Відео

I wish I could change it !! 🙏🏼

Glad you enjoyed it!

You're welcome ! Which state are you in ?

@ Texas. We're considering a USDA loan in Houston area.

I feel your pain

You're welcome!

Rate is usually cheaper on VA loan

Yes I can do that!! - which area are you in ?

Yes this is becoming a real problem across the US - which state are you in?

@ I’m about 20 mins outside the border of California…. And that’s the problem.

What about rent prices in your area - are they going up ?

@@meres_mortgage I’m currently paying $2700/mo for a 3bd/3ba, 2k sqft single-family house in the top school district of my area. Recently renewed for another year, identical price to last year.

Yes ! I always tell people you know your situation best !

Thank you so much ! I'm so glad you found it helpful! - Which state are you in?

@ Michigan

@@NewCurrencyClub What is the average home price where youre at?

Sorry to hear about your Navy Fed experience I’m glad to hear that didn’t discourage you 🙌🏼 . If you have any questions schedule a call I will be happy to help.

Yes, there are loan programs that can lend you money to build, but their guidelines are pretty specific.☺I’d be happy to explain more-here is the link to book a call with me - calendly.com/meres_mortgage/15min

You're welcome

No this is pre tax

Thank you so much !

They don't directly lend to the public - they only insure the loan. You must work with an FHA approved lender like myself to get this type of loan.

@@meres_mortgage thanks

Not true - I have done some that low - if you had actually watched my video you will know the perimeters and requirements to do a loan with that credit score.

Yes its crazy how much they charge

Here is the link to my calendar to schedule a free call directly with me calendly.com/meres_mortgage/15min

Book the Calendar at calendly.com/meres_mortgage/1...

Here is the link to book a free call with calendly.com/meres_mortgage/15min

If these homes are in the middle of nowhere it's going to be tough for people who need to work locally. That could make it hard for anyone to seriously consider living there.

We don't all buy Temu clothes

@ I’ll be fine, my job is recession proof . I sincerely hope you get what you voted for.

Yes and my concern its in the middle of no where not close to people's jobs

Not all Federal Land in the Boon Docks or Catle County

No i'm not saying that... this is how the banks calculate it/ how much they will approve you for. Just because the bank approves you for a certain loan amount doesn’t mean you should take it. Banks calculate your approval based on their criteria-not necessarily what’s best for your financial situation. You know your budget, goals, and lifestyle better than anyone, so borrow wisely and stay within a range that feels comfortable for you.

You're welcome !!

If you need me to review anything ... let me know I review peoples loan estimates all day long. Here is the link to book a call with me when you need to calendly.com/meres_mortgage/15min

yeah, you seem to be right... what I get from this clip -1) lender is just that bank or represents just that bank (like a 3rd party), but only specialises with mortgages... 3) it:s a bank, no 3rd party face... it has 😊worse rates, but more choice - as it has other loans or credit lines (not only mortgages)...

Yes so a mortgage lender is someone that works directly with 1 company that only sells mortgages ... a bank offers different types of lending option like personal loans, auto loans etc and not just mortgages. Did that help clear it up ?

i understood that as debts, like car payments or credit card payments or student loans. So paying down current debt.

@@thereadaloudladyyes you are correct - things on your credit report

@@thereadaloudladyyes you are correct - what is on your credit report

If it's your primary residence - yes apply for the homestead exemption with your county and that will help cap the value at which it's taxed on. Which state are you in ?

Thanks for the reply. I wanted to make sure I didn’t loose the discount.

Yes things are still moving especially down here in Florida ! Which state are you in ?

😂Did you recently buy a house ?

Hey there - that's why I mentioned if a condo is the only thing you are able to buy or thats your only option it's still better than renting. How is the housing market where you're from ?

@@meres_mortgage this is still incredibly condescending.

@@katysleta4285@katysleta4285 This video can be seen worldwide. Indeed, I am a French guy living in Belize and am coming back from Guatemala City, where I have seen several condos. If possible, I would also avoid purchasing that kind of property because of the HOA and property taxes; however, I have been living in Spain for 33 years, and condos are the cheapest properties there by far... as a result, most Spanish people live in condos...