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Birch Finance
Приєднався 22 кві 2022
Videos on finance, self-development, and living better.
The best budget app you never knew existed (until now)
The best app for budgeting doesn't have to be complicated. The best budgeting app can be simple, elegant, yet sophisticated. Meet Today's Budget App. It's creators distilled it down to the bare, pure, essentials. Everything you need; nothing you don't.
🌟 Get 20% off the yearly subscription with this link:
apps.apple.com/redeem?ctx=offercodes&id=1593868439&code=BIRCH20
😎 You'll still get a 7 day free trial.
✅ More budgeting app content:
Copilot vs Monarch ➡️ ua-cam.com/video/R3Ay7JUGGG0/v-deo.htmlsi=NP5hMrIO-bcEDeOZ
Every Budget App Ranked ➡️ ua-cam.com/video/WL788zt3AR0/v-deo.htmlsi=_fnQ0Ru5ykkQQzuj
📚 Chapters
00:00 Underrated
00:25 Transparency
01:44 - Tracking Income
03:06 - Tracking Expenses
04:21 - Does it Link?
06:18 - Price
06:46 - Saving Money
🌟 Get 20% off the yearly subscription with this link:
apps.apple.com/redeem?ctx=offercodes&id=1593868439&code=BIRCH20
😎 You'll still get a 7 day free trial.
✅ More budgeting app content:
Copilot vs Monarch ➡️ ua-cam.com/video/R3Ay7JUGGG0/v-deo.htmlsi=NP5hMrIO-bcEDeOZ
Every Budget App Ranked ➡️ ua-cam.com/video/WL788zt3AR0/v-deo.htmlsi=_fnQ0Ru5ykkQQzuj
📚 Chapters
00:00 Underrated
00:25 Transparency
01:44 - Tracking Income
03:06 - Tracking Expenses
04:21 - Does it Link?
06:18 - Price
06:46 - Saving Money
Переглядів: 612
Відео
Greatest Budgeting App Ever: Copilot vs Monarch
Переглядів 20 тис.Місяць тому
The two best budgeting apps go head to head. Copilot Money vs Monarch Money. The best app for budgeting gets decided right now. Double your Copilot free trial with promo code BIRCH2. You'll get two free months instead of one... copilot.money/download/ Subscribe here for more awesomeness 👉 bit.ly/BirchFinance 📚 Chapters 00:00 - Meet the Contestants 00:46 - User Interface 04:56 - Range of Feature...
I Ranked Every Budgeting App (Here's What's ACTUALLY Good)
Переглядів 144 тис.7 місяців тому
Double your Copilot free trial with promo code "BIRCH2". You'll get two months free instead of one. Finding the best budgeting app just got easier... Subscribe for more awesomeness here 👉 bit.ly/BirchFinance My Camera: amzn.to/3MH7TZb (Amazon) My Lens: amzn.to/4g4dIgK (Amazon) My Photo Camera: amzn.to/4dDRzUK (Amazon) My ND Filter: amzn.to/4cHwp6E (Amazon) My Shotgun Mic: amzn.to/4gcAp27 (Amazo...
5.8% GUARANTEED - Lock it in before rates drop
Переглядів 4,9 тис.8 місяців тому
High yield savings accounts are on their way out. Certificates of Deposit currently offer great yields as Interest are expected to fall in 2024. Certificates of deposit are insured by the US government and are at recent all-time highs. They are super simple to invest in, especially with a fantastic brokerage account like Charles Schwab. 🎯 PSA: Unfortunately the channel is at max capacity for su...
Chase Sapphire Reserve: Why is this thing so popular?
Переглядів 7 тис.8 місяців тому
Why does the Chase Sapphire Reserve continue to grow in popularity? In this Chase Sapphire Reserve credit card review we ask, is the Chase Sapphire Reserve worth it? Can you can piece together enough value to keep the card for more than a year? How does the Chase Sapphire Reserve compare to the Amex Platinum or Capital One Venture X? Let's get into it...hope you enjoy the video! 🎯 PSA: Unfortun...
