Відео

You said it yourself, house is a lifetime investment. You do not purchase *any* house, you purchase *the* house. There is zero reason to buy a dilapidated hovel in rural Ohio that needs to be repaired, renovated, furnished, insured and paid property tax on. You save money, but you get to live in a depressing, unsafe place with no jobs and no amenities. Here in Canada, house prices have doubled in the last decade. (This affects rent rates, as well.) Vancouver takes _third_ place in real estate prices in North America and _thirty third_ in wages. Factor in market manipulation by companies like AirBnB, inflation, insane taxes and uncontrollable immigration. Lowering the interest rate does not seem to help much. This means that an average resident will never get to own a house. They literally redefined the word "homelessness" so that it is no longer considered an emergency. I am glad for you, but your situation does not represent the new reality.

You say you left the car community and yet you drive a car, curious...

Tell us you don’t understand the economics of housing without telling me you don’t understand it

You're right actually, it's theoretically possible. But I'd rather blow my brains out than work 70 hours a week in some shithole factory or be stuck behind a cubicle just to afford basic living accommodations and housing. What a joke.

Bro mastered rage baiting

“Anyone can save for a house.” You lived with your parents for years, barely getting by so you could save. For many people, that isn’t a choice. You also said that only 30% of your wage goes towards your mortgage. It would be way higher nowadays considering the rising cost of housing everywhere (yes, I understand how down payments and interest rates work). Congrats on getting in during a good time in 2018 and finding a reasonable price. However, your “fuck you, I got mine” attitude does not come across well, sir. The high cost of living today, including skyrocketing prices for essentials like food and healthcare, makes it nearly impossible for many to save for a house. I will continue to save so that one day I may afford a house, but it really seems that the American Dream has set sail unless there is a major correction.

Preach my man. Same thing is happening where im at, in Bulgaria. Ppl complain about the prices of apartments but we have 2.5% interest rate rn and Rent is more expensive than the monthly mortgage payments xd. People are really dumb and lazy, but i guess that's better for us lol.

Don't use Merv 11 Cheaper filter has better airflow Just change every month Merv 11 is going to make your AC work more

Most people can't even afford the simplest of houses. I'm talking one floor, maybe with a kitchen that opens into a living area, with a hallway that has a bedroom across from a bathroom, or maybe two bedrooms, maybe one master, and one guest next to the bathroom, and maybe with a small deck that extends from the main living area. Even something like that is going to be ridiculously overpriced in most parts of the country (U.S.), in parts like Canada, for example, something like that can be a million or close to it, I'm not kidding. Even 200k is too much for a property like the one I described, it should be around 70k at the most, and sure you might be able to find a house like the one I described around that price range, but it is probably going to be way out in the sticks, or in a bad part of town, or it will be a house that is in severe disrepair, or two or more of those things will be true. Most people will not be able to buy a house unless they borrow money from a bank, which means they don't actually own that house until they have paid the bank off, if you don't believe me then stop paying your mortgage for a while, and you will learn pretty quickly who actually owns that house you bought. Yes, it is a huge load of bull, and there is in fact a push by the current ruling class to get everyone (eventually) to rent because that is just another potential way for them to control people and make money off of them, Blackrock is a good example of this. The idea of starting a family in that kind of financial mess is laughable, "wahhh, what happened to the birth rate, wahh...", gee, maybe one of the main issues is that it's not really affordable anymore. As for saving, you'd better start working when you are maybe 12 and save every penny you make, with today's economy being the way it is, if you want to own a house and a car in your 20s or 30s and not feel too stressed out with payments, things are that bad. It has nothing to do with laziness, and more to do with poor money management, if anything, and market manipulation on the other end. Nobody who saves their money to gain independence from their parents should have to sell everything they own or struggle as much as you did just to buy and keep a basic house, it is absurd, our parents and grandparents never had that problem. Things need to change, the housing/property market is a market that deserves to collapse, if nothing else, and I sincerely hope that it does.

