Відео

Just sent you an email😊

Anytime!

we've also been getting the master insurance policy b/c water damage and other perils premiums are killing deals for conventional financing!

Super helpful!

My wife is planning to buy some land without my name on the property. Our current mortgage is in my name solely. If she applies for a loan, will I have to send them my mortgage information even if I won't be on the new property?

👌 Thank you for this video!

May I ask you any question?

I was not tooken properly but received a card showing i own a home to renew my policy i called the # to ask about this and he asked for id # on card i said wait a minute vwhat is yal address its not on the label only for him fo hsnd up what should i do please help my name is dragged in this?

Wow! Nice 😅

HOA does not care. Not child friendly & I would never recommend living in one. If you do, get on the board ASAP. They are not about bringing community together or making life good. Its about $$$$$ for their attorneys.

Like Kelly’s videos. Always good topics and informative!

Christmas favorite time of the year! ❤ Great message Kelly! A reminder to always speak positive words! Words do have power!

Do have a person that I can hire to manage the process for my YT vids? Thanks, Rob D

I guess im not understanding something... The seller cant contact the lender prior to going into a land contract to see if theres not an issue with going into land contract? Why did it sound like land cintract is pulling the wool over the lenders eyes? Doesnt permission have to be granted to enter into land contract?

Thanks for explaining how to calculate this in simpler terms. I used to know this by heart when I had to be a mortgage 15 years ago and I just recently got back in thank you for assisting with this.

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What is missing from this discussion is the effect these new rules have on a buyer. The buyer Does Not in any manner benefit from now being required to shoulder tens of thousands [or more] of up-front money to purchase a home that was perfectly available under the previous policy of allowing the seller to simply include the cost of a commission into the asking price, which is generally part of a buyer's financing. All of this was 'baked into' the value, sales and purchase of a property. It is hardly imaginable that a realtor on either side of the transaction was in any way being 'short-changed' by agreeing to either a 2% or 3% split of a 6% commission with the listing agent. This lawsuit had absolutely NO benefit to a buyer - in fact, it harmed the buyer by requiring that one enter into a commission specific agreement [generally] before even seeing a home that one may be interested in. A Seller is Not Going to lower his price below market value simply because he is no longer required to pay a full 6% commission - suggesting that as a possible benefit to this application of this new approach is simply ridiculous and untrue. They should have simply left well enough alone - it has worked fine for decades!

But the real estate agent's cut is THE SAME! This is a scam as far as I am, a seller, concerned.

This is interesting. Our bank recently turned us down for a home load saying our DTI Ratio was not good. When I used an online calculator it was perfectly fine, even really low...in the green. I notice here she uses per month income, not gross income like the calculator used. Maybe that made the difference?

Great job

What about credit card are student loan debt if I owe a balance

What about credit card are student loan debt if I owe a balance

Well this video didn't age well

Do you have clients looking for an "A" lending team? ➡ Have them schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today! ☎ bit.ly/3wERfRV

NEED BUYER'S AGENT COMMISSION STRATEGIES 💵???? WATCH THIS: ua-cam.com/video/fQDXSvZUZgA/v-deo.htmlsi=tVz_YuDnkNyShOHi

my wife signed off on our property when I found out she had been getting credit cards and maxing them out in the amount of 30,000 dollars so I took a mortgage out on my home which the mortgage company had her sign off on the deed. since then we have divorced and she has passed away trying to refi and they are saying she is still on the deed if that is so how come I got a mortgage without her name on it

Well try having your house sold from underneath you because it happened in Massachusetts

Illegals should not be buying homes here! I'm done with this channel.

How can a lender just call a loan due when you have a 30 year contract ?

A real estate agent mind is always set on the highest commission for the least amount of work. The most despised profession and unethical people I ever met. You can thank me for my comment.

Cities and counties are biggest conveyors of deed fraud with their creation of "tax deeds" on private homes because of the misapplication of the revenue laws. Constructive fraud and conversion and you are none the wiser.

Not sure if you’d see this but my spouse isn’t on the loan but is on the deed. Why do I have to refi or buy him out - get a second loan on my house just to use my equity

🙌🙌

total government failure, fire the recorder and all politicians. The title company is not a government entity and can escape liability.

Surely this needs to structured such that a performance deed is signed by both parties and retained by the seller's atty, to be used in the event that the buyer is in default, so the seller gets their property back automatically. Obviously the buyer forfeits any upfront monies or equity they may have in the property....... Patrick?

The amount of crime against We the People in this world is Fricking Unreal!!

➡CLICK HERE mcedge.tv/wq2lvh to view the COMMISSION ANALYSIS discussed in the video.

How many of these transactions have you done? After Lender calls a mortgage due and payable because we're doing so close all you have to do is give the property back to the seller put the property back in his name and then I have a lease with option to buy that solves the problem

These are all great topics to shed light on, even the smallest risks need to be brought to the forefront so that the serious investors can continue to innovate and work out the kinks regarding these transactions.

I never signed a disclaimer deed my husband lied on the loan and said he was single . What can I do I live in Ca,. He got a HMO loan

Hi Kelly, great information! What is the app you use to record phone calls? I looked up "Record a Call" but there was no actual app by that name.

If you have questions about how to leverage this loan for your listings or have buyers who are open to a fixer upper - give us a call OR text 480-725-0150. If you'd rather schedule a call, CLICK HERE ➡➡ bit.ly/3wERfRV

This video focuses on the worst case scenario.

Sue for breach of contract. Then rescind your signatures and reclaim the instrument under the UCC Article 3 and the SEC.

I love this idea!

I don’t like what he started saying at five minutes in that once you transfer your deed, “it’s over”. Although everything he started talking about after that was gold! Never thought about what would happen if they filed for bankruptcy. Good in-depth questions and knowledge. I had to watch it like three times over just to get all those nuggets of information.! 😄

Can this be done on a property if a deceased person who has no beneficiaries? I would never steal from anyone but are there circumstances where it’s legal and ethical? For example: if a person died in 1999, no one claimed it, no family members can be found, the city lost or mishandled the files or something happened where the city didn’t acquire the property… can a person legally and ethically claim or possess the vacant property/ land?

IMPORTANT! I am a New Subscriber.. my wife and me divorced. With a son, 2-5 months after the divorce, she was being forclosed. She was behind 3-4 months.. she said to me,I don’t want to pay this house anymore, I will not pay it no more; so if you want to keep it try to save it from the bank and keep it. I will move in with mom that has cancer. 2 months after she is attack by a fulminant cancer and passed after only 8 months which I spend each day of them with her. When the judge ask her on the divorce; Do you two have any assets or properties to divide, she said no. All o want is my single last name back. Judge said okay you could leave yous have been legally divorced. When she died I were closing a sale on the house when my attorney said to me me: your son appears like owner of half because his mother which you divorced from passed so the 50% is his. I ask and got the living recording of the divorce case in preceded by the Judge. But my attorney saids that it is not valid so I had to back off the deal and still as a disabled senior paying with a SSA check a higher payment. My question; I have a live recording of her answering the judge questions as if we had any property or house to divide ; she expressed NO!!why my attorney saids that with the live recording and judge and witnesses in court names, legitimately presented.. why they will not honor the verdict? Thank you so much in advance. Thanks for being so plain when explaining in your videos. GREAT JOB

This objectively juat does the opposite of what it's intended to do

What document do I need if I want to add my wife after if they didn’t add my wife by error