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Finance Academy
Pakistan
Приєднався 28 січ 2024
You will find here useful information regarding your financial issues and their solution
Bank Profit on Saving Deposits Huge Down | SBP Reduced Policy Rates
State Bank monetary policy Committee on November4, 2024 decided to further reduce the policy rate by 2.5%. The new policy rate will now be 15%.
Those who have invested in saving deposits or fixed saving certificates will receive lesser profit rates against their saving schemes. As the banks consider SBP Policy Rate as their benchmark while offering profit rates on saving certificates or providing loan to customers.
The mark up against the bank loan will be reduced further in case your profit rate on loan is as floating mark up.
SBP plans to lower down the policy rate to single digit as the inflation is gradually coming down.
In Imran khan regime the policy rate came down to 7.25%. But after the regime change, inflation started rising and same the policy rate by SBP. It has been at 22% for a longer period of time but now it is gradually reducing.
Those who have invested in saving deposits or fixed saving certificates will receive lesser profit rates against their saving schemes. As the banks consider SBP Policy Rate as their benchmark while offering profit rates on saving certificates or providing loan to customers.
The mark up against the bank loan will be reduced further in case your profit rate on loan is as floating mark up.
SBP plans to lower down the policy rate to single digit as the inflation is gradually coming down.
In Imran khan regime the policy rate came down to 7.25%. But after the regime change, inflation started rising and same the policy rate by SBP. It has been at 22% for a longer period of time but now it is gradually reducing.
Переглядів: 194
Відео
Management Trainee Officer (MTO) in Banking Sector Hiring, Training and Career Path
Переглядів 8914 днів тому
Management Trainee Officer (MTO) is an entry level position in banking sector offer for the fresh graduates. MTO position offers a great career path as compare to other positions in the entry level in banking system. When you see a bank advertisement for hiring MTO on bank website HR portal, Linked Inn or any other means, you find the details of job description. The Eligibility criteria may inc...
End of Interest Based Banking System in Pakistan 2028 | Constitutional Amendment
Переглядів 16321 день тому
As per new constitutional amendment, Govt has to abolish interest based banking system by January 2028. Earlier to this, Shria court in 2022 has ordered the State Bank to change Riba system into Islamic banking within next 5 years till 2027. But as per new amendment, some more time has more time to abolish interest based system in Pakistan. Pakistani banks have already turning their conventiona...
Asaan Account Benefits and Features
Переглядів 5221 день тому
You may open your Bank Asaan Account just by providing your identity document i.e CNIC. There is no need to provide proof of profession or source of income top open Asaan Account. State Bank introduced Asaan Account to facilitate the low income group of the society to avail banking facilities. Those segment of the society which are involved in the profession where there is no document for proof...
FBR Access to Bank Transactions | Bank Depositors Heads Off
Переглядів 1,3 тис.21 день тому
There are rumor's on social media that Govt has given FBR access to bank depositors transaction. And this has been done to catch the tax evasions. This is not true as FBR rejects all these rumor's on social media. FBR can request central bank to provide bank transaction details of some particular depositors but its not true that FBR system is linked with banking software of all the banks operat...
How to Change Name on Electricity Bill?
Переглядів 11428 днів тому
In this video I will practically demonstrate how you can change name of electricity bill. The need to change Name on electricity bill arise when you purchase a shop or house and want your name to appear on bill instead of the previous owner. In other words you want to change the township of the electricity meter on your name. Visit ENC.com.pk to change the name. You need to have following docum...
Deposit Protection Limit Doubled for Bank Customers
Переглядів 17928 днів тому
Its a big good news for bank depositors that Deposit protection corporation has announced to double the limit of deposit protection for bank depositors who are eligible. Following category accounts are eligible for DPC limit cap Current account holders saving account holder fixed deposit accounts foreign currency accounts bank instruments i.e Payment order, demand draft, call deposit receipt ca...
Premium Prize Bonds | Investment Guide for Beginners
Переглядів 331Місяць тому
Premium Prize Bonds are currently available in two denominations I.e Rs.25000 and Rs.40000. These Bonds have different attributes as compared to bearer prize bonds. Some of their characteristics are as below 1. These Bonds are registered on investment name against their CNIC 2.These Bonds yields include proze money as well as profit. The investor's need to provide their bank account while inves...
Bank Default Consequences, Remedies and Prevention
Переглядів 52Місяць тому
What would happen if you get bank default? There might be three different types of issues that you could possibly face when you get bank default. 1-Financial Losses 2-Legal Issues 3-Social Issues Talking about financial losses we discuss what steps bank would take to recover its loan amount. Bank would approach you through its recovery agents who would ask you to pay back the loan in a differen...
Bank Relationship Manager Job Role in Banking
Переглядів 84Місяць тому
Bank relationship manager job is very crucial in today's modern banking system. RM brings new customer to banks, achieve sale target and enhance customer relationship to grow bank business. In todays competitive environment, banks need more strong relationship with the customers to achieve their deposit and sale. RM acts as a liaison between bank and the customers. The RM must have a strong kno...