Is this a parody? You really think there aren't people out there who are on extremely good wages but are saving absolutely nothing because a small house costs nearly 1m and nursery fees for kids is another 5k a month? And they can't even take 2 months off work otherwise their savings will be gone. Meanwhile their parents or older siblings never had to spend more than 100 a month on their mortgage.

Try it in Australia, median house price for a fibro dog kennel out west is over a million bucks, price to annual income ration about 15x or higher. The market is impossible to get into, and that has spilled over into rents.

Not sure this applies to Canada’s major cities 🤣. 2 bed townhouse for 700k+.

Straight facts man. I live in australia and it has arguably the worst real estate market in terms of buying rn. I was pre apporved for 700k and took a 350k loan for a small house and its almost paid off. Problem is people buy mcmansions, boats, cars and vacations and then bitch about the cost of living. IQ has taken a nose dive worldwide it seems

Actually everything is true here in this video. People just want the “perfect” house when they are buying their first house.

is this satire lol a home in anywhere other than oaklahoma is 400K for a dump in the a bad part of town

Truke

What you are actually describing here, is a symptom of the current lack of accountability across a significant portion of the population of western culture. It's showing everywhere.

Ayyy fuck u we all poor out in this bleep 😅😅😅 not everyone has the luxury to drive like a asshole! Progressive docks you every time with snapshot that you put any power in the pedals or brake too hard.... Or we poor and aint got the $ for repairs like a few others mentioned.... ergo.... if u aint payin for my hoopty fuuuuuuuck uuuuuuuu😂😂😂😂😂 same to the law and insurance companies lmfao they aint layin our repair bills😂😂😂

Cuz they have the insurance plug in thing were it monitors how fast u speed up and how hard u break cheaper insurance but if they get too many beeps on the device there coverage goes up in price

I get mad to but now I try to remember it’s a struggle out there and idk if there’s something wrong with their transmission or their car that they need to drive it a certain way until they end off the week when they get paid to fix it. All you gotta do is be a good driver and drive even more cautiously because of dumb people driving.

I couldnt listen to what he was say because of the goofy glasses he is wearing. I hope he wasnt serious with the mini rant and was trying to get a reaction on the shades

If I was in your vehicle with you right now I would be looking out the passenger window waiting for you to stop talking ....

I feel the same way. What's with shades. Come on. 😅

House prices adjusted for inflation, thats it

When someone says "this is all bullshit, now let ME tell you why", its a sign that some angry dude who also rents a single bedroom apartment is yelling at you

i liked the big brother vibe. needed that

Your first point is actually part of the problem. The reason you can't buy your "forever home" as your first house is because houses have become investment objects. It needs to be prevented or house prices will never be affordable

Yes, buying a house is _technically_ possible for more people than most think. Yes, most people this generation are fucking morons who refuse to learn how to do anything. BUT, that isn't the primary issue here. For most people, it simply IS NOT WORTH IT to invest in a house JUST for the sake of saying they have a house, especially if it's just going to be a shit shack that won't hold value in the future and they would be more financially secure just renting a fucking apartment until they can move up to a better home. There are problems with the government and banks and foreign entities in how they affect the US economy, and it's OK to acknowledge that. In fact, it's vital that people do this if they want anything to ever improve. Aknowleding these things isn't what makes you an unfuckable loser, you are.

What is your living situation? Here in the netherlands a small appartments cost 300,000 euros which is hard to save up for if you make 2500-3000 dollars for 40 hour weeks when expenses are around 1800-1900...

People are lazy. Houses are too expensive. The end.

He who blames others can't change, he becomes a subject. He who blames himself and seeks to improve can only go upwards and becomes an object, an independant actor.

You probably think rich people just work harder than everybody else, right?

