Adrian Fajardo
Adrian Fajardo
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When Common Sense Beats TikTok Investing Advice
I’m reacting to popular TikTok real estate investing advice and breaking down the gaps using common sense. You don’t need to be an expert to spot bad advice-sometimes, a little logic goes a long way.
📚 Download your Passive Investing Guide in Multifamily for FREE! -
○ marketing.pallashq.com/free-limited-partner-guide-0
💥Passively Invest In Commercial Real Estate
○ www.pallasinvesting.com/
⚡️CONNECT WITH ADRIAN
○ Email: adrian@cashflowportal.com
○ Instagram: @adrian_fajardo90
○ Facebook: @adrian.fajardo.547
📸 IG: pallasinvesting
👨‍💼 Linkedin: www.linkedin.com/company/pallasinvesting/
📽️ Facebook: pallashq
Переглядів: 69

Відео

Homeownership Is The Ultimate "TikTok Made Me Do It"
Переглядів 1,7 тис.Місяць тому
We have a housing crisis where people cannot afford to buy their own home but there are some who can buy a home and regret their decisions. In this video, I will dive deeper into their reasons in hopes that you won't regret homeownership. 📚 Download your Passive Investing Guide in Multifamily for FREE! - ○ marketing.pallashq.com/free-limited-partner-guide-0 💥Passively Invest In Commercial Real ...
INVESTOR SHARES: Do This To Apartment Hunt Like A Pro
Переглядів 1975 місяців тому
I had 32 candidates for my next apartment. I found and submitted my application in only 2 days. In this video, I share my system to systematically find your next apartment to rent. 📚 Download your Passive Investing Guide in Multifamily for FREE! - ○ marketing.pallashq.com/free-limited-partner-guide-0 💥Passively Invest In Commercial Real Estate ○ www.pallasinvesting.com/ ⚡️CONNECT WITH ADRIAN ○ ...
The Actual Wealth Killer No One Wants To Admit
Переглядів 1,9 тис.6 місяців тому
Buying a car you can't afford is only the sign and symptom of this wealth killer. Learn why social media and lifestyle inflation may be sabotaging your financial future. 📚 Download your Passive Investing Guide in Multifamily for FREE! - ○ marketing.pallashq.com/free-limited-partner-guide-0 💥Passively Invest In Commercial Real Estate ○ www.pallasinvesting.com/ ⚡️CONNECT WITH ADRIAN ○ Email: adri...
Credit Cards Are Consuming The US Consumer
Переглядів 688 місяців тому
Credit cards are now overwhelming consumers. Watch as I explain how we arrive at 1 Trillion dollars in credit card debt, how overwhelming consumer debt affects your current living condition and what it means to home-buying. 📚 Download your Passive Investing Guide in Multifamily for FREE! - marketing.pallashq.com/free-limited-partner-guide-0 💥Meet General Partners In The Comfort Of Your Home www...
Last Time Car Repo Was This High Was In 2008
Переглядів 1,1 тис.8 місяців тому
History is repeating itself. Before the housing crash of 2008, there was a spike in auto repossessions. In this video, I'll go over the data points that are similar in the global financial crisis to the present. UA-camrs that were mentioned: ○ @MotorFeed ○ @ThisisJohnWilliams ○ @carquestionsanswered 📚 Download your Passive Investing Guide in Multifamily for FREE! - marketing.pallashq.com/free-l...
