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Rhoda Kithinji
Kenya
Приєднався 15 лис 2012
Financial Consultant
Education Policies
"Secure your child's future with an Education Policy!
🌟 It's not just insurance; it’s peace of mind for you and a guaranteed future for them.
Start planning today to ensure your child’s school fees are covered, no matter what life throws your way.
With flexible premiums and guaranteed payouts, an education insurance policy in Kenya is the smart way to invest in your child’s dreams.
💡 Don't wait for ‘someday’; start now and give your kids the education they deserve!
#EducationPolicy #InsuranceKenya #ChildFuturePlanning #SmartInvestments #SchoolFeesPlan"
🌟 It's not just insurance; it’s peace of mind for you and a guaranteed future for them.
Start planning today to ensure your child’s school fees are covered, no matter what life throws your way.
With flexible premiums and guaranteed payouts, an education insurance policy in Kenya is the smart way to invest in your child’s dreams.
💡 Don't wait for ‘someday’; start now and give your kids the education they deserve!
#EducationPolicy #InsuranceKenya #ChildFuturePlanning #SmartInvestments #SchoolFeesPlan"
Переглядів: 2
Відео
The Magic of Compound Interest.
Переглядів 407 годин тому
The Magic of Compound Interest Compound interest is like planting a money tree! 🌱 Instead of just earning interest on your initial savings, you also earn interest on the interest. Over time, your money grows faster and faster, like a snowball rolling downhill. Here’s how it works: You save or invest, the interest adds up, and then that interest earns even more interest. The longer you let it gr...
Ways you are losing money.
Переглядів 1189 годин тому
Ways you are losing money. 1. Unused subscriptions like gym, netflix and money money. If you subscribe to something make you need it and if you find yourself not using it unsubscribe. 2. Frequent withdrawal from various account like M-PESA, bank accounts and much more. Every day transaction costs money. Budget and limit yourself from frequent withdrawals. 3. Buying cheap or poor quality items m...
Loans for a new business
Переглядів 2621 годину тому
Taking a loan for a new business can be risky, especially if the business is not yet stable. Loans come with interest, meaning you’ll pay back more than you borrowed, even if your business struggles to make a profit. New businesses often face unexpected challenges, and if things go wrong, you might struggle to repay the loan, damaging your credit score or losing collateral like your car or prop...
Building wealth through corporate structures.
Переглядів 5814 днів тому
Building wealth through corporate structure in Kenya starts with setting up a legal business entity, like a Limited Company. This structure separates your personal assets from your business, protecting you from liability and making it easier to raise capital from investors or banks. Here’s how it works: 1. Tax Benefits: Companies often have lower tax rates than individuals, and there are specif...
What the rich won’t tell you.
Переглядів 15621 день тому
The rich have secrets they rarely share, but here’s what you need to know: 1. Your salary won’t make you rich. If you’re only relying on your paycheck, you’ll stay stuck. You need other income streams like investments or a business to grow wealth. 2. Inflation eats your money. Prices keep going up, but your money doesn’t grow as fast. If you keep all your money in a savings account, inflation w...
How to save or budget for irregular income.
Переглядів 4021 день тому
How to save or budget for irregular income. 1. Calculate your monthly expenses. 2. Have two accounts; one account for transaction/ expenses and another for investment. 3. Whenever you receive any amount of money, set aside 20% to your investment account. 4. If money exceeds in your expense account invest the rest. #RhodaKithinji #finance #kenya #financialeducation #financialliteracy101 #financi...
Money Market Investing Guidelines
Переглядів 13421 день тому
Always use the following guideline when choosing a Money Market Fund in Kenya. 1. Check if the company is under Nairobi Securities Exchange. 2. Ensure the fund manager is regulated by CMA. 3. Check if the Fund Manager’s assets under management are above Kshs. 1 Billion 4. Verify that the Custodian and Trustee Banks are well known banks for security of your funds. 5. Determine how long it takes ...
How your friends are keeping you broke.
Переглядів 6621 день тому
Here are some ways your friends might be unknowingly keeping you broke: 1. Expensive Social Habits. Friends who love to go out often - whether it's for meals, clubbing, or weekend getaways - can add a surprising expense to your budget. It’s easy to spend money just to keep up, even if you’d rather save. 2. Influencing Impulse Spending Friends can make impulse purchases seem harmless. Seeing you...
How to get rid of debt.
Переглядів 64Місяць тому
To pay off debt, start by listing all your debts, including the amounts and interest rates. Focus on the “snowball” or “avalanche” method. With the snowball method, pay off the smallest debts first to gain momentum. For the avalanche method, pay off high-interest debts first to save more in the long run. Next, create a budget. Cut back on non-essentials like dining out or subscriptions, and put...
Ways to set yourself for 2025 financially.
Переглядів 104Місяць тому
To set yourself up financially for 2025, start by making a clear budget. Track your income and spending to see where your money goes. Prioritize saving-even a small amount each month builds up over time. Consider creating an emergency fund to cover unexpected expenses. If you have debt, aim to pay it down gradually, focusing on high-interest ones first. Look for investment opportunities, like s...
Ways of becoming financially literate.
