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This was helpful! Thank you

People always seem to harp on about how nice it is to have a super mild winter, but forget to mention the 9 months of blistering heat and humidity. I'll take a harsher winter to not have to change my shirt every time I walk 3 blocks for most of the year. Hot weather suuuuuuuucks, how is that such an unpopular opinion?

Nothing stops a veteran from going directly to a seller to make an offer.

Is my money on the bank make big impact to how much they approved me for a morgage?

Please make a video about the new HOA laws that came into force on July 1. Focus on the ARB laws.

Hello, i've just been given a mortgage offer, is it advisable to take out a personal loan now?

Thank you so much knowledge

I thought these were things not to do before getting approved, but how long do these apply to after being approved as well?

"Shotty DIY' = flippers.

Do you put the cream on before you laser or after?

I say this all the time

Ahhhh. Yup insurance is always the answer.... It used to be called Racketeering but when politicians got involved they named their thievery... "Insurance"... Then they passed laws to protect the Scammers, (themselves & their Insurance Companies owned by the politician's minions) from the very people they steal from, you and I... In reality they are... Organized crime protection rackets protected by those we pay to protect us from them... You know what they'll get if they pull that on Anerica''s flyover people? A burned out cellar hole... 👍👍👍🍻 IMO

Grant deed needs to be signed with Escrow!! They should call Escrow and make sure that is the home owner!!!! These policymakers need to be locked up!!

I own real estate in 2 states. Both offer fraud guard, basically email notification if anything is filed against the property. It works well and is included in the taxes you pay. Call your County if you don't find it on the property/deed area of the county web site.

What company provides the best insurance for title fraud?

Hello I really appreciate your videos, really good stuff to know and learn I’m looking for a house in Gainesville or maybe newberry can you help me with this process ?

Worst city I’ve ever lived in

I think that's more to do with the devaluation of the dollar.

DeSantis is great. He needs to do something about the insurance problem though.

This is so helpful and clear. Thank you!!

Are professionals free of charge?

Great video keep up the work 🙏

No. It does not helps at all. I can’t afford to purchase a home, how can I get $10000 tax credit! I need money to make down payment. I need affordable mortgage. Help me get the key into the house first, then we can talk about first time homebuyer tax credit! 😢

We should just abolish property taxes altogether

But I keep hearing that the property taxes and electric bill are super high there. Highest in the state almost. Is that true ?

When rejecting do we need to put that in writing ?

We have family we have to go back there and feeling anxious moving from Lakeland area since we are now 50 and I really need to be social. Are there people our age? I like active fun outings and scared of losing a social network around Tampa I have loved being a part of

Seller or buyer. If you have the time to dedicate to it those people are completely useless. As a seller you can do the same job and pay a photographer $500 it will be much much much cheaper.... I know I did (and pocketed the difference). Only thing I used a realtor for was their free estimation, to make sure mine wasn't too far off. Number they gave me was a bit lower. I sold it for my own estimation............. Honestly if you've graduated high school the only reason not to do it yourself is time (and your time better be VERY expensive)

Problem is no one wants to pay realtor fees based on sales price. Their home their equity their hard end money is the sentiment. People will be much happy to pay if seller agent commission and buyers agent commissions are fixed rates.

Hoping to move to gainsville in the next couple of years!!

This lawsuit - and settlement - is the stupidest thing that has ever happened in the real estate profession... well, one of them. ;) When I moved to another state, even though I was a Broker and had access to MLS and data, I hired a local Realtor to help find me a home that met my needs and those of my family. She worked tirelessly. We went into escrow twice but those transactions did not work out - not on any fault of mine but on the Sellers. Finally she found a brand new home and we purchased it. She deserved every penny that she received - so glad the builder had an agreement to pay agents that brought buyers. There is NO WAY I could have done it alone. Now imagine a buyer would have little or no representation. The "unintended consequences" - and I hate that term - is going to be less transperancy, less incentives for agents working with buyers, and ultimately will hurt the Sellers, the very people the lawsuit was supposed to help. The real estate profession is changing and being attacked on all sides. Just look at the appraisal changes that will hurt everyone... buyers, sellers, agents, lenders. Of course the changes are pushed by people in cushy government jobs wearing $1,000 suits and travelling the country on "conferences" that are more like a good ole' boys club.

Good talk Lindsey!

i made a large deposit without knowing it was bad for a mortgage. im told i have to wait 2 months for it to season. this was “mattress money” i saved for years since i first started working. the rules are ridiculous

When you pass but you leave your house behind for a nephew to inherit, will the exemption still apply for him?

