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BudgetStuffSaveRepeat
United States
Приєднався 9 кві 2022
My name is Melissa and I'm a zero base budgeter. I'm married with two young children. My husband and I both have full-time jobs. We combine our income into one account. We make all of our payments from that account. We transfer an allowance (blow money) and gas money from our joint account into our separate personal accounts. We have been budgeting this way our whole marriage (13 years). I recently discovered savings challenges. I think it adds fun to our budgeting system. I'm all in....budgeting, stuffing, saving, and repeating!!!
Everyday Millionaire -- Net Worth Update (01-30-25)
Thank you for stopping by and watching my video. Today I’m revealing my net worth and back story of my budgeting journey! Please like and subscribe. Please leave a comment too 🤩
I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission.
🛍️A M A Z O N S T O R E F R O N T🛍️
amzn.to/3YiQXiF
Our Channel: ua-cam.com/users/BudgetStuffSaveRepeat
Happy Mail:
P.O. Box 606
Bear, DE 19701
Our email: budgetstuffsaverepeat@gmail.com
Instagram: @BudgetStuffSaveRepeat
✨✨Earn Gift Cards and Money✨✨
🌟Fetch - fetchrewards.onelink.me/vvv3/referralemail?code=JNRNE4
Referral Code: JNRNE4
🌟Pogo ➡️
pogocash.app.link/P6GWPJ
🌟Evidation - tinyurl.com/2ls2jns9
🌟Ibotta → ibotta.onelink.me/iUfE/1005cd3f?friend_code=mihtvgg
Referral Code: mihtvgg
🌟Rakuten - www.rakuten.com/r/CARPEN1397?eeid=44971
🌟Frisbee - app.frisbeerewards.com/MI8C/refer?code=sWtod
I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission.
🛍️A M A Z O N S T O R E F R O N T🛍️
amzn.to/3YiQXiF
Our Channel: ua-cam.com/users/BudgetStuffSaveRepeat
Happy Mail:
P.O. Box 606
Bear, DE 19701
Our email: budgetstuffsaverepeat@gmail.com
Instagram: @BudgetStuffSaveRepeat
✨✨Earn Gift Cards and Money✨✨
🌟Fetch - fetchrewards.onelink.me/vvv3/referralemail?code=JNRNE4
Referral Code: JNRNE4
🌟Pogo ➡️
pogocash.app.link/P6GWPJ
🌟Evidation - tinyurl.com/2ls2jns9
🌟Ibotta → ibotta.onelink.me/iUfE/1005cd3f?friend_code=mihtvgg
Referral Code: mihtvgg
🌟Rakuten - www.rakuten.com/r/CARPEN1397?eeid=44971
🌟Frisbee - app.frisbeerewards.com/MI8C/refer?code=sWtod
Переглядів: 551
Відео
Mortgage Payoff Update (01-27-25)
Переглядів 62812 годин тому
Thank you for stopping by and watching my video. Today I will be tracking my mortgage payoff…slow and steady! Please subscribe, like and comment…I really appreciate you!!!! We started tracking our journey in 2023…here is our progress: 2023 starting balance: $264,953.32 2023 ending balance: $241,110.66 2024 ending balance: $199,950.00 I've created an Amazon Storefront...it's your one stop shop f...
100 Envelope Challenge + More (01-23-25)
Переглядів 1,5 тис.21 годину тому
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
2025 Thanksgiving, Teachers and Christmas Saving Challenges (01-20-25)
Переглядів 858День тому
Thank you for stopping by and watching my video. Today I will be stuffing for Thanksgiving, Teacher Appreciate and Christmas 2025. I believe its never to early to start saving for things we know are going to come up! Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving method that works for you!!! I've created an Amazon Storefront...it's your one...
January Monthly Minis (01-16-25)
Переглядів 2 тис.14 днів тому
Thank you so much for stopping by and watching my video. Today I will be revealing the savings challenges I will use to save for my “Purpose Funds” for 2026!!! Purpose Funds = categories that I know we spend money for every year. Some of our categories include: family fun, beach outings, Valentine’s Day, Easter, and back to school shopping!! Savings challenges have been a fun way to save for ou...