Переглядів 94Місяць тому
Becoming financially literate as a beginner involves learning the basics of managing, saving, and growing money. Start by understanding simple concepts like budgeting, which means tracking your income and expenses to ensure you're not overspending. Setting financial goals-like saving for a rainy day, buying something important, or planning for retirement-is essential. You can learn from free on...
What to avoid until you’re financially secure.
Переглядів 287Місяць тому
Here’s what to avoid until you’re financially secure: 1. Don’t upgrade your lifestyle too soon. Focus on buying assets and growing wealth before splurging on luxury. A high-end lifestyle without a solid financial base will hold you back in the long run. 2. Avoid bad debt. Don’t take loans for things that won’t increase in value or improve your financial position. If it isn’t helping you grow we...
Do you know your credit score?
Переглядів 45Місяць тому
A credit score is a number showing how trustworthy you are at repaying borrowed money. In Kenya, you can check your credit score through Credit Reference Bureaus (CRBs). In Kenya, credit scores typically range from 200 to 900: 700 : Excellent - Lenders are more likely to approve loans. 600 to 699: Good - You’re a low-risk borrower. 500 to 599: Average - You may face higher interest rates. Below...
Pros and Cons of Money Market Funds
Переглядів 83Місяць тому
Investing in a money market fund (MMF) in Kenya can be a smart option, but it’s important to understand both the benefits and drawbacks. Pros: 1. Low Risk : Money market funds typically invest in low-risk assets like government bonds and treasury bills, making them safer than many other investment options. 2. Liquidity : You can easily access your money whenever you need it. Unlike fixed-term i...
How to start investing as a beginner with low income
Переглядів 911Місяць тому
How to start investing as a beginner with low income
Factors to consider before taking a loan
Переглядів 442 місяці тому
Factors to consider before taking a loan
How to recover from financial setbacks.
Переглядів 372 місяці тому
How to recover from financial setbacks.
Financial Habits of Successful People.
Переглядів 572 місяці тому
Financial Habits of Successful People.
How to avoid impulse buying/spending?
Переглядів 492 місяці тому
How to avoid impulse buying/spending?
Thank you for Highlight this One...🎉🎉
Any time!
so pretty 🌹🌹🌹
Increase your voice/ volume
N
great tips on building wealth through smart choices we can make everyday, subbed for more!
@@AceHunley Karibu
@ great work in this video. Glad to be part of your community. I make videos on building finances as well. Trying to grow my channel!
👍🏿
I am interested but I want to pass through you my Teacher please advise
Very Educative video.. Thank you so much..
Ongeza volume Work on the Sound clarity it's too Low... please
Manze l needed to watch and listen to this
Karibu sana
Ongeza volume Mum..
You're a fine mama. I am those broke high earners I need help!
Reach out for assistance: WhatsApp: +254728297112
Money management is a challenge for most people
Making Money has never been a problem, But handling finances is the Nightmare
Good content, but nikama ulinjonga sauti. Nimeweka full volume but still nina struggle kuku skiza.
Very Educative 🎉🎉🎉
Hi...how do i get in touch? Our chama needs your advise.
You can WhatsApp: +254728297112 or valuebuxconsultancy@yahoo.com
Thank you so much I shall be in Touch...Please give your contact
Very Educative video thank you for your time 🎉🎉
nice info
Hello dear, I watched your channel videos as mentioned first Videos are great but videos aren't reaching your target audience so little per video. That means your videos aren't reaching your audience so you need to promote them. Then good results will come. You understand what I mean
Good advice my sister.
Keep up the good work 👍 Kanana
Good advice 💯
Best advice ever... 👌
Awesome
I have a question about this. Do I need to file returns for what they deduct or they do it?
@@josrya-ng8894 Hello, It’s withholding tax, the company that you invest with file the return on your behalf
Hello.... Rhoda how can i reach you for more.
@@wilsonnjugush4202 Hello, how are you? Kindly reach out: +254728297112
@@rhodakithinjithanks
Good information 👍
Hello, U need a attractive UA-cam thumbnail designer and video SEO expert?
Very insightful 👏 👌. Thank you
Your video making is very good. Your content ideas are very good. If you give me permission. I will share some information with you to increase the channel. You get lots of subscribe and views😮
Nice one..
Is a fixed income fund same as bond plus?
You have very good content. The algorithm should do you more justice.
@@wealthwise247 Thank you
Hi girl, Would you want to consider redoing your thumbnails for better visibility?
Thank you for this🙏
Your channel does not have a professional banner design. So I designed a banner for your channel. Using it will look very beautiful and attract visitors.
No volume
Valuable information
Thank you
Your video making is very good. Your content ideas are very good. If you give me permission. I will share some information with you to increase the channel. You get lots of subscribe and views, best regards.Thank you
Great tips, Rhoda! Definitely guilty of some of these, especially the unused subscriptions! 🙈 Time to do a subscription cleanup and start budgeting better. Thanks for the reminders! 😊💸
@@joshuamutuku2040 Karibu
Your channel has no banner design. Can I design a banner for your channel?
Ma'am, Can I suggest to grow Your UA-cam channel?