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Peter Lazaroff
Приєднався 1 січ 2007
Peter is the Chief Investment Officer of Plancorp, the host of The Long Term Investor podcast, and the author of Making Money Simple.
He shares practical advice on how to make smart decisions with your money and investments.
A go-to source for top media outlets like CNBC, The Wall Street Journal, and Forbes, Peter unpacks the clear and strategic approach he uses to oversee the management of $6 billion at Plancorp.
Get free resources like:
→ A breakdown of how Peter invests
→ A financial goal planning worksheet
→ A breakdown of how to interview an advisor
At: peterlazaroff.com/resources
He shares practical advice on how to make smart decisions with your money and investments.
A go-to source for top media outlets like CNBC, The Wall Street Journal, and Forbes, Peter unpacks the clear and strategic approach he uses to oversee the management of $6 billion at Plancorp.
Get free resources like:
→ A breakdown of how Peter invests
→ A financial goal planning worksheet
→ A breakdown of how to interview an advisor
At: peterlazaroff.com/resources
Rethinking Bonds: How to Strengthen Your Retirement Portfolio in Today’s Market With David Braun
What’s the role of bonds in your retirement portfolio in a high-yield environment?
In this episode, PIMCO’s David Braun breaks down the evolving fixed-income landscape. With 30 years of investment expertise, he shares insights on how rising yields create opportunities, why active management is essential for bonds, and what the U.S. national debt means for investors.
Watch now and learn:
• The role of core bonds in retirement planning
• Why active management outshines passive strategies in fixed income
• Emerging trends shaping the future of fixed income investing
• How rising U.S. debt levels could impact bond yields and risk profiles
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
📚 TIMESTAMPS
00:00 Introduction
00:30 What is the Role of Core Bonds in a Portfolio?
04:46 Rising Yields and Resetting Expectations for Bonds
10:00 Active vs. Passive Management in the Bond Market
19:12 National Debt and Implications for Bond Investors
27:26 Future Trends in Fixed Income Investing
31:42 Addressing Misconceptions About Bond Math
34:34 Closing Thoughts and Resources
💻 Website: peterlazaroff.com
📷 Instagram: peterlazaroff
✍ Twitter: PeterLazaroff
💼 Linkedin: linkedin.com/in/peterlazaroff
Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Peter Lazaroff is the Chief Investment Officer of Plancorp and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Plancorp.
Peter Lazaroff, an affiliate of Plancorp, may receive payment from various entities for advertisements in affiliated podcasts, blogs or emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Plancorp or any of its employees. For additional advertisement disclaimers see here www.plancorp.com/legal-notices/.
Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.
Nothing on this channel should be considered personalized financial advice or a solicitation to buy or sell any securities.
#investing #financialplanning #financialadvisor #PeterLazaroff
In this episode, PIMCO’s David Braun breaks down the evolving fixed-income landscape. With 30 years of investment expertise, he shares insights on how rising yields create opportunities, why active management is essential for bonds, and what the U.S. national debt means for investors.
Watch now and learn:
• The role of core bonds in retirement planning
• Why active management outshines passive strategies in fixed income
• Emerging trends shaping the future of fixed income investing
• How rising U.S. debt levels could impact bond yields and risk profiles
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
📚 TIMESTAMPS
00:00 Introduction
00:30 What is the Role of Core Bonds in a Portfolio?
04:46 Rising Yields and Resetting Expectations for Bonds
10:00 Active vs. Passive Management in the Bond Market
19:12 National Debt and Implications for Bond Investors
27:26 Future Trends in Fixed Income Investing
31:42 Addressing Misconceptions About Bond Math
34:34 Closing Thoughts and Resources
💻 Website: peterlazaroff.com
📷 Instagram: peterlazaroff
✍ Twitter: PeterLazaroff
💼 Linkedin: linkedin.com/in/peterlazaroff
Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Peter Lazaroff is the Chief Investment Officer of Plancorp and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Plancorp.
Peter Lazaroff, an affiliate of Plancorp, may receive payment from various entities for advertisements in affiliated podcasts, blogs or emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Plancorp or any of its employees. For additional advertisement disclaimers see here www.plancorp.com/legal-notices/.
Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.
Nothing on this channel should be considered personalized financial advice or a solicitation to buy or sell any securities.
#investing #financialplanning #financialadvisor #PeterLazaroff
Переглядів: 30
Відео
The Secrets of Smart Investing: Jason Zweig on Market Giants, Money Myths, and Staying Rational (...
Переглядів 10114 годин тому
What does it take to think clearly and stay rational in a world full of financial noise? This episode features part two of a rare conversation with Jason Zweig, acclaimed financial journalist and author of Your Money & Your Brain. From behind-the-scenes wisdom gleaned from Warren Buffett and Charlie Munger to the psychology driving your financial decisions, Jason delivers invaluable insights th...
