Відео

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to take risks. Saving is great but taking risks puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to Mrs Helena Crouse, my portolio is doing really great and im proud of the decisions i made last year

Russel Port

The majority of the population always has been poor. It's a combination of many variables. Adding to it, the USA is getting poorer (consuming more than it produces), so the pie is shrinking amd people are generally getting poorer.

Ok I'm at 2 min u keep saying rely? The government has been pounding in our heads you PAY IN THE SYSTEM and we give you a little back! So ya we depend on it! Now I'll finish vid

Low tier slop. I hope it was an ai that made this

How about the old Japanese women hooking up with the old Japanese men? For mental health and finance reasons…

People really milking this election 😂

How long can you talk without saying anything of value?? This video could have been 2 minutes long.

People are just crying poor. They are way richer than you think.

I would buy shares in all of these companies to benefit from every one of them. 😂

I'm an idiot but i know you can't spend more than you make and to save for a rainy day! DON'T depend on someone to bail you out! Stop looking for the fast dollar! A lot of people have medical bills because they don't work, therefore no insurance! They say they can't make a bill. Poor people on Medicard never claim they can't pay a medical bill, i can hear the sucking from here!

Control your spending! You don't need 35% of things you buy! Decide if it is a NEED or WANT?

Both is the best way to go for sure!

there is no free lunch. dividend payouts directly affect the stock price. most of them have a negative return in the long run. just investing $10/20 in the top 50/100 companies on their bad days yields a much better overall return in the long run. on top of that, once you accumulate 100 shares, you can sell covered calls, which makes quarterly dividend look like a joke

Growth when young to make a bunch of $ , dividends when you want to retire/less working hours.

Moore Paul Taylor Karen Lopez Laura

Author was definitely wrong. VIG is superior when compared with SCHD.

No worries. The government will take care of us

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Lee Brian Wilson Maria Clark Richard

I will be forever be Liable to you, you have Transformed my entire life and I continue to preach on your behalf for the whole world to hear that with just a little investment you saved me from going into huge financial crisis. Thank you Ann Elizabeth Messer

340 Million Americans … WAKE UP

Amber Lodge

Compared to the rest of the world, we're extremely wealthy. To just have reliable water and power is to be top 1%.

Income is a bit meaningless without considering unavoidable outgoings; if you have to pay rent or a mortgage then you will need a higher income for the same standard of living than a neighbour who doesn't.

Average American I guess? I kinda hoped for a more worldwide perspective looking at the title :/

Walker Carol Harris Kevin Hall Lisa

I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.

The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?

This has been coming for years and is no surprise. Boomers, labeled the "me" generation foolishly spend their income, failing to transfer it into asset wealth and have no one to blame but themselves.

Remember when kids were encouraged to get some sort of job like mowing lawns or getting a paper route? That practice seems to have gone out of fashion, and this is a shame. Even if they made little money they developed skills and disciplines that would serve them well to avoid most of these problems. As to homeownership, I recommend that you stop thinking of your home as an investment. Your home is where you live, not where you get money. Too many people treat their home like a piggy bank. Better approach (my opinion, not to be mistaken for advice) is to get the least house that meets your needs rather than the most house that the lender will finance for you. What you save in mortgage payments (and property axes) can go into investments that pay dividends or interest. If you need cash, take it from accumulated dividends and interest. Do not spend your capital. Easy? No, but doable.

Love this vid...i completely agree! By a new subscriber😊

XLK+SCHD for market beating portfolio

Thank God for universal healthcare, I'll never go into medical debt over my health. 🥳

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years

You took too long (my time which is money) to get to the point.

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I stopped paying house insurance about 20+ years ago after my insurance premium double one year without a claim. I called and asked why. He said the state insurance regulation dept. said he could. I started saving the premium.The money I've saved and invested make me easily self-insured. I have about $270K in a brokerage account which grows about 10% year. This year it is up $92K so far. My total house valuation is now $125K.. I don't pull any money from the brokerage as it is only an emergency fund. I have no debt and don't need that money anyway. My neighbors think I'm poor which fine with me.

In my country, if you call yourself middle class, you are Top 10% or even Top 1%. The ones most people call them "poor" are the real middle class.

There are enough examples of dividend stocks outperforming growth stocks in terms of price.

I am contributing 100% to Roth and focusing on growth and I am often issued dividends from my investments.

Parker Crescent

I buy almost a share of svol everyday single day and have so since Oct of 2022. We have 800 shares and pulling in 240 a month consistently

I do both. As you pointed out both have their benefits. By the way, several of my growth stocks recently initiated dividends including Alphabet, Meta, and Salesforce. For me this is the best of both worlds. I had the benefit of the growth. Now I get the benefit of the dividend growth as these companies have plenty of room to increase their dividends. On issue with your video is you referred to dividend paying blue chip stocks several times, but there are also non dividend paying blue chip stocks like Amazon and Berkshire Hathaway.

I know dividend investing is most effective when approached with a long-term perspective. However, I'd appreciate valid tips on companies that can help boost performance on my $350K portfolio notwithstanding inflation, my goal is 20 - 40% year over year.

thanks FINACIAL RECAP for your time making this video its very true!! self-employed 45 years. if I could get back 1\3 of what the educated idiots have taken in taxes I would be multimillionaire! I'm 62 retired. when I graduated high school, the economy was a shitshow and if you wanted to go to college your parents paid for it!! this was when the politicians gave tax credits for businesses to move overseas! back when the military was pushing f15 into the ocean. 500.00 toilet seats. I've never taken a dime from any government source. and never planned for SS. KNOWING ITS SITTING AT THE BOTTOM OF THE OCEAN!!

Buying it up everyday working toward 16k shares.. 5k a month

First, remember that dividends are not "free". When companies pay out dividends, it gets reflected in their share price. So, when a company pays, as an example, a $1 dividend, it reduces the share price of that stock by $1. So, unless the share price goes up, there is no gain. In the overall scheme of things, IMHO, it is more important to focus on TOTAL RETURN, especially if the investor is simply going to reinvest the dividends. Now if that person is using the dividend for other purposes, that is a different story. Generally speaking, growth (again IMHO) is better for younger investors with longer time frames and dividend stocks are for those who need income (for retirees).

You did not mention the elimination of defined benefit plans (pensions). This is probably the biggest reason for boomers having problems in retirement.

If you focus on dividend income, you are being foolish. If you focus on share price growth, you are being foolish. You need to focus on total return: growth plus income. If you are reinvesting dividends, you will get the same total return whether you have 10% growth and 2% dividend or whether you have 2% growth and 10% income. The difference occurs if you stop reinvesting dividends and start living off dividend income. But even that isn't necessary, because you can sell shares. Dividend income is turned into growth thru reinvestment. Growth is turned into income by selling shares. They are interchangeable. Focus on total return.