Bank Profit on Saving A/c to be Down | SBP Slashes Policy Rate by 2%
Переглядів 1092 місяці тому
SBP Monetary policy has decided to decrease policy rate once again. It will have its impact on Bank loans interest rates and bank profit rates. The profit rates offered on fixed deposits and saving accounts use sbp polic rate as benchmark. Even Islamic bank use this policy rate to offer their profit rates. The figure will almost be the same that will reflect in downward in the profit rates rate...
Net Bank Monthly Profit on One Lac | Rs.100.000 Investment Profit in Bank
Переглядів 3882 місяці тому
How much monthly profit would you get on Rs.100,000 It depend upon the product you have chosen. You have different options when you are looking for an investment in saving account in a bank, !. You can invest either in FCY accounts or in Local PKR accounts FCY accounts saves your from money devaluation. 2.You can choose between Islamic banks and conventional banks. there is no difference of pro...
SBP New Currency Notes Designs Winners Announced
Переглядів 6192 місяці тому
State Bank announced to design new currency notes in the beginning of the current year. It invited art students and engineers to participate in the competition to design new currency notes. Many students and art engineers sent their currency notes designs. The denomination of currency notes as per existing notes i.e Rs.10, 20, 50, 100, 500, 1000 and Rs.5000. The cash prizes for the winners will...
1 How to Activate Dormant Account? Bank A/c Closure and Unclaimed deposits
Переглядів 842 місяці тому
How to activate dormant Account your bank account turn t be dormant if you dont deposit or withdraw any amount into it or do not log in through mobile application or online banking. you can not debit your accout through any mean when its dormant. but Bank can recover its charges or Govt duties and taxes by debiting account. You can activate your account by visting your branch and filling dorman...
Beware of New Technique in Bank Fraud
Переглядів 1,4 тис.2 місяці тому
Beware of New Technique in Bank Fraud. Its a new way for bank fraud adopted by the hackers. they send you an sms on your sim. Which has the wording like you are unable to receive your shipment due to an incomplete address. fill your address to receive your parcel. And in the bottom there is a link If you click on the link then it takes you to Pakistan post office address updating page. after th...
How to Apply For Apni Chhat Apna Ghar House Loan Scheme by Punjab Govt
Переглядів 1482 місяці тому
How to Apply For Apni Chhat Apna Ghar House Loan Scheme by Punjab Govt
اپنی چھت اپنا گھر پنجاب گورنمنٹ ہاوس لون سکیم | Apni Chhat Apna Ghar Punjab Govt House Loan Schem
Переглядів 3952 місяці тому
اپنی چھت اپنا گھر پنجاب گورنمنٹ ہاوس لون سکیم | Apni Chhat Apna Ghar Punjab Govt House Loan Schem
Charges and Features of PayPak, UnionPay, Visa and Master Debit Card
Переглядів 1052 місяці тому
Charges and Features of PayPak, UnionPay, Visa and Master Debit Card
Debit Card or Credit Card | Desirable Bank Card
Переглядів 352 місяці тому
Debit Card or Credit Card | Desirable Bank Card
MBL Car Ijara | Islamic Bank Car Loan
Переглядів 272 місяці тому
MBL Car Ijara | Islamic Bank Car Loan
SBP Policy Rate Reduced due to which Bank Profit Rates on Saving Accounts to be reduced
Переглядів 513 місяці тому
SBP Policy Rate Reduced due to which Bank Profit Rates on Saving Accounts to be reduced
Roshan Gharana Solar Scheme Punjab Govt
Переглядів 1023 місяці тому
Roshan Gharana Solar Scheme Punjab Govt
Bank Loans Fastest Growing Sector in Pakistan
Переглядів 373 місяці тому
Bank Loans Fastest Growing Sector in Pakistan
Easypaisa, Jazzcash and digital Loan Apps Mark Up Rates Explained
Переглядів 564 місяці тому
Easypaisa, Jazzcash and digital Loan Apps Mark Up Rates Explained
bancassurance Highest Profit Rates But Low Satisfactory Customers
Переглядів 294 місяці тому
bancassurance Highest Profit Rates But Low Satisfactory Customers
فائلر اور نان فائلر کے فوائد اور نقصانات | Advantages and disadvantages of Being Filer and Non Filer
Переглядів 1134 місяці тому
فائلر اور نان فائلر کے فوائد اور نقصانات | Advantages and disadvantages of Being Filer and Non Filer
Good videos bhai jizak allah bnaty raheh
Thanks 😊
❤
Thanks 😊
❤❤❤
Pakistan sy Czechoslovakia ko business purposes k lie paisay kaisy byjna ha???
Told in vid
Alhamdulillah
👍
Good bro
Thanks 😊
Good video and keep it up broo❤
Thanks 🔥
Agr apply Age last 35 ho to Age 39 apply kr sakta hai?