He Was Making Pizzas.. Now, He Makes $3,000,000/Month
Переглядів 46611 місяців тому
He Was Making Pizzas.. Now, He Makes $3,000,000/Month
Landlord Reacts To TikTok Rants On RENT
Переглядів 2,8 тис.11 місяців тому
Landlord Reacts To TikTok Rants On RENT
He Flipped 30 Houses/Year Then Switched To Multifamily
Переглядів 1,8 тис.Рік тому
He Flipped 30 Houses/Year Then Switched To Multifamily
Why Landlords Are In Panic Mode
Переглядів 16 тис.Рік тому
Why Landlords Are In Panic Mode
The Commercial Real Estate Crisis | What You Must Know
Переглядів 201Рік тому
The Commercial Real Estate Crisis | What You Must Know
3 Questions To Ask Syndicators To Not Lose Money
Переглядів 113Рік тому
3 Questions To Ask Syndicators To Not Lose Money
Why Dave Ramsey's Advice On Debt Is Risky
Переглядів 624Рік тому
Why Dave Ramsey's Advice On Debt Is Risky
Why The Best Real Estate Investment Is Not Physical
Переглядів 164Рік тому
Why The Best Real Estate Investment Is Not Physical
Sam Zell On The Fate Of Real Estate Investing
Переглядів 428Рік тому
Sam Zell On The Fate Of Real Estate Investing
Why Interest Rates Matter In Real Estate Investing
Переглядів 191Рік тому
Why Interest Rates Matter In Real Estate Investing
How Much $ Do You Need Invested To Live Off Cash Flow?
Переглядів 542Рік тому
How Much $ Do You Need Invested To Live Off Cash Flow?
Being Average is Risky in Real Estate
Переглядів 75Рік тому
Being Average is Risky in Real Estate
CAPITAL STACK | How Investors LOSE Money (Potentially)
Переглядів 143Рік тому
CAPITAL STACK | How Investors LOSE Money (Potentially)
What I Did To Get Here
Переглядів 93Рік тому
What I Did To Get Here
Tax Hack That Multifamily Investors Use in Texas
Переглядів 195Рік тому
Tax Hack That Multifamily Investors Use in Texas
Residential vs Commercial - Is Bigger Always Better?
Переглядів 379Рік тому
Residential vs Commercial - Is Bigger Always Better?
Why Cash-On-Cash Return Is NOT As Important - EXPLAINED
Переглядів 257Рік тому
Why Cash-On-Cash Return Is NOT As Important - EXPLAINED
What Poker and Real Estate Investing Have In Common
Переглядів 180Рік тому
What Poker and Real Estate Investing Have In Common
Commercial Real Estate Terms (I Wish I Knew This)
Переглядів 133Рік тому
Commercial Real Estate Terms (I Wish I Knew This)
A Deep Dive Into Analyzing A Multifamily Property
Переглядів 486Рік тому
A Deep Dive Into Analyzing A Multifamily Property
What is Pallas?
Переглядів 505Рік тому
What is Pallas?
INVESTOR EXPLAINS: Renting Is Better Than Buying
Переглядів 687Рік тому
INVESTOR EXPLAINS: Renting Is Better Than Buying
Multifamily vs S&P - I invested $1,160,000
Переглядів 148Рік тому
Multifamily vs S&P - I invested $1,160,000
Preferred Equity and Mezzanine Debt
Переглядів 4,4 тис.Рік тому
Preferred Equity and Mezzanine Debt

