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Policy Engineer
Приєднався 7 лис 2019
Policy Engineer is the new era of insurance education! We dedicate this UA-cam channel to educating the masses on all things financial services!
Medicare In 2025: This Is What You Need To Look Out For!
In this video, we cover everything from enrollment periods and CMS compliance changes to the latest updates on Medicare plans for 2025. Watch through to the end for valuable insights!
Medicare Resources:
policyengineer.com/medicare/
policyengineer.com/resources/
policyengineer.com/events/
Timestamps:
00:00 - Introduction
Chris and Richard introduce themselves and outline today’s discussion on Medicare.
00:08 - Overview of Medicare Enrollment Periods
Explanation of the Medicare Annual Enrollment Period (AEP) from October 15 to December 7, including the ability to make multiple plan changes.
00:23 - Importance of Checking Doctors and Prescriptions
Make sure your doctors are in-network and prescriptions are covered each year to avoid unexpected changes.
01:08 - Medicare Open Enrollment Period
An overview of the open enrollment period (January 1 to March 31) for switching Medicare Advantage plans, with one allowable plan change.
01:49 - Medicare Advantage vs. Original Medicare
Guidance on switching from Medicare Advantage to Original Medicare and available plan options.
03:06 - Initial Enrollment Period (IEP)
Explanation of the IEP, a seven-month window around turning 65, and initial steps for enrollment.
03:55 - Choosing Between Medicare Supplement and Advantage Plans
A comparison of Medigap (Medicare Supplement) plans vs. Medicare Advantage, based on healthcare needs and network preferences.
05:16 - Shopping for Medicare Plans
Tips on narrowing down plan choices and getting unbiased recommendations, especially in areas with many options.
06:21 - Finding a Broker with Technology Access
Importance of working with a broker who uses technology to streamline and personalize the Medicare plan selection process.
07:09 - The Role of Technology in Medicare
Discussion on the growing role of technology in plan selection and ensuring trust in tech-based processes.
08:06 - Upcoming Changes in Medicare for 2025
Medicare’s big changes to prescription drug coverage, Part B premiums, and more; events and resources at Policy Engineer.
09:29 - CMS Compliance Changes in 2025
An outline of compliance changes in CMS and the “Permission to Contact” rule affecting marketing and insurance agents.
11:22 - Impact on Insurance Companies and Consumers
How CMS changes might affect consumers and make unbiased guidance harder to find.
12:13 - Choosing a Trusted Broker
Advice on finding a reliable broker and avoiding direct contact with insurance companies for unbiased guidance.
13:39 - Conclusion
Richard shares his enthusiasm for AEP and how upcoming changes will benefit consumers.
Subscribe for more updates, and visit our website for event details and Medicare resources!
Medicare Resources:
policyengineer.com/medicare/
policyengineer.com/resources/
policyengineer.com/events/
Timestamps:
00:00 - Introduction
Chris and Richard introduce themselves and outline today’s discussion on Medicare.
00:08 - Overview of Medicare Enrollment Periods
Explanation of the Medicare Annual Enrollment Period (AEP) from October 15 to December 7, including the ability to make multiple plan changes.
00:23 - Importance of Checking Doctors and Prescriptions
Make sure your doctors are in-network and prescriptions are covered each year to avoid unexpected changes.
01:08 - Medicare Open Enrollment Period
An overview of the open enrollment period (January 1 to March 31) for switching Medicare Advantage plans, with one allowable plan change.
01:49 - Medicare Advantage vs. Original Medicare
Guidance on switching from Medicare Advantage to Original Medicare and available plan options.
03:06 - Initial Enrollment Period (IEP)
Explanation of the IEP, a seven-month window around turning 65, and initial steps for enrollment.
03:55 - Choosing Between Medicare Supplement and Advantage Plans
A comparison of Medigap (Medicare Supplement) plans vs. Medicare Advantage, based on healthcare needs and network preferences.
05:16 - Shopping for Medicare Plans
Tips on narrowing down plan choices and getting unbiased recommendations, especially in areas with many options.
06:21 - Finding a Broker with Technology Access
Importance of working with a broker who uses technology to streamline and personalize the Medicare plan selection process.
