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SuperGuide Australia
Australia
Приєднався 19 лют 2018
SuperGuide is Australia's leading superannuation and retirement planning website for all Australians.
Q&A: Can you make an in specie transfer of crypto into an SMSF?
Q&A: Can you make an in specie transfer of crypto into an SMSF?
Переглядів: 79
Відео
Q&A: Can you transfer an investment property into an SMSF?
Переглядів 2512 місяці тому
Can you transfer an investment property currently in a discretionary family trust into your SMSF? How would you do that? What are the pros and cons for such a move?
Q&A: Can I add to super after I commence a pension?
Переглядів 6292 місяці тому
I saw SuperGuide’s article about not being able to add to a pension once started. Does this mean that it’s not allowable to commute the pension add the additional funds and then restart a “new pension” with the increased amount? Obviously all on the same day.
Q&A: Contributing to super prior to a pension
Переглядів 2052 місяці тому
Q: I'm a self-funded retiree and about to turn 60. I would like to make a $357,500 contribution to my accumulation super. That's $27,500 concessional, (the maximum) and $330,000 non-concessional using the bring-forward rule. Again, the maximum. Can I immediately, after making these contributions, transfer my accumulation super to a pension account, or do I need to wait three years due to the br...
Q&A: Does the sole purpose test become redundant when you've retired?
Переглядів 372 місяці тому
We all know what the sole purpose test is. However, what I need to know is when the sole surviving or even the youngest member of the fund finally turns 65 does the sole purpose test then become redundant? Consequences for example: if the fund owns a rental property - can family members now live in it? But the main query relates to the role of the SPT once the youngest member attains age 65.
Q&A: I'm over 75. Can I make a super contribution?
Переглядів 1822 місяці тому
I have no existing super fund. Can I make a contribution to a super fund from the proceeds of the sale of an investment property? I am over 75 years of age.
Q&A: How can you reduce inheritance tax if you leave your super to your children?
Переглядів 2392 місяці тому
Q&A: How can you reduce inheritance tax if you leave your super to your children?
Q&A: What to consider with unused concessional contribution tax claims?
Переглядів 4792 місяці тому
The bring forward concessional contributions tax claims. Are they still available and any other matters associated with such a tax claim?
Q&A: What is the tax treatment on lump sum withdrawals when 65 and not retired?
Переглядів 1,3 тис.2 місяці тому
Q: For an over 65, not retired, still working and paying income tax, what is the tax treatment on any lump sum withdrawals from super (where super is still in the accumulation phase) having been built up from employer and salary sacrifice contributions and taxed at 15% on way in.
Q&A: Is a lump sum super payment taxed if I'm under 60?
Переглядів 1432 місяці тому
Q: Assuming a member turns 59 on the 9th of May 2023, and sets up a full pension fund to commence from 1 July this year (2023) shortly, when that member withdraws the lump sum before the 9th of May 2024 (next year), aged then 60, is the lump sum subject to tax or not?
Q&A: Can we use a recontribution strategy at 70 if we have a large transfer balance?
Переглядів 1672 місяці тому
Q: Can a recontribution strategy work where an SMSF has 2 members aged 70 and 68 with current member balances of $1.7 million each and transfer balance caps of $1.6 million each?
Q&A: How does a transition to retirement pension impact CGT on property assets?
Переглядів 1032 місяці тому
Q: I've started my retirement phase planning with the SuperGuide checklists proving very helpful. I've got property assets in my SMSF. I was intending to allocate those property assets into my pension portfolio then sell them and re-use the liquidity in the pension phase investing / payments. Would going with a Transition to Retirement (TTR) plan rather than full retirement have an impact on CG...
Q: Can an SMSF invest on a "tenants in common" basis in commercial property, funded by a mortgage?
Переглядів 642 місяці тому
Q: Can an SMSF invest on a "tenants in common" basis in commercial property, where the other party or parties to the investment, fund their purchase by a mortgage against that commercial property?
Q&A: What can we do if we need less than the minimum pension amount?
Переглядів 8962 місяці тому
Q: I am about to transfer all our accumulation funds into income funds for retirement income as we are now retiring. Our combined minimum drawdown at 4% will be more than what our living expenses will be, so I am exploring options to put the left over dollars. My options appear to be retaining an accumulation fund to deposit these funds, or simply invest them. What options there are for these a...
Q&A: When I retire, can I transfer the cash assets to my share of the SMSF?
Переглядів 702 місяці тому
Q: I am about to retire but my partner is still working. There is one property, some shares and cash in the SMSF. My partner and I have 50% share each. Moving to retirement, can I transfer all cash to my share of the fund into retirement phase? The value of cash is 25% of total fund.
Q&A: Is TBAR reporting required for lump sum payments?
Переглядів 472 місяці тому
Q&A: Is TBAR reporting required for lump sum payments?
