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SuperGuide Australia
Australia
Приєднався 19 лют 2018
Yes, superannuation can be boring, complex and overwhelming but we are working hard to make it easier to understand!
From simple tips and strategies through to detailed guides on using the best free tools around, we want you to give you the confidence to take action, improve your retirement savings and feel in control of your retirement plans.
We've been educating Australians about superannuation and retirement planning since 2008 and we hope that we can also help you.
Subscribe today and go from super confused to a super hero.
All information provided by SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information from SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
From simple tips and strategies through to detailed guides on using the best free tools around, we want you to give you the confidence to take action, improve your retirement savings and feel in control of your retirement plans.
We've been educating Australians about superannuation and retirement planning since 2008 and we hope that we can also help you.
Subscribe today and go from super confused to a super hero.
All information provided by SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information from SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
Tips to maximise your Age Pension
The Age Pension provides great support for millions of Australian retirees, but some rules are complicated, making it difficult to know exactly how much you should be receiving, particularly whenever your situation changes.
But it’s important to understand all the ways your pension is assessed and how you can best structure your finances so that you receive the right amount of pension.
In this video Karen walks us through some invaluable tips so you can maximise your Age Pension, giving you greater peace of mind that your savings will last longer in retirement.
SuperGuide members have access to an extended version which gives additional tips and case studies so you can see how they are applied in the real world: www.superguide.com.au/in-retirement/maximise-age-pension
SuperGuide members also have access to many other guides that help you make the most of your retirement savings so you can have a better retirement and greater peace of mind. Get guidance from our independent experts so you can make more informed decisions and help your savings last longer: www.superguide.com.au/superguide-for-retirees
All information provided by SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.
But it’s important to understand all the ways your pension is assessed and how you can best structure your finances so that you receive the right amount of pension.
In this video Karen walks us through some invaluable tips so you can maximise your Age Pension, giving you greater peace of mind that your savings will last longer in retirement.
SuperGuide members have access to an extended version which gives additional tips and case studies so you can see how they are applied in the real world: www.superguide.com.au/in-retirement/maximise-age-pension
SuperGuide members also have access to many other guides that help you make the most of your retirement savings so you can have a better retirement and greater peace of mind. Get guidance from our independent experts so you can make more informed decisions and help your savings last longer: www.superguide.com.au/superguide-for-retirees
All information provided by SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.
Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.
Переглядів: 7 584
Відео
SMSFs and insurance: Rules and considerations
Переглядів 709 годин тому
SMSF trustees need to maintain an investment strategy for their fund, and part of that needs to consider the insurance needs of their members, as well as of the fund’s assets. In this video Garth details what the super laws require around insurance, tax considerations and how policies should be structured. SuperGuide members have access to an extended version which gives compliance and strategy...
How a reversionary pension works
Переглядів 32412 годин тому
A reversionary pension is a simple way to make things easier for your loved ones when you pass away, by automatically diverting your pension to your spouse or other beneficiaries. In this video Kate walks us through the reversionary pension rules and how beneficiaries are defined. SuperGuide members have access to an extended version which details how the rules can vary depending on the type of...
How does the Commonwealth Seniors Health Card work?
Переглядів 2,4 тис.14 днів тому
If you’re not eligible for the Age Pension, you may still be eligible for the Commonwealth Seniors Health Card - which entitles you to get cheaper healthcare and some other discounts depending on your state. The savings can be worth many thousands of dollars a year. In this video Karen walks us through the benefits, how to check your eligibility and how to apply. SuperGuide members have access ...
How the super transfer balance cap works
Переглядів 2,6 тис.21 день тому
The transfer balance cap limits the amount you can transfer from your super savings into a tax-free pension. The cap is currently $1.9m but you may have a different cap depending on when you started a pension. The cap may also limit how much you can contribute to super so it is important you are aware of how it impacts you. In this video Kate goes through the rules and gives a case study to ill...
Q&A: How can we reduce the super death tax for our beneficiaries?
Переглядів 9 тис.21 день тому
Two SuperGuide member questions that explore how to use the recontribution strategy to reduce the super death tax payable by beneficiaries. Q1: I am now 61 years old and just retired, so understand I can access all my super tax free. I am about to move my balance (less $6k) from accumulation account to an income account. I wish to reduce the death tax payable by my beneficiaries in the case of ...
Q&A: I'm 63. Can I start a Transition-to-retirement pension if I quit one of my jobs?
Переглядів 940Місяць тому
Q: I am currently 63 and I work 4 days a week as a receptionist in a doctor's surgery. I also work 2 days a week in the local chemist. I am considering giving up my work at the chemist and then starting a transition to retirement pension from my superannuation fund to supplement my income. Can I commence a TTR once I cease my role at the chemist shop? All information provided by SuperGuide is g...
What happens to my Age Pension if I sell my home?
Переглядів 2,5 тис.2 місяці тому
If you receive the Age Pension, sell your home and buy a new one, you need to update Centrelink about your changes because it can impact your Age Pension. Karen Hunt from MyPensionManager walks us through the key steps you need to take and gives tips to make the process as smooth as possible. SuperGuide members can access additional guides that cover what to do if you downsizing to an over 50s ...