КОМЕНТАРІ

  • @Constitution1789
    @Constitution1789 26 днів тому

    Your video is perhaps one of the most insightful videos I've watched on UA-cam in a long, long time. 👍

    • @perryzheng
      @perryzheng 26 днів тому

      I agreed!!

    • @theadrianfajardo
      @theadrianfajardo 25 днів тому

      Thanks for the kind words and for taking the time to watch the video.

  • @thailandmalcolm
    @thailandmalcolm Місяць тому

    I do not see a home as limiting. I have a townhouse in Denver and I Airbnb it out. I live in Thailand on the money I make with Airbnb. My rent in Thailand is $207.00/month. I win.

    • @theadrianfajardo
      @theadrianfajardo 28 днів тому

      Nice! You were able to make the most of it. Thanks for sharing your story and for watching 👍

  • @Constitution1789
    @Constitution1789 Місяць тому

    Boujee? That actually brings to mind one of my favorite British television shows, Keeping Up Appearances. In it, the ever-pretentious Hyacinth uses the term 'Old-World Bijou' as a rather humorous way to describe cramped, outdated, and tiny apartments.

  • @franko8572
    @franko8572 Місяць тому

    Owning a house is difficult in the beginning, and gets easier. Renting is easy in the short term, but gets difficult over time. When you buy a house, you have the pain of the down payment, then the mortgage and repairs. Over time though, as wages rise, the house becomes less expensive because the mortgage payment is fixed. Unless you don’t have a fixed interest rate. Eventually you pay it off and just have repairs and property tax. The rent will rise non stop.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Well said Frank! Thanks for watching as well. It's unfortunate that most people can't see past 1 year into the future.

  • @SnakePlissken001
    @SnakePlissken001 Місяць тому

    Great video about younger people and their unrealistic expectations of owning a property.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Thanks for watching! Yes, it's the problem of chasing instant gratification. You can't do that with a home because the gratification happens in the long term.

  • @perry3770
    @perry3770 Місяць тому

    The point of owning a home is being able to sell it 5 years later and profit 6 figures.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Sure, and it all depends on the market cycle. Thanks for watching!

  • @NathanCruise-f8s
    @NathanCruise-f8s Місяць тому

    As a landlord I love that people want to rent only…

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      RIght?? Keep that occupancy as high as possible. Thanks for watching!

  • @MuffinManProductions3D
    @MuffinManProductions3D Місяць тому

    Cringe ai generated thumbnail

  • @Deanocab
    @Deanocab Місяць тому

    Well put, and great reaction video.

  • @Jesserayjay21
    @Jesserayjay21 Місяць тому

    Great video!!

  • @lovelesscosplay7864
    @lovelesscosplay7864 Місяць тому

    When the landlord charged us $500 to pour drano down the sink, we decided it was probably better to buy a home.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Thanks for watching and for sharing your experience. Yeah, I forgot to mention the unreasonable requests of some landlords. Lol

  • @ladiesman2222003
    @ladiesman2222003 Місяць тому

    I bought my home 14 years ago and became "house poor" for a few years because we had 2 young kids and were Poor to start with. At this point, rents have gone up 200% but my mortgage is half what rent is. Plus, I can sell my house anytime now and get the 150k home equity I've built. I bought at the right time though... Homes are overpriced in general right now so if you want a home that is for sale at 500k and you feel it should only be worth 420k, Offer 420k! If you can't get it , that's fine. Just stop overbidding on homes that you can't afford. Don't pay 500k because you feel like you have to pay it.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Thanks for taking to watch the video and for leaving a comment. It sounds like you struggled early on but now you are more stable. That is true for any real estate when held for the long term. Agreed! Not unless it is your dream home and would live there for the rest of your life, bidding up a price for a temporary home doesn't make sense.

  • @fezzyfoo
    @fezzyfoo Місяць тому

    I guess the WEF’s “you will own nothing and be happy” is really coming to fruition

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Thanks for watching and the feedback! Hopefully not, I love owning.

  • @Constitution1789
    @Constitution1789 Місяць тому

    If you can pay off a home all at once and have low or no HOA fees and property taxes, then owning a home makes sense.

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Yup! If one is flexible enough to pick a property in the right neighborhood with no HOA then it makes sense.

  • @paolalopez518
    @paolalopez518 Місяць тому

    Buying a house may still be worth it these days, you just have to weigh the pros and cons. Great vid!

    • @theadrianfajardo
      @theadrianfajardo Місяць тому

      Thanks for watching. Yes! The point is of one did it for the right reasons, then owning makes perfect sense.

  • @SamiraWelchREI
    @SamiraWelchREI 2 місяці тому

    🔥💯🔥

  • @andrewrose7172
    @andrewrose7172 2 місяці тому

    Great explanation! So what is the hurdle rate that is in the PPM, what does that mean?