The Secrets of Smart Investing: Jason Zweig on Market Giants, Money Myths, and Staying Rational
Переглядів 21416 годин тому
What does it take to think clearly and stay rational in a world full of financial noise? This episode features part two of a rare conversation with Jason Zweig, acclaimed financial journalist and author of Your Money & Your Brain. From behind-the-scenes wisdom gleaned from Warren Buffett and Charlie Munger to the psychology driving your financial decisions, Jason delivers invaluable insights th...
Why Giving Money Makes You Wealthier
Переглядів 28День тому
Daniel Crosby, Ph.D., behavioral finance expert and author of The Soul of Wealth, explains an unexpected finding: people who give money to charity actually feel wealthier, no matter how much money they make. Modern research confirms what ancient wisdom has always taught - that giving leads to personal abundance. In this short clip, Crosby also shares how other ways of investing in yourself can ...
Why ‘The Intelligent Investor’ Still Matters in a Fast-Paced Market With Jason Zweig (EP.178)
Переглядів 100День тому
Are today’s markets testing your patience, or making you question your strategies? Jason Zweig believes that timeless investment wisdom is more relevant now than ever. In this episode, we’re recording live from the New York Stock Exchange as Zweig discusses why Benjamin Graham’s "The Intelligent Investor" remains a cornerstone of disciplined investing. Zweig shares insights on the psychological...
Why ‘The Intelligent Investor’ Still Matters in a Fast-Paced Market With Jason Zweig
Переглядів 19814 днів тому
Are today’s markets testing your patience, or making you question your strategies? Jason Zweig believes that timeless investment wisdom is more relevant now than ever. In this episode, we’re recording live from the New York Stock Exchange as Zweig discusses why Benjamin Graham’s "The Intelligent Investor" remains a cornerstone of disciplined investing. Zweig shares insights on the psychological...
Why Putting All Your Money in US Stocks Might Be Risky
Переглядів 4314 днів тому
Ever wondered if investing only in US companies is a smart move? Marlena Lee of Dimensional Fund Advisors explains why global diversification could be safer and smarter. Learn simple tips to protect your savings and why past performance doesn't guarantee future success. Perfect for investors seeking a smarter, more balanced approach to portfolio management. See the full interview with Peter Laz...
Post Election Thoughts (EP.177)
Переглядів 4514 днів тому
Markets are driven by countless factors-consumer demand, innovation, interest rates, global trade, and more. Sure, policies can create a little wind in the sails for certain segments of the market, or a bit of a headwind, but presidents don’t hold the wheel. Listen now and learn: • The limited impact of politics on stock markets • The challenges faced by the US economy • How the US stacks up in...
Why Wall Street Loves Complicated Investments
Переглядів 3921 день тому
Peter Lazaroff and Josh Brown explore why Wall Street pushes complex investment products. Learn how to spot unnecessary complications in your portfolio and why simpler might be better for your money. Perfect for investor's who have ever felt confused by financial jargon. See the full interview with Peter Lazaroff and Josh Brown here: ua-cam.com/video/l47ff-KbBJ8/v-deo.html 💻 Website: peterlazar...
Why the Next Decade May Bring Lower Returns-And What It Means for You (EP.176)
Переглядів 9421 день тому
Are we entering a decade of low returns? Goldman Sachs projects that S&P 500 returns will average only 3% annually over the next ten years-far below the historical norm of 13% in the last decade. While I’m not a believer in predicting the future, there are several useful elements in their research worth discussing. In this episode, I’ll explore what’s behind this forecast and what it means for ...
The Hidden Risks of Managing Money Solo In Marriage With Sara Gelsheimer (EP.175)
Переглядів 49Місяць тому
What happens if the spouse who handles all the finances suddenly isn’t there? In this episode, Senior Wealth Manager Sara Gelsheimer of Plancorp joins us to explore why both spouses need to be involved in financial decisions. Whether due to sudden life changes or the realities of aging, having only one financial decision-maker can leave the other spouse unprepared for critical responsibilities....
The Hidden Risks of Managing Money Solo In Marriage With Sara Gelsheimer
Переглядів 102Місяць тому
What happens if the spouse who handles all the finances suddenly isn’t there? In this episode, Senior Wealth Manager Sara Gelsheimer of Plancorp joins us to explore why both spouses need to be involved in financial decisions. Whether due to sudden life changes or the realities of aging, having only one financial decision-maker can leave the other spouse unprepared for critical responsibilities....
