Відео

Great info. Thanks. Fausto Andrade - Realtor®

Thanks for such a good and informative video about insurance!

Is it fraud by the lender if you pay your homeowners insurance out of pocket meaning not through lender. And you have done so for 15 years. Then suddenly they decide to add approximately $200 per month to your loan? They claim the money is in escrow to go toward homeowners insurance even though we paid the homeowners insurance out of pocket?

Is it fraud by your lender if for 15 years you paid home owners insurance out of pocket

You explained everything so well. Thank you

Is this available in Alabama?

The nerve of these two frauds. They expose themselves…the younger one says, “as much fun as mortgage fraud was” 😂 Ok Karen! She knows the banks are the true borrowers to the living souls souls, who are the SOURCE! Without us, no bank could exist for it is a dead entity. The work she loves so much and finds so rewarding is the sheathing of the uninformed masses who unwittingly give up their rights to these obfuscating demons who live by “Let the fools be fooled” viewpoint. These two are the types that gate keep for the bankers and brokers and make sure the buyers get a good 30 year fixed ra*e position on the plantation… but they don’t stop there…they squeeze take what they can get and then sell the mortgage off for the next level of vampires to get their fill, and all without telling u. And they’ll go a step further and stalk your home like a hawk to pin YOU for some silly frivolous bs fraudulent claim so they can steal your house! These she-tools KNOW what’s going on, and what you will be able to do if you ever realize the truth. They are vultures. Play them harder and show them who’s the boss! If u don’t, they’ll be driving by 3 times a week, or walking their neighbors dog, or across the way with binoculars …

"It probably will cover everything" is not how you buy real estate.

Thank you for sharing more info than just the names. Having some of details helped clarify what my options might be.

FHA - do they cover Tiny Houses?

Rob & Jen, thank you for sharing this information with us. It answered a couple of burning questions I had about Hard Money. Rob touched quickly on people with a couple million to work with hard money lenders. How do we get our money working with hard money lenders to increase our networth? How much money do I have to have to be able to invest with hard money lenders?

Camp Point IL

Hey, just wanted to first start off by saying PINNACLE CREDIT SPECIALIST is extraordinary with an exceptional amount of excellent results. Attempted to rebuild my credit based on poor decisions made a few years ago. Most frustrating part of this all is that USAA is my primary issue, very annoying considering that they’re designed to support active duty and I’ve found them to be incredibly unresponsive. Jan 2023 began missing payments on a USAA career starter loan with a balance of $4753. Long story short, I was supposed to be on autopay for this loan and somehow it was removed (USAA app is miserable in my opinion). I asked repeatedly for them to reinstate my autopay on the phone and even got to the point where I asked them to record my conversations so that I could prove that I had authorized autopay but ultimately the responsibility is on the person, not the company. May 2023 my loan was charged off and closed, reporting the balance. It was never sent to collections based on my CRs. Foolishly, I attempted to dispute the account with TransUnion based on active-duty circumstances, and my TU score dropped from 685 (Vantage score 3.0) to 615 because the dispute “reopened” my closed account. I’ve asked USAA to report accurately, but after a month of phone calls and even attempted to pay in full, no change in status. Until I met this credit repair specialist known as PINNACLE CREDIT SPECIALIST, they’ve the best hackers out there. Helped me fix my credit with just a little payment I made and I’m a lot happier now because my scores moved from 600s to 800s across board thanks to PINNACLE CREDIT SPECIALIST. Mention to their team that you read a good review of an expert job done for Ryan.

I used to have a problem with my credit. I had a bad credit score, and I couldn’t do so many things. I was afraid to try any credit repair company because there are so many scammers too. But my friend Joe introduced me to PINNACLE CREDIT SPECIALIST, and they helped me raise my credit score big time. I really love the services. They’re easy to talk to and super legit. I hope this will help those who need credit repair assistance. Don’t fail to let them know I referred you. Cheers!

Love this, great tips. Thank you for sharing!!!