2025 Vacation - Mini Saving Challenges (01-13-25)
Переглядів 72914 днів тому
Thank you for stopping by and watching my video. Today I’m stuffing my MINI SAVINGS CHALLENGES to save for our VACATION 2025. Thanks for watching, liking and subscribing!!!! Please leave a comment too 🤩 The link for the freebie travel trackers are listed below! I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a s...
100 Envelope Challenge + More (01-09-25)
Переглядів 1,6 тис.21 день тому
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
Salary to Pension: The Adjustment Journey (01-06-25)
Переглядів 1,4 тис.21 день тому
Welcome to my journey! In this video, I’m diving into my plan to gradually step my salary down to match my future pension income. This is all about preparing for a smooth transition into retirement while ensuring my lifestyle aligns with what’s sustainable in the long run. I’ll be sharing my strategy, the challenges I face, and the lessons I learn along the way. Whether you’re planning for reti...
Happy Mail (01-05-25)
Переглядів 73721 день тому
This is simply a thank you and acknowledgment video!!! Please check out some of the other budgeters in this community!!! @budgetingapryl5640 @faithbydesignXO @ItsDee. @budgetingbydeenaus @OmaCraftsandBudgets @wendykasper5400 @lilzworld733 @apinspires78 @mojosmoney @OurSimplisticLife @GemCityBudgets @Lifeoverdebt @TinyBudgetCo @6girlsbudget @mindysbudgeting @angbudgetanddebt @Lifewithm...
Mortgage Payoff Update -- MILESTONE REACHED (12-30-24)
Переглядів 1,5 тис.Місяць тому
Thank you for stopping by and watching my video. Today I will be tracking my mortgage payoff…slow and steady! Please subscribe, like and comment…I really appreciate you!!!! I've created an Amazon Storefront...it's your one stop shop for items you see in my videos and things I personally use. Yes, I earn a small commission. 🛍️A M A Z O N S T O R E F R O N T🛍️ amzn.to/3YiQXiF Happy Mail: P.O. B...
UNSTUFFING - 111 Monthly Mini Saving Challenges (12-26-24)
Переглядів 15 тис.Місяць тому
Thank you for stopping by and watching my video. Today I will be UNSTUFFING my monthly mini savings challenges that i saved for the year!!! How many did i complete? How much did I save? How am I going to allocate the money? Please subscribe, like and comment…I really appreciate you!!!! Remember to find the saving method that works for you!!! I’ve created an Amazon Storefront...it's your one sto...
100 Envelope Challenge + More (12-23-24)
Переглядів 2 тис.Місяць тому
Thank you for stopping by and watching my video. I will saving as much as I can in 2025 to use for my self-care in 2026!!! I have chosen the following challenge is to help me reach this goal: (1) 100 Envelope Challenge (2) Save $2,025 in 2025 (3) $1,000 challenge book (4) $2,000 Monthly book Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving me...
Happy Mail (12-19-24)
Переглядів 655Місяць тому
This is simply a thank you and acknowledgment video!!! Please check out some of the other budgeters in this community!!! @OmaCraftsandBudgets @gpsoddsends @savewithjudy @LittleHelpfulFiles @KnightLyfe @MindYourMoney @ItsDee. @donnajo82763 @TheWinningWallet I've created an Amazon Storefront...it's your one stop shop for items you see in my videos ...
2025 Saving Plan (Purpose Funds) (12-16-24)
Переглядів 2 тис.Місяць тому
Thank you so much for stopping by and watching my video. Today I will be revealing the savings challenges. I will use to save for my “Purpose Funds” for 2025!!! Purpose Funds = categories that I know we spend money for every year. Some of our categories include: family fun, beach outings, Valentine’s Day, Easter, and back to school shopping!! Savings challenges have been a fun way to save for o...
UNSTUFFING - $15K in 1 Year (12-12-24)
Переглядів 5 тис.Місяць тому
Thank you for stopping by and watching my video. Today I will be UNSTUFFING my $15K in 1 Year challenges!!! I accomplished this goal with 3 savings challenges…(1) $10,000 in 52 weeks, (2) Save $2,024 in 2024, and (3) 30 - $100 bills in my Traveler’s Notebook! Please subscribe, like and comment…I really appreciate you being here!!!! Remember to find the saving method that works for you!!! I've c...