The #1 Thing Keeping You Broke (Not What You Think)
Переглядів 5769 місяців тому
Dopamine motivates us do absolutely everything - spend money or save money. If you've tried a dopamine detox, dopamine motivated you to do it. If the detox from dopamine failed....also because of dopamine. In this video I break down the three phases of dopamine that make it difficult to save money. I also share some fixes from the experts so you can feel good without the painful aftermath. 🙏 Yo...
But Also How To Profit From It 💰
Переглядів 4719 місяців тому
We've all been manipulated out of money. I have, you have. Sometimes we realize it, but often we don't. What's happening there? It's like there's a hidden switch in our brains and when the right words are said in the right context, that switch gets flipped and we make decisions against own best interest. How can we get better at knowing when somebody is reaching for that switch? Once we underst...
Best Business Credit Cards (2024) - The Easy Button
Переглядів 93210 місяців тому
Selecting the best business credit card for your small business in 2024 just got easier. If you're exploring 0 annual fee business credit cards or prefer the luxury business credit cards for travel and perks, this video breaks down 5 cards that will make your decision process quicker so you can get back to bigger business decisions. 🔴 Subscribe for Latest & Greatest 👉 bit.ly/BirchFinance 📚 Chap...
Step by Step: How to Beat the Pros with Index Funds (Up 24% in 2023)
Переглядів 86710 місяців тому
Index Funds Are the Answer Index Funds are the most underrated investment strategy. I explain how to invest in index funds and also compare index funds vs mutual funds. Compounding interest is the 8th wonder of the world. Building wealth to become a millionaire does not get more boring than putting your money into index funds. The magic happens when you combine their low costs and compounding i...
Don’t let this card OWN YOU. AMEX Platinum Review 2025
Переглядів 27 тис.11 місяців тому
The American Express Platinum credit card offers luxury travel, lifestyle benefits, and is seen as the pinnacle of personal finance. During this Amex platinum credit card review, and when asking yourself "is the Amex Platinum worth it ?" you must first take stock of your current lifestyle and spending habits. Do your best to avoid keeping up with the Joneses. Often easier said than done. I full...
Cashback King? Chase Freedom Flex vs Unlimited (2024)
Переглядів 3,4 тис.11 місяців тому
The Chase Freedom Flex vs Chase Freedom Unlimited. Flex vs Unlimited - two of the best cashback credit cards in 2024. The Chase Freedom Flex offers cashback at variable rates while the Chase Freedom Unlimted cashback is earned at a fixed rate. They share benefits but also have their differences and flaws. Neither has an annual fee - a breath of fresh air. Either one could be a great addition to...
Your Marriott Guide to Status and Upgrades! 🚀
Переглядів 30 тис.11 місяців тому
The road to Marriott Bonvoy upgrades is more simple than you think. This Marriott guide explains how to get Marriott Platinum Status faster, which means sooner upgrades and and all the perks Marriott offers. Some shortcuts include the Marriott Bonvoy Boundless credit card, the Marriott Bonvoy Bold credit card, and the AMEX Marriott Bonvoy Brilliant card. But you don't need credit cards to get t...
Capital One Venture X: The ULTIMATE TRAVEL CARD?
Переглядів 15 тис.Рік тому
The Capital One Venture X credit card review for 2024 is here. Capital One Venture X had some slight changes to it's perks, but it might still be the best travel card on the market. The Venture X perks are great for travelers, and the yearly annual fee is very reasonable. 🔴 Why not subscribe? 👉 bit.ly/BirchFinance ⏰ Timestamps because nobody has time to scrub ⏰ 00:00 - 3 Quick Perks 00:59 - Mil...
Mastering the Lounge Life: Top 5 Ways In 🙌
Переглядів 3,8 тис.Рік тому
Airport lounge access makes travel better. In this video, I share the 5 most common ways that you can unlock airport lounge access like a pro. From using credit cards to buying a one-time pass, understanding how you can get into lounges will make your travels much more relaxing. Free food, free drinks, and a quiet work space are just a few of the perks that will help you have the best possible ...
