Відео

Thank you for your honest review. I’m glad you found the video informative! It’s always a pleasure to help international students navigate their journey, and it motivates me to create more informative content like this!

Hi Nishan, I have not used any HDFC card, I just brought the Niyo card, and until now, it has been working fine!

Hi Rohit, You can apply for this card. It will save you money on markup charges, and it offers 5 years of validity, as confirmed by the Niyo team. Additionally, I have a great offer for you! If you're interested, use this referral link to apply, and we will both receive ₹250. Here’s the link: bit.ly/4gjVDKE (or you can also use my code: RISHA6258 )

Glad it was helpful! 😄

For a transit visa, you don't need a bank statement; just the documents I mentioned in the video.

Kiya apke wife ka bhi visa lagna hai? please elaborate the question!

Passport ko tabh submit krte hai, jabh apka visa stamping ke liye jana hota hai.

😆😆

Hanji!

According to their promises, it should work fine. I recently booked a flight in Canada using my Niyo Debit Card, and the process was hassle-free with no forex charges applied. Currently, they are promoting their Niyo Premium services, which will operate on a subscription-based model and include benefits like free lounge access.

Yeah! I'm going in Jan intake! My college is near Vancouver. What about you?

@@ReshabhCanadaI am also going in jan intake

@@SimranJeetKaur-hm1cv Oh! That's great! I just landed here about a day ago. The luggage dimensions were fine, and traveling here has been a great experience! I will be bringing a new video very soon with updates. In the meantime, if you have any questions or need assistance, feel free to connect with me on my Instagram: instagram.com/reshabhgoel/.

Thank you so much for your honest opinion and appreciation! Creating these videos requires extensive research and time to showcase the reality of specific products. As I mentioned in the video, I encountered issues with the KYC process. I still need to connect with the Niyo team, as the app randomly indicates that my KYC was unsuccessful due to some internal bugs in the application. 😆

Glad it was helpful!

Nahi, website per jesa ki mentioned hai, Delhi wale ke liye appointment nahi chahiye hoti, documents lekar sidha vfs me submit ker do!

Sir kya bank statement jurari hai

Hi! I recommend waiting for the Black Friday deals, as you can find great prices on new devices during that time. If that's not possible, then when you arrive in Canada, consider purchasing the device there. This way, you won't have to worry about issues like international warranties and charging adapters. By the way, I'm also waiting for the Black Friday deals! 😆

Hi Ayushi, In education loan, bank mostly transfer the amount directly to the university or colleges.

​@@ReshabhCanadaThanks

I strongly suggest you consider government banks for a loan amount of 7.5 lakhs, as this is the maximum amount provided by government banks without requiring collateral. I recently noticed that there are government schemes available for female candidates, which offer lower rates of interest and subsidies. You can explore the 'Vidya Lakshmi' and 'Jan Samarth' portals provided by the government. On the other hand, I have been sharing my experience with HDFC Credila (now simply called Credila). I've noticed that they tend to raise interest rates even when there has been no change in the repo rate, and no other bank has increased their interest rates this year. Therefore, I recommend keeping Credila as a *LAST* option. If you need information about the documents required for education loans, I would be happy to share that in a video if you say so. ✌🏻

In Vidya Laxmi loan which bank I prefer actually credilla is not found in the list of Vidya laxmi

Oh, really? What issue did you encounter with Lounge Pass?

Yeah! It's hard to believe! It could have been better. While I was researching, I came across some other creators who were praising the card's quality. However, after I received the card, I instantly realized that they were just earning commissions for referring it! 😆

Awesome to hear you had no issues! Yeah, the card could have been better!

Yes, Visa Application Center (VAC) and Visa Facilitation Services (VFS) are at the same location on the same station. Yes, Children less than 16 years of age need to be accompanied by a parent or guardian.

Hey Hardik, VFS Global may check an applicant's criminal history during the visa application process as part of their background check.

Yes, you can! Taking a personal loan and education loan simultaneously is possible. The approval for the same will depend on factors like: Previous loan repayment history.

Oh great! Apna experience jarur share karna

Hi, Niyo global card provides free lounge access outside of India. Niyo cardholders can receive one free Lounge Pass per quarter by spending at least ₹50,000 outside of India using a single Niyo card in that calendar quarter. The Lounge Pass remains valid for 30 days from the date it is generated.

Hello, apki file konse couse me huyi hai or college yah university me huyi hai?

@@ReshabhCanada diploma of business accounting in humber college Brampton

Thank you so much for your kind words!

Hey, that's awesome! I'm heading to Vancouver. 😄

Awesome! If possible we can have a small meetup there!

Great! I'll gather the info and create a detailed video shortly!

Hello Avej, as you requested, I have created a dedicated video about how to apply for a Japan transit visa. You can check it out on my channel: ua-cam.com/video/wUSpMGnAqt4/v-deo.html

Hello Sahil, mere appointment me toh sirf Biometric Appointment Letter (BAL) ka front page hi rakha tha. Baki it's random, it totally depends on the officer ki in sabh documents ke print out (jo video me mention kiya hai) me se woh kiya rakhe. Rest assured, woh passport nahi rkhenge, uske liye badme passport submission ki demand ati hai, after successfully biometric verification.

@@ReshabhCanada Thanks mera kal h biometric 😀

@@sahilchopra4260 All the Best Sahil! 👍 (you can also share your experience of biometrics in the comments here)

Yes, you will need to complete a consent form when you attend a biometric appointment for a visitor visa to Canada at a VFS Global Visa Application Centre (CVAC)

Hi Satyarth, yes, you can bring in both of these items. The only restriction is on laptops, tablets, or any other electronic items.

@@ReshabhCanada Thanks 👍

Most welcome

Whoa, that’s a heavy thought! Let’s just focus on getting that degree and living life to the fullest, yeah? Stay safe out there!

It depends on which bank you have taken the loan from, what type of insurance policy you have opted for at the time of loan sanction, and its duration. In most cases, the loan burden will fall upon the co-applicant's shoulders.

@@ReshabhCanada I am going to take loan for iim indore ipm program and for iim there is no any co borrower or collateral In that case what happen

Are you being offered a loan without needing a co-borrower or collateral?

@@ReshabhCanada because this is iim

Thank you so much! 😄