100 Envelope Challenge + More ($15K in 2025) (12-09-24)
Переглядів 6 тис.Місяць тому
100 Envelope Challenge More ($15K in 2025) (12-09-24)
2025 Vacation - Mini Savings Challenges (12-02-24)
Переглядів 588Місяць тому
2025 Vacation - Mini Savings Challenges (12-02-24)
$15,000 in 1 Year - FINISHED (11-25-24)
Переглядів 1,7 тис.2 місяці тому
$15,000 in 1 Year - FINISHED (11-25-24)
Monthly - Mini Saving Challenges (11-14-24)
Переглядів 1 тис.2 місяці тому
Monthly - Mini Saving Challenges (11-14-24)
2025 Vacation - Mini Saving Challenges (11-07-24)
Переглядів 5562 місяці тому
2025 Vacation - Mini Saving Challenges (11-07-24)
Saving Challenges: Scratch-Offs (Furniture Payoff Update 11-04-24)
Переглядів 3532 місяці тому
Saving Challenges: Scratch-Offs (Furniture Payoff Update 11-04-24)
2025 Vacation - Mini Saving Challenges (10-24-24)
Переглядів 6903 місяці тому
2025 Vacation - Mini Saving Challenges (10-24-24)
Saving Challenges: Scratch-Offs (Furniture Payoff Update 10-21-24)
Переглядів 4133 місяці тому
Saving Challenges: Scratch-Offs (Furniture Payoff Update 10-21-24)
Great job with your mortgage progress 🎉
I am so grateful to have found your channel you have inspired me so much Baby steps we will get there 😊
👏🏼 awesome for mortgage being under $200k. Being realistic with our budget is so important. For us, paying off our debt is important but it’s going to take a backseat to things we want to do especially things that improves our mental health. Amazing progress!! ❤
Hey Melissa!! This is so inspiring. Such a great accomplishment. Thank you for being transparent and sharing your journey ❤❤
Congratulations on your successes from all your hard work. Thanks for sharing. I think this video will inspire a lot of viewers💖
Hey Melissa! Time and consistency is definitely important in saving and building wealth. You are doing awesome in paying down your mortgage. Thanks for sharing and Awesome job building your net worth 🎉🎉❤😊
I really appreciate your honesty about not wanting to cut back on the lifestyle things. I feel like that can be frowned upon in this space, but you guys are in such a good spot already. If you want to enjoy life, you have certainly earned that right! And I know you are still going to make amazing progress 🎉
Hey Melissa! I am so glad that you explained this. It is really encouraging to see your progress! We definitely have to form different habits.
What a testimony, this keeps me encouraged as I still struggle being financially disciplined. Great, great, great video 😊
Happy Friday Melissa! Such a great update on your Net Worth!!! You are rocking it. Consistency is the key (and starting early on helps too!!).
Absolutely Amazing Savings! 💰☀️
Thank YOU💕💕💕
Wow 🤩 Melissa awesome job 😍😍😍😍.
Thank you!! I appreciate you being here, Fatima!!
WOW!!!! I am so impressed with your drive and dedication girl!!! Goals!!!!
Thank you so much!! I took a very traditional route… slow and steady, but it worked!!! I’m so grateful that I was able to stay the course!!! I greatly appreciate you being here💕💕💕
Love this update, Melissa! I hope we can get to the point of making payments on our HELOC every 2 weeks. You are crushing your mortgage! 🎉💪
I hope you can too!! Getting the biweekly started is the hardest part, but once you get over that hump, it does seem to give more momentum with paying off these big debts!!! I greatly appreciate you being here💕💕💕
Thank you for sharing! I'm so inspired and understand a whole lot of what you've said 😀. Take care of yourself and your family!