How to Get United Status FASTER ✈️
Переглядів 41 тис.Рік тому
Want to know how to get United Airlines upgrades sooner and how to get United premier status faster? Subscribe for more awesomeness here 👉 bit.ly/BirchFinance My Camera: amzn.to/3MH7TZb My Lens: amzn.to/4g4dIgK My Photo Camera: amzn.to/4dDRzUK My ND Filter: amzn.to/4cHwp6E My Mic Transmitter/Receiver: amzn.to/3Mk6I1x My Lavalier: amzn.to/3WYqqEZ My Light: amzn.to/3AGfPqD My Softbox: amzn.to/3YZ...
awesome video!! my personal experience with Buddy: really nice UI! i did have bank account connectivity issues pretty much immediately w/ my BOA debit card--it would miss transactions, which i'd then manually enter, only to have them duplicate weeks later (and it wasn't b/c the bank was still processing the transaction--i checked!). that being said, i think i've found that manually inputting most of transactions is better for me anyway as it makes me scrutinize how much i'm spending. i really like the daily spend breakdown as well as the ability to roll over surplus income into the next pay period! i'm really intrigued by Pocketguard--a plan for paying off student loan and CC debt is really what i'm looking for right now. i know you gave it a low ranking, but if that's my priority, would it move up any higher?
Been using this app for years. Well, the old version, and then moved to the new version the second it came out! I LOVE LOVE LOVE this app!
You’re way ahead of us all! Glad to hear it stands the test of time 🕰️👍
Great video! I always appreciate your content. Would you recommend this app for freelancers, or those with a variable monthly income?
Thanks! Appreciate the note! This would totally work for freelancers/variable income. You just make the entries as income flows in and you’re good to go! 👍
I hated every app except Pilot, that is only for iphone users and I'm team Android. 🤦🏾♀️
Oh no! Perhaps time to change teams? 😂
Looks neat, too bad I don't have an iPhone.
Bummer. Time to upgrade?
@BirchFinance I'm afraid not, my S24 (and Galaxies in general) suits me best. Any chance they will make the app compatible with Android in the future?
Near future? I haven’t heard anything, but hopefully sooner than later!
Hey birch your content level quality Is insane keep it up
Hey, really appreciate it! A ton of work goes into it. Thanks for the note and glad you like it! 🙏
Do you happen to know why I can’t get copilot on my MacBook? It’s upgraded to the latest software and everything
Hmmm..that's weird. You should be able to download the copilot app and login that way. Any luck?
Another very smooth video with great details, information, explanation, and of course, editing! Hope you're well and Happy Holiday to you, Birch!
Thanks, Lani! Means a lot coming from Mr. Smooth himself! Happy holidays my friend!
Another great video! Thanks for sharing!
Thanks, Marilyn. Really appreciate it! 😁
Would you think this or copilot is the better option ?
It’s so different. A much more paired down app that is only concerned with the bare essentials. If you need a bunch of whiz bang, Copilot is the way to go
Agreed that Ramsey's app should be the cheapest.
👍
Thanks for doing a video about our app! You captured the essence of what we aim for perfectly, and it means a lot to see our 10+ years of work recognized. By the way we thought about adding a ‘skip category’ option for people like you who just wants the fastest entries⚡ I love your videos, not just this one. They’re always so fun to watch! (Accidental porsche purchase 🏎😂) Juno
Thanks, Juno! I think your hard work shines through. It’s not easy to keep things simple. Hope the word gets out about your app, and enjoy your new future Porsche. You earned it! 😁
fleur is my fave 🤍 there was an update i wasn’t a big fan of, i wrote the dev team and they released an update offering the option to turn it off the next day. great team and cute app, which is important to me so i feel more motivated to enter my expenses. ✨
11:19 i have the venture x and the number of times i have literally wanted to randomly ask someone in the airport if they wanted to have lunch (just because i can bring them in) is crazyyyy lool.. maybe you just inspired me to actually do it lmaooo😂😂😂😂
Haha. I mentioned it because I have thought about doing it too. Go for it!! 😂👍✅
Can I use copilot with my window desktop computer?
