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Forming New Habits
Приєднався 25 січ 2024
Hi everyone, welcome to my channel! I'm Nicky, a wife, stay-at-home mom to 3 wonderful children and on a journey to pay off debt and live financially free.
The goal is to be debt free by early 2026!
I hope I can inspire you to win with your finances! Let's break generational curses and form new habits!
If this type of content interests you, please feel free to Like, Comment, Share and Subscribe!
Connect with me:
Formingnewhabits4@gmail.com
____________________________________________
D I S C L A I M E R
I am not a financial advisor. This content is for entertainment purposes and sharing my personal experience and what has worked for me. Please consult a professional Licensed Financial Advisor for any financial advice and always fact check!
The goal is to be debt free by early 2026!
I hope I can inspire you to win with your finances! Let's break generational curses and form new habits!
If this type of content interests you, please feel free to Like, Comment, Share and Subscribe!
Connect with me:
Formingnewhabits4@gmail.com
____________________________________________
D I S C L A I M E R
I am not a financial advisor. This content is for entertainment purposes and sharing my personal experience and what has worked for me. Please consult a professional Licensed Financial Advisor for any financial advice and always fact check!
Galentine's Day Savings
Hey friends! In today's video, I'll be saving with our Galentines Day challenge again!
Hope you enjoy it!
Galentines Friends:
🩷 @BooksandFinances549
🩷 @blessedbudgetsbyAbigail
🩷 @BoopnBudgets
🩷 @budget_with_chuckles
🩷 @CoffeeNBudgets
🩷 @Hustleandflowsco
🩷 @My_Budget_Plans
Hope you enjoy it!
Galentines Friends:
🩷 @BooksandFinances549
🩷 @blessedbudgetsbyAbigail
🩷 @BoopnBudgets
🩷 @budget_with_chuckles
🩷 @CoffeeNBudgets
🩷 @Hustleandflowsco
🩷 @My_Budget_Plans
Переглядів: 29
Відео
Mini Monday Savings | Saving with my bestie 🥰
Переглядів 41День тому
Heeeyyyyy Guys! We hope you enjoy this one 🩷 Challenges mentioned: @cyndicatbudgets @windmillridgebudgets @glorysbudget @DreamyBudgets @OverthinkingandBudgeting1 @ShadesBudgets @GandLbudgetingbesties
CASH STUFFING 💸 | NO SPEND UPDATE | HAPPY MAIL 💃🏾💃🏾💃🏾
Переглядів 43День тому
Hey, my friends! In today's video, I'll be doing my second cash stuffing for January! Update on how I've been doing on my no spend 🤭 and I got some cute happy mail from @lilzworld733 🥰 ▪️▪️▪️Testing the quality when uploaded from my phone. Let me know how it is. As always thankyou so much for the love and support 🩷 If you enjoy this type of content, please like comment and Subscribe 😊
Galentine's Day This or That | Roll and Save Collab
Переглядів 34День тому
💕 Happy Galentines Queens 💕 Does anyone have any plans for Galentines/Valentines day? Feel free to share in the comment 😊 Galentine's Crew: 🩷 @BoopnBudgets 🩷 @BooksandFinances549 🩷 @Hustleandflowsco 🩷 @budget_with_chuckles 🩷 @My_Budget_Plans 🩷 @CoffeeNBudgets 🩷 @blessedbudgetsbyAbigail 💜🩷💜🩷💜🩷💜🩷💜🩷💜💜🩷💜🩷🩷💜💜🩷💜🩷💜🩷💜 Collab Link: drive.google.com/file/d/1dNDf059xZ8QQAXJZJnBlCVv5SUryLnbe/view?usp=drive...
MINI MONDAY 2025 | FUN WAY TO SAVE MONEY | KID FRIENDLY
Переглядів 43День тому
🚨GATHER OVER HERE🚨 It's Mini Monday! Hey Budgeting Friends! This week my Jaylee Bean and I are starting fresh for the New Year! 💥 We have some new challenges to play and looking forward to many many more 🤑 🥳 We hope you all enjoy this one! And as always Thank you for the love and support 🩷🤜🏾 Don't forget to Subscribe and Like if you enjoy this type of content! Thank you for subscribing 😉🩷 2025 ...
FIRST CASH STUFFING OF 2025 | NO SPEND UPDATE | NEW COLLAB!
