Відео

🤯

That's not the worst of speedstorm. Im a player who's spent $1,000 on this game since Day 1. My goal was to max out Jasmine. When i eventually DID 100% max jasmine, I've been trying to find matches, but it's rare, but I've realized that when you play against others who are maxed out as well with new season characters, your previous season characters dont even stabd a chance in winning races. Its absolutely nuts. No matter how many times yout up against disgust, you will be guaranteed to lose each and every match. Mind you, im completely upgraded, crew members and all. So im realizing that no matter if you upgrade your characters to the max, you will ALWAYS lose if you're not playing with the new season pass. Makes me want to quit the game. I dont because ive invested SO HEAVILY.

thanks for Disney Speedstorm content

I wouldn't call it folk country, I'd call it cowboy surfer music.

Not gonna get anywhere with this level of broke mentality

First watching something from your channel, but Dude. Wild take and I’m not even a fan of George Kamel or Dave Ramsey. I’m 23, no college (GED) and make $67,500 in the banking field. I worked my way up, found my passion and figured it out. I had a major debt problem once I turned 18 and corrected course and now I invest heavily into retirement and investments. It is possible to be a responsible human and thrive financially even with inflation, debt, young age, etc. Financial education is SO important but make sure you are listening to the right sources.

You don't "land in the career"...YOU DECIDE ON IT. Did you really spend three months looking 8+ hours a day for a job and only found one making $18 an hour? I could walk into a fast food place and get $15 an hour. How much time during those three months did you spend on self improvement vs playing video games? I would suggest you take a Ken Coleman career test to see what careers might be a good fit for you based on your interests. I am sure you want an open dialogue with George to get views for your channel.

Not to be that guy, since you already seem to be getting it but in no world does a HYSA ever beat the s&p and give you a better return please don’t say that again. The best savings account will give you maybe 5% right now but the s&p has had an average return of 9.9%. Like come on bro just do the math…..

Im shocked at the comments. Talking medians, 20-24 & 25-34 y/o's range from 25k to 40k. So its pretty easy to find that 50k as an assumption is at least a 25% raise for over half of the target audience in the age rage. That said, most of everything he said is right on the money... except the whole 0 debt before investing. I'll definitely prefer 10% yoy growth vs paying off all low interest debt. For that same reason, I'll definitely prefer 10% average yoy growth in a tax advanted account vs my current 5% HYSA which gets taxed at the end of each year which can absolutely tank as soon as the fed lowers rates.

Minor math mistake: You typed into the calculator 18.5 $/hr * 40 hrs per week * 2 for weeks * 2 for months * 12 for years = 35,520 but this implies there are 48 weeks in a year instead of 52. So 18.5 $/hr * 40 hrs per week * 52 weeks per year = 38,480. Not a big deal but people should know the correct hourly -> yearly income calculation and avoid a common mistake.

The average person coming out of college makes more than $50k at 22 years old, what you talking bout

My man you can get a commercial drivers license at 21. Sign on with a trucking company, get your experience for a couple years and you can get 50k MINIMUM.

My first job after graduation started at 55k. All my friends made well over that as well. I think you need to go outside a bit more, bud.

50k at 25 is pretty reasonable tbf

Wow! Who would have thought after 24 hours, I'd have 300+ views! I hear your comments though and I'll put together a full response on my podcast soon but for now I'll post something quick. I will admit that i got hung up on the idea of 20 year olds making 50K because it was absolutely unrealistic when i was in my 20's, especially earlier on around 2014. That being said, if I put 15% of ANY income aside, that was more the point George was making, as you all pointed out. I just don't know why George didn't SAY THAT then. If George had used 40K as the baseline, I probably would have never made this video/podcast but I would have still been iffy on things. Look, I'm a practical guy. I live in the Midwest, not CA or NY or even TX where the cost of living is higher. 50K/annually is A LOT of money to me. I said everything in my video with the best of intentions. I just wanted to start a dialogue for those that watch Ramsey and see MaGiCaL numbers that just don't work across the entire country. I am not a financial anything. Im just a Midwest guy who doesn't want to live paycheck to paycheck. Maybe I'll make a practical paper budget video. I just want to be helpful. Thats all. Nothing but love from me. Thanks.

Bro, you need to check out the blue collar jobs. I made over 50k a year since 2005 (when I was under 25) as a diesel mechanic. Very easy to do in the trade jobs, especially in 2024 when the market is flooded with college degrees instead of tradesmen.

I am 23. I save 24% of my net income (all ROTH IRA, ROTH 401k's, Employer Match, HSA) while supporting a wife in grad school. George's assumption of a 50k salary is totally reasonable. And the salary doesn't matter - the point is that you have to save at a rate that allows you to sustain your lifestyle. It doesn't matter if the goal of saving 15% is difficult, it's still what it takes to make it. Figure it out, or miss out on the growth potential of compound interest. There is no narrative, just math.