Nooo
1st
Thanks 😊
Sir kiya ntn banwaney k baad filer hona bhee zarori hey
Sirf ntn se tax status filer nahn banta..apko tax returns filer krny prry gy
Agar aik crore aik month k time na Aya ho or poore Saal me Aya ho Kya tab bhi FBR hamari Gaand me danda daal k moo se nikaalnay ka majaaz rakhta hai?
Good video and keep it up❤
Thank you, I will
Keep it up 👍
Thank you, I will
@@qmansarsir kia national savings bnd ho jaye ga 2028 tk allah na kry aghr wo sood main aya tau yeh mujhy bata dain kia ho national savings pls tell me
goood video and keep it up❤
Thank you, I will
🎉🎉🎉🎉
❤️
Salam sir,,,,agr koi bnda crypto currency ya 10 lakh tak ustd buy krta ha,,,r usko 15 lakh ka faida hota ha TU kya wo ye amount apny bank account mein ly sakta ha,,,koi issue TU ni ho sakta?reply plz
Issue hu skta h..direct crypto app jaisey binance se apny account mn amount transfer na kren...balkey wahan agent section mn ja ker wahan agent k through kren
Veey very infornativ vido ❤❤
Thanks 😊
Or sir kia state bank defaulter ky bank accounts to ni band kardeta
Nooo
Sir kia defaulter kay bank account bhi band kardiya jatay ha ?
Noo
Mery pass 1 crore 70 lakh hei mujhy monthly profit kis bank say or kitna milay ga I am filer
Avoid investment in banking sector as profits are in decreasing trends
❤❤❤❤❤
Thanks 😊
Wow that's awesome Information bro and your speech skills also very much good I like your speech ❤
Thank you so much 😀
Very informative 👍🏿
Glad you think so!
❤
Thanks 😊
1st👍
Thanks 😊
👍
Thanks 😊
Sir agar agar default hogai ho ho or agar apnay bank ma paisay deposit waghera karanay jao to wo rok to ni letay matlab deposit karletay hai?😊
Je deposit hu jaty hn....
18% profit or 15% tax to apke liye bacha kya plz answer me
18% Profit per 15% Tax h...bachta bahut kam h..abhi tu mazeed kam hu gya h
boht hectic job hai 😢😢
Yes it's true
Sir aslamolekam sir mene 1 lakh 10 hazar ka loan liya h hbl personal loan se , 4 month m bahr chuka ho qast ,abi ais month mere pas qist nh h kia ,mj next month m 2 qist bharne hogi yah ,2 month ka rest deti h hbl wali plz kindly tel me
Late payment charges apko lgen gy
@@qmansar double qist tu bharne nh hogi na
Kindly reply
❤
❤️
Filer k se banay
Kisi tax lawyer se contact kren
Thank you for sharing good information
My pleasure
Bhia mana 10k liye agr wapis na karo tu kuch hoga ni 8 week hoga hn
Ecib state Bank mn status default hu jae ga...next kahen se ap loan nahn le skty h
Sir
Je sir
@@qmansar Mara Problom Solve krva dy Sir Barwakt walo ki waja Sy ecib name ha .to Ya Kasy hatam jo Skata ha 31 july ko loan Repay kia tha abi uno Ny update ni kia
Mary pass NOC bi ha loan repay ment wali slip bi ha
koi help kry boht parshan ho bhai
👍
Thanks 😊
sir apse aik baat puchni he plz reply about banking job
Yes
@@qmansar sir bank ki policy after resign 3 months ke notice period ki ho to kia bank is se zyada notice period serve karwa sakta he?
Sir dacument kon se he
Cnic, bank account certificate and ntn certificate if you're filer and an application form available wherefore you purchase it
پریمیم پرائز بانڈ خریدنے کے لیے فارم کس طرح فل کرتے ہیں اس پر ایک ویڈیو بنائیں ۔ شکریہ
👍
Hallloo
Yes
Sir Ma Ny 31 july ko pay kr diy tha mary pass NOC bi ha mara Update ni howa ecib
Apka loan status 2 saal ecib mn rehy ga us k baad khatam hu jae ga....during this time agar ap ne loan lena hu tu bank ko NOC den..phr unki discretion per h k loan dety hn ya nahn
?
De dya
Hallloo
Yes
@@qmansar Sir Ap apna Number dy plz
Sir plz Reply
Done
AOA Sir
Wa salam
@@qmansar sir apna Number send kry plz
@@qmansar Janb
@@qmansar Mujy Reply to kry sir
Till 2:50 you just took almost 3 minutes to start the video
I regret to hear this..next time will improve
Good video and keep it up❤
Thank you, I will
Assalamualaikum Bhai Agr loan 8weeks ka andr pay nhi kiya jaye tu 8weeks ka bad bhi fees lagti ha ya nhi weekly ya
Maximum time jo ap ko dya jata h us mn fee charge hu jati h..us k baad ap default mn chly jaty hn...default mn late fee bhi charge hu skti h aur mark up bhi
ان لوگوں کو سزائیں ملیں گی
👍
Next Rates will be in 11-24?
May be in October
O rehne de 90% sari qom hi khandani chor ha kis kis se bachao ge 😂
👍