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Future Rich Podcast
Приєднався 26 чер 2020
Imagine if your BFF was a CFP®…
On the Future Rich podcast, Barbara Ginty, Certified Financial Planner™ Professional, breaks down the intimidating world of personal finance into manageable practices. Ranked 10 Best Finance podcasts. Join us and take control of your financial future.
On the Future Rich podcast, Barbara Ginty, Certified Financial Planner™ Professional, breaks down the intimidating world of personal finance into manageable practices. Ranked 10 Best Finance podcasts. Join us and take control of your financial future.
Being Financially Independent Doesn’t Make You Masculine!
You’re in for a very special episode this week! CFP Barbara Ginty interviews the fantastic Jessica, who shares her experience of calling off her wedding six weeks before the date and the importance of financial independence.
Jessica is 30 years old, a nurse by education, and works remotely as a project manager for a medical device company. She lives in the Milwaukee area and earns a base salary of $127K annually. Jessica also has an impressive $86,000 in diversified savings!
In this episode, they discuss...
- Why Jessica decided to end her wedding
- How financial insecurity impacts relationships
- Why sometimes the cost of freedom is worth financial setbacks
- Being proud of being financially independent
- Jessica’s goals of buying a business AND her childhood home from her parents
- The importance of having low expenses and no debt when buying a business or a home.
- The option of buying a tax practice
- The potential for financial coaching as a career path
- … and more!
Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
Follow us on TikTok: www.tiktok.com/@futurerichpodcast
Follow us on Instagram: futurerichpodcast
Listen to us on Apple Podcasts: podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Jessica is 30 years old, a nurse by education, and works remotely as a project manager for a medical device company. She lives in the Milwaukee area and earns a base salary of $127K annually. Jessica also has an impressive $86,000 in diversified savings!
In this episode, they discuss...
- Why Jessica decided to end her wedding
- How financial insecurity impacts relationships
- Why sometimes the cost of freedom is worth financial setbacks
- Being proud of being financially independent
- Jessica’s goals of buying a business AND her childhood home from her parents
- The importance of having low expenses and no debt when buying a business or a home.
- The option of buying a tax practice
- The potential for financial coaching as a career path
- … and more!
Would YOU like to be an anonymous guest on the podcast? We welcome guests in any financial situation! Apply here!
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
Follow us on TikTok: www.tiktok.com/@futurerichpodcast
Follow us on Instagram: futurerichpodcast
Listen to us on Apple Podcasts: podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Переглядів: 13
Відео
The Dangers of Buy Now, Pay Later!
Переглядів 9День тому
On this week's episode of Future Rich, Barbara Ginty talks to Credit Coach Jeanne Kelly all about the dangers of "Buy Now, Pay Later" Jeanne Kelly is the founder of The Kelly Group. A highly sought-after credit coach, healthy credit expert, motivational speaker, and author of The Credit Training & The Credit Makeover. In this episode, Jeanne and Barb discuss... - What "Buy Now, Pay Later" is - ...
34 Years Old with $9K of Credit Card Debt
Переглядів 11914 днів тому
In today's episode of the #FutureRichPodcast CFP Barbara Ginty interviews the lovely Monet! Monet is 34 years old, lives in Pennsylvania, and works in education. She currently earns $55K annually and is actively paying off around $9K of credit card debt. Monet is also working on paying down her $160K of student loan debt and is investigating if she qualifies for public service loan forgiveness....
Paying Off $10,000 of Debt In Your 20s
Переглядів 186Місяць тому
Cameron is 23 years old, lives in South Carolina with her partner, and works in Aircraft Maintenance. She currently earns $60,000 annually and is actively paying off around $10,000 of debt. In this episode, Barb and Cameron discuss... - Cameron's plan to pay off her debt and build her emergency savings - Budgeting for annual expenses and weekend trips - Saving for long-term financial goals (inc...