Unfortunately you cannot. The only way to use it on a desktop is if you have a Mac and download the desktop app 😬
this guy!
heyyyyyyyy
Is it just me or does no one else want to manually put in every single expense? I feel like syncing with the bank acct is the saves some much time. I just don’t understand?
I'm right there with ya. Would much rather put things on auto pilot...although manual entry develops great habits!
My fiancé and I after watching this: Can you be our dad? 😂In all seriousness, we appreciate the time invested in compiling all this info, it was incredibly informative and also really fun! You gave us some good laughs. An easy subscribe and like! Keep up the fantastic content, dad!
Haha! Absolutely. Got 2 kids already, but might as well double down! Glad you got some value out of the content and welcome to the family! 😆
I got 2k PQP. Guess i got to use the card nore often
It’s a start! 👍✈️
Now co pilot can be used on iPad. So glad they did that. They are working on doing budget goals and such that Monarch already has. I hope they can add subcategories like Self care then add multiple tasks under it
Super handy. Love the larger view plus portability. You could create a custom self care category! 👍
Who edits your videos? They’re awesome
Appreciate that so much. I edit them myself
@ dude you’re amazing thanks for the great video I’m in middle of it
@ do you edit with premiere pro?
Very kind of you! I do it all on FCPX
No quicken? isn't that like the largest expense app.
Simplifi - look again 😉
Watching you for the first time, I'm a fan.
Hey! Welcome to the channel. Glad you stumbled across it! Thanks for the note!!
Incredible and comprehensive review. Btw do you play that guitar? Lol
Thanks so much! Appreciate you stopping to leave a note! Technically I do play the guitar... the quality of which is debatable
Hey, I recently discovered Expenzo: Expense and Budget Tracker 🔥 and thought it would be perfect for your channel! It features a clean UI, detailed charts 📊, strong data encryption 🔒, and lets you export data as Excel sheets with charts. Plus, it has both predefined and customizable categories for easy tracking. I think your audience would love a review of it! ❤️
Thank you for this!! This is hands down the best breakdown of most things on the market. Goodbudget didn't have bank connectivity, but it does now. It also looks like PocketGuard got rid of their free version altogether and raised their prices.
Winston’s Wallet. Free and amazing
A disclaimer about copilot being unavailable on android in the opening would have saved me some heart break
Oh dang - sorry about that!!
Great vid! It would be fantastic if you'd do a deep dive on Co-pilot.
Great minds think alike… I’d strongly consider it if there was enough interest!
Super helpful. I just spent like 11 hours setting up my Monarch the other day and completely forgot about Co-Pilot. Debating if I should switch over but this review was helpful!
Super glad to hear you found it helpful. Certainly didn’t take me that long to set up my copilot system, but as long as you have something that works is all that matters! 👍✅
Copilot Money and Today's Budget are only available on iOS. That takes them down a tier tbh
dave Ramsey should see this video lol 😆😂
😆😆✅
Very high quality vid!
Thank you! 🙏
This is a Canadian United Hack for those of us who travel from Canada to the US alot. 1. You can buy United tickets on Air Canada. For example, a flight from YVR-HNL is being sold on United for $590 USD RT connecting in SFO one way you earn not that much PQP. You pay a little more I paid $635 USD RT with Air Canada Comfort operated by United Airlines. You still get the 4 PQF but instead of lets say 550 PQP you get 1280. How The ticket is an Air Canada ticket while United operates the flights. Air Canada Flex and Comfort fares earn 100% based on distance flown. 3200 ÷ 5 = 640.
Do you have a review for copilot My friend is trying to get me to use that one 🤔
Great video. A shame about the availability and device requirement on Copilot. Thanks for making that a key talking point, not something I would have thought to look up.