Переглядів 100День тому
Wooo~hoooo! It feels so good to get paid! 🤑💸 Hey Budgeting friends! In today's video I'll be cash stuffing $240 and sharing how 🙅🏾♀️ spend is going so far! This month was a late start, but we're 🏃🏾♂️🏃🏾♀️🏃🏿♂️ it up next month! Stay tuned 😉 🩷❤️🩷❤️🩷❤️🩷❤️🩷❤️🩷❤️🩷❤️🩷❤️ Collab Alert 🗣 It's Galentinessssssss! Save and play along with us for Galentines/Valentines Day! So excited to be apart of this ...
2025 DEBT OVERVIEW
Переглядів 5414 днів тому
Hi Everyone! This is my our 2025 Debt picture. I am now sharing debt totals for both me and my husband moving forward, just so you guys can have the complete picture of where we are at in our Journey. It's been a fulfilling ride! Hope you all enjoy this one. Be blessed and have an amazing day today! Love, Nicky. The Budget Mom free resources page: freeresources.thebudgetmom.com/ D I S C L A I M...
6 Months in Review | July - December 2024 Debt Update
Переглядів 6614 днів тому
Hey Friends, In today's video I'll be going over my debt paydown progress for the last 6 months of 2024, and seeing our total amount paid for the year! I am amazed by how far we've come and I honestly don't think we would have made it this far if I wasn't documenting on UA-cam. I'm so grateful to be a part of this community and that God opened my eyes to this new reality! It is truly His divine...
December 2024 Debt Update | January No Spend | Overcoming Loss
Переглядів 5821 день тому
Hey my friends, I'm so happy to be back with another video! This is the progress so far for December. Not what I planned for but we're working with it. Thank you guys from the bottom of my heart for all the love and support. If you like this kind of content don't forget to Like, Comment and Subscribe! I post debt updates every month. Have an amazing day! Jesus Loves you! No spend Tracker: @theh...
Our Last Mini Monday of 2024!! | $40 | Fun Savings | Kid friendly!#norelisbudgetsgroupplay
Переглядів 77Місяць тому
Hey guys, we are finishing up our challenges for the year!! We've saved $233 for the month of December! $250 counting the money from our Ding Ding Ding and Gimme some sugar envelopes! I hope you guys enjoy this one and we'll see you in the New Year! Stay Blessed Always. Love, Nicky and Jaylia Channels mentioned: @Frugalityislife @blessedbudgetsbyAbigail @CanadianFinanceJourney @purelybudgets @B...
Another Beautiful Happy Mail
Переглядів 66Місяць тому
Thank you so much Irene @BoopnBudgets We love our happy mail and are so grateful! Wishing everyone a very Happy New Year!
Late Mini Monday | $40 | Kids friendly fun | #norelisbudgetsgroupplay
Переглядів 53Місяць тому
Hey everyone, we missed Mini Monday last week being as we were out of town, so here is that video! Hope you enjoy! Channels mentioned: @Frugalityislife @blessedbudgetsbyAbigail @CanadianFinanceJourney @purelybudgets @BudgetWithMrsP @BoopnBudgets @Grammisjourney @norelisbudgets @BudgetXJailzz I.O.U Cards: @thehopefulbudgeter and my Kofi Shop Ding Ding Ding envelope: @DonnaPoweredbyCreativity Gim...
I Won Another Giveaway | Happy Mail!
Переглядів 66Місяць тому
Hey Friends, today I'll be sharing with you a gift I got from one of my good budgeting friend, @thehopefulbudgeter and a beatiuful challenge I won from @Frugalityislife giveaway! I love the items that I got and hope you all enjoy this one! Wishing you all have an amazing holiday season and a prosperous New Year!! Feel free to Like, Comment and Subscribe if you like content like this!
Dare To Remember Savings Challenge w/ @thehopefulbudgeter and @BoopnBudgets
Переглядів 31Місяць тому
Dare To Remember Savings Challenge w/ @thehopefulbudgeter and @BoopnBudgets
My last Christmas stuffing! | Christmas In Jamaica | #norelisbudgetsgroupplay #lilzworldgroupplay
Переглядів 50Місяць тому
My last Christmas stuffing! | Christmas In Jamaica | #norelisbudgetsgroupplay #lilzworldgroupplay
Saturday Savings w/ Jaylia | Completed Challenges! | Kid friendly savings
Переглядів 22Місяць тому
Saturday Savings w/ Jaylia | Completed Challenges! | Kid friendly savings
Dare To Remember Collab w/ @BoopnBudgets and @thehopefulbudgeter
Переглядів 49Місяць тому
Dare To Remember Collab w/ @BoopnBudgets and @thehopefulbudgeter
Christmas Savings | Week 4 $100 | Group plays | #norelisbudgetsgroupplay #lilzworldgroupplay
Переглядів 67Місяць тому
Christmas Savings | Week 4 $100 | Group plays | #norelisbudgetsgroupplay #lilzworldgroupplay
Mini Monday Funday | $20 savings | Fun ways to save money | Kid friendly | Save With Us!