Just a few things I noted throughout your video: 1) You're getting too hung up on the 50k number in the 20's. The reality is many people in their 20's make that amount. Yes, someone probably has a degree to do that which many people achieve around age 22. You are doing something many people do....comparing your personal experience to the population as a whole. Just cause you didn't do it doesn't mean a lot of other people haven't. And you actually did make close to $50k yourself once. But at the end of the day, it was just a convenient number that was chosen, not necessarily a statistic of the average income of people in their 20's. His main point is invest 15% of your income, whatever that is. 2) You will make much more in good investments in the stock market than a high yield savings account would. 3) Even looking at your perspective you have focused on, If you invest $5328/year, you'd only have to do that for 7 years to be over the average investment balance George lists for people in their 30's. Last time I checked, there are more than 7 years from 20-39. 4) By your own math, you would be above the averages he lists on his video. Yet you act like this is impossible? Again, his income number was just an example. The average balances are the only numbers based on statistics which you've proven you could do on your own current income. 5) If you invest half of his $625/month ($312.50/month) from age 25 to age 65, you'll retire with 1.7 million dollars. That's 15% of a $25k/year income...which many people make (that's like a $13/hour income). So again, why is this not possible? 6) You act like $1.3 million in retirement is gonna have you living some crazy dream life. The reality is the safe withdrawals on that portfolio using the 4% rule is a $52k/year income. So they've replaced their working income. So in theory, their lifestyle would not change. My main point is that you haven't been able to look past your own perspective to see that investing 15% of what you make actually does end up being a decent retirement. Even people making the $35k/year you make would have $2.5 million if they do what he says. Just cause you're not doing that doesn't mean it cannot be done. Keep in mind most people spend 300+/month on a car payment throughout their entire life and his plan recommends getting and staying debt free which would give you that margin. Again, investing $300/month from 25 to 65 is $1.7 million dollars or a $68k/year income in retirement.

You think it’s crazy for a 20-something to make $50k? That’s a sad take

What are you talking about bro 😂 - I think you’re disconnected a little bit

Throughout the video I felt some frustration coming from you and I felt as though you were getting a little too caught up in the number (specifically 625/mo). I think it is important to know that for those making less money then the example 50K/yr, you would need to save less to still hit their recommended 15% saving rate. It all comes down to proportions. If his example starting salary at 25 was 30K/yr (I think more reasonable) then to hit the recommended 15% it would be 375/mo or 173 (per check, assuming biweekly pay). Now, even at that 375/mo that is quite a bit of money to try to save especially with increasing prices as they have been especially the last few years or for someone just starting out in the workforce or those having been laid off and starting again. But the main point of bring it up is that it should be adapted to your individual situation. The last thing I will offer is whenever you have a big goal that is daunting, outrageous, or seems impossible - break it down into smaller pieces and take the time and effort needed to tackle each piece by itself, moving at your own pace is better then not moving at all. So what is a 15% savings rate really? Its 1%, 15 times. So do that. If you are at a 0% savings rate, change it to 1%. Then increase it by 1% again now you are doubling your savings rate to 2%. Maybe you can increase your savings rate every 3 months, maybe you can only increase it every 12 months. Either way, by making those small increases you can see how they impact your budget and life, and still work toward building a retirement or other saving goal. Thanks for the video, it was a fun watch and listen to someone give their own real perspective on these type of videos. Keep it up!

The reason he uses that metric is because all companies that offer 401k is based off your gross pay. Most 401k are using tax deferred which is pre-tax. He is talking more about behavior as well. Most people have credit cards which is around 25 - 30% interest which is crazy high, so its better to pay that off first before you try and invest cause that is 25% your gaining from your money right off the bat when you not paying that credit card. The investing just from a S&P 500 index fund which was 21% interest last year and has an average of 10% interest over the 10 year period. The higher HYSA is only 5% so yea George is not wrong though. Don’t get me wrong i hear your frustration but it is doable, its never too late to learn new skills and be able to get better job as well. It is hard but it’s doable. I did it you can too.

This game 😂 mannnn you making me want to go back and finish it!!

This was a dope series!🔥

🔥🔥 Video bro keep on moving don’t STOP!!!

I could never play this game. Too scary for me with those jump scares.😂

Which mission was this?

Omg that was no where near as good as the og

Terrible game unfortunately

EVERYBODY GET ON THE FUCKING GROUND ALLAHU ACKBARRRRRRR

People killed themselves

I'm sure she's ok

Oh... Now that. That feels horrible.

This was too funny!

He's up top!

You have to go for the content though

Makarov is dead....He got hit by the last passing train....

You ended up wasting all your ammo on a glitch. The monster got stuck and you shot it when you're not supposed to until later in the level. Glitches suck.

AYYYY great video! I definitely want to see more horror games on the channel 😈

Not a Spiderman fan, but good reviews 🔥

CANT WAIT FOR THIS TO DROP!!!!!!🔥🔥🔥🔥🔥🔥🔥🔥🔥

Maybe with release f2p for all

there isn’t a world where this game doesn’t consistently match 2-3 star racers with 5 star racers so it incentivizes you to spend money to get to their level. trying to convince yourself that won’t be the case is delusional. the game will constantly push players towards being whales and buying shards and level up materials. 100% pay-to-win game masquerading as free to play. no better than a mobile game. hard pass. i’d rather play mario kart.

Do 15

Hey buddy you have to use character uqine skills it crew member eipc

God Dam, what a coffee 0:00 WHY IS THERE A BIRD IN THE HOUSE! 2:51 What The! What Tha! 7:02

God Dam what a coffee. I want to clip that and make a sound bit out of it. Classic

Man I wish he fought like the star killer from Force Unleashed.🔥🔥

Short demo...but you look pumped for it