  • @passiveincomeac
    @passiveincomeac 3 місяці тому

    Thanks for the info

  • @gonzalonovaco7548
    @gonzalonovaco7548 5 місяців тому

    Good video bro, shoutout Dallas

  • @MARIAN-rz2ys
    @MARIAN-rz2ys 6 місяців тому

    Cool!! Great ..thats the reality in life..financial discipline is key combine with consistency..

  • @tosha1608
    @tosha1608 6 місяців тому

    I can see that you didn't get a lot of subscribers but video is great. The quality of content already on the same page with main influencer and information even better. I studied social interactions and social media and can surely say that you said everything right. Great video, quality and topic. Keep going, good luck 😉

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      I appreciate the kind words. If I am not getting any subs then I still have a lot to improve on. The journey is the fun part anyway and as long as this video helps 1 person, I consider it a success. Thank you @tosha1608

  • @mdaniels6311
    @mdaniels6311 6 місяців тому

    I personally go on autotrader and will search the eentire countyr and city and find literally the cheapest cars that are A: less than 100k miles. b: less than 15 years old. Go check it out, take it for a little drive to check it runs. Once bought, get it serviced. Bought two cars this way and they worked perfectly fine for years.. Ones radiator broke after a year and I scrapped it. I bought it for 650 and sold to scrap yard for 300. Second car still runs to this day. It is an old lexus... Runs perfectly fine. cost me 650 GBP.. It was literally the cheapest car in London lol... All it needed was new spark plugs as was misfiring a bit. The idea I would give my future away over a frigging car is insane to me.

    • @AJohnson0325
      @AJohnson0325 6 місяців тому

      Lexus are amazing cars though. They last forever because they are basically a nicer Toyota.

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      You took budget shopping to the extreme there. Lol. But I consider that a super power because it's hard to do or very few people can live that lifestyle. Thanks for the comment and taking the time to watch the video.

  • @isagoodone8979
    @isagoodone8979 6 місяців тому

    This is very true

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      Thanks and I appreciate you for the support!

  • @EnjoyingLife2024
    @EnjoyingLife2024 6 місяців тому

    TY for explaining mezzanine debt in a real estate deal. My takeaway is that a city government should never agree to a mezzanine position when using taxpayer funds to redevelop a piece of real estate property. The risk of total financial loss is too high and not recoverable.Therefore, the redevelopment proposal should be rejected if this can't be negotiated out of the deal. I get it. 👍

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      Thanks for leaving a comment! Agreed. A mezzanine position is a creative strategy for making an opportunity work. However, there are times when it should not be used on a deal.

  • @nellosnook4454
    @nellosnook4454 7 місяців тому

    Thank you for sharing this very helpful information! 👌

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      Thanks for leaving a comment! I'm glad this helped.

  • @ginotarabotto
    @ginotarabotto 7 місяців тому

    Great explanation! Thanks. Curious, for a developer's personal equity, is it possible to have a friend/family put that money in? Wondering what solutions there can be if the developer doesn't have the money for the personal equity portion.

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      That is a possibility however I would advice reaching out to an attorney for the best way to structure your legal entity. Partnerships are the solution but the specifics have to be handled by a legal professional.

  • @charleslavoie5402
    @charleslavoie5402 7 місяців тому

    150$ on gas…. Not in California

    • @theadrianfajardo
      @theadrianfajardo 6 місяців тому

      Lol. I agree. I have family in California. I send them pictures of the gas prices in Texas.

  • @legacyrydeshare3478
    @legacyrydeshare3478 8 місяців тому

    Ok Adrian. New channel, let’s see what you got Bro’ We’re now subscribed…😮

  • @wzeng02
    @wzeng02 8 місяців тому

    Agreed - spending majority of savings and in debt for another 15-30 years is a golden handcuff. It’s hard to get wealthy or achieve financial freedom especially if someone buys an expensive house. From a lifestyle and family better school and higher quality of life, it might be worth it for some people. Just know buying an expensive house is the same as agreeing to be a slave to your job for the next decade.