Why More Money Doesn’t Mean More Happiness-And What Does With Daniel Crosby (EP.174)
Переглядів 85Місяць тому
Do you feel like something’s missing, even with a solid financial foundation? Or wonder if there’s a better way to use your money for happiness? In this episode, I sit down with Daniel Crosby, Ph.D., behavioral finance expert and author of The Soul of Wealth, to discuss why the traditional approach to money often leaves us wanting more-and what actually leads to lasting satisfaction. Tune in to...
Why More Money Doesn’t Mean More Happiness-And What Does With Daniel Crosby
Переглядів 134Місяць тому
Do you feel like something’s missing, even with a solid financial foundation? Or wonder if there’s a better way to use your money for happiness? In this episode, I sit down with Daniel Crosby, Ph.D., behavioral finance expert and author of The Soul of Wealth, to discuss why the traditional approach to money often leaves us wanting more-and what actually leads to lasting satisfaction. Tune in to...
Wall Street’s Evolution and What It Means for Investors With Josh Brown (EP.173)
Переглядів 67Місяць тому
In this episode, we sit down with Josh Brown, CEO of Ritholtz Wealth Management, to explore the major shifts shaping Wall Street and what they mean for today’s investors. From the rapid rise of private equity and alternative investments to the growing influence of passive investing, Josh breaks down the trends every investor needs to understand. Listen now and learn: • Why private equity and al...
Wall Street’s Evolution And What It Means For Investors With Josh Brown
Переглядів 152Місяць тому
Wall Street’s Evolution And What It Means For Investors With Josh Brown
Tax Hikes Ahead: Should You Do A Roth Conversion To Lock In Rates? (EP.172)
Переглядів 56Місяць тому
Tax Hikes Ahead: Should You Do A Roth Conversion To Lock In Rates? (EP.172)
Factor Investing: What It Is & How The Strategy Works
Переглядів 912 місяці тому
Factor Investing: What It Is & How The Strategy Works
A Framework For Evaluating Investment Fads With Marlena Lee (EP.171)
Переглядів 622 місяці тому
A Framework For Evaluating Investment Fads With Marlena Lee (EP.171)
A Framework For Evaluating Investment Fads With Marlena Lee
Переглядів 1402 місяці тому
A Framework For Evaluating Investment Fads With Marlena Lee
A Low-Stress Way to Spend Guilt-Free and Keep Your Finances Healthy (EP.170)
Переглядів 932 місяці тому
A Low-Stress Way to Spend Guilt-Free and Keep Your Finances Healthy (EP.170)
Skill, Luck, and Strategy: What Chess Can Teach You About Investing with Rubin Miller (EP.169)
Переглядів 662 місяці тому
Skill, Luck, and Strategy: What Chess Can Teach You About Investing with Rubin Miller (EP.169)
Skill, Luck, And Strategy: What Chess Can Teach You About Investing With Rubin Miller
Переглядів 2372 місяці тому
Skill, Luck, And Strategy: What Chess Can Teach You About Investing With Rubin Miller
What To Do When A CD Matures (EP.168)
Переглядів 1892 місяці тому
What To Do When A CD Matures (EP.168)
Why Total Returns Can Matter More Than Dividends When Investing
Переглядів 972 місяці тому
Why Total Returns Can Matter More Than Dividends When Investing
From Stock Picking To Systematic Investing Success With Wes Gray (EP.167)
Переглядів 1072 місяці тому
From Stock Picking To Systematic Investing Success With Wes Gray (EP.167)
From Stock Picking To Systematic Investing Success With Wes Gray
Переглядів 2222 місяці тому
From Stock Picking To Systematic Investing Success With Wes Gray
Why You Don’t Have to Pick Winning Stocks (EP.166)
Переглядів 1153 місяці тому
Why You Don’t Have to Pick Winning Stocks (EP.166)
She's gorgeous ❤❤
Thank you so much for this amazing video! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
You're doing a fantastic job! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
Insightful...and I can relate too well
ہک۔ ۔ ۔جتخف ھ 😊😊😊خب،من نن نن نن۔! م؟ممنن ن من م ن من مدد،خ
زطش87999 99%9999 999.90%0,%78
Is there any apps for Alternative Investments.?
Loved Nick’s book! 📖 He’s really helped me fine tune my investment strategy.
I'm a long-time Peter Schiff listener. Please, will you do a follow up episode addressing his main arguments?
Thanks for the suggestion. Can you summarize his main arguments for me?
I'm favoured $130k every 4 weeks! I now have a good house and can afford anything and also support my family
Wow that's huge, how do you make that much monthly? I'm 37 and have been looking for ways to be successful, please how??
Yeah, since meeting expert Brisa, I now agree that with an expert managing your portfolio, the rate of profit high, with less risk.❤❤
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance
She's a licensed broker here in the states.
Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds..... But Brisa Richardson, restored hope shes a good woman
4:04 Total Bond Market Index 4:29 Retail Investors 6:17 Bond Manager
🎉 awesome 🎉
Agreed. But I think Elon would definitely see $500MM in cash. He's an owner. Most owners do not have a lot of liquidity. This is an "argument" I have with many people bemoaning the hyper wealthy who control assets but don't necessarily have a ton of cash on which to pay the proposed tax on wealth. Buffett has a lot of stock and while everyone knows the cash pile in Berkshire Hathaway, no one knows how much cash he actually sits on personally?
100 percent stocks worked out great if you held.
3.3% is 1/30th. Of course you can safely withdraw 1/30th of your portfolio every year for 30 years, but that seems pretty pessimistic. It’s assuming that your investment rate of return exactly matches inflation, so 2.5% long term, which is much lower than historical return from stocks or bonds. Over 200 years the average returns for both assets classes is around 6%. In recent years it’s more like 9% for the total stock market and 3.5% for bonds. Approaches that increase withdrawals in good years and reduce them, or keep them steady, in bad market years probably have higher safe withdrawal rates than Bengin-style approaches that mechanically increase withdrawals without regard to investment returns.
Tax rates are so low historically speaking - not sure on Ben's example of someone in the 24% marginal being wary of converting/contributing on a Roth basis. The math almost always supports building tax-free assets - even for high earners. Seems overly optimistic to think rates will be as low as they are now in the future.
Pearls of wisdom, indeed
It is difficult to build a substantial portfolio solely through speculation and market timing. Once you have a substantial portfolio, you can go ahead and try riskier strategies since you already have adequate protection.
Helpful insights ! Thank you for this conversation 😊🙏
As a former nursing home administrator those LTC insurance policies are not very good. Better to have a HSA and keep your receipts. That said, if people think they will trust their millions while they get on MediCaid. Watch the attorney general’s office crack that trust and take all that money back plus reasonable fees (all of it). Choosing LTC should be just as deliberate as choosing your college or your house.
Thanks
"Promo SM" 🙌
"Promo SM" 🎶
*Promosm*
Perfect timing. 2012 Chrysler 200 was just totaled by a newer driver. Bought back from insurance for $828. Bought parts for $295, labor for $400. Big body shops wanted almost $7200 to repair. Keeping as a spare and buying a brand new 2024 Chevy Trax fully loaded for $28,685 out the door. Just makes sense. Never been one to suggest buying a new vehicle off the lot but it’s hard to beat in 2024 if you shop smart.
Awesome
👍
Very interesting ! Also, I loved his book Just keep buying !
Lots of great takeaways from Ashby!
Always a treat to listen to Bernstein, thanks for uploading. Suggestion: please remove the loud sound effects, they are not helping.
Should've mentioned that EV insurance can be much higher. I suppose because they're afraid of liability since there is no way to determine if a battery has been damaged in a minor accident. Sometimes they scrap the whole car rather than risk a future catastrophic fire.
Thanks for having him on. I used his ideas to compare the annual cost of ownership of different vehicles. It turns out that it is cheaper to hang onto our current car even though it is a 2007 gas guzzler because most of the depreciation has already occurred. We’ve had virtually no maintenance and repair costs since we bought it 6 years ago (it’s a Toyota of course). The thing just refuses to die.
Mission accomplished! Glad you enjoyed it @mere_cat
Jesse Kramer updated his calculation of the cost of buying vs leasing. It is now significantly more expensive to lease (~40% more). I guess car companies figured out they were giving too good of a deal.
A great podcast and lessons in history (financial)..
🙌
Just found out your channel! This was an excellent interview. I subscribed.
Thank you!
Fantastic interview.
Thanks!
I would like to see people than can talk about closed end funds and preferred stocks. These are under invested in most portfolios . When do companies cash in preferred stocks? Why would a closed end fund return capital? No one talks about these issues.
Thank you for the great info!
Great interview. Audio. Timestamps. No idea how I'm only your #305 Subscriber.
Thanks!
Interesting.
All hail the King! Bill Gross kicks azz ... always has and always will.
Good
Good content but talking so fast does not add value IMO.
Try listening at 0.75x or 0.5x
Haha I listened at the speed of 1.5x
Passengers of Titanic were also thinking that their ship is unsinkable.
Perhaps a bit technical for everyday learning.
FANTASTIC work, you two. Thank you for sharing this, and for your leadership in our industry.
Great conversation
nice video. I was looking on their website and it is quite difficult to see if in fact they are beating the index over the long term? He states several times that indexing is leaving money on the table but it has been proven many times that active investing long term rarely beats the market so it leaves me quite skeptical although I like his value investing mindset.
Interesting Guest! Investopidia is an important resource for starters retail investors
Great message Peter. Thanks for posting.