Welcome back to the State 48 Homeowner Podcast! In Episode 160, we dive deep into the intricacies of using a Self-Directed IRA to invest in real estate. Host Scott Kooiman is joined by JP Dahdah, the founder and CEO of Vantage IRAs, a company that manages over $3 billion in assets for more than 18,000 clients. Together, they discuss the pros and cons of buying real estate with your self-directed IRA, offering invaluable insights into this unique investment strategy.
Whether you're new to self-directed IRAs or a seasoned investor, this episode breaks down everything you need to know about leveraging your retirement funds to invest in real estate. Learn about the different strategies-like buying and holding (buy and hold), fix-and-flip, and leveraging non-recourse loans / DSCR (debt service coverage ratio) loans-and how they can fit into your overall financial plan. JP and Scott also cover the potential risks and benefits, giving you a well-rounded understanding of this powerful tool for diversifying your retirement portfolio.
Don't miss out on this essential episode that could change the way you think about retirement investing. Be sure to like, share, and subscribe to the State 48 Homeowner Podcast for more expert insights on real estate and financial planning.
0:00 Introduction
1:46 The Buy and Hold Strategy
3:22 Choose Your Asset Strategy
5:48 Buying Real Estate with a Self Directed IRA
6:22 Using Cash
8:18 Using Entities
11:02 Using Leverage
13:38 Pro - Control
14:30 Pro - Low Volatility
15:53 Pro - Invest in What You Know
18:23 212° Makes the Difference
19:33 Con - Limited Access to Funds
22:01 Con - Don't Get All of the Tax Benefits
22:12 Con - Learning Curve
23:10 Con - It Can Be Clunky
24:06 Con - Contribution Limits
Key Topics Discussed:
📈 Why Real Estate? Understanding the benefits of real estate investment through a Self-Directed IRA.
🏡 Investment Strategies: From buying and holding to fix-and-flip, discover which real estate strategies can maximize your retirement savings.
💼 Control and Diversification: Learn how to take control of your retirement with less volatility and diversified assets outside of traditional markets.
💡 Practical Tips: The steps to get started, including the role of non-recourse loans, the importance of financial literacy, and the limitations you need to be aware of.
Whether you're an experienced real estate investor or just beginning to explore the potential of a Self-Directed IRA, this episode is packed with practical advice and expert insights that can help you make informed decisions.
Listen now and take control of your retirement savings with strategic real estate investments!
🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated on the latest episodes of the State 48 Homeowner Podcast!
📌 Relevant Links:
Learn more about Vantage IRAs: vantageiras.com
Explore past episodes and additional resources: State48Homeowner.com
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