Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship health insurance scheme by the Government of India aimed at providing health coverage to economically vulnerable families. Launched on September 23, 2018, PMJAY offers financial protection against catastrophic health expenditures and aims to reduce out-of-pocket expenses for medical treatments.
Key Features:
- Provides health insurance coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.
- Covers over 10.74 crore vulnerable entitled families (approximately 50 crore beneficiaries).
- No cap on family size and age, ensuring all members of a family get coverage.
- Coverage for nearly 1,400 procedures including hospitalization, daycare surgeries, follow-up care, etc.
- Cashless and paperless access to services at the point of service in all public and empaneled private hospitals across India.
- Pre-existing conditions covered from day one.
How to Apply for Ayushman Card in Odisha
To apply for the Ayushman Card in Odisha, follow these steps:
Check Eligibility:
- Visit the official PMJAY website pmjay.gov.in.
- Click on the “Am I Eligible” tab.
- Enter your mobile number and the CAPTCHA code to receive an OTP.
- Verify the OTP and check if your family is covered under PMJAY by providing the required details like name, state, district, and HHD number.
Gather Necessary Documents:
- Aadhaar card or other government-approved ID.
- Ration card.
- Contact details.
- Caste certificate (if applicable).
- Income certificate.
Visit the Nearest Enrollment Center:
- Find the nearest Ayushman Mitra or Common Service Center (CSC) through the PMJAY website.
- Carry your documents and visit the center.
- Provide your family details and documents to the representative.
Get Your Ayushman Card:
- After verification of your details, your family will be enrolled in the PMJAY scheme.
- You will receive an Ayushman Bharat Family Card which will have all the necessary details about the scheme and coverage.
- The card can be used to avail of cashless treatment at empaneled hospitals.
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