07:09 - The Role of Technology in Medicare
Discussion on the growing role of technology in plan selection and ensuring trust in tech-based processes.
08:06 - Upcoming Changes in Medicare for 2025
Medicare’s big changes to prescription drug coverage, Part B premiums, and more; events and resources at Policy Engineer.
09:29 - CMS Compliance Changes in 2025
An outline of compliance changes in CMS and the “Permission to Contact” rule affecting marketing and insurance agents.
11:22 - Impact on Insurance Companies and Consumers
How CMS changes might affect consumers and make unbiased guidance harder to find.
12:13 - Choosing a Trusted Broker
Advice on finding a reliable broker and avoiding direct contact with insurance companies for unbiased guidance.
13:39 - Conclusion
Richard shares his enthusiasm for AEP and how upcoming changes will benefit consumers.
Subscribe for more updates, and visit our website for event details and Medicare resources!
Переглядів: 484
Відео
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Hey, so I'm going to push back a little, respectfully. I don't know if money can become more expensive than it is right now. I think what you're describing is the normal cycle and it would be "healthy" for the US economy to endure a normal recession, but with public debt / private wealth at this level, I don't see how it's possible. We can't have an economic contraction without impacting the government's income (receipts), and they can't have a hit to receipts when uncle sam is on the hook for $1T in interest payments on debt alone--forget reducing principal. With a trade imbalance possibly shrinking from on-shoring manufacturing, that's less of that debt held internationally, and potentially a greater share held by domestic private (US banks and the wealthy) = lots of cash available domestically.
start with a strike.. keep ppls attention u look like fast food worker for first 15 sexonds script is good and segway was good 👍 ❤
It' depends on how many years you'e worked, not jsut your age.
I dont get it
Not everyone needs a you tube channel
But everyone will need Medicare eventually👍🏽
According to many MAGA idiots, there has been more inflation in 3 years than since 1984. Not that for them, facts or math matter at all.
I think, the dirty secret is, you don’t need all these big millions to retire on. You actually eat less, travel less, you take better care of yourself when you’re older because you won’t be killing yourself on a 12 hour shift daily. You know who gets that money? Doctors and big pharma…is that who you want to save up for? A liver pill? Live your life to the fullest, don’t worry about “retirement ” it’s a lie.
The most important defense is having food storage. Inflation goes from inconvenient to deadly when the prices rise faster than you can keep up. Here are 5 inexpensive foods with 30-year shelf life: White rice, dried beans, oatmeal, pasta, and honey. Everyone should have at least one month food supply for their family.
Inflation is so high that movie theater popcorn finally feels pretty cheap to buy
Make sure you get the free refill, and then you're getting a twofer!
Check out our follow up video here! ua-cam.com/video/VHAJblfG2qA/v-deo.html&ab_channel=PolicyEngineer
Actually the computer was not the only deflated prices. The way inflation is calculated is wrong by STATS. To properly calculate inflation one must also compare minimum wage and wage segments by type of work and the products that certain classes of people buy that other people can not. Example in 1984 milk at $1.94 and today at $4.00 but the reality is that wages today are more than double what they were back in 1984 thus the price of milk has gone down in relation to earnings. Just the opposite of where real inflation is when you compare Rental rates as well as the cost of vehicles as they rose faster than wages during the forty years.
wages have been almost stagnant for the last 30 years. most people barely got a 1% /year raise ffs.
Thanks for the comment! Check out our follow up video here ua-cam.com/video/VHAJblfG2qA/v-deo.html&ab_channel=PolicyEngineer
@@NogrimStoneson Check out our follow up video here! ua-cam.com/video/VHAJblfG2qA/v-deo.html&ab_channel=PolicyEngineer
No one wants to see the same questions asked to different randos. Write different questions for each set of contestants. This would only work the way it is designed if the contestants were all known by the viewers.
Appreciate the feedback! We will definitely do that next time👍🏽
Milk was 69 cents a gallon in Muncie Indiana right before Covid pandemic. Several grocery stores were in fierce competition for months after Aldi rebuilt and Fresh Thyme moved into town along with Kroger buying up two existing stores. Add Walmart and Meijer and we got good deals for awhile. Eggs were 39¢ a dozen. Not anymore. Things went back up during Covid and really went up after Covid stimulus. How many people would give Thier stimulus checks back if prices were back to pre Covid levels?
