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HighPass Asset Management
United States
Приєднався 20 лют 2007
My mission is to help you improve your financial plan. Drawing on 25 years of experience in wealth management, I try to provide simple action steps for wealthy families to strengthen their financial and estate plans. HighPass Asset Management is an SEC registered, fee-only investment adviser located in Denver, Colorado.
How to End Surprise Tax Bills for Investors and Business Owners.
Investors and business owners frequently tell me stories about large, unexpected tax bills. In addition to causing stress and anxiety, these surprise tax bills often include penalties and interest too. If you have run into a large unplanned tax bill, this video will help. In this video I show you a simple three step process to eliminate surprise tax bills.
Learn more at www.highpassasset.com
This video is for educational and illustrative purposes and is not tax or financial advice.
Learn more at www.highpassasset.com
This video is for educational and illustrative purposes and is not tax or financial advice.
Переглядів: 8
Відео
Annuity Surrender Charges and CDSC Explained. Don't Get Ripped Off!
Переглядів 332 години тому
Over 25 years of being a financial advisor I have met dozens and dozens of investors who were sold an annuity and did not understand the commissions paid or the contingent deferred sales charge (CDSC) schedule. Most of the time, they agent who sold them the annuity contract did not explain the surrender charge schedule and why the surrender charges exist. Watch this video to educate yourself on...
Diversifying with Gold. Should you own it in your Asset Allocation Retirement Portfolio?
Переглядів 934 години тому
Does gold provide a good diversification benefit? Should gold be in your portfolio? How long do bear markets in gold last? Watch this video for an insightful review of gold as part of a diversified portfolio. Learn more at www.highpassasset.com This video is for educational and illustrative purposes and is not financial advice. Your broker or advisor will charge you fees or commissions to make ...
Retirement Planning. How to Build a Common Sense Financial Plan.
Переглядів 2184 години тому
Over 25 years of providing financial planning advice, I developed a simple and effective way to help a family plan for retirement. I call my approach the common sense approach to retirement planning. Unlike complex retirement planning software programs, my method is very easy, very effective and hard to screw up. In this video I review an example common sense retirement plan and then back test ...
Retirement Planning. Avoid These Three Common Mistakes!
Переглядів 1989 годин тому
With over 25 years of experience as a financial advisor, I have seen retirees make lots of mistakes. In this video I review three mistakes that I see frequently: 1) Relying too heavily on software for your retirement planning. 2) Ignoring sequence of returns risk. 3) Not understanding your investments. The links below are for videos I made that explore each of these retirement planning mistakes...
Building a Diversified Retirement Portfolio. Understanding Standard Deviation Risk Score.
Переглядів 14319 годин тому
If you look at your financial plan or portfolio reports you will likely see a standard deviation number for your investments. But do you know how to use that number? Did your financial planner properly explain to you how best to apply standard deviation to your investments? Watch this video for a deep dive into how to use standard deviation for your investments. The video also covers the limita...
Retirement Planning Mistakes That Can Ruin Your Software Based Financial Plan
Переглядів 462День тому
Too many investors and their financial planners rely exclusively on financial planning software to plan their retirement. There are many, many ways you can make big mistakes when building a software based financial plan. Common mistakes include inaccurate return assumptions, spending rates, savings rates, tax rates and inflation rates. Not entering accurate cost basis data or ignoring concentra...
Asset Allocation Risks You Need To Know Now!
Переглядів 645День тому
How much can you make or lose with a 70/30 asset allocation? What about a 60/40 or a 50/50? While we can never be 100% certain, by using statistics we can develop a very accurate range of potential returns for different asset allocations. Many investors and their financial planners are not well informed on what can happen during a recession for different asset allocations. Additionally sequence...
4% Rule With SPY and AGG Balanced Portfolio. Seven Illustrations With Different Asset Allocations.
Переглядів 35814 днів тому
What asset allocation works best with the 4% rule? Can you grow your portfolio in retirement using the 4% rule? What asset allocations are too conservative for the 4% rule and likely to run out of money in your retirement? In this video I answer those questions by reviewing seven different asset allocation illustrations for the 4% rule over the last 21 years using SPY and AGG ETFs. After watchi...
Asset Allocation: Is The 60/40 Balanced Portfolio Safe For Retirees? What Can You Expect?
Переглядів 60014 днів тому
Is the 60/40 Balanced Portfolio safe for retirees? How much can you lose if there is a recession and crash in the stock market? What annualized return should you plan on going forward? Can you use the 4% Rule with the 60/40 balanced portfolio? What have the historical results been? How much income does the 60/40 balanced portfolio generate? Find out the answers to those questions and more in th...
IEMG Emerging Markets ETF. Great Opportunity Valuation and Yield!
Переглядів 20214 днів тому
Emerging markets have been range bound since 2008 with no price appreciation. Many investors have given up hope on this asset class. However, emerging markets offer a compelling valuation and yield. Watch this video for a review of IEMG ETF and reasons to consider owning IEMG. Learn more at www.highpassasset.com This video is for educational and illustrative purposes and is not financial advice...
AGG ETF Comprehensive Review. Negative Yield. No Inflation Protection. Good Diversification.