Just beautiful. Love seeing my people win. Kudos for explaining that this takes time aka years! It does work! 😊
Great job Melissa ❤Thanks for transparency🥀
You are so welcome!!! Thank you for being here🥰🥰🥰
Enjoyed this video so much, thank you for the transparency ❤ see you on the next one😊
My pleasure!!! Greatly appreciate you being here💕💕💕
That is amazing ❤ Great Video
Thank you so much, Heather!! I greatly appreciate you being here💕💕💕
Amazing progress and I love to see your growth and progress over time. 🎉🎉❤
Thank you so much, Debra!! I took the very traditional route, but it still worked!!! I’m grateful that I was able to stay the course.!!!
Happy Thursday Melissa ❤
Morning!! Thank you so much for turning in… I greatly appreciate you🥰🥰🥰
Do u sale these print outs
No, I don’t sell anything… a lot of these challenges were freebie that I got from other creators in the budgeting community… if you search for a freebie Fridays or free mini savings challenges in UA-cam, a lot of videos will come up and if you check their description boxes, you’ll start seeing Kofi pages in Google. Doc tries to have all these free challenges. There are literally hundreds, maybe even thousands of freebies in this community.!!! I greatly appreciate you being here!!!
Thank God no one was hurt...but that stinks that it happened 😕.
I absolutely enjoy watching your updates!!!! What!?! Look at that compound interest work in your favor!!!!🎉🎉 I love this for you and your family!!!! Bless God🙌🏾 Sacrifice, consistency and contentment is a recipe for good success...with God, it is possible! One day, that will be us (This is what I keep telling myself 😅) Thank you for sharing, Sis!!!🎉💕
great job Melissa!
Thank you!!
Very true!
Thank you, Izzy💕💕💕
Happy Thursday Melissa 😊
Happy Thursday Loletha!! Thank you so much for being here💕💕💕
So inspiring! Thank for sharing your journey ❤. You just motivated me to go ahead and max out my 401k by contributing 20%
Wonderful!!! I took a very traditional route with the 401(k)… it’s slow and steady (with many years) but it worked!!! I’m very grateful that I was able to stay consistent of course with God‘s help!!! I greatly appreciate you being here💕💕💕
Hi Melissa! Thank You! I appreciate the transparency, the encouragement and motivation. I’m going to share this video with my daughter, we’re working on financial literacy and although I’m still on a journey of rebuilding myself…it’s not too early to show her the possibilities in her future.
Please do!!! I know for sure the biggest benefit I have is that I started when I was 22 years old… it’s a traditional…. Slow and steady process, but it worked!!! I’m definitely gonna encourage my kids to have at least a Roth IRA straight out of high school!!! I greatly appreciate you being here💕💕💕
"It just hits different" - that is the best explanation I have ever heard!! It's so true though. I'm lucky to have paid my house off & be working towards financial freedom. It has definitely involved sacrifice but that changes your perspective - I no longer look at shops & think "what can I buy?" Now I look & think "what can I save?" Or even whether I need to buy anything at all & I don't feel lacking in any way if the answer is "No" xx
I completely agree, Caro!! I am definitely moving into a consignment phase and put in value on things that I actually want which is my time…. I never thought I would say things like I’m moving away from making money and in a stage of just enjoying my life not working as hard. Plus, I’ll be able to be a blessing to my children and really support them and they’re young adulthood when they get there!!! the single best thing I did was start early!!! i’m very grateful for that!! I greatly appreciate you being here💕💕💕 thank you for sharing your journey with me. It really makes me happy to hear that it’s working for other people too, and I can’t wait to get to where you are being mortgage free.!!!!
Happy Thursday Melissa!😊
Happy Thursday Kay!! Thanks so much for being here💕💕💕
That is a huge accomplishment to have that much in your retirement, super inspiring. 🎉 Thanks for sharing Melissa. 💞
Thank you so much, Deidre!! I took a very traditional path… slow and steady… and it worked!!! Fast money or winning the lottery would have been excellent, but I’m very proud that I stayed the course!!! I greatly appreciate you being here💕💕💕
Awesome job Melissa! I am so proud of you. Love you my friend Hugs. 🤗🤗💚💚
Thank you so much, Donna 😘😘 I love you friend 💕💕💕
Good evening Melissa. This is so motivating to watch. 🩷
So glad!!! I greatly appreciate you being here💕💕💕
Thank you for sharing your net worth! Be proud of yourself!! 🎉😊❤
Thank you so much!! I am very proud…this was hard work and I’m proud I stuck with it!!!