Переглядів 33Місяць тому
Mini Monday Funday | $20 savings | Fun ways to save money | Kid friendly | Save With Us!
Christmas in Jamaica Collab w/ @ShanOnABudget and @Frugalityislife
Переглядів 61Місяць тому
Christmas in Jamaica Collab w/ @ShanOnABudget and @Frugalityislife
Mini Monday Funday | New Intro Song and Completed Challenge!
Переглядів 40Місяць тому
Mini Monday Funday | New Intro Song and Completed Challenge!
Challenges I completed in November | Let's see how much is going towards debt ???
Переглядів 39Місяць тому
Challenges I completed in November | Let's see how much is going towards debt ???
Saturday Savings w/ Jaylia | Baby girl is on a roll! | Kid friendly fun ways to save
Переглядів 242 місяці тому
Saturday Savings w/ Jaylia | Baby girl is on a roll! | Kid friendly fun ways to save
My 2025 Cash Binder Setup | New Year New Me! | #2025 #cashstuffing #cashbinders
Переглядів 7872 місяці тому
My 2025 Cash Binder Setup | New Year New Me! | #2025 #cashstuffing #cashbinders
My 2025 Debt Payoff Plan and Future Goals! #daveramseyinspired
Переглядів 4742 місяці тому
My 2025 Debt Payoff Plan and Future Goals! #daveramseyinspired
Christmas Savings | Week 3 | $45 being saved! | Group Plays #lilzworld #norelisbudgetsgroupplay
Переглядів 762 місяці тому
Christmas Savings | Week 3 | $45 being saved! | Group Plays #lilzworld #norelisbudgetsgroupplay
Mini Monday | Save with us! | $20 | Fun ways to save money!!
Переглядів 432 місяці тому
Mini Monday | Save with us! | $20 | Fun ways to save money!!
Saturday Savings w/ Jaylia | Week 3 $20 | Fun ways to save money | Kids Edition!
Переглядів 342 місяці тому
Saturday Savings w/ Jaylia | Week 3 $20 | Fun ways to save money | Kids Edition!
Hi Nicky. Here catching up on videos. My no spend went great this month wasn’t as bad as I thought it would be. Love the happy mail!
eyyy Nicky great savings😀
Happy Thursday Nicky! Oh, I just love this game. It's so cute❤❤
Fabulous savings! 🩷
Watching while at work Nicky. Great idea with the dice sis🫶🏾
Good Morning, great to be here watching. Your doing a wonderful job saving.
Hi Nicky! Love your friends and family sign ❤❤❤Great savings 😊
Nicky!!!!!! Watching!
Happy Wednesday! How cute is the Galentine's saving theme!! I really like the idea of using a 4-sided die, perfect for all kinds of budgets! I agree with making the icons the value of the number that the die lands on, easier way to keep track of how much your saving! Great job!
Hi ❤❤❤
Happy Wednesday 😊❤
Hey Nicky!! 😊 Yay for saving with our Galentine’s Collab!!🎉❤
Happy Wednesday!😊
Happy Galentine’s day my friend and collab partner I love your set up Great savings 😊
Hi Nicky! Here catching up 😊❤
@gannbudgets Hey Grace! Thanks for tuning in my friend 🩷
The best Mini Monday savings song! Love it! 🩷
@@Niensbudget 😄😄 Thank you, Nien 💜
great savings🥰🥰🥰🥰
Thank you my friend 🩷🩷
Happy Monday Nicky❤❤ How old are the kids
Hey Margo! Hope you're having a wonderful day. They are 7, 2 and 1. Small but love their food 😄
@@FormingNewHabits girl I feel old with my 30 , 25 & 14 yr old
@@margobudget As you quint, they're grown! The time flies so fast!