Переглядів 15214 днів тому
AGG is an extremely popular ETF held in many investors' portfolios. There are pros and cons to owning AGG. AGG offers no inflation protection, has a negative yield and never matures. On the other hand, AGG is cheap, liquid and offers a good diversification benefit. Watch this video for a deep dive into the pros and cons of owning AGG. Additional topics such as AGG duration and likely worst case...
Building a Diversified Portfolio. Three Signs That You Will Fail!
Переглядів 50414 днів тому
Too many investors or their financial advisors rely on software to tell them how to diversify their portfolio and select investments. Do you understand all of the investments in your portfolio? If not, you have a problem. Watch this video to learn the signs that your portfolio may be on the wrong track.
Portfolio Rebalancing Strategies. Do They Improve Performance or Lower Returns? Do They Lower Risk?
Переглядів 25021 день тому
Many investors want portfolio rebalancing as a feature of their investment strategy. But why do investors want to rebalance their portfolios? Are they rebalancing to improve performance or maintain the same risk profile? Does portfolio rebalancing improve returns? Will portfolio rebalancing protect your portfolio? are you better off to not rebalance? What are the long term impacts of portfolio ...
Asset Allocation Learn Strategies for a Secure Retirement Portfolio. Returns and Losses Explained.
Переглядів 90921 день тому
What asset allocation should you use in retirement? What is the difference between a 50/50, 60/40, or 70/30? How much can you lose in a really bad year with different asset allocations? What have the returns been for different asset allocations? What happens if you move beyond stocks and bonds and include commodities and real estate in your portfolio. I answer all these questions and more in th...
Real Estate Funds & REITS. Do They Add Diversification and Downside Protection? VNQ ICF RWR USRT IYR
Переглядів 23521 день тому
Real Estate Funds & REITS. Do They Add Diversification and Downside Protection? VNQ ICF RWR USRT IYR
Covered Call Funds. Do They Provide Diversification and Downside Protection? QYLD XYLD EOS ETV ETY
Переглядів 49121 день тому
Covered Call Funds. Do They Provide Diversification and Downside Protection? QYLD XYLD EOS ETV ETY
Building a Diversified Portfolio. How to Get Real Diversification! Correlation Coefficients Matter.
Переглядів 51228 днів тому
Building a Diversified Portfolio. How to Get Real Diversification! Correlation Coefficients Matter.
How to Build a Diversified Portfolio for Retirement. Avoid These Asset Allocation Mistakes!
Переглядів 74628 днів тому
How to Build a Diversified Portfolio for Retirement. Avoid These Asset Allocation Mistakes!
Monte Carlo Retirement Plan Forecasting Has Four Serious Issues You Need to be Aware Of!
Переглядів 315Місяць тому
Monte Carlo Retirement Plan Forecasting Has Four Serious Issues You Need to be Aware Of!
Sequence of Returns Risk is Much Higher than you think and Likely to Happen During your Retirement.
Переглядів 768Місяць тому
Sequence of Returns Risk is Much Higher than you think and Likely to Happen During your Retirement.
Get Better Results When Selling your Company! Learn Eight Tips to get More Money for your Business.
Переглядів 60Місяць тому
Get Better Results When Selling your Company! Learn Eight Tips to get More Money for your Business.
Retirees Can Expect Four Recessions Over a 30 year Retirement. Is Your Financial Plan Ready?
Переглядів 190Місяць тому
Retirees Can Expect Four Recessions Over a 30 year Retirement. Is Your Financial Plan Ready?
QYLD Warning! 5 Huge Risks Explained. Options Losses, Return of Capital, etc. Ethan S. Braid, CFA
Переглядів 934Місяць тому
QYLD Warning! 5 Huge Risks Explained. Options Losses, Return of Capital, etc. Ethan S. Braid, CFA
Covered Call Funds. Hidden Dangers JEPI JEPQ QYLD EXG EVT et al. Ethan S. Braid, CFA
Переглядів 2,7 тис.Місяць тому
Covered Call Funds. Hidden Dangers JEPI JEPQ QYLD EXG EVT et al. Ethan S. Braid, CFA
4% Rule vs Bad Timing and Sequence of Returns Risk. What Happens if You Retire Before a Stock Crash?
Переглядів 338Місяць тому
4% Rule vs Bad Timing and Sequence of Returns Risk. What Happens if You Retire Before a Stock Crash?
2025 Recession Odds. Fed Cuts, Yield Curve, Housing, Unemployment, Debt, Inflation.
Переглядів 1,1 тис.Місяць тому
2025 Recession Odds. Fed Cuts, Yield Curve, Housing, Unemployment, Debt, Inflation.
TLT ETF. Major Risks You Don't See. Ethan S. Braid, CFA
Переглядів 2,4 тис.Місяць тому
TLT ETF. Major Risks You Don't See. Ethan S. Braid, CFA
Investor Cognitive Biases that Ruin Retirements! 25 Years of Behavioral Finance Observations.
Переглядів 201Місяць тому
Investor Cognitive Biases that Ruin Retirements! 25 Years of Behavioral Finance Observations.
FIRECalc Retirement Tool Pros and Cons Explained.
Переглядів 229Місяць тому
FIRECalc Retirement Tool Pros and Cons Explained.