Super contributions for beginners: Concessional vs non-concessional
Переглядів 4982 місяці тому
There are so many different ways to contribute to super that it can be confusing to know what is best for you. In this short video Kate breaks down the difference between the two main categories of contributions - concessional and non-concessional. SuperGuide members can access an extended version of this guide breaking down steps you can take to optimise your super contributions: www.superguid...
Q&A: If I make bring-forward contributions, do I have to wait 3 years before I can start a pension?
Переглядів 1,2 тис.2 місяці тому
I am a self funded retiree and about to turn 60. I would like to make a $390,000 contribution to my accumulation super ($30,000 conc $360,000 non-conc using the bring forward rule). Can I immediately after making these contributions, transfer my accumulation super to a pension account? Or do I need to wait 3 years? (due to the bring forward). All information provided by SuperGuide is general in...
SMSF insights 2024: Div 296, Superstream, ETFs and more
Переглядів 2502 місяці тому
Tim Steele, CEO of Class, talks through the key insights from their 2024 Annual Benchmark report, including the potential tax liability impact of Div 296, the challenges of Superstream, how ETFs are increasing in popularity, and some of the ways that SMSF trustees differ from members of public super funds. 00:00 Introduction 00:21 Div 296 03:33 Financial advice 06:04 Superstream 07:14 Pension p...
Retirement planning case study: 60 year old single man with $250k in super
Переглядів 4,3 тис.2 місяці тому
This is a fascinating case study of a 60 year-old divorcee boosting a modest super balance through a transition-to-retirement strategy, carry-forward contributions and part-time work in retirement. All information provided by SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on ...
How to use TelstraSuper's Retirement Lifestyle Planner
Переглядів 8 тис.2 місяці тому
Calculators that offer to predict your final super balance and retirement income are readily available through most super funds as well as ASIC’s Moneysmart service. If you’ve done any planning for retirement, you’ve probably used at least one. Why try another? It’s always worth reviewing your progress, and the Retirement lifestyle planner by TelstraSuper has some features that set it apart fro...
What can you do with your super when you retire?
Переглядів 12 тис.3 місяці тому
Converting your super into retirement income is something you may only do once and it can be daunting. SuperGuide has put together this explainer to help you understand your options. SuperGuide members have access to an extended webinar version of this guide featuring case studies, detailed walk-throughs of powerful free tools to help you plan your own retirement income, and including a live Q&...
Essential considerations for SMSF trust deeds
Переглядів 2373 місяці тому
Essential considerations for SMSF trust deeds
The big picture: Focus on super’s long-term returns
Переглядів 3203 місяці тому
The big picture: Focus on super’s long-term returns
Retirement planning case study: Couple in late 40s with $295k in super
Переглядів 8 тис.4 місяці тому
Retirement planning case study: Couple in late 40s with $295k in super
Q&A: Must super be paid out of an SMSF after the death of a spouse?
Переглядів 1774 місяці тому
Q&A: Must super be paid out of an SMSF after the death of a spouse?
Q&A: What are the benefits of spouse super equalisation strategies?
Переглядів 4624 місяці тому
Q&A: What are the benefits of spouse super equalisation strategies?
How to use the Mercer Retirement income simulator
Переглядів 1,5 тис.4 місяці тому
How to use the Mercer Retirement income simulator
Q&A: What is asset segregation in pension phase?
Переглядів 6384 місяці тому
Q&A: What is asset segregation in pension phase?
Q&A: Is there a cap on total super balance when you have started a pension?
Переглядів 6194 місяці тому
Q&A: Is there a cap on total super balance when you have started a pension?
Q&A: If I'm retired can I leave one of my two funds in accumulation?
Переглядів 1,3 тис.4 місяці тому
Q&A: If I'm retired can I leave one of my two funds in accumulation?
Q&A: How do I start an SMSF pension while leaving other members in accumulation?
Переглядів 1414 місяці тому
Q&A: How do I start an SMSF pension while leaving other members in accumulation?
Q&A: Should I postpone my contribution reserving strategy until after the contribution caps rise?
Переглядів 1294 місяці тому
Q&A: Should I postpone my contribution reserving strategy until after the contribution caps rise?
Q&A: If I have $1.9m in my super pension can I still make contributions?
Переглядів 7074 місяці тому
Q&A: If I have $1.9m in my super pension can I still make contributions?
Q&A: Can you make an in specie transfer of crypto into an SMSF?
Переглядів 1628 місяців тому
Q&A: Can you make an in specie transfer of crypto into an SMSF?
Q&A: Can you transfer an investment property into an SMSF?
Переглядів 5168 місяців тому
Q&A: Can you transfer an investment property into an SMSF?
Q&A: Can I contribute to super after I start a pension?
Переглядів 1,8 тис.8 місяців тому
Q&A: Can I contribute to super after I start a pension?