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      It's unfortunate today that short-term clout is more gratifying than a lifetime of financial freedom.

  • @Cheedee
    @Cheedee 8 місяців тому

    Great vidéo Adrian !

  • @ShotgunAFlyboy
    @ShotgunAFlyboy 8 місяців тому

    If you got fucked by the car companies during the covid-blamed artificial car price bubble, why *wouldn't* the average person make these assholes eat the value of their current cars when jumping from $1200/mo payments on a corolla to $400/mo for a model 3? Car stealerships colluded to fuck consumers. Consumers just fucked them back.

  • @ΤάσοςΚαυσοκαλυβίτης
    @ΤάσοςΚαυσοκαλυβίτης 8 місяців тому

    This was a well made video, but I think it misses one main point. This happens because the public doesn't seem to have any financial education and goes for cars that they cannot afford. I happened to look into this two days ago when some american said that "23000 dollars won't buy you a new car" and that sentence being wrong is a google fact. If you go to Toyota's or KIA's website you will find decent, new, cars starting from that price (a Corolla or a Rio respectively), so instead of buying crappy used overpriced cars from dealerships that would over-burden them with high interest rates, they could have gone for normal new car with a fair rate. Ultimately this lack of financial education leads to short-term gains for those companies, but this situation will come back and bite the general economy, sooner or later.

    • @Itsallgoodtogo
      @Itsallgoodtogo 8 місяців тому

      But Karen needs an overpriced SUV for the safety of her kids 😂...

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      I disagree. It's not financial education what they lack. Finance is simple because math doesn't invovle emotion. You either can afford it or you can't afford it. The problem is ego and the need to satisfy opinions. That is where the math gets thrown out the window.

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      You crack me up!! haha.

    • @ΤάσοςΚαυσοκαλυβίτης
      @ΤάσοςΚαυσοκαλυβίτης 8 місяців тому

      @@theadrianfajardo > It's not financial education what they lack. But it is. The video that made me look up those prices was a caller in the Dave Ramsey show that claimed that she "bought" a used car for 22.000 dollars on 27% interest rate. If you sign a deal that has more interest rate than a credit card, then you are lacking some basic knowledge of how life works and it is not just ego because, lets face it, a used 22000 dollars car can't have been THAT good anyway. In any case, you see it all the time with people that can't budget or take on debt they cannot afford to pay up. Financing might seem simple to you or me because we are reasonable and know basic math, but apparently most people lack both of those skills.

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      @@ΤάσοςΚαυσοκαλυβίτης the lack of access to information is not and excuse in 2024. There are TONS of information out there about loans. I would accept it if this was the 1980s but not in this era. Also, a loan is not this recently invented concept. Even then, the concept is so simple. You're comparing 2 numbers; car payments and income. If car payments are equal or more than income then you can't afford it.

  • @henrydeshon8286
    @henrydeshon8286 8 місяців тому

    Socia media and clout chasing is causing people to live outside their means. Also the average persons is pretty dumb, as we know they replace their smartphone every year and a new car every 5 years.

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      Yes!! Well said. The basic function of a car can be met by a 6K car but once the car is also needed to boost self-esteem then it becomes expensive.

  • @josephc.miller1395
    @josephc.miller1395 8 місяців тому

    Keep making money king!

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      Thanks for the encouragement and for watching!

  • @kalibbailey6219
    @kalibbailey6219 8 місяців тому

    The reason I don't think this will be as bad for the overall economy is that renters' evictions are far faster than mortgage evictions

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      True. Fear is powerful. One thing that wasn't as popular as it is today is social media. Imagine all the folks sharing their stories. The scare will trigger cascading events.

  • @jatt0941
    @jatt0941 8 місяців тому

    Really well done video. Good luck!

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      Thanks for watching! I appreciate you giving me a bit or your time 👍

  • @bradholc
    @bradholc 8 місяців тому

    Thanks

    • @theadrianfajardo
      @theadrianfajardo 8 місяців тому

      You're welcome and thank you for watching!

