @ManjeetKumar-jd9no 24 дні тому

    SIR

  • @jayshankardubey5855
    @jayshankardubey5855 24 дні тому

    Excellent conversation.. Idea of using data from dynamic asset allocation fund to gauge market sentiment is good.

  • @suhailahmad471
    @suhailahmad471 24 дні тому

    Excellent ❤

  • @Fuddifadu
    @Fuddifadu 25 днів тому

    Wow.. this episode was fully packed.. btw.. I’m listening to this for 4th time and still not able to comprehend everything he said.. I also made notes out of it..

  • @Suresh-rn7tr
    @Suresh-rn7tr 26 днів тому

    This is exactly what i went thru using Kuvera in the last 2 months 27:07 No body takes responsibility, you have to take care of it youself. Talk to AMC, talk to Kuvera, Talk to Bank, and everyone says they are clear/clean, but your amount is stuck somewhere in between

  • @qenishanttomer
    @qenishanttomer 28 днів тому

    Seedhi baat no bakwas, so amaze to see how two big people are talking real, sorted no fancy things Totally relatable nobody wants to listen simple things!!! Amazing PODCAST episode!

  • @DennyJohny
    @DennyJohny 29 днів тому

    Everyone calls NPS a low-cost option, but I'm not sure in what sense. In mutual funds, we only pay 0.001% STT, with no other charges. The expense ratio is already factored into the daily NAV, so the XIRR reflects the return after expenses. However, in NPS, units are deducted from our account as fees, so simply comparing XIRR with mutual funds is not sufficient.

  • @harshitc
    @harshitc 29 днів тому

    Very interesting and useful video, however my thought is that the dividend or interest on the corpus itself would generate more income then the amount needed for annual expense, so hence shouldn't the corpus amount be lower that what's in the s/s ?

  • @DennyJohny
    @DennyJohny 29 днів тому

    Imagine you are investing 1 lakh every year (50K self and 50K employer) starting at the age of 25. By the time you reach 40, you stop working, and by 47, your account has grown to around 1.5 - 2 crore rupees. Now, what would you do if you have a medical condition? How much can you withdraw? You would only be able to withdraw around just 2 lakh rupees, leaving you to struggle for medicine despite having an NPS balance of 2 crores. This is the most frustrating part of NPS-the 25% partial withdrawal rule-that I truly dislike.All will assume that they will get 25% of total balance in case of emeregency but that is not the case and it is 25% of what you actully put as self without any interest.

    • @DennyJohny
      @DennyJohny 29 днів тому

      If a person lack financial discipline or not experienced enough to handle market crashes, then NPS is the best option. In all other scenarios, NPS is a poor investment choice.

  • @AJK666007
    @AJK666007 Місяць тому

    My balls dropped when this guest stated the figure of 6cr at the start of the video... I thought he was crazy. But the more I watched this video the more sense he made. I have watched a lot of videos on fire movement but none of them had as much clarity as this gentleman. Kudos and subbed !!!

  • @anandraowarkade232
    @anandraowarkade232 Місяць тому

    SIR, MUTUAL FUND SIP ME UNITS BADALTI RAHATI HAI. USKE LIYE KOI FORMULA BATAAIYE

  • @gamezy4674
    @gamezy4674 Місяць тому

    Who is this cartoon person? Saying 6cr..shows how immatured and clueless ppl are and that too he/she needs to own a home😂..dude get your facts checked.. U don't qualify under middle class but rich class

  • @bidyutkumarchaudhuri2693
    @bidyutkumarchaudhuri2693 Місяць тому

    That is well and good.

  • @vickeyvvp
    @vickeyvvp Місяць тому

    ❤❤

  • @yowaiomae914
    @yowaiomae914 Місяць тому

    Are you sure about inflation just being aeound 5%?

  • @Tobiraaaama
    @Tobiraaaama Місяць тому

    After cred owning kuvera,I am having problems in kuvera

  • @prasannarao5931
    @prasannarao5931 Місяць тому

    Good session, Anupav has lot of humility, which is a great virtue..❤

  • @PavanMehta
    @PavanMehta Місяць тому

    bhai ko 3 months mania hua tha aur phir schizophrenia. and overall Schizoaffective disorder kehte Issey

  • @Abhibee4018
    @Abhibee4018 Місяць тому

    Request kuvera to introduce fees based system where we can pay and get better services for MF investors

  • @Abhibee4018
    @Abhibee4018 Місяць тому

    Me and my wife have been using kuvera for last 4 years, it is the best for MF❤

  • @jishnu18
    @jishnu18 Місяць тому

    I guess he is only associating mutual funds with large cap funds. Because they are the one that gets beaten by index fund. Flexi cap funds 80% of them have delivered more returns than index 500

  • @lisboaprince4513
    @lisboaprince4513 Місяць тому

    How can i consult the gentleman who is the guest

  • @SK_cyberbrahma
    @SK_cyberbrahma Місяць тому

    I've been using Kuvera for quite some time. I find it very useful, intuitive and helpful. The investment process is very smooth through BSE* and transparent. Moreover it also provides info on propable capital gains so that you can plan incidence of tax. And I am able to track my whole portfolio at one place with the xirr data. I'm happy with Kuvera. Thanks.

  • @rajatgupta7247
    @rajatgupta7247 Місяць тому

    Great podcast. Commenting just so that I can appreciate and contribute and help you to keep doing this work. One Question though: In the Beta method which Gaurav spoke on, how does he handle the taxes? Whenever, he does a sell-buy transaction from maybe largecap to small cap, there will be a tax event. Assuming his large corpus, this will be a big amount as well. Also, when he fixes the asset allocation later on, there are again taxes. Is this prudent compared to keepign extra corpus in FD and break-invest only when the markets are down?

  • @ger876
    @ger876 Місяць тому

  • @wjtiz45
    @wjtiz45 Місяць тому

    The idea of picking schemes instead of sticking to an index fund I think is not more returns ,but, to be doing by oneself. Something like baking a cake from first principles vis a vis baking a cake mix!

  • @wjtiz45
    @wjtiz45 Місяць тому

    I fully connect, wish I could close my DEMAT account

  • @wjtiz45
    @wjtiz45 Місяць тому

    Can you continue to buy at the amc platform and use apps like Kuvera to just consolidate and view/analyse?

  • @wjtiz45
    @wjtiz45 Місяць тому

    Are there any charges for buying direct plans from these platforms?

    • @PavanMehta
      @PavanMehta Місяць тому

      None as of now, AFAIK

  • @imranhashim2272
    @imranhashim2272 Місяць тому

    While I operate on Kuvera, it's very difficult to get issues sorted as they don't have a customer care centre, it's all replied on emails only.