Hey Beauties! Yay for completing challenges! Love the intro song! Here for the partay!! 🎉😂❤
😁😄😆 Thanks for the support beautiful, Irene 🩷
🧡🧡🧡
Happy Monday Nicky🤗!!! Love the happy mail sis😍
Happy Monday to you too, Sis! 🩷
Great savings my friend!! 🥰💕🫶🏼
Thanks friend 🩷
Hi Nicky!!💗 I’ve not tried No Spent before!!! But would love to try! You are doing awesome 😍✨
Heyyyy Thank you! You should! It's so good for the budget, but man it's challenging at the same time 😅 I would do it again but not next month 🤭
Great video ❤❤❤
Thank you Sister M ❤
Hey Nicky, Love! Nice to see you back! Fun happy mail from Lilz! She has such cute challenges!!♥♥♥♥♥♥ What is Jaylia's theme?
Hey girl, thanks so much! It was so perfect! First, it was Moana, then she switched to Ariel - mermaid theme. So, hopefully, this is it 😄
Hey Nikky❤️ here returning the love .. nice video
Hey Girl! Love your support! 🩷
Hi lovely great video ❤happy Sunday
Thank you, Maria 🩷
Great job
Yesss for the Spa time😊
Trust me 😌 😄
🎉🎉
Happy Thursday Nicky🧡
Heyyy Clarissa! Happy Sunday 🩷
I need to do this tracker Great reminder my friend 😊
Hi, New Subbie here💗 What a Cute challenge!!✨
Heyy! Thank you so much, just subbed to you as well 🩷
Yay love to hear your this or that 😍❤️lovely video 10:21
Thanks, Chuckles 😄🩷
Hi Nicky!!! You are so cute about the fondant and fondue then on top of that you said you’d rather pick fondant over chocolate covered strawberry which reminds me of my daughter 💕 I love this collab because I learned so much about you ✨ I only thought there’s only heels out sneakers but never thought of flats!! Great savings and beautiful IOU card
Lol Hey Michelle! I swear my whole life I've been calling it fondue 🤣 Awww 🥰🥰 does your daughter like fondant? I love the texture of it. Trust me! I love the question and answer challenges. It's nice to get to know a little bit about everyone! I can't wait to watch yours!! Lol, are you a flats girl too? Which do you prefer?
@ she lovesssss fondant lol she’s def pick that over the fondue and chocolate covered strawberries! I am also a shoe or sneaker girly because my wardrobe consists of tshirts and sweats 😅 but if I could change my wardrobe it may be heels or flats!
@@Hustleandflowsco Yesss my girl! 👏🏾👏🏾👏🏾 I wish I could walk in heels, sneakers are cute too but me feet are too big 🤣🤣🤣
Hi Nicky, love this❤😊
Thank you, Jo 🩷
Hey Nicky Love!! 💕 That’s funny about the fondue 😂😂😂 I like milk chocolate best also. Don’t care too much for white chocolate. Dark chocolate is okay. Nice savings!! ❤❤❤
Lol! I watched your video first I'm like what's Irene talking bout 🤣🤣🤣 thank God I checked lol 🤦🏾♀️ Yes, I'm not too fussy with the other two also. Thank you, thank you I'm having so much fun! 🩷
Happy Wednesday!😊
Heyyy Kay! Thanks for tuning in ❤
Hi! New subscriber 😊 Love the intro 🩵 Great savings 😊
Thank youuu, Erin 🩷
Congrats on over 400 subscribers 🥳🎊🥳 I always love the introduction 👯
Thanks so much, Sis! 🥰🥰🥰
Hi Nicky, I love the intro. You have the cutest helper there. Happy Savings!
@@vdasbudget Hi Vda 🤗 Thank you so much 💖
Hey Nicky! Always looking forward to your videos.🤎✨
@IThinkMomIsRich Hey Ori 🩷 thanks so much for always tuning in, girl 🤗
The intro just brings a smile on my face..I find myself dancing and snapping my fingers with you two.
@NichellesBudgetWorld Aaahhhhhh!💃🏾💃🏾💃🏾 Aww I love that, I'm so glad! Thanks for always supporting Nich 😊🩷
Hi Nicky! Some of the ladies I follow batch record, have you considered doing that?
@NichellesBudgetWorld Hey Nich, yesss I try to batch film. It's just I wanted to post the cash stuffing on Fridays lol but I guess I can just post it another day. Maybe Sundays.
Hey Nicky 🌸, great job on your no spend challenge 🤍
@@FifiBudgetz Thanks so much 🩷
Happy Tuesday Nicky & another wonderful video 🤑💸💚
@BudgetsWithELMA Thank you so much, Elma! Have a blessed day 🩷🩷
🤗🌺
👍23🤗🌺
👍8🤗🌺Goooouuu me encanta tu intro❤❤❤
@@Flower-ahorro Thank you 😊🩷