Navigating Early Retirement and Entrepreneurial Finances
Переглядів 31Місяць тому
In today's solo episode, we're trying something a little different! CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Raquel and Sarah. These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways. Please let us know if you like this format, and don't forget to subscribe for more ...
Rebuilding Finances After Illness and Supporting Family Members in Retirement
Переглядів 46Місяць тому
In this episode, CFP Barbara Ginty interviews the lovely Megan, who opens up about her unexpectedly getting sick in 2021 and the financial challenges she faced as a result, including depleting her savings. Fast forward to 2024, Megan and her husband now have a combined income of around $8,100 per month, $85,000 in savings and $100,000 in an inherited IRA. Barb provides Megan with insight regard...
Saving Money in your 30s and the Wild World of Dating in NYC
Переглядів 328Місяць тому
In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lilith! Lilith is 33, lives in New York City, and makes $89,000 annually working in publishing. This episode gets JUICY because Lilith recently ended a two-and-a-half-year relationship and is at a BIG crossroads in her personal and financial life. Lilith and Barb discuss... The financial implications of ending a long-term r...
Discussing Home Economics and The Division of Labor with Lindsey Stanberry
Переглядів 382 місяці тому
In this expert episode of the #FutureRich podcast, Barbara Ginty interviews writer and editor Lindsey Stanberry about her newsletter, The Purse, which explores the financial and domestic aspects of women's lives. They discuss the two franchises within the newsletter: Home Economics, which focuses on the financial life of a woman and her family, and Division of Labor, which showcases couples wit...
Setting a Retirement Savings Goal: Aim for $5 Million
Переглядів 7492 місяці тому
In today's episode of Future Rich, CFP Barbara Ginty interviews Sarah, a business owner with multiple entities, no debt, and $700,000 in investments. Sarah and Barb discuss... - How Sarah owns a house through an LLC - How she manages her annual expenses - Her retirement goals - Why she is not relying on Social Security - S-Corp distributions ... and more! Would YOU like to be an anonymous guest...
Finding Financial Stability and New Income Streams
Переглядів 1952 місяці тому
In this episode of Future Rich, CFP Barbara Ginty interviews the wonderful Raquel! Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a s...
Feeling Jaded Living in New York
Переглядів 4722 місяці тому
What is the cost of living in your city? Any other New Yorkers here paying $3K per month like our podcast guest, Raquel was? 😭 Listen to this full episode of #FutureRich on all podcast platforms 🎧 In this episode Barb and Raquel discuss… 💸 Raquel’s new living and rent situation making $170k per year with the goal of retiring at 45 💸 Avoiding lifestyle creep & ego death 💸 Early “young” retiremen...
Planning and Budgeting for a Vacation: Tips and Strategies
Переглядів 283 місяці тому
In this solo episode of Future Rich, Certified Financial Planner Barbara Ginty shares her experience planning and budgeting for her most recent vacation to the Arctic Circle and beyond! She talks about... - How to set financial goals and prioritize your spending to align with those goals - How she finds more flexibility in her budget - How she saves on food and beverage expenses while traveling...
Getting Out of 60K in Credit Card Debt
Переглядів 1624 місяці тому
Getting Out of 60K in Credit Card Debt
The Different Types of IRAs (Individual Retirement Accounts)
Переглядів 314 місяці тому
The Different Types of IRAs (Individual Retirement Accounts)
The Dark Side of Estate Planning with Estate Planning and Probate Attorney Jen Gumbel
Переглядів 244 місяці тому
The Dark Side of Estate Planning with Estate Planning and Probate Attorney Jen Gumbel
Negotiating a Raise and the Advantages of Workplace Retirement Plans
Переглядів 145 місяців тому
Negotiating a Raise and the Advantages of Workplace Retirement Plans
Discussing Financial Expectations in Relationships
Переглядів 305 місяців тому
Discussing Financial Expectations in Relationships
Your 175K in Student Loan Debt is Basically a Second Mortgage!
