Відео

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Then he shouldn’t have gotten married. When you get married everything you had is now “ours.” He knew about the debt still married her. He made the bed now he has to lay in it.

No don’t take student loans if you can’t pay back simple as that

If you're buying a 30k car on a 50k yearly salary you deserve to be broke 😂

correct, everyone is not wealthy; thats why you should live within your means. You're telling me its smart to buy a $50k car vs $20k or even $10k car when you know you're already struggling with bills? Student loans; go to community college for basics & transfer, find a job that pays for college (MANY nursing programs are funded by nursing homes; you sign contract to work so many years after graduate), go to trade school OR go part time. You get BAD credit when you dont make payments ontime or have too many cards; go DONT need (7) $300 limit cards. And wanna buy house with HIGH interest rate vs smaller home, live in it for few years then trade up; some would rather be "house poor" than just take less. Thats where hes saying its stupid

He only listed things you don't need....

Dave ramsey has 2 general rules for vehicles: 1. You buy what you can afford in cash. 2. All vehicles you own are 50% or less of your annual income. From me: If you must borrow a car it better be an investment that's only purpose is to make you money and be paid off as quickly as possible. If you are too broke and cannot borrow money, try to borrow a car or use public transport. If even that is not possible. Try to buy a cheap moped or a bycicle and lice near a town or city to work.

Nope. Drive a cheap car until you deserve/afford a nicer one.

That's the way everyone rationalizes it. I'm not as extreme as Dave Ramsey, but I do think people throw logic out the window when it comes to buying cars. I started with a $500 car. A 1991 Honda Accord. I had to do my own oil changes and fix things when they broke, but if you buy old Hondas or Toyotas, they will be a reliable way to get from A to B, and you'll learn how to do basic maintenance along the way.

@@1bwm474 or hear me out. No, instead of spending money on fixing the car every other week I can just take the hit on the car that will last me for a minimum 10 years and keep it until dies. Im not saying buying a fucking bmw Im talking about getting like a ford escape or something like that. A decent car

@@hangingchad_ I love how people on the internet think they know people. Im not throwing logic to the wind. Im actually using logic for this decision. If im working paycheck to paycheck and I possibly have to get that car fixed every other week because its not reliable then I would never be able to save up the money for a decent car. Logically it would make sense to just take the hit of the initial purchase of a decent car and then I can drive it without having to worry about it breaking down and can save up to either pay it off in full or drive it until I can trade it in on a car I can afford outright.

@@1bwm474 who's to say I don't deserve a decent car? I work my ass off, you don't know shit internet stranger