I was told to work on a TODD. I just can't remember how exactly it works. Do you have a video on it?

Good info

Probably 3 years ago

Does not seem to be very accurate. I pretty sure you cannot do a HELOC in Texas.

If the interest rate falls after 5 years, does that lower my house payments?

Rock solid information. Thanks.

It's so interesting to me how people can get approved to rent a place, by paying almost the same amount of money as what the mortgage would be. But for a lot of people it's almost impossible for them to get approved for a home loan of any amount even in the low one hundred thousands. Yea I get it, it's a loan that the bank is giving you towards a property, but as times change a lot of lenders are making it almost impossible to get approved if you're not making 10 plus grand each month. No matter if it's one or more people applying for the loan. It seems to be more so about your monthly income now compared to how much debt you owe on other things. A person can be debt-free and still not get approved because they don't make thousands upon thousands of dollars every month.

What is the hourly rate for the caregiver?

This should be standard issue viewing for anyone buying a new home, and for anyone looking to give advice in video format. You're clear, concise, and don't fluff up anything unnecessary, while still keeping a friendly and informal tone and pace. Thank you for sharing your knowledge with the world.

Appreciate the numerical examples!

How many years does it typically take for MUD taxes in new subdivisions to decrease?

You’re welcome

I’m at 70% and I live in California

TY great information

This is awesome! Congratulations!

Jen I love your videos.....they educate and help those looking to buy a house in times with high interest rates and short inventory.

Your UA-cam Channel videos are very good.

Amazing that someone could buy a house with just $400! Sign me up! Thanks for making this easy to understand. And for the tips!!

What about people who dont qualify for medicaid

My home is fraud right now and needs help please I have been through this for 6years Cathy seawright was my loan officer after living in my home for 5 years it's forgiven very very very low income help me I couldn't get any help stolen insurance check repairs check I need attorney

I have mortgage payment fraud and insurance repairs check fraud USDA Rural development very very very low income first time home buyers loan grant after living in the home for 5 years it's forgiven please please please help me with justice my loan officer stole my home Cathy seawright George work there

Thank you! This was well explained

can i use mattress money to pay for the cash to close etc

Hi... love your videos.. I'm interested in purchasing a home.

Good to know! Thank you.

I have a home equity loan on my homestead that was taken out a couple years ago. Am I able to purchase a new home as a primary residence with out anything affecting that previous home equity loan on my first home. I recently went to my local credit union with who I got my loan from, and was told if I purchased a new primary home I would have to refinance my home equity loan with the commercial real estate department since it wouldn’t be my homestead anymore. Is this true?

I have a 650 credit score and my wife just graduated thinking of buying a house soon as possible and the two houses we would want are 300k -340k what’s the chances of being approved also I own my own business and this would be our first home as two 23 year olds

Very clear in so short presentations

It pays to shop around & compare . One thing I want to point out is you don’t want to be under insured or over insured. Way back in 1974 when the super out break of. Tornados on April (3) of that yr some where under insured especially those in Xenia Ohio I don’t live far from there . Xenia was really destroyed by F 5 . Also be careful about filling too many clams. Having a home security system is a plus . & be sure to ask about discounts if you insure vehicle ,s with the same company they should give you a discount.

Can pmi go away once u reach 20% of your loan if u didn't put down full 20% up front. Or you would have to request to the lender when u do reach it ?

Can you payoff your negative escrow $13,150 with a credit card?

Buy! Buy! Buy! Now, tell me kids, what is the first marker of a scam? BUY NOW!

Can I pay off the loan of my current cash out refinance with the loan of my heloc?

I closed on my house recently. Haven't even paid my first payment. I was promised by the lender that I can refinance the first time for free. This was heavily stated during the closing process. Will this still be the case with the new Mortage Lender?

I have proof of central keystone federal credit union Sunbury Pa of committing fraud! It’s Kris Kauffman the banker and his best friend Thomas Bartos commiting fraud.