Переглядів 1625 місяців тому
Your 175K in Student Loan Debt is Basically a Second Mortgage!
Think of Yourself as a Million Dollar Business
Переглядів 105 місяців тому
Think of Yourself as a Million Dollar Business
Can You Afford to Make a Career Pivot?
Переглядів 206 місяців тому
Can You Afford to Make a Career Pivot?
Becoming a Homeowner in Brooklyn and Getting Roommates at 38
Переглядів 126 місяців тому
Becoming a Homeowner in Brooklyn and Getting Roommates at 38
227. Sarah - "Salary Increases and How to Avoid Lifestyle Creep"
Переглядів 276 місяців тому
227. Sarah - "Salary Increases and How to Avoid Lifestyle Creep"
TikTok Misinformation and Why Financial "Buts" Matter with Barb and Alex
Переглядів 246 місяців тому
TikTok Misinformation and Why Financial "Buts" Matter with Barb and Alex
Escaping the Cult of "Never Enough" with Manisha Thakor
Переглядів 449 місяців тому
Escaping the Cult of "Never Enough" with Manisha Thakor
How Eclipse Season Impacts Your Finances with Professional Tarot Reader Holly Ramey
Переглядів 2110 місяців тому
How Eclipse Season Impacts Your Finances with Professional Tarot Reader Holly Ramey
Why Money Mindset Matters with Alejandra Rojas
Переглядів 1710 місяців тому
Why Money Mindset Matters with Alejandra Rojas
Money Talks Episode 4 on Student Loans Future Rich x The Purse with guest Skylar
Переглядів 2610 місяців тому
Money Talks Episode 4 on Student Loans Future Rich x The Purse with guest Skylar
Money Talks Episode 3 on Emotional Finances - Future Rich x The Purse with guest Amy
Переглядів 4911 місяців тому
Money Talks Episode 3 on Emotional Finances - Future Rich x The Purse with guest Amy
Money Talks Episode 2 on Money Trauma - Future Rich x The Purse with guest Kelly
Переглядів 4911 місяців тому
Money Talks Episode 2 on Money Trauma - Future Rich x The Purse with guest Kelly
Money Talks Episode 1 - Future Rich x The Purse with guest Nina
Переглядів 9711 місяців тому
Money Talks Episode 1 - Future Rich x The Purse with guest Nina
Nice Content! Do you have email ? or shoot you a DM?
Only 1/2 way through the video and have a question about Sarah's company deciding not to offer a match for 401(k) contributions... as she said, they would basically be funding it themselves, but wouldn't the company/the partners get a tax benefit/reduction for the matching contributions?
Great video. You mentioned investing in businesses from a Roth. Is that something that might make sense for a W2 employee? Or too risky?
Thank you for informative video. Will you be doing a video describing the specifics on whether to do a Roth conversion?
Good luck! You can aim but you won't get there with Biden's inflation and war they have planned for you. Draft is coming for Men and Women.
1. If she doesn't do expensive things in NYC, you wouldn't be able to be social or make high-quality friends. 2. She will never be able to buy a place unless she moves out of NYC. 170k post tax is not a lot in NYC lol 3. There are no cheap things to do in NYC, you can't go on hikes or enjoy nature.... unless u consider Central Park as nature.
Lots of interesting tips, thanks!
What an honest conversation (often funny!) that really helps freelancers/professionals see they aren't alone. Thank you for having this needed, candid conversation.
P r o m o s m 😭
Thank you for this episode and discussion Barbara and FutureRich.
'promo sm' 💥
Wow! Thanks for uploading this video.
Very informative video.
In my opinion the success of Loverboy is because the “brand” is Kyle and Amanda lifestyle……and that’s why the merch is a separated success of the drink…..
Toxicity. That's what's inside their relationship. Won't last. Not healthy to be that mad at each other.
This was so helpful, thank you Barb!
Love this site, so smart