Thanks so much! I appreciate the note! Yeah, copilots availability is limited to mac, but it runs like a dream on that iOS. Have a great day!
Great video! You have done all the homework so I have a question. I like the automation of linking my bank and credit card but I want a simple app. I am considered a low income senior citizen...my only income is social security and I have no investments. I am just interested in making sure that I live within my income, which is difficult! I also know that I would not be dedicated to hands on all the time. I like having downloads that apply to categories that I have set up in budgets. I use Apple exclusively so is CoPilot too sophisticated for my limited income, no growth, station in life?
UPDATE, 6 months after video date: "Weple Money Pro", "Expenses Ok", "Fleur", "Budget Spending Tracker", "Today's Budget - Money Tracker", "Buddy", and "CoPilot" are nowhere to be found [for Android devices].
I'm a huge fan of Ramsey, but the free version of EveryDollar is extremely limited. Most people looking for a budgeting app are BECAUSE they want to get a hold of their finances, so spending that much money on an app isn't plausible for most. Those spending the money are either already rich or, are stupid and will stay poor because they're spending more than they can afford.... which goes against the Ramsey solutions. So the app is ironic.
What about Wealthica? Somehow it didn't make the cut? Anyone using that? It has a Budget feature and auto syncs with many banks including Canadian where Mint used to fail. I tested it out, I like it, but I am hitting some limitations that want to make me go back to Excel or find an alternative. I want to budget for one-off and monthly expenses more intuitively, maybe see multiple months graphed and have an easy eay to copy and paste values between the months on the dame page without loading each month page separately. Even csv import could help.
High quality videos like this deserve to be rewarded by the algorithm.
Thanks so much! Appreciate the note and feedback! Tell all your algorithm friends.
This was very interesting, but very vague. I would love to see a longer form video going more into depth with each or at the very least the top ones. I am studying and contemplating YNAB, which seems to have a cult following. It has a lot of feature, but for that price tag, I'd want to see even more. It's a little clunky.
I hear ya. Unfortunately, I had to sacrifice depth for breadth. It’s tough to go deep into each and every app, would have been a 2hr video. A lot of viewers love YNAB! If you decide to take the leap, I’m sure folks would love to hear how it goes.
Great video! thanks for the content :)
Absolutely. Thanks for the note, glad you liked it!!
Great video! Thank you for such a detailed review. I actually work on a smaller finance app called Monetika. We didn't quite make the 3k reviews cutoff for this list (we're at 2,709 with a 4.8 rating), but most of our reviews aren't from the US market yet. We're a small team trying to keep things simple and user-friendly. If anyone's curious to try something different, feel free to check us out - we always welcome feedback from new users! :)
Love that you explain what the video is about and no sponsors which is great for trust good video
Appreciate that! Transparency is key IMO! 🙌
Thanks for saving us a ton of time weeding through these apps. And putting together such a great video review 👏
You're very welcome. Thanks for leaving me the note and glad to hear you enjoyed it!!
love your content - I think this channel is going places - random question - are you editing these videos on your own or do you got a guy? - they are extremely slick and polished - just wondering how people have the time to make such great content!
Hey, thanks man! Appreciate the kind words. Yeah, I do the whole thing start to finish. It's very time consuming, but I think the end product is worth it. Nonetheless, always trying to get better!
@@BirchFinancewell ur crushin it well done sir keep up the good work!
@ryanmahoney1672 thanks Ryan! Really appreciate it! Definitely tryin 👍
great comparison, thank you
Thanks! Appreciate you leaving a note 🙏
Do either one of these apps show you the best or fastest way to pay down a loan or some sort of payment ? Get out of debt ?
Both apps have a method to track debt pay downs. In Monarch you can set a goal and allocate money to it and in Copilot you can create a separate budget to pay down the debt. Hope this helps!
Spendee doesn’t automatically update. I feel it’s worthless and I made a budget and i cannot edit the date transactions posted so it interrupts with budget
Not cool Spendee, gotta fix that glitch!