I'm gonna get a studio apartment after the crypto bull run

Theres so much more speculation today that market conditions have completely changed. Comparing how it was before to today is why boomers think new generation is lazy. There is a huge disconnect. On top of that you have companies like AirBnB capturing market and extracting money in arbitrage. Same for Uber, etc. New arbitrage is in online banking, companies acting as middle man between you and your bank. Layer of complexity has been added each and every time we go tru this. Rich getting richer still holds true while you hold two jobs yo maintain but that job report is going strong yeah, 1 person is working two jobs. This time it is worse than 2008.

You are not a smart man. 😂

buy a cheaper vehicle and own it, your not a movie star people. live under your means. Used cars exist, deals are a thing

In the words of our vice president “That folks, is called Bidenomics.”

Dude those sunglasses..... Ouch! Those are just obnoxiously hideous....

What ever happened to saving your money and buying a car outright?

Take off those ridiculous glasses you are 40.

It seems like people don't know how to say no. "I NEED a car" so they go to a dealer, fall in love with a car then just accept the terms instead of saying no and going to thier local bank or finding a 2nd hand car.

People are just stupid. I bought a car from 2020, with 13k miles. My car payment is $230 per month. Anyone who buys a new car is a moron.

>i dont own a car (nor have before) >all i want is *a* living area, i prefer a one room apartment >all the houses in my area are taken >why should i invest in the place i need for basic survival (as stated by actual biologists and scientists on shelter) >cause everyone can live on grass and sunlight for years and not get fucked but the economy or your boss laying you off cause some BS reason >blame working class folk for a shitty system they didnt ask for? great. >noone can just have one job >no one i know personally wants a mansion >i agree with you fuck credit >ah yes, blame the people who had been told there whole life up to this point for making a bad choice and they need time to suffer for being lyed to >yeah cause it’s these entitled 20 year olds who are the problem and not the banks for forcing us to pay BS amounts of much needed money >people aren’t lazy, americans view themselves as embarrassed billionaires rather then an exploited class, the banks and government love this set up as while uneducated in the true state of this country they point to you or even themselves and claim “you can be like that” maybe decades ago, but in my own life i have seen to much to say the people at the lowest of society are the problem, they point to immigrants, folks who are as bad as your child or father, who are in the same desperate situation as you are, free labour for amazon, a needed wage slave for the corpo machine, do not be divided, only through a unified working class can this nation truly allow the freedom our founding fathers claimed to support, people claim 200 years ago in 1776 we revolted against the English, only the elites truly supported it, and so they benefited from our “freedom” a revolution haft finished is not a revolution at all

Your a fool

Man, your first question is too wild, I can't even finish the video. But, to answer: "why do people feel pressured to find the "perfect" home?" 1.) We're, literally, wired that way. Food, water, shelter is the basic needs of a human. If any of those things is disrupted, it disrupts us physically, emotionally, and mentally. 2.) Anyone who is even moderately historically literate feels the uncomfortable feelings that "it has never been like this, and isn't supposed to be like this." 3.) If you intend to raise a family, trading homes like trading cars is terrible for kids. 4.) Cars SHOULD be built to last a lifetime, so you missed that mark anyway. There's several more nuanced reasons, but I think those four explain it pretty succinctly. This video is just cope.

My take is simple they have the battery tech they refuse to use it. Most hybrid plugin batteries take several hrs to charge get very lmited range for what they cost in comparision to hybrids. They have low cost batteries tech that is capable of 700mi range less than an hr charge but arent using it instead profiting off 20 yr old tech

if you can install a charger at your home then they’re good.

What exactly is the point of this video? Just sounds like a venting session. Super annoying.

A house should not be more than 4x the average salary for the medium income of an american citizen. Your Grandma who was a cashier back in 1972 bought a 2k,sqft house and only had to work 40 hours a week. Most houses are 8x-12x the average yearly income of an american.

I don't think most people are imagining their perfect dream house when they say that. Glad you're in a good place, though.