Відео

@@ThurstMame-r2t hello! Yes we do. What state do you need help in?

@@TimHartLoanOfficer az tx and nm

@ we can help in all of them if you need it

@@TimHartLoanOfficer excellent what's the contact information

@@firstphoton655 supposed to be July 1 2025

@@BillMcDonald it’s all for you big boy! 😀

@@j-ferrell144 😂 😂 funny but no. 400’s happens alot so he may have meant that. 4 is still funny though

@@debpratt52 i understand this comment but some people will have exhausted all options except Bankruptcy. It’s good to have this option as long as they change their life habits that got them in a bad hole.

@@Jesus-saves-today A real estate appraisal is a professional assessment of a property's value. Appraisals are often required in real estate transactions because each property has unique characteristics and location plays a key role in valuation. A home appraisal is a type of real estate appraisal that determines a property's fair market value. Appraisals are typically required when taking out a mortgage, whether to purchase or refinance a house.

yes that can cause issues. We still may be able to help if you are interested. E-Mail me at thart@VanDykMortgage.com if you would like to find out. Thanks!

@@Arman-ik8dk there are programs for you. Email me at thart@vandykmortgage.com or call/text my cell 239-910-5668. Happy to help

@@oneshot_onekill4618 love to help you. Since you are VA I would recommend applying. We can help you with your credit score as well. You can apply online or over the phone. My cell is (239) 910-5668 text me to get started

@@shahbash2434 thanks for the question. If you want to buy a home and need financing, I would have a lender review your credit report. Mortgage credit reports are different than personal reports or car loan reports. Most mortgage companies have services they can provide that work directly with the credit bureaus. Happy to help if needed

Housing are on the market longer due to several reasons. One of the reasons buyers have been giving us is the election. Others are rates and insurances which are affordability issues

@@TimHartLoanOfficer I'm really hoping that the market picks back up. I thought for sure that my house would sell after buying another house and moving out. Now I'm stuck with a house payment that's draining me financially every month until it sells. I gambled and lost. We know that we are priced to sell. It's definitely a waiting game now.

@@BurtDavissorry. Hope it picks up for you

@@Totallynotmaceeee 10-4. Were you going to buy a house if she did win?

@@JJadventures-qn8vr awesome! Let me know if I can help

You would need to order your own appraisal as the seller.

yes if you currently own a home with a mortgage. You would then own two properties.

Refinancing your mortgage is very situational. Lots of times it makes sense and other times it does not. Just all depends on the person and their situation

something like that.

@@ausdlantein hello! It can sometimes be done within that month. Usually 3-6 months but I highly suggest you do an application and see what can be done. Email me at thart@vandykmortgage.com to get started. Happy to help

Thanks for your comments. This video was five years ago and I do regret some of the laughter. I have debated about taking the video down because of it but it also has many unsolved cases which I thought would help bring attention to it. Very sorry for your loss. Ill leave this video up for a bit longer so you can read the comment because i have no other way of telling you.

We have cash out refis for an investment manufactured home

I wish I had a good answer for you but I am not a lawyer so I should be quiet about it. I encourage you or whoever you are commenting for reaches out to an attorney.

Most women abuse restraining orders and the domestic violence card too

​@mikesolns1364 I'm NOT most women. I've had intimacy forced, physical barricading, stalking in home and car, coercive control with items broken around me, glass all around my bloody feet, 7 lamps busted, 2 doors physically busted thru to get to me. Road rage, almost hit by his car with witnesses, murder threats, arms twisted, phones grabbed from hand, face scratched, daily false accusations of affairs, emotional incest with our only child, bags grabbed off shoulder, my closet dumped and ransacked weekly, financial abuse, tampering with my job and coworkers, air taken outta tires to keep me from leaving, battery disconnected on car, all because I dared to refuse intimacy. Ive had forced relations while asleep, filming me without consent. My advocate recommended witness protection! Poor poor women suffer and especially if the abuser is smart enough to not leave a mark, because of STUPID comments like that. Domestic violence victims don't often represent themselves well in court. They are sleep deprived, adrenalin brained, memory impaired people. It's DEVASTATING. Ive had restraining orders before. Just look up his record! Now that im brave enough to leave the marriage I can't get help to get him out of my house. I'm a professional and my choices are to leave the home that's in my name that ive solely paid for, my mortgage, my deed, my equity and live in my car so the abuser can remain because of uninformed comments from men like you that lead to a culture of victim blaming. People who have absolutely NO IDEA what it's like to be rocking in a dark closet, SCARED TO DEATH because one sound could get you killed and you have to leave your home with no shoes and pajamas on because you fear for your life. And when you do, he calls cops and says "I'm so worried. I need a wellness check." So the cops figuratively drag you back home while he looks calm and cool and you look nuts, wild eyed and half dressed. You've learned police do absolutely NOTHING. Its a LIVING NIGHTMARE. It took me YEARS to be brave enough to try to get help just to have people not believe. I wish those people would give the benefit of doubt and keep their mouth shut for the benefit of the ONE SINGLE WOMAN WHO REALLY NEEDS HELP. So she might get it and actually think she might be believed and helped, instead of victimized, traumatized and gaslit all over again by the courts. The judge evidently refuses to accept domestic violence is much broader than a black eye, as even stated in the law. Yet they won't enforce it. The violence only amped up after I was denied. It has been HELL.

@@shalanahawley3518 Your self victimization meltdown you just wrote, makes you sound more like the w•m3n who abuse the system

Thanks for the comment! You will still need to have permission unless you are two years from the discharge date.

@@RadicalforGod depends on the age of the house and if you are in a flood zone

@@TimHartLoanOfficer manmade flood zone?

@@S36542 thanks! For sure not that same but glad it worked for your RV

@@ChristineGrimaldi-o3n thanks!

@@cindywalker3809 handy persons dream 😂

Thanks!

Thanks!

Also, with the gift of equity does the family member (seller) have to pay taxes on that gift of equity? And if there's still a mortgage on the loan, can that gift of equity pay off the current loan? And the new loan will be a refinance under family member they are selling to?

@@daisynop995 thanks!! I don’t believe they will pay taxes on the gift but they should consult their CPA. Is there anything we can help with at this time

@@BillMcDonald my pleasure sir! Has Waffle House sponsored you yet?

@@Thehokage36 happens quick!

@@SherryPuchaczSunshineSherry yeah buddy!

@@meggsmeggs302 thanks! Hope it helps!