Q&A: Transfer balance account, minimum pension requirements and the 1 June rule
Переглядів 5582 місяці тому
Q&A: Transfer balance account, minimum pension requirements and the 1 June rule
Q&A: Does the previous year's balance affect the minimum pension amount?
Переглядів 522 місяці тому
Q&A: Does the previous year's balance affect the minimum pension amount?
Q&A: How should we structure our SMSF to collect rent as a pension if my wife is only 56?
Переглядів 1062 місяці тому
Q&A: How should we structure our SMSF to collect rent as a pension if my wife is only 56?
Q&A: Can I combine multiple pension accounts?
Переглядів 2622 місяці тому
Q&A: Can I combine multiple pension accounts?
Q&A: What is required when making lump sum withdrawals from an SMSF in pension mode?
Переглядів 1252 місяці тому
Q&A: What is required when making lump sum withdrawals from an SMSF in pension mode?
Q&A: Timing for commencing a pension and minimum pension requirements
Переглядів 1222 місяці тому
Q&A: Timing for commencing a pension and minimum pension requirements
Q&A: How will the new $3m threshold tax impact retirement planning and are there any other updates?
Переглядів 2032 місяці тому
Q&A: How will the new $3m threshold tax impact retirement planning and are there any other updates?
Q&A: I've used the bring-forward rule, so when can I make more non-concessional contributions?
Переглядів 3082 місяці тому
Q&A: I've used the bring-forward rule, so when can I make more non-concessional contributions?
Q&A: Is there a loophole which allows a pension fund to go above the transfer balance cap?
Переглядів 2142 місяці тому
Q&A: Is there a loophole which allows a pension fund to go above the transfer balance cap?
How to use the TelstraSuper Lifetime income calculator
Переглядів 6453 місяці тому
How to use the TelstraSuper Lifetime income calculator
How to use TelstraSuper's Retirement Lifestyle Planner
Переглядів 4874 місяці тому
How to use TelstraSuper's Retirement Lifestyle Planner
Finding a good financial adviser and making financial advice work for you
Переглядів 497 місяців тому
Finding a good financial adviser and making financial advice work for you
Why did you become an independent financial adviser?
Переглядів 367 місяців тому
Why did you become an independent financial adviser?
What are the most popular investments for SMSFs?
Переглядів 427 місяців тому
What are the most popular investments for SMSFs?
If employing a recontribution strategy immediately before turning 75 is it permissible to take advantage of the 3 year 'bring forward' rule? Also the graphic said when turning 75 recontribution must be made within 28 days of the end of the month in which you turn 75 but the commentary said ot must be made within 28 days of turning 75. Which is correct please? Thanks
Thanks for this. A great topic that needs more discussion in our community.
thank you
Great video and explanation. What is the cost of the planner? Thanks.
It is free! You don't even need to be a TelstraSuper member.
Great advice many thanks 👍
Thx for the video, it is extremely hard to find a good FA, maybe I will find one , one day.
Useless talk
Do the aged pension means test thresholds get indexed to inflation each year?
So does this calculator provide the income amount in today’s dollars? Meaning that in reality in the future you would get higher income than the result, but it would have the same buying power as the resulting number?
Very interesting. Food for thought!
Such a helpful video. Thanks for explaining it so clearly:)
sir there is some problem with your channel.this is why your channel does not get views and subscribers.to get views and subscribers.your channel video seo will do.
Agreed. It's a winner.
❤industry super❤
*Promosm*
Just here to increase your views🐸
Thanks for the info. It would be really helpful if you listed the questions and where they are in the clip. Also, who are you - is this sponsored, if so, by whom?
Yes. Thank you. Keep an eye out for Super Consumers Australia.
Wow!!! Thankyou for sharing this link. I had an SMSF and wanted to switch to an industry fund. I did as much research as possible, I narrowed it down to Australian Super, UniSuper and Hostplus, not trusting myself I engaged an independent financial advisor after paying $4000 for SOA, he advised Colonial, now seeing fees and returns on your super, I made right choice by ignoring his recommendation, expensive lesson
Was that impartial advice. Your best interests? AFCA complaint to get your money back?
@@Enthusiasmisgood I questioned him a few times whether it was the best super for me, seriously disappointed with the advice he gave, this all happened in the past month
@@Enthusiasmisgood Thankyou for this advice, after considering your comment, I went through the resolution process, and they agreed, got fully refunded 👍
@@goodday7626 Well done!!!
lc5 vum.fyi
Great to have an independent voice helping Australians. Super is SO important to planning my future finances. Thank you Super Consumers Australia.
Jane Hume is an Extreme Feminist.
Evil woman she reminds me of Delores Umbridge off Harry Potter.
Great commentary Stephen Huppert ... nice to hear from real experts on sensitive issues like Superannuation and retirement in Australia.