Thank you Lindsey. I didn't know about portability when I sold my home in 2018 and bought another in 2019. Now I sold my home I bought in 2019 and will remember to ask for portability. Amazing the thing that they don't tell you. Also, I wanted to comment about the cap. I was told that if the millage rates go up, it trumps the cap. So basically there is no cap. Am I correct?

Thanks for offering this video..I will live in this town soon for studying abroad

Can you make a video on self employed home buyers?!! We’re trying to qualify for a FHA loan.

I love the idea, but I have been writing emails to Renco, and have not gotten any response from them. Can you assist in getting me information as to how to get in touch with them???

"...to be had" Not necessarily accessible. And the housing crisis is a problem for real.

Hi Lindsey, You are so very helpful. My daughter and i watch all your videos .My daughter and I are moving to Virginia. What is the final document called when the lender finalizes the loan on your recently purchased h home? How long does it take for them to send it to you?

What about a personal loan for the purpose of Optioning a home while waiting for the funding from an insurance source and using that same fund to pay off the personal loan???

From your video description, and the video content: "Are baby boomers clinging to their homes for too long?” What a cringeworthy, entitled, and self-absorbed question! Those are THEIR homes!! By law, they can live in their homes as long as they like. This video reminded me of a person in their 40’s who was complaining to me, saying that their own personal failure to progress in their career was due to boomers who are still productively working. I was told that boomers should retire so that generation x and millennials can advance into those upward positions and salaries. "Is it finally time for [baby boomers] to consider a much-needed makeover [to their homes]?” Who determines what is a much-needed makeover? A beautifully maintained home that is a “time capsule” to a previous decade can be a thing of comfort to its owners. Those are owners who are entitled by law to live at peace in their “time capsule homes” for as long as they want to do so. When the time comes to sell my home here in Gainesville, I will not be calling upon you or your firm to help me. I cannot see that you could possibly have my best interests in mind.

Had no idea this would spark so much dialogue- love it! To be clear I’m referencing an article that I read so I’m not saying that every single boomer has to gut their property. In fact, that’s the beauty of real estate… it’s personal preference. Some people may have a higher expectation of a house they buy while others want something that they can fix up and customize. I think both can work depending upon the market and depending upon what people in a certain situation need. In my experience, homes that have been upgraded with newer appliances or flooring (for example) tend to sell faster and for more money because a lot of buyers don’t want to take on projects. A seller doesn’t have to upgrade anything on their property, but if a seller’s been living in a house for 40 years and never change the appliances or the carpet and wallpaper, they probably won’t sell as fast or as much as a neighbor down the street who has done those things. I think what this article is highlighting is the fact that buyers are feeling squeezed right now with interest rates and prices and if they feel if they are paying a premium they want to move into something that’s not going to require a ton of investment to fix up.

Oh Waaahhh Im so sorry that people are not going to give up their homes so you can make a commision. Its great they there are all these homes that haven't been '"open concepted" and ruined by style dead children addicted to HGTV and the latest "trend" (which are now thankfully coming to an end) as millenials and gen Z's are are watching Downton Abbey and Gilded age. You be amazed at how much antique silver and place settings I sell to 20 year olds who understand what actual style is, why they need a dining room and what living well means.

As a Gen Xer who got transferred every two years, every house I bought needed updates and upgrades and almost always repairs. I never expected to buy a house that was already done to my taste or to the latest style. Young people these days just expect too much. And of course people are aging in place as long as possible. Assisted living is beyond unaffordable.

Millennial here, I don't expect someone to give up their home for my sake, nor to upgrade anything. The only part I would argue is repairs / replacements for important aspects of the home if it can be afforded. I.e., air conditioning, roof, furnace. Essentials. Upgrades are unnecessary unless you live in a really old home. Otherwise, it is either for convenience or ascetic. Aka, unnecessary most of the time. If I want upgraded kitchen equipment, I can do that myself. The problem is lack of housing overall, and the overall American mindset of independence and having to have extravagant homes.

This sounds so entitled. I am NOT a boomer (younger Gen X) but if they have a better life staying put, why should they sell? If they're happy with their homes as they are because they will likely die before those expensive renovations are necessary why should they bother (assuming they can afford it). If newer generations (including mine) want affordable quality housing we need to push for policy changes and more investment in technology. Also, everybody has a degree these days and not enough people want to work doing physical labor. Someone had the stupid idea to make high education widespread, now we have a mass of baristas and creatives that would be building houses instead of driving a Ubers, saving coffee and performing other low stress work that doesn't add enough value to society. Now, any choice is okay. Do whatever you want, but don't complain about the consequences or call those people out because they don't want to do something that goes against their own interest just to serve "poor newer generations".

Thank you for your helpful resources.

What the...did they do an appropriate amount of testing before this? Did the Lego housing actually withstand a hurricane? Cuz if so then impressive but idk it feels fishy...

Thanks for sharing