  • @shameemnazeer121
    @shameemnazeer121 9 місяців тому

    Thanks! Great explanation

  • @Ranjanwatson
    @Ranjanwatson 10 місяців тому

    Thanks @theadrianfajardo, you bring clarity to a dense subject. Your content helped me make a decision in my accquisition of a multifamily in Dallas. Make more content like these for multifamily, thanks.

    • @theadrianfajardo
      @theadrianfajardo 10 місяців тому

      Thank you for your kind words @Ranjanwatson. And will do! Best of luck to you investing in 2024.

  • @AaleyahMaeGo
    @AaleyahMaeGo 11 місяців тому

    Great video!

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      Thanks for watching! I'm glad you enjoyed it. Happy new year!

  • @TheOriginalHuckleberry
    @TheOriginalHuckleberry 11 місяців тому

    Rentals create poverty, poverty creates no rentals. Doesn't work. Never did, never will.

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      Interesting take. Everyone's economic status is different. That said, a variety of means to find a place to live should be available. Renting still works.

    • @TheOriginalHuckleberry
      @TheOriginalHuckleberry 11 місяців тому

      You can know that renting works. That's why there are people working 60 hours a week that can't afford a basic place. @@theadrianfajardo

  • @legacyrydeshare3478
    @legacyrydeshare3478 11 місяців тому

    Glad to be a new subscriber…

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      We're glad to have you! Let me know if there is a topic you would like me to make a video on

  • @daetros1626
    @daetros1626 11 місяців тому

    Wow what a tone-deaf, detached, unhelpful bunch of bullshit

  • @benwiderski3417
    @benwiderski3417 11 місяців тому

    how come only 200 views? This is top shelf stuff, I think this vid should get 2 mill at the very least!

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      Ben, you're awesome man! Thank you for the kind words. I'll continue to make videos because there are viewers like yourself who I can provide value to. Happy holidays!

  • @mattanderson6672
    @mattanderson6672 11 місяців тому

    Thank you, interesting

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      You're welcome! Thanks for the feedback Matt!

  • @ResilientFighter
    @ResilientFighter 11 місяців тому

    thank you for this

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      You're very welcome! Happy Holidays to you and your family.

  • @winstonchurchill8491
    @winstonchurchill8491 11 місяців тому

    Why are people blaming landlords for rent increases. If the expenses of owning the house are high then the rent will be high. It is as simple as that.

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      Thank you for the feedback! Youi are spot on there. I failed to mention it in the video but some of the costs like taxes and insurance are increasing. Some of those costs have to be made up in the form of rents. Texas is now making changes on how the calculate property tax because it's just insanely high.

  • @giorgiosaopaulo3183
    @giorgiosaopaulo3183 11 місяців тому

    Hey Adrian! Great explanation! Have you made any video about getting financing for the rental investment property? What are the alternatives and advantages vs disadvantages?

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      I appreciate the feedback! I'll add that to the pipeline for video ideas in the future.

  • @probst9999999999
    @probst9999999999 11 місяців тому

    Lol the cost of property (either buying or building) is up a lot and interest rates are up a lot, what do people expect? No one will build new buildings to rent them for less than they cost to build, if no one builds more then an increasing population (in most areas) are competing for the same number of units, obviously the rents will go up until it is high enough to make sense to build more it's not rocket science. Also rent control drives prices up, in my old building I was paying $2400 but there as an old lady paying $800, the cost to the business is about the same for both of us so they had to increase my rent to subsidize her rent...

    • @theadrianfajardo
      @theadrianfajardo 11 місяців тому

      Thanks for the insight! The example you provide has contributed to the pricing increase 👍. You also observed how the difference of rents actually account for rents as a whole.

  • @legacyrydeshare3478
    @legacyrydeshare3478 11 місяців тому

    Give me Jay Scott’s phone number.