Hey there, listening while working. Happy Thursday!
Thanks for listening!! I hope your day is going well 🥰🥰🥰
Thank you for the encouragement Melissa!🌺🌸💖
You are so welcome!!! I greatly appreciate you being here!!!
Hi Melissa! 🎉🎉🎉 I love seeing your WINS! Let’s GOOOOOOO! God is good. 💖💖💖💖💖
Yes! Thank YOU🥰🥰🥰 I SO appreciate your encouragement 💕💕💕
Here watching along.
Thank YOU💕💕💕
Hey 👋 there Melissa. Great video 😊❤
Thank you so much!!! I appreciate you being here, Deena!!
You have so much to be proud of and are a supreme illustration of how hard work, smart decisions, and willingness WINS. Great job my friend!! I'm in love with your retirement account - lol!! On a side note, you are helping to normalize talking about real life, real work, the need for money awareness and management, budgeting and growth, life and adjustments, and we could use more of this type of 'talk'! At the very least to encourage others to do the same as we all work our way toward financial HEALTH. Oh my, a hit and run. That is awful Melissa - I'm so sorry that happened to you. Thank you for sharing and you and your family are an inspiration!
Thank you SO much, Elle!! I definitely took a more traditional route, but it worked…. I did not see this growing up and I’m so grateful that God put people in my life to direct me at such a young age. (oh and I’m so happy that I listened)!! I’m grateful that I can talk about this in this community. I know it would help somebody even the parents who have told me they will share this video with their children… I have learned so much from this community and I am beyond thrilled if I can add to the learning pot!! Ultimately I think we want the same things out of life, safety, and security and it feels wonderful to be with a group who are all thriving and working towards our financial health!! I greatly appreciate your encouragement and kind words… thank you so much for being here💕💕💕 have a good night thank you
Amazing accomplishment! Thanks for sharing your journey. Love to see people working a 9 to 5 doing great things ✨
You're so welcome!!! I took a very traditional path that was slow and steady, but it worked!! Now I’m praying that this administration will just leave us (federal workers) alone so I can get to the finish line and retire😂😂😂 I greatly appreciate you being here!!!
I love seeing the growth each year! Great video
Thank you, Ang!!! I appreciate you 💕💕💕
Great video❤🎉
Thank you!!
Hell yes!!!!!!
Thank YOU!!!
These are goals. Amazing Net Worth thank you for sharing the journey. Great video.
My pleasure!! Thank you so very much for being here 💕💕💕
Hi Melissa!! I always love when you talk to us!! 😅 You are such an encourager and motivator! Thank you so much Sis!!! Your family is blessed. Thank you for sharing! I’m so sorry about the hit and run. I’m glad you all were ok and not in the car. 💜✨ Awesome net worth!!
Thank you so much!! I took a very traditional path… slow and steady (and long)… but it worked!!! I am so grateful that I was able to stay the course… and I know that God carried me through it!! The hit-and-run was definitely sucky, but I always return to gratitude that these life’s events are annoying, but because of our budgeting habits, they’re not devastating!!! I love having this community just to have an outlet to talk about things that I never heard before coming to this community… I really do wonder why money is such a taboo subject when we all have to deal with it!!! Thank you so very much for your support💕💕💕
Hi Melissa, here catching up. I agree with adjusting your budget to fit your lifestyle. I was so strict when we were working through our consumer debt, and now having some margin to be more flexible with our spending is so nice! 💕
Absolutely… I have a real type A personality, so I was following some imaginary rules, but there is so much freedom in making a budget that is honest… I love living in reality versus hoping and praying that everything‘s gonna work out🥴. I greatly appreciate you being here.💕💕💕
Melissa, I am so so proud of you! My tale is a cautionary one and yours is all about how to do it right. The other great thing is your children are watching you and learning how to do it right. Congratulations! Well-deserved.
Good morning, what a great encouraging video. Proud of your achievements. 🎉🎉
Thank you very much for your encouragement and support!!! I took a very traditional path… slow and steady (and long), but it worked and I am so grateful that I was able to stay the course!!! I greatly appreciate you being here💕💕💕