@@googleuser868 That's a good question. I wonder how many would trade their check for a price rewind. Hindsight is always 20/20.
Check out our follow up video here! ua-cam.com/video/VHAJblfG2qA/v-deo.html&ab_channel=PolicyEngineer
I hope this wasn't intended to shock people about the fact that the cost of things go up over time. It's always been that way. It will always be that way.
Agreed, it has and always will. Unfortunately most people don't plan for their future as if it will.
@@policyengineer True, true. I'll give you that.
The designer jeans popular in the 80’s were way more than $19.99. They were $30 & up
Do you think designer is worth it?
@@policyengineer my teenage self wanted one single pair of Chemin de Fer French jeans back then. I outgrew that thinking & could care less about the brand of jeans I’m wearing- I only care about the way they fit and how well they wash. Haha
👌👌
Bro the girl on the right was probably not even alive in 1984.
HE SHOULD OF INCLUDED THE INCOME LEVELS OF PEOPLE
Not a bad idea. Do you think the higher the income the more accurate their answers, or the opposite?
next time, put a beartrap in your sandtrap
Literally the best idea! 👍
Funny thing is that minimum wage is kept up with this 5x but average wages are only 3x.
All you need is someone in the background saying some dumb ass shit and you’ve got a kick ass commercial my boy
Give us some ideas!
Things get expensive over 40 years 😮 ??????
realization is step 1, now the next step is to develop a strategy to ensure you can handle it through retirement.
Inflation, so what's your point? Why not focus on the causes?
Thanks for the comment! The point it to get eyes on the conversation of how purchasing power of a dollar is diminished overtime. Although there are root causes of inflation, people have more control over strategizing how to personally keep their dollars up with inflation.
so, adjusted for inflation, it went from $55 in today's prices ($18 corrected for inflation since 1984), to $105 since 1984? that's an annual average increase of $1.25/year....good math there @policyengineer lol , not really proving your point lol
inflation calculator says $105 today is $34.74 in 1984. yeah that's a big jump beyond just inflation
@@cyphi1Yeah, the inflation calculator is way off reality.
@@tboatrig I think the calculator is ok, but the difference is likely related to bonuses, overhead, scale and operating costs for the park.
@@cyphi1I'll agree to disagree.
@@tboatrig not sure what you disagree with. inflation is real...$1 in 1984 would be $2.92 today. The difference in admission price beyond inflation (an additional $50 above the price accounting for inflation [which would be closer to $54]) has to be profit and/or overhead expenses.
I like this family fued style content nice 👍
This is kind of a lame video he just takes it like a wimp at least have the guts to yell at the person for being an ass hole
What the
Happy birthday
U can’t even at 65 everything is too expensive
We hear this a lot but you would be surprised, with the right financial products and planning it can be achieved! Visit our free financial planning tools policyengineer.com/financialfreedom/
Yappinomics
Cobbers repair shoe, shoemakers make them.
Touché... Did we get the point across?
Retirement is going to be a thing of the past soon. Work until you die. Im 40, have a decent job, and have a retirement account. I doubt I'll ever be able to retire.
Have you checked your probability of success? Use our free tools to get started by clicking on "Set a goal" policyengineer.com/financialfreedom/
Please be sure to stack ALL PICKLES on top of each other 🙄
Facts 😂😂😂😂
Never realized I needed life insurance until now
We've got you covered 😉
Thanks for the pointless video
But was it pointless?
0
You could be the first...
10? what world is this guy in.
Must be a world of his own, what was your guess?
40%
50%? (If ~50% live paycheck to paycheck, then it must be someonere around 50%)
80
75
55 %
90
99.9😢😢
i think folks will retire well before their desired age because the ai bosses won't hire over age of 40.
10 Million!!
50000000000000
this guy gives me the dad died at 29 and was able to retire from inheritance vibe.
Don’t buy useless stuff, as he’s wearing designer clothes and a pendant chain, lol
*Full sleeve tattoos* " Stop spending money on useless stuff"
Haha.. true!
Art isn't useless, but pay your bills first.